Springfield MO, MO Area Used Cars Under $45,000

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 20,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $43K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$42,523
Est. Payment:	$805.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,690
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$42,523.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,314.92
Avg. DMV Fee	45.00
Cash Sale Price	$47,081.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,081.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$805.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,523.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Heritage Edition

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This low mileage used 2023 Ford Bronco Heritage Edition 4x4 SUV under 55,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $44K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$43,500
Est. Payment:	$884.19 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,987
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$43,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,413.60
Avg. DMV Fee	45.00
Cash Sale Price	$48,157.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,157.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$884.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 SLT

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This low mileage second hand 2025 GMC Sierra 1500 SLT 4x4 pickup under 39,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now below $44K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$43,121
Est. Payment:	$816.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,367
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$43,121.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,375.32
Avg. DMV Fee	45.00
Cash Sale Price	$47,740.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,740.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$816.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Laramie

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This low mileage used 2025 Ram 1500 Laramie 4x4 pickup under 43,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $41K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$40,581
Est. Payment:	$769.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,553
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$40,581.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,118.78
Avg. DMV Fee	45.00
Cash Sale Price	$44,943.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,943.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Tradesman

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This low mileage second hand 2023 Ram 2500 Tradesman 4x4 pickup under 54,000 miles, automatic transmission, and 21 MPG, 6.7L diesel engine is for sale right now under $43K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$42,724
Est. Payment:	$868.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,926
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$42,724.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,335.22
Avg. DMV Fee	45.00
Cash Sale Price	$47,303.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,303.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$868.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,724.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 4,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $44K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$43,995
Est. Payment:	$833.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,799
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,463.59
Avg. DMV Fee	45.00
Cash Sale Price	$48,702.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,702.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer Series II

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This below average mileage used 2024 Jeep Wagoneer Series II 4x4 SUV under 69,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $41K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$40,158
Est. Payment:	$883.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,527
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$40,158.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,076.06
Avg. DMV Fee	45.00
Cash Sale Price	$44,478.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,478.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$883.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,158.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition XLT

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This low mileage second hand 2022 Ford Expedition XLT 4x4 SUV under 43,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $44K at Ultimate Ford in Mountain Home, AR. ...View More Details

Sales Price:	$43,900
Est. Payment:	$831.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,225
Location:	Mountain Home, AR

Item	Amount
Used Car Price⁽¹⁾	$43,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,454.00
Avg. DMV Fee	45.00
Cash Sale Price	$48,598.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,598.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Lariat

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This low mileage preowned 2025 Ford Ranger Lariat 4x4 pickup under 2,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $45K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$44,753
Est. Payment:	$847.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,075
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$44,753.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,540.15
Avg. DMV Fee	45.00
Cash Sale Price	$49,537.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,537.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$847.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,753.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Aviator Reserve

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This low mileage used 2022 Lincoln Aviator Reserve AWD SUV below 40,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $45K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$44,995
Est. Payment:	$852.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,852
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,564.59
Avg. DMV Fee	45.00
Cash Sale Price	$49,803.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,803.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$852.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2023 Ford Bronco Heritage Edition

2025 GMC Sierra 1500 SLT

2025 Ram 1500 Laramie

2023 Ram 2500 Tradesman

2023 Ford F-150 Lariat

2024 Jeep Wagoneer Series II

2022 Ford Expedition XLT

2025 Ford Ranger Lariat

2022 Lincoln Aviator Reserve

Greater Springfield MO Area Cities with Used Cars for Sale Below $45K

Metro Springfield MO Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford Bronco Heritage Edition

Ford Bronco Heritage Edition

2023 Ford Bronco Heritage Edition Car Loan Estimate

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ram 1500 Laramie

Ram 1500 Laramie

2025 Ram 1500 Laramie Car Loan Estimate

2023 Ram 2500 Tradesman

Ram 2500 Tradesman

2023 Ram 2500 Tradesman Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Jeep Wagoneer Series II

Jeep Wagoneer Series II

2024 Jeep Wagoneer Series II Car Loan Estimate

2022 Ford Expedition XLT

Ford Expedition XLT

2022 Ford Expedition XLT Car Loan Estimate

2025 Ford Ranger Lariat

Ford Ranger Lariat

2025 Ford Ranger Lariat Car Loan Estimate

2022 Lincoln Aviator Reserve

Lincoln Aviator Reserve

2022 Lincoln Aviator Reserve Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $45K

Metro Springfield MO Area Counties with Used Cars for Sale Below $45,000

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