Rio Rancho, NM Used Cars Under $40,000 |with Payments|

2024 Ford Maverick Lariat

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This low mileage certified second hand 2024 Ford Maverick Lariat AWD pickup under 9,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,499
Est. Payment:	$688.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,955
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,499.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,337.52
Avg. DMV Fee	65.00
Cash Sale Price	$40,240.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,240.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota 4Runner SR5

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This low mileage second hand 2022 Toyota 4Runner SR5 4x4 SUV under 42,000 miles, automatic transmission, and 25 MPG, 4.0L gas engine is for sale right now below $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,085
Est. Payment:	$736.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,560
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,085.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,571.81
Avg. DMV Fee	65.00
Cash Sale Price	$43,060.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,060.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup under 47,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,917
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$753.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Tesla Model Y Performance

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This low mileage second hand 2023 Tesla Model Y Performance AWD SUV under 43,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$35,867
Est. Payment:	$676.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,507
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$35,867.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,280.26
Avg. DMV Fee	65.00
Cash Sale Price	$39,551.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,551.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,867.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota 4Runner SR5

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This average mileage second hand 2019 Toyota 4Runner SR5 4x4 SUV under 87,000 miles, automatic transmission, and 25 MPG, 4.0L gas engine is for sale right now under $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,347
Est. Payment:	$962.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,243
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,347.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,323.75
Avg. DMV Fee	65.00
Cash Sale Price	$40,074.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,074.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$962.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,347.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage second hand 2025 Ford Bronco Sport Badlands AWD SUV below 2,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$35,995
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,469
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,291.86
Avg. DMV Fee	65.00
Cash Sale Price	$39,690.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,690.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 5 Series 530i xDrive

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This low mileage preowned 2022 BMW 5 Series 530i xDrive AWD sedan under 44,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$36,958
Est. Payment:	$697.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,785
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$36,958.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,379.11
Avg. DMV Fee	65.00
Cash Sale Price	$40,741.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,741.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$697.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage certified preowned 2025 Ford Mustang EcoBoost RWD convertible below 31,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $38K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$37,995
Est. Payment:	$716.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,788
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,473.06
Avg. DMV Fee	65.00
Cash Sale Price	$41,872.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,872.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Pro

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This low mileage preowned 2023 Toyota Tacoma TRD Pro 4x4 pickup under 39,000 miles, manual transmission, and 25 MPG, 3.5L gas engine is for sale right now below $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,999
Est. Payment:	$753.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,548
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.62
Avg. DMV Fee	65.00
Cash Sale Price	$44,057.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,057.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander L

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This low mileage second hand 2023 Toyota Highlander L AWD SUV under 18,000 miles, automatic transmission, and 25 MPG, 2.4L gas engine is for sale right now under $40K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$39,995
Est. Payment:	$753.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,174
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,654.26
Avg. DMV Fee	65.00
Cash Sale Price	$44,053.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,053.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$753.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $40,000

2024 Ford Maverick Lariat

2022 Toyota 4Runner SR5

2023 Ford F-150 Lariat

2023 Tesla Model Y Performance

2019 Toyota 4Runner SR5

2025 Ford Bronco Sport Badlands

2022 BMW 5 Series 530i xDrive

2025 Ford Mustang EcoBoost

2023 Toyota Tacoma TRD Pro

2023 Toyota Highlander L

Used Cars under $40,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $40,000

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2022 Toyota 4Runner SR5

Toyota 4Runner SR5

2022 Toyota 4Runner SR5 Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Tesla Model Y Performance

Tesla Model Y Performance

2023 Tesla Model Y Performance Car Loan Estimate

2019 Toyota 4Runner SR5

Toyota 4Runner SR5

2019 Toyota 4Runner SR5 Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2022 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2022 BMW 5 Series 530i xDrive Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Car Loan Estimate

2023 Toyota Highlander L

Toyota Highlander L

2023 Toyota Highlander L Car Loan Estimate

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