Metro Springfield MO, MO Area Used Cars Under $650 a Month

2025 Ford Explorer ST-Line

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This low mileage certified second hand 2025 Ford Explorer ST-Line AWD SUV below 41,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$35,263
Est. Payment:	$668.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,252
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$35,263.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,581.66
Avg. DMV Fee	45.00
Cash Sale Price	$39,088.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,088.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

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This low mileage second hand 2023 Lincoln Corsair Standard AWD SUV below 8,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $34K at Zink Motor Co in Appleton City, MO. ...View More Details

Sales Price:	$33,995
Est. Payment:	$644.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,742
Location:	Appleton City, MO

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,453.59
Avg. DMV Fee	45.00
Cash Sale Price	$37,692.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,692.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$644.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV under 20,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $35K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$34,999
Est. Payment:	$663.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,459
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$34,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,555.00
Avg. DMV Fee	45.00
Cash Sale Price	$38,798.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,798.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda CX-90 3.3 Turbo Premium

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This low mileage preowned 2024 Mazda CX-90 3.3 Turbo Premium AWD SUV under 58,000 miles, automatic transmission, and 24 MPG, 3.3L hybrid engine is for sale right now below $32K at Ultimate Ford in Mountain Home, AR. ...View More Details

Sales Price:	$31,900
Est. Payment:	$649.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,623
Location:	Mountain Home, AR

Item	Amount
Used Car Price⁽¹⁾	$31,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,242.00
Avg. DMV Fee	45.00
Cash Sale Price	$35,386.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,386.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$649.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 39,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $35K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$34,100
Est. Payment:	$646.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,364
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$34,100.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,464.20
Avg. DMV Fee	45.00
Cash Sale Price	$37,808.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,808.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$646.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi Q5 quattro S line Prem Plus 45 TFSI

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This low mileage preowned 2024 Audi Q5 quattro S line Prem Plus 45 TFSI AWD SUV below 31,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $33K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$32,893
Est. Payment:	$624.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,469
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$32,893.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,342.29
Avg. DMV Fee	45.00
Cash Sale Price	$36,479.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,479.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$624.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Freedom

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This low mileage used 2023 Jeep Gladiator Freedom 4x4 pickup under 36,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $34K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$33,742
Est. Payment:	$640.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,864
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$33,742.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,428.04
Avg. DMV Fee	45.00
Cash Sale Price	$37,414.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,414.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$640.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,742.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Maverick XL

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This average mileage used 2023 Ford Maverick XL AWD pickup under 79,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $26K at Corwin Ford Republic in Republic, MO. ...View More Details

Sales Price:	$25,995
Est. Payment:	$626.87 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,327
Location:	Republic, MO

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,645.59
Avg. DMV Fee	45.00
Cash Sale Price	$28,884.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,884.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$626.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 34,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $34K at James River Ford in Ozark, MO. ...View More Details

Sales Price:	$33,981
Est. Payment:	$644.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,173
Location:	Ozark, MO

Item	Amount
Used Car Price⁽¹⁾	$33,981.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,452.18
Avg. DMV Fee	45.00
Cash Sale Price	$37,677.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,677.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$644.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 27,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $36K at Fugate Motors in El Dorado Springs, MO. ...View More Details

Sales Price:	$35,300
Est. Payment:	$669.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,112
Location:	El Dorado Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$35,300.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,585.40
Avg. DMV Fee	45.00
Cash Sale Price	$39,129.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,129.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $650 / Month

2025 Ford Explorer ST-Line

2023 Lincoln Corsair Standard

2025 Ford Explorer Active

2024 Mazda CX-90 3.3 Turbo Premium

2023 Ford Explorer XLT

2024 Audi Q5 quattro S line Prem Plus 45 TFSI

2023 Jeep Gladiator Freedom

2023 Ford Maverick XL

2023 Ford Explorer XLT

2023 Ford Explorer XLT

Greater Springfield MO Area Cities with Used Cars for Sale Below $650 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Springfield MO Area

Metro Springfield MO Secondhand Used Vehicles with Payments Under $650 / Month

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Mazda CX-90 3.3 Turbo Premium

Mazda CX-90 3.3 Turbo Premium

2024 Mazda CX-90 3.3 Turbo Premium Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Audi Q5 quattro S line Prem Plus 45 TFSI

Audi Q5 quattro S line Prem Plus 45 TFSI

2024 Audi Q5 quattro S line Prem Plus 45 TFSI Car Loan Estimate

2023 Jeep Gladiator Freedom

Jeep Gladiator Freedom

2023 Jeep Gladiator Freedom Car Loan Estimate

2023 Ford Maverick XL

Ford Maverick XL

2023 Ford Maverick XL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Greater Springfield MO Area Cities with Used Cars for Sale Below $650 / Month

Metro Springfield MO Area Counties with Used Cars for Sale Below $650 / Month

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