New York, NY Area Used Cars Under $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified second hand 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 16,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $41K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$40,888
Est. Payment:	$764.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,355
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$40,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,637.51
Avg. DMV Fee	86.00
Cash Sale Price	$44,686.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,686.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$764.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 7,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,977
Est. Payment:	$784.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,429
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,977.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,734.22
Avg. DMV Fee	86.00
Cash Sale Price	$45,872.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,872.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$784.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,943
Est. Payment:	$784.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,597
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,731.20
Avg. DMV Fee	86.00
Cash Sale Price	$45,835.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,835.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$784.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i Gran Coupe

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This low mileage preowned 2025 BMW 4 Series 430i Gran Coupe RWD sedan under 6,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,447
Est. Payment:	$775.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,153
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,447.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,687.15
Avg. DMV Fee	86.00
Cash Sale Price	$45,295.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,295.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 SLT

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This low mileage preowned 2023 GMC Sierra 1500 SLT 4x4 pickup below 36,000 miles, automatic transmission, and 23 MPG, 3.0L diesel engine is for sale right now below $45K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$44,509
Est. Payment:	$832.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,898
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,509.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,959.06
Avg. DMV Fee	86.00
Cash Sale Price	$48,629.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,629.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$832.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,509.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV under 3,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now under $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,698
Est. Payment:	$798.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,850
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,698.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.24
Avg. DMV Fee	86.00
Cash Sale Price	$46,657.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,657.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$798.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage preowned 2026 Genesis GV70 2.5T Standard AWD SUV below 4,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $45K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,475
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy Night Edition

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This low mileage used 2025 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 18,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $44K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$43,513
Est. Payment:	$813.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,258
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$43,513.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,870.61
Avg. DMV Fee	86.00
Cash Sale Price	$47,544.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,544.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$813.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage used 2023 Genesis GV70 2.5T Standard AWD SUV under 13,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $45K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$44,999
Est. Payment:	$841.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,266
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$44,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.57
Avg. DMV Fee	86.00
Cash Sale Price	$49,162.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,162.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G70 3.3T Standard

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This low mileage certified used 2023 Genesis G70 3.3T Standard RWD sedan below 15,000 miles, automatic transmission, and 23 MPG, 3.3L gas engine is for sale right now under $43K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$42,899
Est. Payment:	$802.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,465
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$42,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,816.09
Avg. DMV Fee	86.00
Cash Sale Price	$46,876.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,876.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 BMW X1 xDrive28i

2023 BMW X3 xDrive30i

2025 BMW 4 Series 430i Gran Coupe

2023 GMC Sierra 1500 SLT

2025 BMW X1 xDrive28i

2026 Genesis GV70 2.5T Standard

2025 Hyundai PALISADE Calligraphy Night Edition

2023 Genesis GV70 2.5T Standard

2023 Genesis G70 3.3T Standard

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW 4 Series 430i Gran Coupe

BMW 4 Series 430i Gran Coupe

2025 BMW 4 Series 430i Gran Coupe Car Loan Estimate

2023 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2023 GMC Sierra 1500 SLT Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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