New York, NY Area Used Cars Under $20,000

2018 BMW 5 Series 540i xDrive

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This high mileage used 2018 BMW 5 Series 540i xDrive AWD sedan under 114,000 miles, automatic transmission, and 31 MPG, 3.0L gas engine is for sale right now below $19K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$18,995
Est. Payment:	$645.01 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,587
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.42
Avg. DMV Fee	86.00
Cash Sale Price	$20,849.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,849.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$645.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This low mileage certified preowned 2022 Hyundai KONA SEL AWD SUV under 45,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $20K at Danbury Hyundai in Danbury, CT. ...View More Details

Sales Price:	$19,079
Est. Payment:	$358.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,591
Location:	Danbury, CT

Item	Amount
Used Car Price⁽¹⁾	$19,079.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,700.88
Avg. DMV Fee	86.00
Cash Sale Price	$20,940.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,940.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$358.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,079.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 16,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $19K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$18,195
Est. Payment:	$341.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,766
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,195.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,622.38
Avg. DMV Fee	86.00
Cash Sale Price	$19,978.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,978.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$341.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified preowned 2023 Hyundai SONATA SEL FWD sedan under 33,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $20K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$19,743
Est. Payment:	$370.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,801
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,743.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,759.84
Avg. DMV Fee	86.00
Cash Sale Price	$21,663.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,663.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$370.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,743.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA SEL

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This low mileage preowned 2021 Hyundai ELANTRA SEL FWD sedan under 17,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$18,495
Est. Payment:	$347.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,023
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$18,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,649.02
Avg. DMV Fee	86.00
Cash Sale Price	$20,305.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,305.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$347.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE Limited

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This low mileage certified second hand 2024 Hyundai VENUE Limited FWD hatchback under 21,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now under $19K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$18,777
Est. Payment:	$352.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,663
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$18,777.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,674.06
Avg. DMV Fee	86.00
Cash Sale Price	$20,612.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,612.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$352.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Toyota RAV4 Hybrid Limited

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This high mileage preowned 2016 Toyota RAV4 Hybrid Limited AWD SUV under 113,000 miles, cvt transmission, and 31 MPG, 2.5L hybrid engine is for sale right now under $17K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$16,811
Est. Payment:	$571.44 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,021
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$16,811.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,499.48
Avg. DMV Fee	86.00
Cash Sale Price	$18,471.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,471.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$571.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Buick Encore Essence

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This average mileage preowned 2019 Buick Encore Essence AWD SUV under 81,000 miles, automatic transmission, and 31 MPG, 1.4L gas engine is for sale right now below $17K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$16,193
Est. Payment:	$427.28 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,256
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$16,193.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,444.60
Avg. DMV Fee	86.00
Cash Sale Price	$17,798.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,798.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$427.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,193.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 15,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $18K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$17,222
Est. Payment:	$323.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,300
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$17,222.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,535.97
Avg. DMV Fee	86.00
Cash Sale Price	$18,918.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,918.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$323.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,222.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL AWD SUV below 29,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$19,788
Est. Payment:	$371.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,619
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$19,788.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,763.83
Avg. DMV Fee	86.00
Cash Sale Price	$21,712.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,712.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$371.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2018 BMW 5 Series 540i xDrive

2022 Hyundai KONA SEL

2023 Hyundai ELANTRA SEL

2023 Hyundai SONATA SEL

2021 Hyundai ELANTRA SEL

2024 Hyundai VENUE Limited

2016 Toyota RAV4 Hybrid Limited

2019 Buick Encore Essence

2023 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2018 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2018 BMW 5 Series 540i xDrive Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2021 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2021 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai VENUE Limited

Hyundai VENUE Limited

2024 Hyundai VENUE Limited Car Loan Estimate

2016 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2016 Toyota RAV4 Hybrid Limited Car Loan Estimate

2019 Buick Encore Essence

Buick Encore Essence

2019 Buick Encore Essence Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

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