New York, NY Area Used Cars Under $45,000

2023 BMW X5 xDrive40i

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This low mileage second hand 2023 BMW X5 xDrive40i AWD SUV below 17,000 miles, automatic transmission, and 18 MPG, 3.0L hybrid engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,525
Est. Payment:	$757.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,010
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,525.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,605.28
Avg. DMV Fee	86.00
Cash Sale Price	$44,291.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,291.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV under 3,000 miles, transmission, and 18 MPG, 2.0L gas engine is for sale right now under $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,698
Est. Payment:	$798.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,850
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,698.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.24
Avg. DMV Fee	86.00
Cash Sale Price	$46,657.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,657.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$798.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV under 4,000 miles, transmission, and 18 MPG, 2.0L gas engine is for sale right now under $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,973
Est. Payment:	$803.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,879
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,973.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,822.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,956.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,956.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,973.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 24,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,997
Est. Payment:	$766.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,155
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.19
Avg. DMV Fee	86.00
Cash Sale Price	$44,805.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,805.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage second hand 2023 Genesis GV70 2.5T Standard AWD SUV below 22,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $44K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$43,999
Est. Payment:	$822.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,033
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$43,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.77
Avg. DMV Fee	86.00
Cash Sale Price	$48,073.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,073.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$822.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler High Altitude 4xe

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This low mileage preowned 2024 Jeep Wrangler High Altitude 4xe 4x4 SUV below 20,000 miles, automatic transmission, and 18 MPG, 2.0L hybrid engine is for sale right now under $44K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$43,988
Est. Payment:	$822.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,015
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$43,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,912.79
Avg. DMV Fee	86.00
Cash Sale Price	$48,061.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,061.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified second hand 2023 BMW 3 Series 330i xDrive AWD sedan below 16,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,943
Est. Payment:	$765.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,523
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,642.40
Avg. DMV Fee	86.00
Cash Sale Price	$44,746.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,746.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$765.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse Z71

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This low mileage used 2024 Chevrolet Traverse Z71 4x4 SUV below 26,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $43K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,626
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus RX 350 F SPORT

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This low mileage preowned 2022 Lexus RX 350 F SPORT AWD SUV below 30,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,500
Est. Payment:	$757.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,666
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,603.06
Avg. DMV Fee	86.00
Cash Sale Price	$44,264.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,264.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LTZ

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This low mileage used 2023 Chevrolet Silverado 1500 LTZ 4x4 pickup below 47,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $43K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,864
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X5 xDrive40i

2025 BMW X1 xDrive28i

2025 BMW X1 xDrive28i

2023 BMW X3 xDrive30i

2023 Genesis GV70 2.5T Standard

2024 Jeep Wrangler High Altitude 4xe

2023 BMW 3 Series 330i xDrive

2024 Chevrolet Traverse Z71

2022 Lexus RX 350 F SPORT

2023 Chevrolet Silverado 1500 LTZ

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Jeep Wrangler High Altitude 4xe

Jeep Wrangler High Altitude 4xe

2024 Jeep Wrangler High Altitude 4xe Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2024 Chevrolet Traverse Z71

Chevrolet Traverse Z71

2024 Chevrolet Traverse Z71 Car Loan Estimate

2022 Lexus RX 350 F SPORT

Lexus RX 350 F SPORT

2022 Lexus RX 350 F SPORT Car Loan Estimate

2023 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2023 Chevrolet Silverado 1500 LTZ Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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