New York, NY Area Used Cars Under $45,000

2024 BMW 3 Series 330i xDrive

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This low mileage certified second hand 2024 BMW 3 Series 330i xDrive AWD sedan below 10,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,943
Est. Payment:	$784.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,805
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,731.20
Avg. DMV Fee	86.00
Cash Sale Price	$45,835.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,835.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$784.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Canyon Denali

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This low mileage preowned 2023 GMC Canyon Denali 4x4 pickup under 25,000 miles, automatic transmission, and 30 MPG, 2.7L gas engine is for sale right now below $41K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$40,801
Est. Payment:	$763.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,654
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,801.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,629.79
Avg. DMV Fee	86.00
Cash Sale Price	$44,591.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,591.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$763.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,801.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 22,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,398
Est. Payment:	$774.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,399
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,682.80
Avg. DMV Fee	86.00
Cash Sale Price	$45,241.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,241.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$774.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 3.5T

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This low mileage certified used 2023 Genesis GV80 3.5T AWD SUV under 48,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $43K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$42,985
Est. Payment:	$803.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,177
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,985.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,823.73
Avg. DMV Fee	86.00
Cash Sale Price	$46,969.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,969.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLC GLC 300 4MATIC

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This low mileage preowned 2022 Mercedes-Benz GLC GLC 300 4MATIC AWD SUV under 20,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $42K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$41,995
Est. Payment:	$785.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,280
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,735.82
Avg. DMV Fee	86.00
Cash Sale Price	$45,891.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,891.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G70 3.3T Standard

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This low mileage certified second hand 2023 Genesis G70 3.3T Standard RWD sedan below 15,000 miles, automatic transmission, and 30 MPG, 3.3L gas engine is for sale right now under $43K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$42,899
Est. Payment:	$802.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,465
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$42,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,816.09
Avg. DMV Fee	86.00
Cash Sale Price	$46,876.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,876.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV under 7,000 miles, transmission, and 30 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,977
Est. Payment:	$784.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,429
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,977.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,734.22
Avg. DMV Fee	86.00
Cash Sale Price	$45,872.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,872.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$784.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2023 BMW 5 Series 530i xDrive AWD sedan under 31,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,943
Est. Payment:	$802.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,423
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,820.00
Avg. DMV Fee	86.00
Cash Sale Price	$46,924.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,924.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 350 XL

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This low mileage second hand 2025 Ford Transit 350 XL RWD van below 24,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $42K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$41,900
Est. Payment:	$783.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,445
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,727.38
Avg. DMV Fee	86.00
Cash Sale Price	$45,788.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,788.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$783.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV below 10,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$45,000
Est. Payment:	$841.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,120
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.66
Avg. DMV Fee	86.00
Cash Sale Price	$49,163.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,163.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$841.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2024 BMW 3 Series 330i xDrive

2023 GMC Canyon Denali

2024 BMW X3 xDrive30i

2023 Genesis GV80 3.5T

2022 Mercedes-Benz GLC GLC 300 4MATIC

2023 Genesis G70 3.3T Standard

2025 BMW X1 xDrive28i

2023 BMW 5 Series 530i xDrive

2025 Ford Transit 350 XL

2025 BMW X3 30 xDrive

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2023 GMC Canyon Denali

GMC Canyon Denali

2023 GMC Canyon Denali Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV80 3.5T

Genesis GV80 3.5T

2023 Genesis GV80 3.5T Car Loan Estimate

2022 Mercedes-Benz GLC GLC 300 4MATIC

Mercedes-Benz GLC GLC 300 4MATIC

2022 Mercedes-Benz GLC 300 4MATIC Car Loan Estimate

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2025 Ford Transit 350 XL

Ford Transit 350 XL

2025 Ford Transit 350 XL Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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