New York, NY Area Used Convertibles Under $40,000

2026 MINI Convertible Cooper S

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This low mileage preowned 2026 MINI Convertible Cooper S FWD convertible below 1,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $39K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$38,500
Est. Payment:	$720.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,000
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.46
Avg. DMV Fee	86.00
Cash Sale Price	$42,086.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,086.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 MINI Convertible Cooper S

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This low mileage preowned 2024 MINI Convertible Cooper S FWD convertible under 4,000 miles, transmission, and 32 MPG, 2.0L gas engine is for sale right now below $35K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$35,000
Est. Payment:	$654.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,919
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,114.66
Avg. DMV Fee	86.00
Cash Sale Price	$38,275.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,275.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW Z4 sDrive M40i

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This low mileage used 2020 BMW Z4 sDrive M40i RWD convertible below 55,000 miles, automatic transmission, and 32 MPG, 3.0L gas engine is for sale right now below $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$712.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,127
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$712.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Mustang GT Premium

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This low mileage preowned 2019 Ford Mustang GT Premium RWD convertible below 34,000 miles, transmission, and 32 MPG, 5.0L gas engine is for sale right now below $36K at Ciocca Ford of Flemington in Flemington, NJ. ...View More Details

Sales Price:	$35,294
Est. Payment:	$660.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,010
Location:	Flemington, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,294.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,140.77
Avg. DMV Fee	86.00
Cash Sale Price	$38,595.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,595.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$660.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,294.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage used 2025 Ford Mustang EcoBoost RWD convertible under 18,000 miles, automatic transmission, and 32 MPG, 2.3L gas engine is for sale right now under $37K at Hempstead Ford in Hempstead, NY. ...View More Details

Sales Price:	$36,996
Est. Payment:	$692.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,477
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$36,996.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,291.90
Avg. DMV Fee	86.00
Cash Sale Price	$40,448.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,448.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang EcoBoost

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This low mileage second hand 2025 Ford Mustang EcoBoost RWD convertible below 23,000 miles, automatic transmission, and 32 MPG, 2.3L gas engine is for sale right now under $37K at Hempstead Ford in Hempstead, NY. ...View More Details

Sales Price:	$36,996
Est. Payment:	$692.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,336
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$36,996.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,291.90
Avg. DMV Fee	86.00
Cash Sale Price	$40,448.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,448.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Mustang GT Premium

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This low mileage certified second hand 2022 Ford Mustang GT Premium RWD convertible below 43,000 miles, transmission, and 32 MPG, 5.0L gas engine is for sale right now below $37K at Freehold Ford in Freehold, NJ. ...View More Details

Sales Price:	$36,795
Est. Payment:	$688.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,349
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,795.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,274.06
Avg. DMV Fee	86.00
Cash Sale Price	$40,230.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,230.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$688.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper C

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This low mileage second hand 2026 MINI Convertible Cooper C FWD convertible below 0,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $40K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$39,390
Est. Payment:	$736.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,390.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,504.49
Avg. DMV Fee	86.00
Cash Sale Price	$43,055.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,055.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper C

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This low mileage preowned 2026 MINI Convertible Cooper C FWD convertible under 0,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $40K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$39,390
Est. Payment:	$736.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,390.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,504.49
Avg. DMV Fee	86.00
Cash Sale Price	$43,055.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,055.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$736.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper C

⇩ View Seller Description

This low mileage used 2026 MINI Convertible Cooper C FWD convertible under 0,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $40K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$39,190
Est. Payment:	$733.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,190.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,486.73
Avg. DMV Fee	86.00
Cash Sale Price	$42,837.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,837.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Convertibles under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Convertibles Priced Below $40,000

2026 MINI Convertible Cooper S

2024 MINI Convertible Cooper S

2020 BMW Z4 sDrive M40i

2019 Ford Mustang GT Premium

2025 Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost

2022 Ford Mustang GT Premium

2026 MINI Convertible Cooper C

2026 MINI Convertible Cooper C

2026 MINI Convertible Cooper C

Greater New York Area Cities with Used Convertibles for Sale Below $40K

Metro New York Area Counties with Used Convertibles for Sale Below $40,000

Used Convertibles under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Convertibles Priced Below $40,000

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

2024 MINI Convertible Cooper S

MINI Convertible Cooper S

2024 MINI Convertible Cooper S Car Loan Estimate

2020 BMW Z4 sDrive M40i

BMW Z4 sDrive M40i

2020 BMW Z4 sDrive M40i Car Loan Estimate

2019 Ford Mustang GT Premium

Ford Mustang GT Premium

2019 Ford Mustang GT Premium Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2025 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2025 Ford Mustang EcoBoost Car Loan Estimate

2022 Ford Mustang GT Premium

Ford Mustang GT Premium

2022 Ford Mustang GT Premium Car Loan Estimate

2026 MINI Convertible Cooper C

MINI Convertible Cooper C

2026 MINI Convertible Cooper C Car Loan Estimate

2026 MINI Convertible Cooper C

MINI Convertible Cooper C

2026 MINI Convertible Cooper C Car Loan Estimate

2026 MINI Convertible Cooper C

MINI Convertible Cooper C

2026 MINI Convertible Cooper C Car Loan Estimate

Greater New York Area Cities with Used Convertibles for Sale Below $40K

Metro New York Area Counties with Used Convertibles for Sale Below $40,000

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