Missouri Used Cars Under $20,000 |with Payments|

2024 Kia K5 EX

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This above average mileage second hand 2024 Kia K5 EX FWD sedan under 92,000 miles, a transmission, and 27 MPG, 1.6L gas engine is for sale right now under $20K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$19,682
Est. Payment:	$591.65 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,640
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$19,682.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,007.98
Avg. DMV Fee	45.00
Cash Sale Price	$21,933.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,933.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$591.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta S

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This low mileage second hand 2024 Volkswagen Jetta S FWD sedan below 35,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now under $19K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$18,621
Est. Payment:	$355.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,116
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$18,621.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,900.82
Avg. DMV Fee	45.00
Cash Sale Price	$20,765.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,765.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$355.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,621.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Cherokee Limited

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This above average mileage second hand 2020 Jeep Cherokee Limited 4X4 SUV under 90,000 miles, transmission, and 27 MPG, 2.0L gas engine is for sale right now below $17K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$16,749
Est. Payment:	$504.54 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,253
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$16,749.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,711.75
Avg. DMV Fee	45.00
Cash Sale Price	$18,704.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,704.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$504.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sportage LX

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This low mileage used 2022 Kia Sportage LX AWD SUV below 38,000 miles, a transmission, and 27 MPG, 2.4L gas engine is for sale right now below $20K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$19,497
Est. Payment:	$371.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,000
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$19,497.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,989.30
Avg. DMV Fee	45.00
Cash Sale Price	$21,730.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,730.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$371.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON Hybrid SEL Convenience

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This average mileage second hand 2022 Hyundai TUCSON Hybrid SEL Convenience AWD SUV below 77,000 miles, a transmission, and 27 MPG, 1.6L hybrid engine is for sale right now below $20K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$19,777
Est. Payment:	$478.29 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,966
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$19,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,017.58
Avg. DMV Fee	45.00
Cash Sale Price	$22,038.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,038.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$478.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Buick Encore GX Select

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This low mileage used 2021 Buick Encore GX Select FWD SUV below 59,000 miles, cvt transmission, and 27 MPG, 1.2L gas engine is for sale right now below $17K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$16,921
Est. Payment:	$346.90 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,210
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$16,921.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,729.12
Avg. DMV Fee	45.00
Cash Sale Price	$18,894.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,894.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$346.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE Limited

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This above average mileage second hand 2020 Hyundai SANTA FE Limited FWD SUV below 93,000 miles, a transmission, and 27 MPG, 2.4L gas engine is for sale right now under $17K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$16,277
Est. Payment:	$490.53 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,508
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$16,277.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,664.08
Avg. DMV Fee	45.00
Cash Sale Price	$18,185.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,185.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$490.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Buick Encore GX Preferred

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This average mileage preowned 2022 Buick Encore GX Preferred AWD SUV under 83,000 miles, a transmission, and 27 MPG, 1.3L gas engine is for sale right now below $17K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$16,595
Est. Payment:	$444.97 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,212
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$16,595.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,696.19
Avg. DMV Fee	45.00
Cash Sale Price	$18,535.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,535.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$444.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This high mileage preowned 2022 Hyundai TUCSON SEL AWD SUV under 111,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $17K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$16,777
Est. Payment:	$579.61 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,082
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$16,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,714.58
Avg. DMV Fee	45.00
Cash Sale Price	$18,735.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,735.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$579.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sorento LX

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This average mileage preowned 2023 Kia Sorento LX FWD SUV under 75,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $20K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$19,350
Est. Payment:	$468.09 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,663
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$19,350.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,974.45
Avg. DMV Fee	45.00
Cash Sale Price	$21,568.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,568.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$468.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $20,000

2024 Kia K5 EX

2024 Volkswagen Jetta S

2020 Jeep Cherokee Limited

2022 Kia Sportage LX

2022 Hyundai TUCSON Hybrid SEL Convenience

2021 Buick Encore GX Select

2020 Hyundai SANTA FE Limited

2022 Buick Encore GX Preferred

2022 Hyundai TUCSON SEL

2023 Kia Sorento LX

Missouri Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $20,000

2024 Kia K5 EX

Kia K5 EX

2024 Kia K5 EX Car Loan Estimate

2024 Volkswagen Jetta S

Volkswagen Jetta S

2024 Volkswagen Jetta S Car Loan Estimate

2020 Jeep Cherokee Limited

Jeep Cherokee Limited

2020 Jeep Cherokee Limited Car Loan Estimate

2022 Kia Sportage LX

Kia Sportage LX

2022 Kia Sportage LX Car Loan Estimate

2022 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2022 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2021 Buick Encore GX Select

Buick Encore GX Select

2021 Buick Encore GX Select Car Loan Estimate

2020 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2020 Hyundai SANTA FE Limited Car Loan Estimate

2022 Buick Encore GX Preferred

Buick Encore GX Preferred

2022 Buick Encore GX Preferred Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2023 Kia Sorento LX

Kia Sorento LX

2023 Kia Sorento LX Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $20,000

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