Rio Rancho, NM Used Cars Under $55,000 |with Payments|

2025 Ford F-150 XLT

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This low mileage used 2025 Ford F-150 XLT 4x4 pickup below 25,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $52K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$51,995
Est. Payment:	$977.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,374
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,741.46
Avg. DMV Fee	65.00
Cash Sale Price	$57,140.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,140.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$977.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Power Wagon

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This low mileage preowned 2022 Ram 2500 Power Wagon 4x4 pickup below 32,000 miles, automatic transmission, and 20 MPG, 6.4L gas engine is for sale right now under $55K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$54,583
Est. Payment:	$1026.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,446
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$54,583.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,975.93
Avg. DMV Fee	65.00
Cash Sale Price	$59,962.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,962.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1026.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup under 44,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $51K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$50,995
Est. Payment:	$959.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,307
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,650.86
Avg. DMV Fee	65.00
Cash Sale Price	$56,049.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,049.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$959.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-350 Super Duty Lariat

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This low mileage preowned 2026 Ford F-350 Super Duty Lariat 4x4 pickup under 2,000 miles, automatic transmission, and 20 MPG, 6.8L gas engine is for sale right now under $53K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$52,995
Est. Payment:	$996.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,785
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$52,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,832.06
Avg. DMV Fee	65.00
Cash Sale Price	$58,231.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,231.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$996.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup below 25,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $55K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1033.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,796
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	5,013.26
Avg. DMV Fee	65.00
Cash Sale Price	$60,412.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,412.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1033.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Yukon XL SLT

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This low mileage preowned 2023 GMC Yukon XL SLT 4x4 SUV under 53,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $54K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$53,479
Est. Payment:	$1078.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,402
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$53,479.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,875.91
Avg. DMV Fee	65.00
Cash Sale Price	$58,758.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,758.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$1078.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This low mileage second hand 2023 Ford F-150 Tremor 4x4 pickup under 48,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $53K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$52,495
Est. Payment:	$987.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,432
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$52,495.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,786.76
Avg. DMV Fee	65.00
Cash Sale Price	$57,685.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,685.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$987.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lightning Flash

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This low mileage preowned 2025 Ford F-150 Lightning Flash AWD pickup under 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $55K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1033.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,303
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	5,013.26
Avg. DMV Fee	65.00
Cash Sale Price	$60,412.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,412.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1033.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 STX

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This low mileage certified used 2024 Ford F-150 STX 4x4 pickup under 16,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now under $53K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$52,995
Est. Payment:	$996.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,237
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$52,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,832.06
Avg. DMV Fee	65.00
Cash Sale Price	$58,231.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,231.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$996.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $55,000

2025 Ford F-150 XLT

2022 Ram 2500 Power Wagon

2023 Ford F-150 Platinum

2026 Ford F-350 Super Duty Lariat

2023 Ford F-150 XL

2023 GMC Yukon XL SLT

2023 Ford F-150 Tremor

2025 Ford F-150 Lightning Flash

2024 Ford F-150 STX

Used Cars under $55,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Vehicles Priced Below $55,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ram 2500 Power Wagon

Ram 2500 Power Wagon

2022 Ram 2500 Power Wagon Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2026 Ford F-350 Super Duty Lariat

Ford F-350 Super Duty Lariat

2026 Ford F-350 Super Duty Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 GMC Yukon XL SLT

GMC Yukon XL SLT

2023 GMC Yukon XL SLT Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2025 Ford F-150 Lightning Flash

Ford F-150 Lightning Flash

2025 Ford F-150 Lightning Flash Car Loan Estimate

2024 Ford F-150 STX

Ford F-150 STX

2024 Ford F-150 STX Car Loan Estimate

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