New York, NY Area Used Cars Under $45,000

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,943
Est. Payment:	$784.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,597
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,731.20
Avg. DMV Fee	86.00
Cash Sale Price	$45,835.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,835.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$784.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage used 2026 Genesis GV70 2.5T Standard AWD SUV under 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $45K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,788
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz GLE GLE 350 4MATIC

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This low mileage second hand 2022 Mercedes-Benz GLE GLE 350 4MATIC AWD SUV under 29,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $42K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$42,000
Est. Payment:	$785.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,473
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,897.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,897.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$785.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage second hand 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 4,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now under $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,896
Est. Payment:	$783.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,143
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,896.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,727.02
Avg. DMV Fee	86.00
Cash Sale Price	$45,784.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,784.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$783.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 29,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,897
Est. Payment:	$802.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,950
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,897.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,815.91
Avg. DMV Fee	86.00
Cash Sale Price	$46,873.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,873.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage preowned 2024 BMW X5 xDrive40i AWD SUV under 16,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$45,000
Est. Payment:	$841.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,195
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.66
Avg. DMV Fee	86.00
Cash Sale Price	$49,163.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,163.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$841.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus RX 350 F SPORT

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This low mileage second hand 2022 Lexus RX 350 F SPORT AWD SUV under 30,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,500
Est. Payment:	$757.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,666
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,603.06
Avg. DMV Fee	86.00
Cash Sale Price	$44,264.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,264.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV below 24,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $42K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$41,469
Est. Payment:	$775.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,398
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$41,469.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,689.11
Avg. DMV Fee	86.00
Cash Sale Price	$45,319.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,319.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus NX 350 Premium

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This low mileage preowned 2023 Lexus NX 350 Premium AWD wagon under 15,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now under $42K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$41,600
Est. Payment:	$777.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,630
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$41,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,700.74
Avg. DMV Fee	86.00
Cash Sale Price	$45,461.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,461.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$777.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage second hand 2023 BMW X5 xDrive40i AWD SUV under 25,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $45K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,092
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$841.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

2026 Genesis GV70 2.5T Standard

2022 Mercedes-Benz GLE GLE 350 4MATIC

2025 BMW 2 Series 228 xDrive Gran Coupe

2023 BMW X3 xDrive30i

2024 BMW X5 xDrive40i

2022 Lexus RX 350 F SPORT

2023 BMW X3 xDrive30i

2023 Lexus NX 350 Premium

2023 BMW X5 xDrive40i

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2022 Mercedes-Benz GLE GLE 350 4MATIC

Mercedes-Benz GLE GLE 350 4MATIC

2022 Mercedes-Benz GLE 350 4MATIC Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2022 Lexus RX 350 F SPORT

Lexus RX 350 F SPORT

2022 Lexus RX 350 F SPORT Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Lexus NX 350 Premium

Lexus NX 350 Premium

2023 Lexus NX 350 Premium Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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