Missouri Used Cars Under $40,000 |with Payments|

2025 Jeep Grand Cherokee Altitude

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This low mileage second hand 2025 Jeep Grand Cherokee Altitude 4x4 SUV below 16,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $37K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$36,550
Est. Payment:	$693.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,685
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,711.65
Avg. DMV Fee	45.00
Cash Sale Price	$40,505.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,505.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$693.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage certified used 2026 Hyundai PALISADE SEL Convenience AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $40K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$39,777
Est. Payment:	$753.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,446
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$39,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,037.58
Avg. DMV Fee	45.00
Cash Sale Price	$44,058.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,058.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$753.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Yukon Denali

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This average mileage second hand 2020 GMC Yukon Denali 4x4 SUV under 88,000 miles, automatic transmission, and 23 MPG, 6.2L gas engine is for sale right now below $36K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$35,818
Est. Payment:	$953.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,463
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$35,818.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,637.72
Avg. DMV Fee	45.00
Cash Sale Price	$39,699.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,699.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$953.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,818.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Challenger SXT

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This low mileage used 2023 Dodge Challenger SXT AWD coupe below 7,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $36K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$35,773
Est. Payment:	$678.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,683
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$35,773.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,633.17
Avg. DMV Fee	45.00
Cash Sale Price	$39,650.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,650.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,773.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage used 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 44,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $36K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$35,993
Est. Payment:	$682.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,934
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$35,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,655.39
Avg. DMV Fee	45.00
Cash Sale Price	$39,892.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,892.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Rebel

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This average mileage preowned 2022 Ram 1500 Rebel 4x4 pickup below 78,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $40K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$39,550
Est. Payment:	$950.75 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,881
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$39,550.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,014.65
Avg. DMV Fee	45.00
Cash Sale Price	$43,808.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,808.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$950.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival EX

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This low mileage preowned 2024 Kia Carnival EX FWD minivan below 28,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,078
Est. Payment:	$665.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,081
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,078.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,562.98
Avg. DMV Fee	45.00
Cash Sale Price	$38,884.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,884.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$665.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,078.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tundra SR5

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This low mileage second hand 2024 Toyota Tundra SR5 4x4 pickup below 47,000 miles, automatic transmission, and 23 MPG, 3.4L gas engine is for sale right now below $40K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$39,993
Est. Payment:	$757.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,226
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,059.39
Avg. DMV Fee	45.00
Cash Sale Price	$44,296.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,296.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon

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This low mileage preowned 2024 Jeep Wrangler Rubicon 4x4 SUV under 53,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now below $39K at Fletcher Hyundai in Joplin, MO. ...View More Details

Sales Price:	$38,975
Est. Payment:	$792.72 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,793
Location:	Joplin, MO

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,956.57
Avg. DMV Fee	45.00
Cash Sale Price	$43,175.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,175.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$792.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival SX

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This low mileage second hand 2024 Kia Carnival SX FWD minivan under 46,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $37K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$36,275
Est. Payment:	$687.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,225
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$36,275.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,683.87
Avg. DMV Fee	45.00
Cash Sale Price	$40,202.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,202.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Grand Cherokee Altitude

2026 Hyundai PALISADE SEL Convenience

2020 GMC Yukon Denali

2023 Dodge Challenger SXT

2023 Chevrolet Silverado 1500 LT

2022 Ram 1500 Rebel

2024 Kia Carnival EX

2024 Toyota Tundra SR5

2024 Jeep Wrangler Rubicon

2024 Kia Carnival SX

Missouri Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $40,000

2025 Jeep Grand Cherokee Altitude

Jeep Grand Cherokee Altitude

2025 Jeep Grand Cherokee Altitude Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2020 GMC Yukon Denali

GMC Yukon Denali

2020 GMC Yukon Denali Car Loan Estimate

2023 Dodge Challenger SXT

Dodge Challenger SXT

2023 Dodge Challenger SXT Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Ram 1500 Rebel

Ram 1500 Rebel

2022 Ram 1500 Rebel Car Loan Estimate

2024 Kia Carnival EX

Kia Carnival EX

2024 Kia Carnival EX Car Loan Estimate

2024 Toyota Tundra SR5

Toyota Tundra SR5

2024 Toyota Tundra SR5 Car Loan Estimate

2024 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2024 Jeep Wrangler Rubicon Car Loan Estimate

2024 Kia Carnival SX

Kia Carnival SX

2024 Kia Carnival SX Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $40,000

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