Rio Rancho, NM Used Cars Under $40,000 |with Payments|

2025 Audi A5 Sportback quattro S line Premium 45 TFSI

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This low mileage preowned 2025 Audi A5 Sportback quattro S line Premium 45 TFSI AWD sedan below 34,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,817
Est. Payment:	$694.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,814
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,817.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,366.33
Avg. DMV Fee	65.00
Cash Sale Price	$40,587.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,587.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 Custom

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This low mileage preowned 2025 Chevrolet Silverado 1500 Custom RWD pickup below 24,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,725
Est. Payment:	$692.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,100
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,725.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,358.00
Avg. DMV Fee	65.00
Cash Sale Price	$40,487.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,487.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota 4Runner SR5

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This average mileage used 2019 Toyota 4Runner SR5 4x4 SUV below 87,000 miles, automatic transmission, and 4.0L gas engine is for sale right now below $36K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$35,877
Est. Payment:	$949.75 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,192
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$35,877.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,281.17
Avg. DMV Fee	65.00
Cash Sale Price	$39,562.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,562.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$949.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage used 2024 Ford F-150 XLT 4x4 pickup below 67,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $39K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$853.35 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,136
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$853.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage used 2023 Ford Bronco Base Advanced 4x4 SUV under 57,000 miles, transmission, and 2.3L gas engine is for sale right now below $36K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$728.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,173
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,291.86
Avg. DMV Fee	65.00
Cash Sale Price	$39,690.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$728.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage certified used 2024 Ford Maverick Lariat AWD pickup below 9,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $39K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$38,995
Est. Payment:	$735.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,955
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,563.66
Avg. DMV Fee	65.00
Cash Sale Price	$42,962.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,962.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$735.16

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL RWD pickup under 25,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,999
Est. Payment:	$753.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,550
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.62
Avg. DMV Fee	65.00
Cash Sale Price	$44,057.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,057.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Big Horn

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This average mileage second hand 2022 Ram 2500 Big Horn 4x4 pickup under 82,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,999
Est. Payment:	$1057.67 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,040
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.62
Avg. DMV Fee	65.00
Cash Sale Price	$44,057.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,057.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1057.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rio Rancho, NM