New York, NY Area Used Cars Under $45,000

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV below 33,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $45K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$44,499
Est. Payment:	$831.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,989
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.17
Avg. DMV Fee	86.00
Cash Sale Price	$48,618.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,618.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$831.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV under 1,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$42,000
Est. Payment:	$785.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,107
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,897.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,897.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$785.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV below 7,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$41,886
Est. Payment:	$783.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,789
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$41,886.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,726.14
Avg. DMV Fee	86.00
Cash Sale Price	$45,773.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,773.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$783.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 3.5T

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This low mileage certified used 2023 Genesis GV80 3.5T AWD SUV below 48,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $43K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$42,495
Est. Payment:	$794.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,177
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.22
Avg. DMV Fee	86.00
Cash Sale Price	$46,436.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,436.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV under 35,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now under $44K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$43,276
Est. Payment:	$809.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,904
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$43,276.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,849.57
Avg. DMV Fee	86.00
Cash Sale Price	$47,286.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,286.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$809.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,276.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

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This low mileage preowned 2025 Hyundai PALISADE Calligraphy AWD SUV under 7,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $44K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$43,971
Est. Payment:	$822.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,535
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$43,971.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,911.28
Avg. DMV Fee	86.00
Cash Sale Price	$48,043.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,043.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,971.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Premium Luxury

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This low mileage used 2024 Cadillac XT6 Premium Luxury 4x4 SUV under 16,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $43K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$42,500
Est. Payment:	$794.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,024
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,441.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage certified preowned 2023 BMW 5 Series 540i xDrive AWD sedan below 40,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now under $44K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,000
Est. Payment:	$822.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,385
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.86
Avg. DMV Fee	86.00
Cash Sale Price	$48,074.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,074.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 5,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $45K at Danbury Hyundai in Danbury, CT. ...View More Details

Sales Price:	$44,770
Est. Payment:	$836.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,979
Location:	Danbury, CT

Item	Amount
Used Car Price⁽¹⁾	$44,770.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,982.24
Avg. DMV Fee	86.00
Cash Sale Price	$48,913.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,913.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$836.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 11,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,998
Est. Payment:	$785.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,432
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.08
Avg. DMV Fee	86.00
Cash Sale Price	$45,895.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,895.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$785.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

2025 BMW X1 xDrive28i

2023 BMW X3 xDrive30i

2023 Genesis GV80 3.5T

2023 BMW X5 xDrive40i

2025 Hyundai PALISADE Calligraphy

2024 Cadillac XT6 Premium Luxury

2023 BMW 5 Series 540i xDrive

2025 Hyundai SANTA CRUZ Limited

2024 BMW X3 xDrive30i

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV80 3.5T

Genesis GV80 3.5T

2023 Genesis GV80 3.5T Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2024 Cadillac XT6 Premium Luxury Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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