Rio Rancho, NM Used Cars Under $550 a Month

2025 Chevrolet Trax ACTIV

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This low mileage used 2025 Chevrolet Trax ACTIV FWD SUV below 11,000 miles, automatic transmission, and 28 MPG, 1.2L gas engine is for sale right now under $28K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$27,995
Est. Payment:	$529.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,412
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$27,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,567.06
Avg. DMV Fee	65.00
Cash Sale Price	$30,966.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,966.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$529.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda Mazda3 Hatchback 2.5 Carbon Turbo

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This low mileage used 2024 Mazda Mazda3 Hatchback 2.5 Carbon Turbo AWD hatchback under 57,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $26K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$25,999
Est. Payment:	$528.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,921
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,386.22
Avg. DMV Fee	65.00
Cash Sale Price	$28,789.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,789.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$528.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition XL

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This low mileage preowned 2021 Ford Expedition XL 4x4 SUV under 47,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $29K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$28,880
Est. Payment:	$546.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,310
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$28,880.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,647.24
Avg. DMV Fee	65.00
Cash Sale Price	$31,931.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,931.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$546.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 MINI Countryman Classic Cooper S ALL4

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This low mileage second hand 2023 MINI Countryman Classic Cooper S ALL4 AWD hatchback below 29,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $29K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$28,618
Est. Payment:	$541.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,418
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$28,618.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,623.50
Avg. DMV Fee	65.00
Cash Sale Price	$31,645.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,645.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$541.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,618.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Preferred

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This low mileage preowned 2025 Mazda CX-50 2.5 S Preferred AWD SUV under 45,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $30K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$29,459
Est. Payment:	$557.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,602
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$29,459.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,699.70
Avg. DMV Fee	65.00
Cash Sale Price	$32,562.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$557.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Preferred

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This average mileage used 2023 Buick Envision Preferred AWD SUV under 75,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $23K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$22,995
Est. Payment:	$553.70 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,361
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$22,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,114.06
Avg. DMV Fee	65.00
Cash Sale Price	$25,513.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,513.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$553.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chrysler 300 Touring

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This low mileage used 2021 Chrysler 300 Touring RWD sedan under 20,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $30K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$29,445
Est. Payment:	$556.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,410
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$29,445.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,698.43
Avg. DMV Fee	65.00
Cash Sale Price	$32,547.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,547.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$556.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Alfa Romeo Stelvio Ti

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This low mileage preowned 2022 Alfa Romeo Stelvio Ti AWD SUV under 17,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $28K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$27,999
Est. Payment:	$529.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,477
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$27,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,567.42
Avg. DMV Fee	65.00
Cash Sale Price	$30,970.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,970.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$529.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mitsubishi Outlander SE

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This low mileage used 2024 Mitsubishi Outlander SE FWD SUV under 48,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $28K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$27,210
Est. Payment:	$515.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,670
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$27,210.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	2,495.94
Avg. DMV Fee	65.00
Cash Sale Price	$30,109.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,109.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$515.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,210.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles with Payments Below $550 / Month

2025 Chevrolet Trax ACTIV

2024 Mazda Mazda3 Hatchback 2.5 Carbon Turbo

2021 Ford Expedition XL

2023 MINI Countryman Classic Cooper S ALL4

2025 Mazda CX-50 2.5 S Preferred

2023 Buick Envision Preferred

2021 Chrysler 300 Touring

2022 Alfa Romeo Stelvio Ti

2024 Mitsubishi Outlander SE

Used Cars under $550 per month for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles with Payments Below $550 / Month

2025 Chevrolet Trax ACTIV

Chevrolet Trax ACTIV

2025 Chevrolet Trax ACTIV Car Loan Estimate

2024 Mazda Mazda3 Hatchback 2.5 Carbon Turbo

Mazda Mazda3 Hatchback 2.5 Carbon Turbo

2024 Mazda3 Hatchback 2.5 Carbon Turbo Car Loan Estimate

2021 Ford Expedition XL

Ford Expedition XL

2021 Ford Expedition XL Car Loan Estimate

2023 MINI Countryman Classic Cooper S ALL4

MINI Countryman Classic Cooper S ALL4

2023 MINI Countryman Classic Cooper S ALL4 Car Loan Estimate

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2023 Buick Envision Preferred

Buick Envision Preferred

2023 Buick Envision Preferred Car Loan Estimate

2021 Chrysler 300 Touring

Chrysler 300 Touring

2021 Chrysler 300 Touring Car Loan Estimate

2022 Alfa Romeo Stelvio Ti

Alfa Romeo Stelvio Ti

2022 Alfa Romeo Stelvio Ti Car Loan Estimate

2024 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2024 Mitsubishi Outlander SE Car Loan Estimate

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