Missouri Used Sedans Under $40,000 |with Payments|

2024 Toyota Crown XLE

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This low mileage used 2024 Toyota Crown XLE AWD sedan below 34,000 miles, cvt transmission, and 48 MPG, 2.5L hybrid engine is for sale right now under $38K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$37,988
Est. Payment:	$720.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,856
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,856.89
Avg. DMV Fee	45.00
Cash Sale Price	$42,088.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,088.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage second hand 2023 BMW 3 Series 330i xDrive AWD sedan under 21,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now below $36K at Jimmy Michel Motors in Aurora, MO. ...View More Details

Sales Price:	$35,992
Est. Payment:	$682.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,463
Location:	Aurora, MO

Item	Amount
Used Car Price⁽¹⁾	$35,992.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,655.29
Avg. DMV Fee	45.00
Cash Sale Price	$39,891.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,891.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Avalon Limited

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This low mileage second hand 2022 Toyota Avalon Limited FWD sedan below 28,000 miles, automatic transmission, and 48 MPG, 3.5L gas engine is for sale right now under $37K at Dave Sinclair Lincoln in Ballwin, MO. ...View More Details

Sales Price:	$36,617
Est. Payment:	$694.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,283
Location:	Ballwin, MO

Item	Amount
Used Car Price⁽¹⁾	$36,617.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,718.42
Avg. DMV Fee	45.00
Cash Sale Price	$40,579.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,579.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$694.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,617.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jaguar XF P300 R-Dynamic SE

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This low mileage used 2024 Jaguar XF P300 R-Dynamic SE AWD sedan below 17,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $40K at Gary Crossley Ford in Kansas City, MO. ...View More Details

Sales Price:	$39,900
Est. Payment:	$756.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,320
Location:	Kansas City, MO

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,050.00
Avg. DMV Fee	45.00
Cash Sale Price	$44,194.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,194.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$756.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage used 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now below $38K at Joe Machens Hyundai in Columbia, MO. ...View More Details

Sales Price:	$37,620
Est. Payment:	$713.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Columbia, MO

Item	Amount
Used Car Price⁽¹⁾	$37,620.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,819.72
Avg. DMV Fee	45.00
Cash Sale Price	$41,683.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,683.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

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This low mileage used 2026 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now below $37K at Dean Team Hyundai in Ballwin, MO. ...View More Details

Sales Price:	$36,042
Est. Payment:	$683.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Ballwin, MO

Item	Amount
Used Car Price⁽¹⁾	$36,042.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,660.34
Avg. DMV Fee	45.00
Cash Sale Price	$39,946.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,946.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,042.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $38K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$37,824
Est. Payment:	$717.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$37,824.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,840.32
Avg. DMV Fee	45.00
Cash Sale Price	$41,908.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,908.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,824.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $37K at Napleton Hyundai in Hazelwood, MO. ...View More Details

Sales Price:	$36,781
Est. Payment:	$697.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Hazelwood, MO

Item	Amount
Used Car Price⁽¹⁾	$36,781.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,734.98
Avg. DMV Fee	45.00
Cash Sale Price	$40,759.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,759.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now below $37K at Dean Team Hyundai in Ballwin, MO. ...View More Details

Sales Price:	$36,752
Est. Payment:	$696.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18
Location:	Ballwin, MO

Item	Amount
Used Car Price⁽¹⁾	$36,752.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,732.05
Avg. DMV Fee	45.00
Cash Sale Price	$40,728.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,728.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$696.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,752.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan under 8,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $40K at Joe Machens Hyundai in Columbia, MO. ...View More Details

Sales Price:	$39,795
Est. Payment:	$754.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,312
Location:	Columbia, MO

Item	Amount
Used Car Price⁽¹⁾	$39,795.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,039.39
Avg. DMV Fee	45.00
Cash Sale Price	$44,078.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,078.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Missouri

Missouri Secondhand Used Sedans Priced Below $40,000

2024 Toyota Crown XLE

2023 BMW 3 Series 330i xDrive

2022 Toyota Avalon Limited

2024 Jaguar XF P300 R-Dynamic SE

2026 Hyundai SONATA N Line

2026 Hyundai SONATA N Line

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA Hybrid Limited

Missouri Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Missouri

Missouri Secondhand Used Sedans Priced Below $40,000

2024 Toyota Crown XLE

Toyota Crown XLE

2024 Toyota Crown XLE Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2022 Toyota Avalon Limited

Toyota Avalon Limited

2022 Toyota Avalon Limited Car Loan Estimate

2024 Jaguar XF P300 R-Dynamic SE

Jaguar XF P300 R-Dynamic SE

2024 Jaguar XF P300 R-Dynamic SE Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

Missouri Areas with Used Sedans for Sale Below $40,000

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