New York, NY Area Used Cars Under $45,000

2024 BMW 3 Series 330i xDrive

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This low mileage certified preowned 2024 BMW 3 Series 330i xDrive AWD sedan under 15,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,943
Est. Payment:	$765.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,434
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,642.40
Avg. DMV Fee	86.00
Cash Sale Price	$44,746.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,746.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$765.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV under 32,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,910
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 SLT

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This low mileage used 2023 GMC Sierra 1500 SLT 4x4 pickup under 36,000 miles, automatic transmission, and 25 MPG, 3.0L diesel engine is for sale right now below $45K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$44,509
Est. Payment:	$832.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,898
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,509.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,959.06
Avg. DMV Fee	86.00
Cash Sale Price	$48,629.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,629.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$832.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,509.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV below 35,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $44K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$43,992
Est. Payment:	$822.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,865
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$43,992.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.15
Avg. DMV Fee	86.00
Cash Sale Price	$48,066.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,066.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$822.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 11,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,943
Est. Payment:	$802.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,432
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,820.00
Avg. DMV Fee	86.00
Cash Sale Price	$46,924.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,924.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV under 22,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,398
Est. Payment:	$774.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,399
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,682.80
Avg. DMV Fee	86.00
Cash Sale Price	$45,241.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,241.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$774.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage preowned 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 4,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,896
Est. Payment:	$783.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,143
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,896.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,727.02
Avg. DMV Fee	86.00
Cash Sale Price	$45,784.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,784.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$783.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 5,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $41K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$40,139
Est. Payment:	$750.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,811
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$40,139.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,571.00
Avg. DMV Fee	86.00
Cash Sale Price	$43,871.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,871.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,139.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage second hand 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 5,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now under $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,369
Est. Payment:	$754.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,873
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,369.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,591.43
Avg. DMV Fee	86.00
Cash Sale Price	$44,121.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,121.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$754.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,369.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage preowned 2023 Genesis GV70 2.5T Standard AWD SUV under 22,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $44K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$43,999
Est. Payment:	$822.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,033
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$43,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.77
Avg. DMV Fee	86.00
Cash Sale Price	$48,073.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,073.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2024 BMW 3 Series 330i xDrive

2024 BMW X3 xDrive30i

2023 GMC Sierra 1500 SLT

2023 BMW X5 xDrive40i

2024 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

2025 BMW 2 Series 228 xDrive Gran Coupe

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 BMW 2 Series 228 xDrive Gran Coupe

2023 Genesis GV70 2.5T Standard

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2023 GMC Sierra 1500 SLT Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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