New York, NY Area Used Cars Under $45,000

2023 BMW 3 Series 330i xDrive

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This low mileage second hand 2023 BMW 3 Series 330i xDrive AWD sedan under 29,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,695
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Land Rover Range Rover Supercharged LWB

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This low mileage second hand 2020 Land Rover Range Rover Supercharged LWB AWD SUV below 54,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $42K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$832.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,681
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.86
Avg. DMV Fee	86.00
Cash Sale Price	$45,352.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,352.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$832.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 16,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,000
Est. Payment:	$766.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,072
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.46
Avg. DMV Fee	86.00
Cash Sale Price	$44,808.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,808.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified second hand 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 5,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $41K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$40,139
Est. Payment:	$750.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,811
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$40,139.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,571.00
Avg. DMV Fee	86.00
Cash Sale Price	$43,871.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,871.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,139.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage used 2024 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV below 2,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,106
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV under 25,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $45K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,092
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$841.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series 430i xDrive Gran Coupe

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This low mileage certified preowned 2024 BMW 4 Series 430i xDrive Gran Coupe AWD sedan under 14,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $44K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$43,943
Est. Payment:	$821.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,360
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$43,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,908.80
Avg. DMV Fee	86.00
Cash Sale Price	$48,012.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,012.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 9,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $42K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$776.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,984
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.86
Avg. DMV Fee	86.00
Cash Sale Price	$45,352.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,352.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$776.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage certified used 2023 BMW 5 Series 540i xDrive AWD sedan below 40,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $44K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,000
Est. Payment:	$822.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,385
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.86
Avg. DMV Fee	86.00
Cash Sale Price	$48,074.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,074.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$822.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage preowned 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan under 5,000 miles, transmission, and 2.0L gas engine is for sale right now under $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,369
Est. Payment:	$754.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,873
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,369.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,591.43
Avg. DMV Fee	86.00
Cash Sale Price	$44,121.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,121.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$754.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,369.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW 3 Series 330i xDrive

2020 Land Rover Range Rover Supercharged LWB

2024 BMW X3 xDrive30i

2025 Hyundai SANTA FE Hybrid Calligraphy

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

2023 BMW X5 xDrive40i

2024 BMW 4 Series 430i xDrive Gran Coupe

2025 Hyundai SANTA FE Hybrid Calligraphy

2023 BMW 5 Series 540i xDrive

2025 BMW 2 Series 228 xDrive Gran Coupe

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2020 Land Rover Range Rover Supercharged LWB

Land Rover Range Rover Supercharged LWB

2020 Land Rover Range Rover Supercharged LWB Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2024 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW 4 Series 430i xDrive Gran Coupe

BMW 4 Series 430i xDrive Gran Coupe

2024 BMW 4 Series 430i xDrive Gran Coupe Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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