New York, NY Area Used Cars Under $45,000

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 29,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,897
Est. Payment:	$802.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,950
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,897.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,815.91
Avg. DMV Fee	86.00
Cash Sale Price	$46,873.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,873.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$802.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV below 17,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,525
Est. Payment:	$757.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,010
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,525.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,605.28
Avg. DMV Fee	86.00
Cash Sale Price	$44,291.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,291.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage second hand 2024 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV under 2,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,106
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage second hand 2026 Hyundai PALISADE SEL Convenience AWD SUV under 15,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $43K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,788
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage certified second hand 2025 BMW 3 Series 330i xDrive AWD sedan below 7,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $45K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$44,487
Est. Payment:	$831.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,652
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,487.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.11
Avg. DMV Fee	86.00
Cash Sale Price	$48,605.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,605.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$831.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus RX 350 F SPORT

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This low mileage used 2022 Lexus RX 350 F SPORT AWD SUV below 30,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,500
Est. Payment:	$757.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,666
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,603.06
Avg. DMV Fee	86.00
Cash Sale Price	$44,264.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,264.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified used 2023 BMW 5 Series 530i xDrive AWD sedan below 38,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,487
Est. Payment:	$775.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,122
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,487.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,690.71
Avg. DMV Fee	86.00
Cash Sale Price	$45,338.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,338.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$775.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified used 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 9,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $42K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$776.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,984
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.86
Avg. DMV Fee	86.00
Cash Sale Price	$45,352.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,352.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$776.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage used 2026 Hyundai TUCSON Limited AWD SUV below 1,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $41K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$40,125
Est. Payment:	$750.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,143
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$40,125.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,569.76
Avg. DMV Fee	86.00
Cash Sale Price	$43,855.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,855.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$750.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 9,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $44K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$43,943
Est. Payment:	$821.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,306
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$43,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,908.80
Avg. DMV Fee	86.00
Cash Sale Price	$48,012.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,012.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$821.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

2023 BMW X5 xDrive40i

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

2026 Hyundai PALISADE SEL Convenience

2025 BMW 3 Series 330i xDrive

2022 Lexus RX 350 F SPORT

2023 BMW 5 Series 530i xDrive

2025 Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai TUCSON Limited

2024 BMW X3 xDrive30i

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2024 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2022 Lexus RX 350 F SPORT

Lexus RX 350 F SPORT

2022 Lexus RX 350 F SPORT Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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