New York, NY Area Used Cars Under $45,000

2023 Genesis GV80 2.5T

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This low mileage second hand 2023 Genesis GV80 2.5T AWD SUV under 28,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $43K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$42,995
Est. Payment:	$803.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,645
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.62
Avg. DMV Fee	86.00
Cash Sale Price	$46,980.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,980.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$803.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Pilot Touring

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This low mileage preowned 2025 Honda Pilot Touring AWD SUV under 40,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $43K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$42,600
Est. Payment:	$796.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,661
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$42,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,789.54
Avg. DMV Fee	86.00
Cash Sale Price	$46,550.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,550.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$796.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy Night Edition

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This low mileage preowned 2025 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 18,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $44K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$43,513
Est. Payment:	$813.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,258
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$43,513.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,870.61
Avg. DMV Fee	86.00
Cash Sale Price	$47,544.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,544.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$813.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV under 24,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,499
Est. Payment:	$794.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,094
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.57
Avg. DMV Fee	86.00
Cash Sale Price	$46,440.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,440.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac XT5 Premium Luxury

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This low mileage preowned 2025 Cadillac XT5 Premium Luxury FWD SUV below 12,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $42K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,202
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV below 17,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,525
Est. Payment:	$757.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,010
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,525.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,605.28
Avg. DMV Fee	86.00
Cash Sale Price	$44,291.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,291.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage used 2026 BMW 2 Series 228 xDrive Gran Coupe AWD sedan under 3,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$40,456
Est. Payment:	$756.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,249
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$40,456.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,599.15
Avg. DMV Fee	86.00
Cash Sale Price	$44,216.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,216.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$756.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV below 10,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$45,000
Est. Payment:	$841.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,120
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.66
Avg. DMV Fee	86.00
Cash Sale Price	$49,163.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,163.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$841.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

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This low mileage preowned 2024 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV below 2,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $45K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,500
Est. Payment:	$831.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,106
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,958.26
Avg. DMV Fee	86.00
Cash Sale Price	$48,619.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,619.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage used 2023 Genesis GV70 2.5T Standard AWD SUV under 13,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $45K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$44,999
Est. Payment:	$841.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,266
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$44,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.57
Avg. DMV Fee	86.00
Cash Sale Price	$49,162.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,162.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 Genesis GV80 2.5T

2025 Honda Pilot Touring

2025 Hyundai PALISADE Calligraphy Night Edition

2023 BMW X3 xDrive30i

2025 Cadillac XT5 Premium Luxury

2023 BMW X5 xDrive40i

2026 BMW 2 Series 228 xDrive Gran Coupe

2025 BMW X3 30 xDrive

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

2023 Genesis GV70 2.5T Standard

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $45,000

2023 Genesis GV80 2.5T

Genesis GV80 2.5T

2023 Genesis GV80 2.5T Car Loan Estimate

2025 Honda Pilot Touring

Honda Pilot Touring

2025 Honda Pilot Touring Car Loan Estimate

2025 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2026 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2026 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2024 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $45K

Metro New York Area Counties with Used Cars for Sale Below $45,000

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