Rio Rancho, NM Used Cars Under $45,000 |with Payments|

2025 Ford Mustang Mach-E Premium

⇩ View Seller Description

This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV below 7,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,995
Est. Payment:	$772.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,792
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,744.86
Avg. DMV Fee	65.00
Cash Sale Price	$45,143.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,143.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$772.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Outer Banks

⇩ View Seller Description

This low mileage used 2024 Ford Bronco Outer Banks 4x4 SUV under 28,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,392
Est. Payment:	$817.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,764
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,392.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,962.03
Avg. DMV Fee	65.00
Cash Sale Price	$47,758.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,758.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$817.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4x4 pickup under 59,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,995
Est. Payment:	$908.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,456
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,107.26
Avg. DMV Fee	65.00
Cash Sale Price	$49,506.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,506.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$908.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 10,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,599
Est. Payment:	$821.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,972
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,599.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,980.78
Avg. DMV Fee	65.00
Cash Sale Price	$47,983.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,983.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$821.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL Premium R-Line 4Motion

⇩ View Seller Description

This low mileage second hand 2025 Volkswagen Atlas SEL Premium R-Line 4Motion AWD SUV below 12,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,901
Est. Payment:	$826.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,091
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,901.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,008.14
Avg. DMV Fee	65.00
Cash Sale Price	$48,313.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,313.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$826.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,901.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Tesla Model X Long Range Plus

⇩ View Seller Description

This low mileage preowned 2020 Tesla Model X Long Range Plus AWD SUV below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $42K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$41,995
Est. Payment:	$791.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,597
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,835.46
Avg. DMV Fee	65.00
Cash Sale Price	$46,234.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,234.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$791.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

⇩ View Seller Description

This below average mileage certified preowned 2024 Ford Expedition XLT 4x4 SUV below 63,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,521
Est. Payment:	$973.05 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,017
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,521.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,064.32
Avg. DMV Fee	65.00
Cash Sale Price	$48,989.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,989.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$973.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota GR Corolla Core

⇩ View Seller Description

This low mileage used 2025 Toyota GR Corolla Core AWD hatchback below 2,000 miles, manual transmission, and 23 MPG, 1.6L gas engine is for sale right now below $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,704
Est. Payment:	$823.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,890
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,704.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,990.30
Avg. DMV Fee	65.00
Cash Sale Price	$48,098.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,098.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$823.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,704.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified second hand 2025 Ford F-150 XLT 4x4 pickup under 26,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,884
Est. Payment:	$845.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,693
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,884.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,097.20
Avg. DMV Fee	65.00
Cash Sale Price	$49,385.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,385.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$845.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified second hand 2024 Ford F-150 XLT 4x4 pickup below 51,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,268
Est. Payment:	$894.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,424
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,268.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,041.39
Avg. DMV Fee	65.00
Cash Sale Price	$48,713.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,713.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$894.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $45,000

2025 Ford Mustang Mach-E Premium

2024 Ford Bronco Outer Banks

2023 Ford F-150 XL

2024 Ford F-150 XLT

2025 Volkswagen Atlas SEL Premium R-Line 4Motion

2020 Tesla Model X Long Range Plus

2024 Ford Expedition XLT

2025 Toyota GR Corolla Core

2025 Ford F-150 XLT

2024 Ford F-150 XLT

Used Cars under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $45,000

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2024 Ford Bronco Outer Banks Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Volkswagen Atlas SEL Premium R-Line 4Motion

Volkswagen Atlas SEL Premium R-Line 4Motion

2025 Volkswagen Atlas SEL Premium R-Line 4Motion Car Loan Estimate

2020 Tesla Model X Long Range Plus

Tesla Model X Long Range Plus

2020 Tesla Model X Long Range Plus Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2025 Toyota GR Corolla Core

Toyota GR Corolla Core

2025 Toyota GR Corolla Core Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments