Missouri Used Cars Under $40,000 |with Payments|

2026 Hyundai PALISADE SEL Convenience

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This low mileage used 2026 Hyundai PALISADE SEL Convenience AWD SUV under 5,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$39,477
Est. Payment:	$748.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,446
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$39,477.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,007.28
Avg. DMV Fee	45.00
Cash Sale Price	$43,728.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,728.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $40K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$39,977
Est. Payment:	$757.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$39,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,057.78
Avg. DMV Fee	45.00
Cash Sale Price	$44,278.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,278.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage preowned 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $40K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$39,377
Est. Payment:	$746.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$39,377.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,997.18
Avg. DMV Fee	45.00
Cash Sale Price	$43,618.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,618.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$746.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,377.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Sport

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This average mileage preowned 2022 Toyota Tacoma TRD Sport 4X4 pickup under 85,000 miles, m transmission, and 22 MPG, 3.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,475
Est. Payment:	$943.99 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,042
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,475.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,603.07
Avg. DMV Fee	45.00
Cash Sale Price	$39,322.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,322.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$943.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 S Premium Plus

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This low mileage preowned 2025 Mazda CX-5 2.5 S Premium Plus AWD SUV under 3,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,259
Est. Payment:	$668.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,197
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,259.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,581.26
Avg. DMV Fee	45.00
Cash Sale Price	$39,084.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,084.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Frontier PRO-X

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This low mileage used 2026 Nissan Frontier PRO-X 4X2 pickup below 3,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$38,917
Est. Payment:	$737.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,409
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$38,917.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,950.72
Avg. DMV Fee	45.00
Cash Sale Price	$43,111.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,111.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$737.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Odyssey EX-L

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This low mileage second hand 2024 Honda Odyssey EX-L FWD mini-van under 31,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $37K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$36,584
Est. Payment:	$693.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,074
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$36,584.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,715.08
Avg. DMV Fee	45.00
Cash Sale Price	$40,543.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,543.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$693.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage used 2024 Hyundai SANTA FE Calligraphy AWD SUV under 13,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$36,777
Est. Payment:	$697.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,519
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$36,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,734.58
Avg. DMV Fee	45.00
Cash Sale Price	$40,755.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,755.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage preowned 2025 Hyundai PALISADE SEL Premium FWD SUV below 10,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now below $39K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$38,877
Est. Payment:	$736.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,666
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$38,877.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,946.68
Avg. DMV Fee	45.00
Cash Sale Price	$43,067.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,067.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage used 2026 Hyundai SANTA FE XRT AWD SUV under 0,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $39K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$38,777
Est. Payment:	$735.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$38,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,936.58
Avg. DMV Fee	45.00
Cash Sale Price	$42,957.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,957.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL Convenience

2026 Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT

2022 Toyota Tacoma TRD Sport

2025 Mazda CX-5 2.5 S Premium Plus

2026 Nissan Frontier PRO-X

2024 Honda Odyssey EX-L

2024 Hyundai SANTA FE Calligraphy

2025 Hyundai PALISADE SEL Premium

2026 Hyundai SANTA FE XRT

Missouri Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Missouri

Missouri Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2022 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Mazda CX-5 2.5 S Premium Plus

Mazda CX-5 2.5 S Premium Plus

2025 Mazda CX-5 2.5 S Premium Plus Car Loan Estimate

2026 Nissan Frontier PRO-X

Nissan Frontier PRO-X

2026 Nissan Frontier PRO-X Car Loan Estimate

2024 Honda Odyssey EX-L

Honda Odyssey EX-L

2024 Honda Odyssey EX-L Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $40,000

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