New York, NY Area Used Cars Under $45,000

2022 Lexus RX 350 F SPORT

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This low mileage used 2022 Lexus RX 350 F SPORT AWD SUV below 30,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,500
Est. Payment:	$757.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,666
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,603.06
Avg. DMV Fee	86.00
Cash Sale Price	$44,264.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,264.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV under 1,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $41K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$40,320
Est. Payment:	$754.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	900
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$40,320.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,587.08
Avg. DMV Fee	86.00
Cash Sale Price	$44,068.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,068.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$754.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis G90 3.3T Premium

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This low mileage preowned 2021 Genesis G90 3.3T Premium RWD sedan below 26,000 miles, automatic transmission, and 22 MPG, 3.3L gas engine is for sale right now below $40K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,463
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified preowned 2023 BMW 5 Series 530i xDrive AWD sedan under 38,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,487
Est. Payment:	$775.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,122
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,487.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,690.71
Avg. DMV Fee	86.00
Cash Sale Price	$45,338.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,338.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Pilot Elite

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This low mileage second hand 2023 Honda Pilot Elite AWD SUV under 30,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $41K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$40,995
Est. Payment:	$766.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,000
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.02
Avg. DMV Fee	86.00
Cash Sale Price	$44,803.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,803.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 24,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,695
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage preowned 2025 BMW X3 30 xDrive AWD SUV below 10,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now below $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$45,000
Est. Payment:	$841.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,120
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.66
Avg. DMV Fee	86.00
Cash Sale Price	$49,163.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,163.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus NX 350 Premium

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This low mileage used 2023 Lexus NX 350 Premium AWD wagon below 15,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $42K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$41,600
Est. Payment:	$777.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,630
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$41,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,700.74
Avg. DMV Fee	86.00
Cash Sale Price	$45,461.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,461.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$777.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV below 22,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,398
Est. Payment:	$774.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,399
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,682.80
Avg. DMV Fee	86.00
Cash Sale Price	$45,241.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,241.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$774.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Premium Luxury

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This low mileage preowned 2024 Cadillac XT6 Premium Luxury 4x4 SUV below 16,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $43K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$42,500
Est. Payment:	$794.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,024
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,441.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2022 Lexus RX 350 F SPORT

2026 Hyundai TUCSON Limited

2021 Genesis G90 3.3T Premium

2023 BMW 5 Series 530i xDrive

2023 Honda Pilot Elite

2024 BMW X3 xDrive30i

2025 BMW X3 30 xDrive

2023 Lexus NX 350 Premium

2024 BMW X3 xDrive30i

2024 Cadillac XT6 Premium Luxury

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2022 Lexus RX 350 F SPORT

Lexus RX 350 F SPORT

2022 Lexus RX 350 F SPORT Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2021 Genesis G90 3.3T Premium

Genesis G90 3.3T Premium

2021 Genesis G90 3.3T Premium Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 Honda Pilot Elite

Honda Pilot Elite

2023 Honda Pilot Elite Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2023 Lexus NX 350 Premium

Lexus NX 350 Premium

2023 Lexus NX 350 Premium Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2024 Cadillac XT6 Premium Luxury Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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