Missouri Used Cars Under $650 a Month. Finance Payments Below $650

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, a transmission, and 38 MPG, 2.5L gas engine is for sale right now below $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,777
Est. Payment:	$659.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,427
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,532.58
Avg. DMV Fee	45.00
Cash Sale Price	$38,553.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,553.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, a transmission, and 38 MPG, 2.5L gas engine is for sale right now under $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,977
Est. Payment:	$663.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,185
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,552.78
Avg. DMV Fee	45.00
Cash Sale Price	$38,773.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,773.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$663.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride EX

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This below average mileage second hand 2022 Kia Telluride EX AWD SUV below 61,000 miles, a transmission, and 38 MPG, 3.8L gas engine is for sale right now below $29K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$28,720
Est. Payment:	$633.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,346
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$28,720.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,920.82
Avg. DMV Fee	45.00
Cash Sale Price	$31,884.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,884.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$633.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 S Premium Plus

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This low mileage used 2025 Mazda CX-5 2.5 S Premium Plus AWD SUV under 3,000 miles, a transmission, and 38 MPG, 2.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,259
Est. Payment:	$668.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,197
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,259.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,581.26
Avg. DMV Fee	45.00
Cash Sale Price	$39,084.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,084.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage second hand 2024 Hyundai IONIQ 5 Limited RWD wagon under 13,000 miles, a transmission, and 0.0L electric engine is for sale right now under $35K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$34,495
Est. Payment:	$654.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,759
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$34,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,504.09
Avg. DMV Fee	45.00
Cash Sale Price	$38,243.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,243.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Crosstrek Sport

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This average mileage used 2024 Subaru Crosstrek Sport AWD wagon below 71,000 miles, cvt transmission, and 38 MPG, 2.5L gas engine is for sale right now under $26K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$25,639
Est. Payment:	$618.36 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,250
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$25,639.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,609.64
Avg. DMV Fee	45.00
Cash Sale Price	$28,492.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,492.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$618.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,639.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Edge Titanium

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This high mileage preowned 2018 Ford Edge Titanium AWD SUV under 146,000 miles, a transmission, and 38 MPG, 3.5L gas engine is for sale right now under $13K at Max Ford of Richmond, LLC in Richmond, MO. ...View More Details

Sales Price:	$12,488
Est. Payment:	$511.36 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	146,292
Location:	Richmond, MO

Item	Amount
Used Car Price⁽¹⁾	$12,488.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,281.39
Avg. DMV Fee	45.00
Cash Sale Price	$14,013.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,013.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$511.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2010 Toyota Tundra Grade

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This high mileage used 2010 Toyota Tundra Grade 4X2 pickup under 175,000 miles, a transmission, and 38 MPG, 4.6L gas engine is for sale right now under $12K at Rob Sight Ford in Kansas City, MO. ...View More Details

Sales Price:	$12,000
Est. Payment:	$491.76 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	174,672
Location:	Kansas City, MO

Item	Amount
Used Car Price⁽¹⁾	$12,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,232.10
Avg. DMV Fee	45.00
Cash Sale Price	$13,476.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,476.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$491.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Wrangler Unlimited Sport

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This above average mileage used 2018 Jeep Wrangler Unlimited Sport 4X4 SUV under 96,000 miles, transmission, and 38 MPG, 3.6L gas engine is for sale right now under $21K at Smithville Ford, LLC in Smithville, MO. ...View More Details

Sales Price:	$20,792
Est. Payment:	$624.61 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,188
Location:	Smithville, MO

Item	Amount
Used Car Price⁽¹⁾	$20,792.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,120.09
Avg. DMV Fee	45.00
Cash Sale Price	$23,156.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,156.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$624.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage second hand 2024 Ford Maverick Lariat FWD pickup below 21,000 miles, a transmission, and 38 MPG, 2.5L hybrid engine is for sale right now below $33K at Tri Lakes Ford in Branson, MO. ...View More Details

Sales Price:	$32,800
Est. Payment:	$622.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,887
Location:	Branson, MO

Item	Amount
Used Car Price⁽¹⁾	$32,800.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,332.90
Avg. DMV Fee	45.00
Cash Sale Price	$36,376.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,376.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$622.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Missouri

Missouri Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2022 Kia Telluride EX

2025 Mazda CX-5 2.5 S Premium Plus

2024 Hyundai IONIQ 5 Limited

2024 Subaru Crosstrek Sport

2018 Ford Edge Titanium

2010 Toyota Tundra Grade

2018 Jeep Wrangler Unlimited Sport

2024 Ford Maverick Lariat

Missouri Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Missouri

Missouri Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2022 Kia Telluride EX

Kia Telluride EX

2022 Kia Telluride EX Car Loan Estimate

2025 Mazda CX-5 2.5 S Premium Plus

Mazda CX-5 2.5 S Premium Plus

2025 Mazda CX-5 2.5 S Premium Plus Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2024 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2024 Subaru Crosstrek Sport Car Loan Estimate

2018 Ford Edge Titanium

Ford Edge Titanium

2018 Ford Edge Titanium Car Loan Estimate

2010 Toyota Tundra Grade

Toyota Tundra Grade

2010 Toyota Tundra Grade Car Loan Estimate

2018 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2018 Jeep Wrangler Unlimited Sport Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $650 / Month

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