New York, NY Area Used Cars Under $45,000

2023 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2023 Genesis GV70 2.5T Standard AWD SUV below 24,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $41K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$40,250
Est. Payment:	$752.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,875
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$40,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,580.86
Avg. DMV Fee	86.00
Cash Sale Price	$43,991.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,991.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$752.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 29,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now below $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,897
Est. Payment:	$802.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,950
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,897.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,815.91
Avg. DMV Fee	86.00
Cash Sale Price	$46,873.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,873.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$802.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV below 32,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now below $40K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,925
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler High Altitude 4xe

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This low mileage preowned 2024 Jeep Wrangler High Altitude 4xe 4x4 SUV below 20,000 miles, automatic transmission, and 35 MPG, 2.0L hybrid engine is for sale right now under $44K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$43,988
Est. Payment:	$822.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,015
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$43,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,912.79
Avg. DMV Fee	86.00
Cash Sale Price	$48,061.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,061.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2024 Genesis GV70 2.5T Standard AWD SUV below 23,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $41K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$40,797
Est. Payment:	$762.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,173
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$40,797.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,629.43
Avg. DMV Fee	86.00
Cash Sale Price	$44,587.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,587.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$762.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus NX 350 Premium

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This low mileage used 2024 Lexus NX 350 Premium AWD wagon below 21,000 miles, automatic transmission, and 35 MPG, 2.4L gas engine is for sale right now below $42K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,148
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage second hand 2023 BMW 5 Series 540i xDrive AWD sedan below 36,000 miles, automatic transmission, and 35 MPG, 3.0L hybrid engine is for sale right now below $43K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$42,652
Est. Payment:	$797.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,184
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,652.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,794.16
Avg. DMV Fee	86.00
Cash Sale Price	$46,607.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,607.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$797.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i xDrive

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This low mileage certified preowned 2024 BMW 3 Series 330i xDrive AWD sedan below 10,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now under $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,943
Est. Payment:	$784.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,805
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,731.20
Avg. DMV Fee	86.00
Cash Sale Price	$45,835.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,835.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$784.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 30,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,497
Est. Payment:	$757.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,559
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,602.79
Avg. DMV Fee	86.00
Cash Sale Price	$44,260.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,260.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified used 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 16,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $41K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$40,888
Est. Payment:	$764.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,355
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$40,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,637.51
Avg. DMV Fee	86.00
Cash Sale Price	$44,686.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,686.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$764.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 Genesis GV70 2.5T Standard

2023 BMW X3 xDrive30i

2024 Hyundai PALISADE Calligraphy

2024 Jeep Wrangler High Altitude 4xe

2024 Genesis GV70 2.5T Standard

2024 Lexus NX 350 Premium

2023 BMW 5 Series 540i xDrive

2024 BMW 3 Series 330i xDrive

2023 BMW X3 xDrive30i

2025 Hyundai SANTA FE Hybrid Calligraphy

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Jeep Wrangler High Altitude 4xe

Jeep Wrangler High Altitude 4xe

2024 Jeep Wrangler High Altitude 4xe Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Lexus NX 350 Premium

Lexus NX 350 Premium

2024 Lexus NX 350 Premium Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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