Rio Rancho, NM Used Cars Under $45,000 |with Payments|

2023 Ford Explorer Timberline

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This low mileage used 2023 Ford Explorer Timberline AWD SUV below 14,000 miles, a transmission, and 2.3L gas engine is for sale right now below $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,995
Est. Payment:	$772.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,269
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,744.86
Avg. DMV Fee	65.00
Cash Sale Price	$45,143.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,143.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$772.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/A-SPEC

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This low mileage second hand 2023 Acura MDX SH-AWD w/A-SPEC AWD SUV under 48,000 miles, a transmission, and 3.5L gas engine is for sale right now below $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,715
Est. Payment:	$767.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,173
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,715.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,719.49
Avg. DMV Fee	65.00
Cash Sale Price	$44,838.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,838.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$767.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,715.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV under 21,000 miles, a transmission, and 3.0L gas engine is for sale right now below $43K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$42,650
Est. Payment:	$803.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,096
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$42,650.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,894.80
Avg. DMV Fee	65.00
Cash Sale Price	$46,948.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,948.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 21,000 miles, a transmission, and 2.7L gas engine is for sale right now under $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,319
Est. Payment:	$815.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,048
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,319.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,955.41
Avg. DMV Fee	65.00
Cash Sale Price	$47,678.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,678.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$815.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,319.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XL

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This average mileage preowned 2023 Ford F-250 Super Duty XL 4X4 pickup under 76,000 miles, a transmission, and 6.7L diesel engine is for sale right now under $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,995
Est. Payment:	$1074.41 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,041
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,107.26
Avg. DMV Fee	65.00
Cash Sale Price	$49,506.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,506.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$1074.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage preowned 2025 Jeep Grand Cherokee L Limited 4X2 SUV below 5,000 miles, a transmission, and 3.6L gas engine is for sale right now under $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,538
Est. Payment:	$763.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,301
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,538.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,703.46
Avg. DMV Fee	65.00
Cash Sale Price	$44,645.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,645.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$763.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,538.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Silverado 1500 LT

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This low mileage second hand 2026 Chevrolet Silverado 1500 LT 4X4 pickup below 5,000 miles, a transmission, and 2.7L gas engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,817
Est. Payment:	$843.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,033
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,817.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,091.13
Avg. DMV Fee	65.00
Cash Sale Price	$49,312.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,312.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$843.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Trail Boss

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This low mileage second hand 2024 Chevrolet Colorado Trail Boss 4X4 pickup under 11,000 miles, a transmission, and 2.7L gas engine is for sale right now under $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,857
Est. Payment:	$769.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,288
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,857.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,732.36
Avg. DMV Fee	65.00
Cash Sale Price	$44,993.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,993.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,857.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lexus LS 500 Base

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This below average mileage preowned 2019 Lexus LS 500 Base RWD sedan under 65,000 miles, a transmission, and 3.5L gas engine is for sale right now under $41K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$40,995
Est. Payment:	$896.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,872
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,744.86
Avg. DMV Fee	65.00
Cash Sale Price	$45,143.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,143.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$896.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage used 2025 Ford Bronco Big Bend 4X4 SUV under 7,000 miles, transmission, and 2.3L gas engine is for sale right now below $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,995
Est. Payment:	$828.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,568
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,016.66
Avg. DMV Fee	65.00
Cash Sale Price	$48,415.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,415.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$828.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $45,000

2023 Ford Explorer Timberline

2023 Acura MDX SH-AWD w/A-SPEC

2023 Ford Explorer ST

2023 Ford F-150 XLT

2023 Ford F-250 Super Duty XL

2025 Jeep Grand Cherokee L Limited

2026 Chevrolet Silverado 1500 LT

2024 Chevrolet Colorado Trail Boss

2019 Lexus LS 500 Base

2025 Ford Bronco Big Bend

Used Cars under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $45,000

2023 Ford Explorer Timberline

Ford Explorer Timberline

2023 Ford Explorer Timberline Car Loan Estimate

2023 Acura MDX SH-AWD w/A-SPEC

Acura MDX SH-AWD w/A-SPEC

2023 Acura MDX SH-AWD w/A-SPEC Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2023 Ford F-250 Super Duty XL Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2026 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2026 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2024 Chevrolet Colorado Trail Boss Car Loan Estimate

2019 Lexus LS 500 Base

Lexus LS 500 Base

2019 Lexus LS 500 Base Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

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