New York, NY Area Used Cars Under $20,000

2023 Hyundai ELANTRA SEL

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This low mileage preowned 2023 Hyundai ELANTRA SEL FWD sedan below 35,000 miles, cvt transmission, and 36 MPG, 2.0L gas engine is for sale right now below $19K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$18,995
Est. Payment:	$356.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,577
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.42
Avg. DMV Fee	86.00
Cash Sale Price	$20,849.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,849.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$356.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 35,000 miles, cvt transmission, and 36 MPG, 2.0L gas engine is for sale right now below $19K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$18,850
Est. Payment:	$354.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,821
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$18,850.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,680.54
Avg. DMV Fee	86.00
Cash Sale Price	$20,691.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,691.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$354.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mitsubishi Outlander PHEV SEL

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This low mileage used 2021 Mitsubishi Outlander PHEV SEL AWD SUV under 31,000 miles, automatic transmission, and 36 MPG, 2.4L hybrid engine is for sale right now below $20K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$19,988
Est. Payment:	$375.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,799
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$19,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.59
Avg. DMV Fee	86.00
Cash Sale Price	$21,930.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,930.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 3,000 miles, cvt transmission, and 36 MPG, 2.0L gas engine is for sale right now under $19K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$18,590
Est. Payment:	$349.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,453
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,657.45
Avg. DMV Fee	86.00
Cash Sale Price	$20,408.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,408.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$349.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL Plus

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This average mileage preowned 2023 Hyundai SONATA SEL Plus FWD sedan below 73,000 miles, automatic transmission, and 36 MPG, 1.6L gas engine is for sale right now under $18K at Liberty Hyundai in Mahwah, NJ. ...View More Details

Sales Price:	$17,499
Est. Payment:	$417.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,857
Location:	Mahwah, NJ

Item	Amount
Used Car Price⁽¹⁾	$17,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,560.57
Avg. DMV Fee	86.00
Cash Sale Price	$19,220.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,220.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$417.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Honda Civic EX

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This average mileage used 2020 Honda Civic EX FWD hatchback below 81,000 miles, cvt transmission, and 36 MPG, 1.5L gas engine is for sale right now under $20K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$19,500
Est. Payment:	$513.72 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,781
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,738.26
Avg. DMV Fee	86.00
Cash Sale Price	$21,399.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,399.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$513.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage certified second hand 2024 Hyundai ELANTRA SE FWD sedan below 18,000 miles, cvt transmission, and 36 MPG, 2.0L gas engine is for sale right now below $20K at Atlantic Hyundai in West Islip, NY. ...View More Details

Sales Price:	$19,350
Est. Payment:	$363.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,767
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$19,350.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,724.94
Avg. DMV Fee	86.00
Cash Sale Price	$21,235.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,235.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$363.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota RAV4 LE

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This high mileage used 2019 Toyota RAV4 LE AWD SUV under 107,000 miles, automatic transmission, and 36 MPG, 2.5L gas engine is for sale right now below $20K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$19,316
Est. Payment:	$655.82 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,148
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$19,316.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,721.92
Avg. DMV Fee	86.00
Cash Sale Price	$21,198.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,198.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$655.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage preowned 2023 Hyundai KONA SEL AWD SUV under 27,000 miles, cvt transmission, and 36 MPG, 2.0L gas engine is for sale right now below $20K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$19,891
Est. Payment:	$373.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,954
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$19,891.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,772.98
Avg. DMV Fee	86.00
Cash Sale Price	$21,824.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,824.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$373.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,891.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA SEL

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This low mileage preowned 2021 Hyundai ELANTRA SEL FWD sedan under 51,000 miles, cvt transmission, and 36 MPG, 2.0L gas engine is for sale right now below $16K at Balise Hyundai of Fairfield in Fairfield, CT. ...View More Details

Sales Price:	$15,577
Est. Payment:	$314.48 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,267
Location:	Fairfield, CT

Item	Amount
Used Car Price⁽¹⁾	$15,577.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,389.90
Avg. DMV Fee	86.00
Cash Sale Price	$17,127.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,127.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$314.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2021 Mitsubishi Outlander PHEV SEL

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai SONATA SEL Plus

2020 Honda Civic EX

2024 Hyundai ELANTRA SE

2019 Toyota RAV4 LE

2023 Hyundai KONA SEL

2021 Hyundai ELANTRA SEL

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2021 Mitsubishi Outlander PHEV SEL

Mitsubishi Outlander PHEV SEL

2021 Mitsubishi Outlander PHEV SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai SONATA SEL Plus

Hyundai SONATA SEL Plus

2023 Hyundai SONATA SEL Plus Car Loan Estimate

2020 Honda Civic EX

Honda Civic EX

2020 Honda Civic EX Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2019 Toyota RAV4 LE

Toyota RAV4 LE

2019 Toyota RAV4 LE Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2021 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2021 Hyundai ELANTRA SEL Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

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