New York, NY Area Used Cars Under $20,000

2025 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai ELANTRA SE FWD sedan under 6,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $20K at Balise Hyundai of Fairfield in Fairfield, CT. ...View More Details

Sales Price:	$19,977
Est. Payment:	$375.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,939
Location:	Fairfield, CT

Item	Amount
Used Car Price⁽¹⁾	$19,977.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,780.62
Avg. DMV Fee	86.00
Cash Sale Price	$21,918.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,918.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$375.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mitsubishi Outlander PHEV SEL

⇩ View Seller Description

This low mileage preowned 2021 Mitsubishi Outlander PHEV SEL AWD SUV under 31,000 miles, automatic transmission, and 21 MPG, 2.4L hybrid engine is for sale right now under $20K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$19,988
Est. Payment:	$375.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,799
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$19,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.59
Avg. DMV Fee	86.00
Cash Sale Price	$21,930.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,930.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan under 40,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $19K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$18,135
Est. Payment:	$340.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,741
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,135.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,617.05
Avg. DMV Fee	86.00
Cash Sale Price	$19,913.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,913.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$340.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,135.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON SE

⇩ View Seller Description

This low mileage used 2020 Hyundai TUCSON SE AWD SUV below 55,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $16K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$15,995
Est. Payment:	$322.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,601
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,427.02
Avg. DMV Fee	86.00
Cash Sale Price	$17,583.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,583.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$322.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Terrain SLE

⇩ View Seller Description

This low mileage preowned 2021 GMC Terrain SLE 4x4 SUV below 36,000 miles, automatic transmission, and 21 MPG, 1.5L gas engine is for sale right now below $20K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$19,717
Est. Payment:	$370.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,930
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,717.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,757.53
Avg. DMV Fee	86.00
Cash Sale Price	$21,635.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,635.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$370.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,717.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

⇩ View Seller Description

This low mileage certified used 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 7,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now under $19K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$18,777
Est. Payment:	$352.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,320
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$18,777.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,674.06
Avg. DMV Fee	86.00
Cash Sale Price	$20,612.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,612.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$352.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON Hybrid Blue

⇩ View Seller Description

This high mileage second hand 2022 Hyundai TUCSON Hybrid Blue AWD SUV under 148,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $17K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$17,000
Est. Payment:	$681.55 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	147,870
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$17,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,516.26
Avg. DMV Fee	86.00
Cash Sale Price	$18,677.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,677.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$681.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SANTA FE SEL

⇩ View Seller Description

This below average mileage certified preowned 2021 Hyundai SANTA FE SEL AWD SUV below 65,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $20K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$19,800
Est. Payment:	$431.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,639
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,764.90
Avg. DMV Fee	86.00
Cash Sale Price	$21,725.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,725.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$431.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage preowned 2023 Hyundai ELANTRA SEL FWD sedan under 27,000 miles, cvt transmission, and 21 MPG, 2.0L gas engine is for sale right now below $20K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$19,990
Est. Payment:	$375.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,709
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jaguar XJL 50 V6

⇩ View Seller Description

This above average mileage second hand 2019 Jaguar XJL 50 V6 AWD sedan below 94,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $18K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$17,995
Est. Payment:	$533.02 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,305
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.62
Avg. DMV Fee	86.00
Cash Sale Price	$19,760.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,760.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$533.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2025 Hyundai ELANTRA SE

2021 Mitsubishi Outlander PHEV SEL

2023 Hyundai ELANTRA SEL

2020 Hyundai TUCSON SE

2021 GMC Terrain SLE

2025 Hyundai ELANTRA SEL Convenience

2022 Hyundai TUCSON Hybrid Blue

2021 Hyundai SANTA FE SEL

2023 Hyundai ELANTRA SEL

2019 Jaguar XJL 50 V6

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2021 Mitsubishi Outlander PHEV SEL

Mitsubishi Outlander PHEV SEL

2021 Mitsubishi Outlander PHEV SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2020 Hyundai TUCSON SE

Hyundai TUCSON SE

2020 Hyundai TUCSON SE Car Loan Estimate

2021 GMC Terrain SLE

GMC Terrain SLE

2021 GMC Terrain SLE Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2022 Hyundai TUCSON Hybrid Blue

Hyundai TUCSON Hybrid Blue

2022 Hyundai TUCSON Hybrid Blue Car Loan Estimate

2021 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2021 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2019 Jaguar XJL 50 V6

Jaguar XJL 50 V6

2019 Jaguar XJL 50 V6 Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

Customize Payments

Find Financing

Customize Payments