Missouri Used Cars Under $400 a Month. Finance Payments Below $400

2025 Hyundai SONATA SEL

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This low mileage certified used 2025 Hyundai SONATA SEL FWD sedan below 38,000 miles, automatic transmission, and 38 MPG, 2.5L gas engine is for sale right now below $20K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$19,977
Est. Payment:	$380.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,043
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$19,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,037.78
Avg. DMV Fee	45.00
Cash Sale Price	$22,258.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,258.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$380.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Compass Latitude

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This below average mileage used 2021 Jeep Compass Latitude FWD SUV under 70,000 miles, automatic transmission, and 38 MPG, 2.4L gas engine is for sale right now below $17K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$16,227
Est. Payment:	$360.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,659
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$16,227.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,659.03
Avg. DMV Fee	45.00
Cash Sale Price	$18,130.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,130.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$360.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Sport Touring

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This low mileage used 2024 Buick Encore GX Sport Touring FWD SUV under 47,000 miles, cvt transmission, and 38 MPG, 1.3L gas engine is for sale right now under $21K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$20,647
Est. Payment:	$393.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,073
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$20,647.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,105.45
Avg. DMV Fee	45.00
Cash Sale Price	$22,996.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,996.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$393.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,647.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Sentra SV

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This low mileage used 2025 Nissan Sentra SV FWD sedan under 18,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $20K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$19,234
Est. Payment:	$366.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,176
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$19,234.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,962.73
Avg. DMV Fee	45.00
Cash Sale Price	$21,440.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,440.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$366.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,234.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Buick Envision Preferred

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This below average mileage preowned 2020 Buick Envision Preferred FWD SUV below 62,000 miles, automatic transmission, and 38 MPG, 2.5L gas engine is for sale right now below $19K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$18,056
Est. Payment:	$400.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,345
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$18,056.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,843.76
Avg. DMV Fee	45.00
Cash Sale Price	$20,143.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,143.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$400.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,056.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Kicks SV

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This low mileage preowned 2023 Nissan Kicks SV FWD hatchback below 48,000 miles, cvt transmission, and 38 MPG, 1.6L gas engine is for sale right now under $20K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$19,975
Est. Payment:	$380.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,673
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$19,975.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,037.57
Avg. DMV Fee	45.00
Cash Sale Price	$22,256.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,256.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$380.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LT

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This low mileage second hand 2023 Chevrolet Malibu LT FWD sedan below 56,000 miles, cvt transmission, and 38 MPG, 1.5L gas engine is for sale right now below $18K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$17,607
Est. Payment:	$360.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,039
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$17,607.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,798.41
Avg. DMV Fee	45.00
Cash Sale Price	$19,649.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,649.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$360.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,607.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

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This low mileage certified preowned 2023 Hyundai VENUE SEL FWD hatchback below 25,000 miles, cvt transmission, and 38 MPG, 1.6L gas engine is for sale right now under $19K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$18,997
Est. Payment:	$362.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,090
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$18,997.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,938.80
Avg. DMV Fee	45.00
Cash Sale Price	$21,179.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,179.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$362.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV under 54,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $19K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$18,777
Est. Payment:	$384.42 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,174
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$18,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,916.58
Avg. DMV Fee	45.00
Cash Sale Price	$20,937.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,937.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$384.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage certified used 2023 Hyundai ELANTRA SE FWD sedan below 38,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $20K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$19,993
Est. Payment:	$381.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,142
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$19,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,039.39
Avg. DMV Fee	45.00
Cash Sale Price	$22,276.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,276.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$381.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Missouri

Missouri Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai SONATA SEL

2021 Jeep Compass Latitude

2024 Buick Encore GX Sport Touring

2025 Nissan Sentra SV

2020 Buick Envision Preferred

2023 Nissan Kicks SV

2023 Chevrolet Malibu LT

2023 Hyundai VENUE SEL

2023 Hyundai KONA SEL

2023 Hyundai ELANTRA SE

Missouri Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Missouri

Missouri Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Car Loan Estimate

2021 Jeep Compass Latitude

Jeep Compass Latitude

2021 Jeep Compass Latitude Car Loan Estimate

2024 Buick Encore GX Sport Touring

Buick Encore GX Sport Touring

2024 Buick Encore GX Sport Touring Car Loan Estimate

2025 Nissan Sentra SV

Nissan Sentra SV

2025 Nissan Sentra SV Car Loan Estimate

2020 Buick Envision Preferred

Buick Envision Preferred

2020 Buick Envision Preferred Car Loan Estimate

2023 Nissan Kicks SV

Nissan Kicks SV

2023 Nissan Kicks SV Car Loan Estimate

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $400 / Month

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