New York, NY Area Used Cars Under $45,000

2024 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2024 Hyundai PALISADE Calligraphy AWD SUV below 32,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $40K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,925
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV under 41,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,007
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler High Altitude 4xe

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This low mileage preowned 2024 Jeep Wrangler High Altitude 4xe 4x4 SUV under 20,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $44K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$43,988
Est. Payment:	$822.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,015
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$43,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,912.79
Avg. DMV Fee	86.00
Cash Sale Price	$48,061.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,061.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified second hand 2024 Genesis GV70 2.5T Standard AWD SUV under 13,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $41K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$40,977
Est. Payment:	$766.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,641
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$40,977.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,645.42
Avg. DMV Fee	86.00
Cash Sale Price	$44,783.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,783.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage second hand 2023 BMW X5 xDrive40i AWD SUV below 56,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $44K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$43,147
Est. Payment:	$865.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,735
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$43,147.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,838.11
Avg. DMV Fee	86.00
Cash Sale Price	$47,146.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,146.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$865.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,147.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV below 17,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,525
Est. Payment:	$757.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,010
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,525.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,605.28
Avg. DMV Fee	86.00
Cash Sale Price	$44,291.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,291.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage used 2025 Genesis GV70 2.5T Standard AWD SUV under 12,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $41K at Huntington Hyundai in Huntington, NY. ...View More Details

Sales Price:	$40,495
Est. Payment:	$757.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,504
Location:	Huntington, NY

Item	Amount
Used Car Price⁽¹⁾	$40,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,602.62
Avg. DMV Fee	86.00
Cash Sale Price	$44,258.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,258.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Standard

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This low mileage used 2026 Genesis G70 2.5T Standard AWD sedan under 5,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $44K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$43,495
Est. Payment:	$813.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,327
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,869.02
Avg. DMV Fee	86.00
Cash Sale Price	$47,525.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,525.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV under 1,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $41K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$40,320
Est. Payment:	$754.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	900
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$40,320.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,587.08
Avg. DMV Fee	86.00
Cash Sale Price	$44,068.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,068.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$754.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV below 35,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $45K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$44,497
Est. Payment:	$831.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,003
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.99
Avg. DMV Fee	86.00
Cash Sale Price	$48,615.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,615.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai PALISADE Calligraphy

2023 BMW X3 xDrive30i

2024 Jeep Wrangler High Altitude 4xe

2024 Genesis GV70 2.5T Standard

2023 BMW X5 xDrive40i

2023 BMW X5 xDrive40i

2025 Genesis GV70 2.5T Standard

2026 Genesis G70 2.5T Standard

2026 Hyundai TUCSON Limited

2023 BMW X5 xDrive40i

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 Jeep Wrangler High Altitude 4xe

Jeep Wrangler High Altitude 4xe

2024 Jeep Wrangler High Altitude 4xe Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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