Missouri Used Cars Under $650 a Month. Finance Payments Below $650

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 6,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,977
Est. Payment:	$663.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,185
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,977.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,552.78
Avg. DMV Fee	45.00
Cash Sale Price	$38,773.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,773.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$663.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 S Premium Plus

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This low mileage preowned 2025 Mazda CX-5 2.5 S Premium Plus AWD SUV below 3,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $36K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$35,259
Est. Payment:	$668.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,197
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$35,259.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,581.26
Avg. DMV Fee	45.00
Cash Sale Price	$39,084.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,084.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,259.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Crosstrek Sport

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This average mileage second hand 2024 Subaru Crosstrek Sport AWD wagon under 71,000 miles, cvt transmission, and 27 MPG, 2.5L gas engine is for sale right now below $26K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$25,639
Est. Payment:	$618.36 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,250
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$25,639.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,609.64
Avg. DMV Fee	45.00
Cash Sale Price	$28,492.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,492.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$618.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,639.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride EX

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This below average mileage used 2022 Kia Telluride EX AWD SUV below 61,000 miles, a transmission, and 27 MPG, 3.8L gas engine is for sale right now under $29K at Auffenberg Kia of Cape Girardeau in Cape Girardeau, MO. ...View More Details

Sales Price:	$28,720
Est. Payment:	$633.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,346
Location:	Cape Girardeau, MO

Item	Amount
Used Car Price⁽¹⁾	$28,720.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,920.82
Avg. DMV Fee	45.00
Cash Sale Price	$31,884.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,884.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$633.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage used 2024 Hyundai IONIQ 5 Limited RWD wagon below 13,000 miles, a transmission, and 0.0L electric engine is for sale right now under $35K at Clement Hyundai in Wentzville, MO. ...View More Details

Sales Price:	$34,495
Est. Payment:	$654.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,759
Location:	Wentzville, MO

Item	Amount
Used Car Price⁽¹⁾	$34,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,504.09
Avg. DMV Fee	45.00
Cash Sale Price	$38,243.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,243.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV under 6,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $35K at St. Charles Hyundai in Saint Peters, MO. ...View More Details

Sales Price:	$34,777
Est. Payment:	$659.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,427
Location:	Saint Peters, MO

Item	Amount
Used Car Price⁽¹⁾	$34,777.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,532.58
Avg. DMV Fee	45.00
Cash Sale Price	$38,553.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,553.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer Limited

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This average mileage used 2021 Ford Explorer Limited AWD SUV below 88,000 miles, a transmission, and 27 MPG, 2.3L gas engine is for sale right now below $25K at Moberly Motor Company in Moberly, MO. ...View More Details

Sales Price:	$24,500
Est. Payment:	$653.91 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,595
Location:	Moberly, MO

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,494.60
Avg. DMV Fee	45.00
Cash Sale Price	$27,238.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,238.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$653.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This high mileage preowned 2019 Ford F-150 XL 4X2 pickup under 141,000 miles, a transmission, and 27 MPG, 5.0L flexible engine is for sale right now below $13K at Reuther Ford, Inc. in Herculaneum, MO. ...View More Details

Sales Price:	$12,495
Est. Payment:	$511.64 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	141,086
Location:	Herculaneum, MO

Item	Amount
Used Car Price⁽¹⁾	$12,495.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,282.09
Avg. DMV Fee	45.00
Cash Sale Price	$14,021.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,021.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$511.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-150 XLT

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This above average mileage preowned 2016 Ford F-150 XLT 4X4 pickup under 99,000 miles, a transmission, and 27 MPG, 3.5L gas engine is for sale right now below $22K at Rob Sight Ford in Kansas City, MO. ...View More Details

Sales Price:	$22,000
Est. Payment:	$660.49 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,815
Location:	Kansas City, MO

Item	Amount
Used Car Price⁽¹⁾	$22,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,242.10
Avg. DMV Fee	45.00
Cash Sale Price	$24,486.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,486.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$660.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Bronco Sport Big Bend

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This above average mileage used 2022 Ford Bronco Sport Big Bend AWD SUV under 90,000 miles, a transmission, and 27 MPG, 1.5L gas engine is for sale right now below $21K at Metro Ford, Inc. in Independence, MO. ...View More Details

Sales Price:	$20,980
Est. Payment:	$630.20 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,311
Location:	Independence, MO

Item	Amount
Used Car Price⁽¹⁾	$20,980.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,139.08
Avg. DMV Fee	45.00
Cash Sale Price	$23,363.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,363.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$630.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Missouri

Missouri Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SEL

2025 Mazda CX-5 2.5 S Premium Plus

2024 Subaru Crosstrek Sport

2022 Kia Telluride EX

2024 Hyundai IONIQ 5 Limited

2026 Hyundai SANTA FE SEL

2021 Ford Explorer Limited

2019 Ford F-150 XL

2016 Ford F-150 XLT

2022 Ford Bronco Sport Big Bend

Missouri Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Missouri

Missouri Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Mazda CX-5 2.5 S Premium Plus

Mazda CX-5 2.5 S Premium Plus

2025 Mazda CX-5 2.5 S Premium Plus Car Loan Estimate

2024 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2024 Subaru Crosstrek Sport Car Loan Estimate

2022 Kia Telluride EX

Kia Telluride EX

2022 Kia Telluride EX Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2021 Ford Explorer Limited

Ford Explorer Limited

2021 Ford Explorer Limited Car Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Car Loan Estimate

2016 Ford F-150 XLT

Ford F-150 XLT

2016 Ford F-150 XLT Car Loan Estimate

2022 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2022 Ford Bronco Sport Big Bend Car Loan Estimate

Missouri Areas with Used Cars for Sale Below $650 / Month

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