Missouri Used Cars Under $45,000 |with Payments|

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup below 3,000 miles, a transmission, and 3.6L hybrid engine is for sale right now under $41K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$40,267
Est. Payment:	$763.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,349
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$40,267.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,087.07
Avg. DMV Fee	45.00
Cash Sale Price	$44,598.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,598.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$763.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,267.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz GLC GLC 300 4MATIC

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This low mileage preowned 2023 Mercedes-Benz GLC GLC 300 4MATIC AWD SUV under 39,000 miles, a transmission, and 2.0L gas engine is for sale right now below $42K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$41,148
Est. Payment:	$779.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,476
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$41,148.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,176.05
Avg. DMV Fee	45.00
Cash Sale Price	$45,568.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,568.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$779.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,148.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 3.5T

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This low mileage used 2023 Genesis GV80 3.5T AWD SUV below 40,000 miles, a transmission, and 3.5L gas engine is for sale right now below $44K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$43,995
Est. Payment:	$833.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,740
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,463.59
Avg. DMV Fee	45.00
Cash Sale Price	$48,702.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,702.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 2500 Big Horn

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This low mileage preowned 2023 Ram 2500 Big Horn 4X4 pickup below 56,000 miles, a transmission, and 6.7L diesel engine is for sale right now under $44K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$43,750
Est. Payment:	$889.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,267
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$43,750.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,438.85
Avg. DMV Fee	45.00
Cash Sale Price	$48,432.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,432.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$889.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Suburban Premier

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This average mileage second hand 2021 Chevrolet Suburban Premier 4X4 SUV under 82,000 miles, a transmission, and 5.3L gas engine is for sale right now under $42K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$41,597
Est. Payment:	$1105.80 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,790
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$41,597.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,221.40
Avg. DMV Fee	45.00
Cash Sale Price	$46,062.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,062.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1105.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,597.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage second hand 2026 Hyundai PALISADE XRT Pro AWD SUV below 0,000 miles, a transmission, and 3.5L gas engine is for sale right now under $43K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$42,977
Est. Payment:	$814.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$42,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,360.78
Avg. DMV Fee	45.00
Cash Sale Price	$47,581.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,581.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$814.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage second hand 2026 Hyundai PALISADE XRT Pro AWD SUV under 1,000 miles, a transmission, and 3.5L gas engine is for sale right now under $44K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$43,177
Est. Payment:	$817.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,169
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$43,177.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,380.98
Avg. DMV Fee	45.00
Cash Sale Price	$47,801.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,801.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$817.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,177.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup under 24,000 miles, a transmission, and 2.7L gas engine is for sale right now under $42K at Dave Sinclair Ford, Inc. in Saint Louis, MO. ...View More Details

Sales Price:	$41,250
Est. Payment:	$781.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,333
Location:	Saint Louis, MO

Item	Amount
Used Car Price⁽¹⁾	$41,250.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,186.35
Avg. DMV Fee	45.00
Cash Sale Price	$45,680.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,680.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Traverse LT

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This low mileage used 2026 Chevrolet Traverse LT 4X4 SUV under 30,000 miles, a transmission, and 2.5L gas engine is for sale right now under $41K at Rick Ball Ford in Sedalia, MO. ...View More Details

Sales Price:	$40,997
Est. Payment:	$776.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,069
Location:	Sedalia, MO

Item	Amount
Used Car Price⁽¹⁾	$40,997.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,160.80
Avg. DMV Fee	45.00
Cash Sale Price	$45,401.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,401.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$776.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Tradesman

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This low mileage second hand 2024 Ram 2500 Tradesman 4X4 pickup under 17,000 miles, a transmission, and 6.4L gas engine is for sale right now under $42K at Blue Springs Ford in Blue Springs, MO. ...View More Details

Sales Price:	$41,956
Est. Payment:	$794.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,363
Location:	Blue Springs, MO

Item	Amount
Used Car Price⁽¹⁾	$41,956.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,257.66
Avg. DMV Fee	45.00
Cash Sale Price	$46,457.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,457.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,956.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $45,000

2025 Ram 1500 Big Horn

2023 Mercedes-Benz GLC GLC 300 4MATIC

2023 Genesis GV80 3.5T

2023 Ram 2500 Big Horn

2021 Chevrolet Suburban Premier

2026 Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro

2025 Ford F-150 XLT

2026 Chevrolet Traverse LT

2024 Ram 2500 Tradesman

Missouri Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $45,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Mercedes-Benz GLC GLC 300 4MATIC

Mercedes-Benz GLC GLC 300 4MATIC

2023 Mercedes-Benz GLC 300 4MATIC Car Loan Estimate

2023 Genesis GV80 3.5T

Genesis GV80 3.5T

2023 Genesis GV80 3.5T Car Loan Estimate

2023 Ram 2500 Big Horn

Ram 2500 Big Horn

2023 Ram 2500 Big Horn Car Loan Estimate

2021 Chevrolet Suburban Premier

Chevrolet Suburban Premier

2021 Chevrolet Suburban Premier Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2026 Chevrolet Traverse LT

Chevrolet Traverse LT

2026 Chevrolet Traverse LT Car Loan Estimate

2024 Ram 2500 Tradesman

Ram 2500 Tradesman

2024 Ram 2500 Tradesman Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $45,000

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