New York, NY Area Used Cars Under $45,000

2025 BMW 3 Series 330i xDrive

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This low mileage certified used 2025 BMW 3 Series 330i xDrive AWD sedan below 7,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $45K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$44,487
Est. Payment:	$831.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,652
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,487.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.11
Avg. DMV Fee	86.00
Cash Sale Price	$48,605.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,605.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus NX 350 Premium

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This low mileage used 2023 Lexus NX 350 Premium AWD wagon below 15,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now under $42K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$41,600
Est. Payment:	$777.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,630
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$41,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,700.74
Avg. DMV Fee	86.00
Cash Sale Price	$45,461.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,461.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$777.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2023 BMW 5 Series 530i xDrive AWD sedan under 31,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now under $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,943
Est. Payment:	$802.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,423
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,820.00
Avg. DMV Fee	86.00
Cash Sale Price	$46,924.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,924.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$802.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Pilot Touring

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This low mileage used 2025 Honda Pilot Touring AWD SUV under 40,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $43K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$42,600
Est. Payment:	$796.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,661
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$42,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,789.54
Avg. DMV Fee	86.00
Cash Sale Price	$46,550.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,550.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$796.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV70 3.5T Sport

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This low mileage certified second hand 2022 Genesis GV70 3.5T Sport AWD SUV below 13,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$44,990
Est. Payment:	$841.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,618
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,001.77
Avg. DMV Fee	86.00
Cash Sale Price	$49,152.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,152.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse Z71

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This low mileage preowned 2024 Chevrolet Traverse Z71 4x4 SUV below 26,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $43K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,626
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2025 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $45K at Danbury Hyundai in Danbury, CT. ...View More Details

Sales Price:	$44,770
Est. Payment:	$836.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43
Location:	Danbury, CT

Item	Amount
Used Car Price⁽¹⁾	$44,770.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,982.24
Avg. DMV Fee	86.00
Cash Sale Price	$48,913.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,913.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$836.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 2.5T

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This low mileage second hand 2023 Genesis GV80 2.5T AWD SUV below 28,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $43K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$42,995
Est. Payment:	$803.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,645
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.62
Avg. DMV Fee	86.00
Cash Sale Price	$46,980.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,980.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV below 25,000 miles, automatic transmission, and 20 MPG, 3.0L hybrid engine is for sale right now below $45K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,092
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$841.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer Series III

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This below average mileage used 2023 Jeep Wagoneer Series III 4x4 SUV below 66,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $41K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$40,100
Est. Payment:	$870.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,920
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$40,100.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,567.54
Avg. DMV Fee	86.00
Cash Sale Price	$43,828.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,828.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$870.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2025 BMW 3 Series 330i xDrive

2023 Lexus NX 350 Premium

2023 BMW 5 Series 530i xDrive

2025 Honda Pilot Touring

2022 Genesis GV70 3.5T Sport

2024 Chevrolet Traverse Z71

2025 Hyundai SANTA CRUZ Limited

2023 Genesis GV80 2.5T

2023 BMW X5 xDrive40i

2023 Jeep Wagoneer Series III

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2023 Lexus NX 350 Premium

Lexus NX 350 Premium

2023 Lexus NX 350 Premium Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2025 Honda Pilot Touring

Honda Pilot Touring

2025 Honda Pilot Touring Car Loan Estimate

2022 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2022 Genesis GV70 3.5T Sport Car Loan Estimate

2024 Chevrolet Traverse Z71

Chevrolet Traverse Z71

2024 Chevrolet Traverse Z71 Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Genesis GV80 2.5T

Genesis GV80 2.5T

2023 Genesis GV80 2.5T Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2023 Jeep Wagoneer Series III Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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