Missouri Used Cars Under $45,000 |with Payments|

2022 GMC Sierra 1500 SLT

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This low mileage second hand 2022 GMC Sierra 1500 SLT 4x4 pickup below 30,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now below $44K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$43,495
Est. Payment:	$823.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,837
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,413.09
Avg. DMV Fee	45.00
Cash Sale Price	$48,152.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,152.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage second hand 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $42K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$41,033
Est. Payment:	$777.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$41,033.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,164.43
Avg. DMV Fee	45.00
Cash Sale Price	$45,441.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,441.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$777.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,033.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL

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This low mileage certified second hand 2026 Hyundai PALISADE SEL AWD SUV below 8,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $41K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$40,797
Est. Payment:	$773.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,080
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$40,797.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,140.60
Avg. DMV Fee	45.00
Cash Sale Price	$45,181.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,181.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$773.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $41K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$40,484
Est. Payment:	$767.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$40,484.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,108.98
Avg. DMV Fee	45.00
Cash Sale Price	$44,836.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,836.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$767.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $41K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$40,505
Est. Payment:	$767.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$40,505.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,111.10
Avg. DMV Fee	45.00
Cash Sale Price	$44,860.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,860.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$767.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,505.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4x4 pickup under 9,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $43K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$42,775
Est. Payment:	$810.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,292
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$42,775.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,340.37
Avg. DMV Fee	45.00
Cash Sale Price	$47,359.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,359.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$810.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage used 2024 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup below 18,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $42K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$41,500
Est. Payment:	$786.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,323
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,211.60
Avg. DMV Fee	45.00
Cash Sale Price	$45,955.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,955.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$786.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage certified preowned 2026 Hyundai PALISADE XRT Pro AWD SUV under 1,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$43,977
Est. Payment:	$833.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,169
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$43,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,461.78
Avg. DMV Fee	45.00
Cash Sale Price	$48,682.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,682.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Suburban Premier

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This average mileage preowned 2022 Chevrolet Suburban Premier 4x4 SUV below 81,000 miles, automatic transmission, and 22 MPG, 5.3L gas engine is for sale right now under $42K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$41,473
Est. Payment:	$1102.52 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,932
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$41,473.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,208.87
Avg. DMV Fee	45.00
Cash Sale Price	$45,925.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,925.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1102.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $41K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$40,547
Est. Payment:	$768.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$40,547.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,115.35
Avg. DMV Fee	45.00
Cash Sale Price	$44,906.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,906.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$768.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,547.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $45,000

2022 GMC Sierra 1500 SLT

2026 Hyundai SANTA FE XRT

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT

2025 Ram 1500 Big Horn

2024 Chevrolet Silverado 1500 Custom Trail Boss

2026 Hyundai PALISADE XRT Pro

2022 Chevrolet Suburban Premier

2026 Hyundai SANTA FE XRT

Missouri Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $45,000

2022 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2022 GMC Sierra 1500 SLT Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2024 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2024 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2022 Chevrolet Suburban Premier

Chevrolet Suburban Premier

2022 Chevrolet Suburban Premier Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $45,000

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