Springfield MO, MO Area Used Cars Under $45,000

2024 Ford F-150 XLT

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This low mileage certified second hand 2024 Ford F-150 XLT RWD pickup under 12,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $42K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$41,639
Est. Payment:	$788.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,577
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$41,639.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,225.64
Avg. DMV Fee	45.00
Cash Sale Price	$46,108.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,108.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$788.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,639.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon

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This low mileage second hand 2025 Jeep Wrangler Rubicon 4x4 SUV under 21,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $42K at Clay Maxey Ford in Harrison, AR. ...View More Details

Sales Price:	$41,046
Est. Payment:	$777.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,821
Location:	Harrison, AR

Item	Amount
Used Car Price⁽¹⁾	$41,046.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,165.75
Avg. DMV Fee	45.00
Cash Sale Price	$45,455.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,455.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$777.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,046.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage second hand 2025 Toyota Tacoma SR5 4x4 pickup below 15,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now below $41K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$40,682
Est. Payment:	$770.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,745
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$40,682.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,128.98
Avg. DMV Fee	45.00
Cash Sale Price	$45,054.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,054.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$770.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 39,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $45K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$44,500
Est. Payment:	$842.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,458
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,514.60
Avg. DMV Fee	45.00
Cash Sale Price	$49,258.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,258.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$842.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Limited

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This low mileage preowned 2022 Ford F-150 Limited 4x4 pickup below 36,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $41K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$41,000
Est. Payment:	$776.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,548
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,161.10
Avg. DMV Fee	45.00
Cash Sale Price	$45,405.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,405.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$776.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon

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This low mileage preowned 2025 Jeep Wrangler Rubicon 4x4 SUV under 32,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $42K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$41,988
Est. Payment:	$795.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,124
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$41,988.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,260.89
Avg. DMV Fee	45.00
Cash Sale Price	$46,492.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,492.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$795.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Expedition XLT

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This low mileage second hand 2022 Ford Expedition XLT 4x4 SUV below 43,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $44K at Ultimate Ford in Mountain Home, AR. ...View More Details

Sales Price:	$43,900
Est. Payment:	$831.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,225
Location:	Mountain Home, AR

Item	Amount
Used Car Price⁽¹⁾	$43,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,454.00
Avg. DMV Fee	45.00
Cash Sale Price	$48,598.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,598.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Lariat

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This low mileage used 2025 Ford Ranger Lariat 4x4 pickup under 19,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $42K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$41,650
Est. Payment:	$789.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,911
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$41,650.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,226.75
Avg. DMV Fee	45.00
Cash Sale Price	$46,120.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,120.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$789.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 SLT

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This low mileage second hand 2025 GMC Sierra 1500 SLT 4x4 pickup under 39,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now under $44K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$43,121
Est. Payment:	$816.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,367
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$43,121.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,375.32
Avg. DMV Fee	45.00
Cash Sale Price	$47,740.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,740.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$816.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage used 2022 Ford F-150 Platinum 4x4 pickup below 21,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $43K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$42,995
Est. Payment:	$814.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,075
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,362.59
Avg. DMV Fee	45.00
Cash Sale Price	$47,601.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,601.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$814.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

2025 Jeep Wrangler Rubicon

2025 Toyota Tacoma SR5

2023 Ford F-150 XLT

2022 Ford F-150 Limited

2025 Jeep Wrangler Rubicon

2022 Ford Expedition XLT

2025 Ford Ranger Lariat

2025 GMC Sierra 1500 SLT

2022 Ford F-150 Platinum

Greater Springfield MO Area Cities with Used Cars for Sale Below $45K

Metro Springfield MO Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2025 Jeep Wrangler Rubicon Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 Limited

Ford F-150 Limited

2022 Ford F-150 Limited Car Loan Estimate

2025 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2025 Jeep Wrangler Rubicon Car Loan Estimate

2022 Ford Expedition XLT

Ford Expedition XLT

2022 Ford Expedition XLT Car Loan Estimate

2025 Ford Ranger Lariat

Ford Ranger Lariat

2025 Ford Ranger Lariat Car Loan Estimate

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $45K

Metro Springfield MO Area Counties with Used Cars for Sale Below $45,000

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