Rio Rancho, NM Used Cars Under $450 a Month

2025 Buick Encore GX Preferred

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This low mileage used 2025 Buick Encore GX Preferred FWD SUV under 28,000 miles, cvt transmission, and 26 MPG, 1.3L gas engine is for sale right now below $23K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$22,439
Est. Payment:	$426.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,914
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$22,439.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,063.69
Avg. DMV Fee	65.00
Cash Sale Price	$24,906.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,906.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$426.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Accord LX

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This average mileage used 2018 Honda Accord LX FWD sedan under 73,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now below $18K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$17,499
Est. Payment:	$423.61 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,220
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$17,499.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,616.12
Avg. DMV Fee	65.00
Cash Sale Price	$19,519.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,519.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$423.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Chevrolet Impala LT

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This high mileage used 2014 Chevrolet Impala LT FWD sedan under 105,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now under $13K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$12,995
Est. Payment:	$451.89 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,362
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,208.06
Avg. DMV Fee	65.00
Cash Sale Price	$14,607.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,607.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$451.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda CR-V EX

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This low mileage preowned 2018 Honda CR-V EX FWD SUV under 54,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now under $22K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$21,893
Est. Payment:	$446.36 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,104
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$21,893.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,014.22
Avg. DMV Fee	65.00
Cash Sale Price	$24,311.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,311.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$446.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford Edge SE

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This high mileage preowned 2014 Ford Edge SE FWD SUV under 101,000 miles, automatic transmission, and 26 MPG, 3.5L gas engine is for sale right now below $12K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$11,995
Est. Payment:	$418.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,086
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,117.46
Avg. DMV Fee	65.00
Cash Sale Price	$13,516.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,516.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$418.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

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This average mileage preowned 2022 Nissan Altima 2.5 SR FWD sedan under 77,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now below $19K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$18,207
Est. Payment:	$440.37 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,541
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$18,207.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,680.27
Avg. DMV Fee	65.00
Cash Sale Price	$20,291.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,291.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$440.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,207.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SE

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This low mileage used 2023 Ford Edge SE AWD SUV below 32,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $24K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$23,543
Est. Payment:	$446.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,606
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$23,543.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,163.71
Avg. DMV Fee	65.00
Cash Sale Price	$26,110.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,110.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$446.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Honda Element EX

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This average mileage second hand 2011 Honda Element EX AWD SUV under 72,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $18K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$17,999
Est. Payment:	$435.45 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,752
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	1,661.42
Avg. DMV Fee	65.00
Cash Sale Price	$20,064.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,064.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$435.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Civic Touring

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This low mileage preowned 2018 Honda Civic Touring FWD sedan under 42,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now below $23K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$22,995
Est. Payment:	$436.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,134
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$22,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,114.06
Avg. DMV Fee	65.00
Cash Sale Price	$25,513.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,513.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$436.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Renegade Altitude

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This low mileage used 2022 Jeep Renegade Altitude 4x4 SUV under 38,000 miles, automatic transmission, and 26 MPG, 1.3L gas engine is for sale right now under $22K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$21,997
Est. Payment:	$417.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,527
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$21,997.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,023.64
Avg. DMV Fee	65.00
Cash Sale Price	$24,424.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,424.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$417.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles with Payments Below $450 / Month

2025 Buick Encore GX Preferred

2018 Honda Accord LX

2014 Chevrolet Impala LT

2018 Honda CR-V EX

2014 Ford Edge SE

2022 Nissan Altima 2.5 SR

2023 Ford Edge SE

2011 Honda Element EX

2018 Honda Civic Touring

2022 Jeep Renegade Altitude

Used Cars under $450 per month for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles with Payments Below $450 / Month

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Car Loan Estimate

2018 Honda Accord LX

Honda Accord LX

2018 Honda Accord LX Car Loan Estimate

2014 Chevrolet Impala LT

Chevrolet Impala LT

2014 Chevrolet Impala LT Car Loan Estimate

2018 Honda CR-V EX

Honda CR-V EX

2018 Honda CR-V EX Car Loan Estimate

2014 Ford Edge SE

Ford Edge SE

2014 Ford Edge SE Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2023 Ford Edge SE

Ford Edge SE

2023 Ford Edge SE Car Loan Estimate

2011 Honda Element EX

Honda Element EX

2011 Honda Element EX Car Loan Estimate

2018 Honda Civic Touring

Honda Civic Touring

2018 Honda Civic Touring Car Loan Estimate

2022 Jeep Renegade Altitude

Jeep Renegade Altitude

2022 Jeep Renegade Altitude Car Loan Estimate

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