Springfield MO, MO Area Used Cars Under $45,000

2025 Ford Ranger Lariat

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This low mileage preowned 2025 Ford Ranger Lariat 4x4 pickup below 19,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $41K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$40,999
Est. Payment:	$776.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,911
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,161.00
Avg. DMV Fee	45.00
Cash Sale Price	$45,404.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,404.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$776.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 40,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $45K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$44,500
Est. Payment:	$842.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,667
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,514.60
Avg. DMV Fee	45.00
Cash Sale Price	$49,258.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,258.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$842.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This average mileage used 2022 Ford F-350 Super Duty XL 4x4 chassis below 80,000 miles, automatic transmission, and 18 MPG, 6.2L gas engine is for sale right now below $45K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$44,176
Est. Payment:	$1173.97 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,028
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$44,176.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,481.88
Avg. DMV Fee	45.00
Cash Sale Price	$48,901.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,901.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1173.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,176.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Carbide

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This below average mileage second hand 2024 Jeep Wagoneer Carbide 4x4 SUV under 69,000 miles, automatic transmission, and 18 MPG, 3.0L gas engine is for sale right now below $41K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$40,158
Est. Payment:	$883.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,527
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$40,158.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,076.06
Avg. DMV Fee	45.00
Cash Sale Price	$44,478.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$883.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,158.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 RST

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This low mileage second hand 2021 Chevrolet Silverado 1500 RST 4x4 pickup below 28,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $41K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$40,433
Est. Payment:	$766.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,060
Location:	Harrison, AR

Item	Amount
Used Car Price⁽¹⁾	$40,433.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,103.83
Avg. DMV Fee	45.00
Cash Sale Price	$44,780.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,780.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,433.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 13,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $42K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$41,900
Est. Payment:	$793.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,036
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,252.00
Avg. DMV Fee	45.00
Cash Sale Price	$46,396.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,396.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$793.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon

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This below average mileage used 2024 Jeep Wrangler Rubicon 4x4 SUV below 62,000 miles, transmission, and 18 MPG, 3.6L gas engine is for sale right now under $44K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$43,510
Est. Payment:	$956.75 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,936
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$43,510.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,414.61
Avg. DMV Fee	45.00
Cash Sale Price	$48,168.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,168.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$956.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,510.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage certified used 2025 Ford F-150 STX 4x4 pickup under 12,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $44K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$43,791
Est. Payment:	$829.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,424
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$43,791.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,442.99
Avg. DMV Fee	45.00
Cash Sale Price	$48,477.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,477.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$829.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,791.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chrysler Pacifica Limited

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This low mileage preowned 2026 Chrysler Pacifica Limited FWD minivan under 15,000 miles, automatic transmission, and 18 MPG, 3.6L gas engine is for sale right now below $41K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$40,187
Est. Payment:	$761.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,481
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$40,187.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,078.99
Avg. DMV Fee	45.00
Cash Sale Price	$44,509.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,509.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage preowned 2025 Ford Bronco Outer Banks 4x4 SUV under 14,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $44K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$43,500
Est. Payment:	$824.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,820
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,413.60
Avg. DMV Fee	45.00
Cash Sale Price	$48,157.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,157.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$824.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $45,000

2025 Ford Ranger Lariat

2023 Ford F-150 Platinum

2022 Ford F-350 Super Duty XL

2024 Jeep Wagoneer Carbide

2021 Chevrolet Silverado 1500 RST

2025 Ford F-150 XLT

2024 Jeep Wrangler Rubicon

2025 Ford F-150 STX

2026 Chrysler Pacifica Limited

2025 Ford Bronco Outer Banks

Greater Springfield MO Area Cities with Used Cars for Sale Below $45K

Metro Springfield MO Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $45,000

2025 Ford Ranger Lariat

Ford Ranger Lariat

2025 Ford Ranger Lariat Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2024 Jeep Wagoneer Carbide

Jeep Wagoneer Carbide

2024 Jeep Wagoneer Carbide Car Loan Estimate

2021 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2021 Chevrolet Silverado 1500 RST Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2024 Jeep Wrangler Rubicon Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2026 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2026 Chrysler Pacifica Limited Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $45K

Metro Springfield MO Area Counties with Used Cars for Sale Below $45,000

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