Rio Rancho, NM Used Cars Under $40,000 |with Payments|

2023 Toyota Highlander LE

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This low mileage used 2023 Toyota Highlander LE AWD SUV below 18,000 miles, a transmission, and 20 MPG, 2.4L gas engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,728
Est. Payment:	$748.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,199
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,728.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,630.07
Avg. DMV Fee	65.00
Cash Sale Price	$43,762.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,762.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,728.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

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This low mileage used 2022 Ford Explorer Timberline AWD SUV under 51,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$728.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,807
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,291.86
Avg. DMV Fee	65.00
Cash Sale Price	$39,690.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$728.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 51,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $38K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$37,184
Est. Payment:	$752.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,424
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$37,184.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,399.58
Avg. DMV Fee	65.00
Cash Sale Price	$40,987.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,987.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$752.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,184.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Tesla Model Y Long Range

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This low mileage second hand 2024 Tesla Model Y Long Range AWD SUV below 45,000 miles, a transmission, and 0.0L electric engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,743
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$753.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XL

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This low mileage used 2025 Ford Ranger XL 4X4 pickup under 6,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,995
Est. Payment:	$697.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,938
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,382.46
Avg. DMV Fee	65.00
Cash Sale Price	$40,781.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,781.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 59,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $39K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$38,379
Est. Payment:	$776.48 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,456
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$38,379.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,507.85
Avg. DMV Fee	65.00
Cash Sale Price	$42,290.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,290.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$776.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,379.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage used 2023 Toyota Tacoma TRD Sport 4X4 pickup under 39,000 miles, m transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,999
Est. Payment:	$753.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,572
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.62
Avg. DMV Fee	65.00
Cash Sale Price	$44,057.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,057.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV under 3,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,995
Est. Payment:	$697.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,501
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,382.46
Avg. DMV Fee	65.00
Cash Sale Price	$40,781.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,781.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$697.83

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup below 47,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$38,728
Est. Payment:	$730.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,917
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$38,728.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,539.47
Avg. DMV Fee	65.00
Cash Sale Price	$42,671.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,671.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$730.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,728.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

⇩ View Seller Description

This low mileage second hand 2022 Ford Explorer Timberline AWD SUV below 47,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,995
Est. Payment:	$697.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,355
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,382.46
Avg. DMV Fee	65.00
Cash Sale Price	$40,781.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,781.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $40,000

2023 Toyota Highlander LE

2022 Ford Explorer Timberline

2024 Ford F-150 XLT

2024 Tesla Model Y Long Range

2025 Ford Ranger XL

2023 Ford F-150 XLT

2023 Toyota Tacoma TRD Sport

2024 Ford Edge SEL

2023 Ford F-150 XL

2022 Ford Explorer Timberline

Used Cars under $40,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $40,000

2023 Toyota Highlander LE

Toyota Highlander LE

2023 Toyota Highlander LE Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Tesla Model Y Long Range

Tesla Model Y Long Range

2024 Tesla Model Y Long Range Car Loan Estimate

2025 Ford Ranger XL

Ford Ranger XL

2025 Ford Ranger XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

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