New York, NY Area Used Cars Under $45,000

2023 BMW X4 xDrive30i

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This low mileage certified preowned 2023 BMW X4 xDrive30i AWD SUV below 22,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $45K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$44,247
Est. Payment:	$827.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,410
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$44,247.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,935.79
Avg. DMV Fee	86.00
Cash Sale Price	$48,343.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,343.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$827.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage preowned 2024 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV below 2,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,106
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$831.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 26,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,284
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV under 32,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,910
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV below 20,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,997
Est. Payment:	$803.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,551
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.79
Avg. DMV Fee	86.00
Cash Sale Price	$46,982.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,982.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 28,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,406
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage certified second hand 2023 BMW 5 Series 540i xDrive AWD sedan under 44,000 miles, automatic transmission, and 28 MPG, 3.0L hybrid engine is for sale right now under $45K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$44,998
Est. Payment:	$841.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,056
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$44,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.48
Avg. DMV Fee	86.00
Cash Sale Price	$49,161.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,161.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV under 24,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $42K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$41,469
Est. Payment:	$775.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,398
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$41,469.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,689.11
Avg. DMV Fee	86.00
Cash Sale Price	$45,319.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,319.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$775.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X4 xDrive30i

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This low mileage certified used 2023 BMW X4 xDrive30i AWD SUV below 35,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,823
Est. Payment:	$782.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,248
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,823.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,720.54
Avg. DMV Fee	86.00
Cash Sale Price	$45,704.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,704.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$782.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series 430i xDrive

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This low mileage certified preowned 2024 BMW 4 Series 430i xDrive AWD coupe under 28,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,943
Est. Payment:	$765.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,052
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,642.40
Avg. DMV Fee	86.00
Cash Sale Price	$44,746.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,746.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$765.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X4 xDrive30i

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

2023 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2023 BMW 5 Series 540i xDrive

2023 BMW X3 xDrive30i

2023 BMW X4 xDrive30i

2024 BMW 4 Series 430i xDrive

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2024 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2024 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2024 BMW 4 Series 430i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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