Rio Rancho, NM Used Cars Under $45,000 |with Payments|

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified second hand 2025 Ford F-150 XLT 4x4 pickup below 26,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $43K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$42,996
Est. Payment:	$809.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,675
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$42,996.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,926.15
Avg. DMV Fee	65.00
Cash Sale Price	$47,326.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,326.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$809.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage used 2025 Ford Mustang Mach-E GT AWD SUV under 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,995
Est. Payment:	$847.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,616
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,107.26
Avg. DMV Fee	65.00
Cash Sale Price	$49,506.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,506.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$847.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified second hand 2024 Ford F-150 XLT 4x4 pickup below 51,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $43K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$42,777
Est. Payment:	$864.54 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,424
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$42,777.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,906.31
Avg. DMV Fee	65.00
Cash Sale Price	$47,087.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,087.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$864.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4x4 pickup below 59,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $43K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$42,863
Est. Payment:	$866.26 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,456
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$42,863.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,914.10
Avg. DMV Fee	65.00
Cash Sale Price	$47,181.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,181.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$866.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,863.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SV

⇩ View Seller Description

This low mileage second hand 2025 Nissan Pathfinder SV AWD SUV below 17,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,471
Est. Payment:	$762.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,603
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,471.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,697.39
Avg. DMV Fee	65.00
Cash Sale Price	$44,572.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,572.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage used 2025 Jeep Grand Cherokee L Limited RWD SUV under 5,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,538
Est. Payment:	$763.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,276
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,538.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,703.46
Avg. DMV Fee	65.00
Cash Sale Price	$44,645.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,645.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$763.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,538.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

⇩ View Seller Description

This low mileage second hand 2023 Ford Explorer ST AWD SUV below 21,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,556
Est. Payment:	$820.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,043
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,556.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,976.89
Avg. DMV Fee	65.00
Cash Sale Price	$47,936.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,936.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$820.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

2025 Ford Mustang Mach-E GT

2024 Ford F-150 XLT

2023 Ford F-150 XL

2025 Nissan Pathfinder SV

2025 Jeep Grand Cherokee L Limited

2023 Ford Explorer ST

Used Cars under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Nissan Pathfinder SV

Nissan Pathfinder SV

2025 Nissan Pathfinder SV Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

Customize Payments

Find Financing

Customize Payments