New York, NY Area Used Cars Under $45,000

2023 Genesis G70 3.3T Standard

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This low mileage certified preowned 2023 Genesis G70 3.3T Standard RWD sedan under 18,000 miles, automatic transmission, and 21 MPG, 3.3L gas engine is for sale right now below $41K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$40,830
Est. Payment:	$763.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,685
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$40,830.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,632.36
Avg. DMV Fee	86.00
Cash Sale Price	$44,623.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,623.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$763.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,830.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 16,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $41K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$40,888
Est. Payment:	$764.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,355
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$40,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,637.51
Avg. DMV Fee	86.00
Cash Sale Price	$44,686.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,686.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$764.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV under 12,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $41K at Huntington Hyundai in Huntington, NY. ...View More Details

Sales Price:	$40,495
Est. Payment:	$757.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,504
Location:	Huntington, NY

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,602.62
Avg. DMV Fee	86.00
Cash Sale Price	$44,258.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,258.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage second hand 2024 GMC Sierra 1500 SLT 4x4 pickup below 53,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $45K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$44,354
Est. Payment:	$889.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,906
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,354.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,945.30
Avg. DMV Fee	86.00
Cash Sale Price	$48,460.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,460.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$889.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage preowned 2026 Genesis GV70 2.5T Standard AWD SUV under 4,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $45K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,475
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage second hand 2023 BMW 5 Series 540i xDrive AWD sedan under 36,000 miles, automatic transmission, and 21 MPG, 3.0L hybrid engine is for sale right now below $43K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$42,652
Est. Payment:	$797.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,184
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,652.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,794.16
Avg. DMV Fee	86.00
Cash Sale Price	$46,607.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,607.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$797.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV below 24,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,997
Est. Payment:	$766.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,155
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.19
Avg. DMV Fee	86.00
Cash Sale Price	$44,805.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,805.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 2.5T

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This low mileage second hand 2023 Genesis GV80 2.5T AWD SUV under 28,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $43K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$42,995
Est. Payment:	$803.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,645
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.62
Avg. DMV Fee	86.00
Cash Sale Price	$46,980.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,980.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X4 xDrive30i

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This low mileage certified preowned 2023 BMW X4 xDrive30i AWD SUV below 35,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,823
Est. Payment:	$782.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,248
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,823.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,720.54
Avg. DMV Fee	86.00
Cash Sale Price	$45,704.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,704.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$782.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV80 3.5T

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This low mileage certified second hand 2023 Genesis GV80 3.5T AWD SUV below 48,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $43K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$42,985
Est. Payment:	$803.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,177
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,985.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,823.73
Avg. DMV Fee	86.00
Cash Sale Price	$46,969.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,969.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 Genesis G70 3.3T Standard

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 Genesis GV70 2.5T Standard

2024 GMC Sierra 1500 SLT

2026 Genesis GV70 2.5T Standard

2023 BMW 5 Series 540i xDrive

2023 BMW X3 xDrive30i

2023 Genesis GV80 2.5T

2023 BMW X4 xDrive30i

2023 Genesis GV80 3.5T

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV80 2.5T

Genesis GV80 2.5T

2023 Genesis GV80 2.5T Car Loan Estimate

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2023 Genesis GV80 3.5T

Genesis GV80 3.5T

2023 Genesis GV80 3.5T Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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