New York, NY Area Used Cars Under $45,000

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV below 29,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,897
Est. Payment:	$802.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,950
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,897.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,815.91
Avg. DMV Fee	86.00
Cash Sale Price	$46,873.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,873.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$802.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Premium Luxury

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This low mileage preowned 2025 Cadillac XT5 Premium Luxury FWD SUV under 12,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $42K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,202
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mercedes-Benz GLC GLC 300 4MATIC

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This low mileage used 2024 Mercedes-Benz GLC GLC 300 4MATIC AWD SUV under 4,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,000
Est. Payment:	$766.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,343
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.46
Avg. DMV Fee	86.00
Cash Sale Price	$44,808.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,808.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 16,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,498
Est. Payment:	$757.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,326
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,602.88
Avg. DMV Fee	86.00
Cash Sale Price	$44,261.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,261.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 30,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,497
Est. Payment:	$757.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,559
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,602.79
Avg. DMV Fee	86.00
Cash Sale Price	$44,260.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,260.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 3,000 miles, transmission, and 24 MPG, 2.0L gas engine is for sale right now below $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,698
Est. Payment:	$798.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,850
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,698.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.24
Avg. DMV Fee	86.00
Cash Sale Price	$46,657.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,657.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$798.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 11,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,943
Est. Payment:	$802.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,432
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,820.00
Avg. DMV Fee	86.00
Cash Sale Price	$46,924.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,924.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2024 Genesis GV70 2.5T Standard AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $41K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$40,797
Est. Payment:	$762.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,173
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$40,797.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,629.43
Avg. DMV Fee	86.00
Cash Sale Price	$44,587.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,587.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 10,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $44K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$43,943
Est. Payment:	$821.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,738
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$43,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,908.80
Avg. DMV Fee	86.00
Cash Sale Price	$48,012.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,012.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$821.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage used 2024 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV below 2,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,106
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

2025 Cadillac XT5 Premium Luxury

2024 Mercedes-Benz GLC GLC 300 4MATIC

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2025 BMW X1 xDrive28i

2024 BMW X3 xDrive30i

2024 Genesis GV70 2.5T Standard

2024 BMW X3 xDrive30i

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2024 Mercedes-Benz GLC GLC 300 4MATIC

Mercedes-Benz GLC GLC 300 4MATIC

2024 Mercedes-Benz GLC 300 4MATIC Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2024 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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