New York, NY Area Used Cars Under $45,000

2023 BMW X4 xDrive30i

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This low mileage certified preowned 2023 BMW X4 xDrive30i AWD SUV under 35,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,823
Est. Payment:	$782.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,248
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,823.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,720.54
Avg. DMV Fee	86.00
Cash Sale Price	$45,704.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,704.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$782.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLC GLC 300 4MATIC

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This low mileage second hand 2022 Mercedes-Benz GLC GLC 300 4MATIC AWD SUV below 20,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $42K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$41,995
Est. Payment:	$785.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,280
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,735.82
Avg. DMV Fee	86.00
Cash Sale Price	$45,891.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,891.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV under 38,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $41K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$40,630
Est. Payment:	$759.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,654
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$40,630.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,614.60
Avg. DMV Fee	86.00
Cash Sale Price	$44,405.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,405.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$759.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,630.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This low mileage second hand 2022 BMW X5 xDrive40i AWD SUV below 30,000 miles, automatic transmission, and 22 MPG, 3.0L hybrid engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,997
Est. Payment:	$766.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,670
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.19
Avg. DMV Fee	86.00
Cash Sale Price	$44,805.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,805.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Porsche Cayenne Base

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This below average mileage second hand 2020 Porsche Cayenne Base AWD SUV under 63,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $41K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$40,500
Est. Payment:	$879.20 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,740
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,603.06
Avg. DMV Fee	86.00
Cash Sale Price	$44,264.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,264.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$879.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage second hand 2025 Hyundai PALISADE SEL Premium AWD SUV under 1,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $43K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,118
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Sienna Limited 7-Passenger

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This low mileage preowned 2022 Toyota Sienna Limited 7-Passenger AWD minivan under 46,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now below $42K at Hyundai City of Bay Ridge in Brooklyn, NY. ...View More Details

Sales Price:	$41,063
Est. Payment:	$767.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,027
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$41,063.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,653.05
Avg. DMV Fee	86.00
Cash Sale Price	$44,877.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,877.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$767.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,063.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV under 7,000 miles, transmission, and 22 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,447
Est. Payment:	$775.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,429
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,447.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,687.15
Avg. DMV Fee	86.00
Cash Sale Price	$45,295.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,295.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 14,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $44K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$43,082
Est. Payment:	$805.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,562
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$43,082.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,832.34
Avg. DMV Fee	86.00
Cash Sale Price	$47,075.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,075.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$805.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,082.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV below 9,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $41K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$40,195
Est. Payment:	$751.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,210
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,195.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,575.98
Avg. DMV Fee	86.00
Cash Sale Price	$43,931.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,931.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$751.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X4 xDrive30i

2022 Mercedes-Benz GLC GLC 300 4MATIC

2023 BMW X3 xDrive30i

2022 BMW X5 xDrive40i

2020 Porsche Cayenne Base

2025 Hyundai PALISADE SEL Premium

2022 Toyota Sienna Limited 7-Passenger

2025 BMW X1 xDrive28i

2024 BMW X3 xDrive30i

2024 Hyundai PALISADE Calligraphy

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2022 Mercedes-Benz GLC GLC 300 4MATIC

Mercedes-Benz GLC GLC 300 4MATIC

2022 Mercedes-Benz GLC 300 4MATIC Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2020 Porsche Cayenne Base

Porsche Cayenne Base

2020 Porsche Cayenne Base Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2022 Toyota Sienna Limited 7-Passenger

Toyota Sienna Limited 7-Passenger

2022 Toyota Sienna Limited 7-Passenger Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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