New York, NY Area Used Cars Under $20,000

2023 Hyundai SANTA FE SEL

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This average mileage second hand 2023 Hyundai SANTA FE SEL AWD SUV under 90,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $20K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$19,900
Est. Payment:	$524.18 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,916
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,773.78
Avg. DMV Fee	86.00
Cash Sale Price	$21,834.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,834.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$524.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander Sport S

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This low mileage used 2023 Mitsubishi Outlander Sport S AWD SUV below 38,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $19K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$18,991
Est. Payment:	$356.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,841
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,991.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.06
Avg. DMV Fee	86.00
Cash Sale Price	$20,845.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,845.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$356.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 7,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $19K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$18,598
Est. Payment:	$349.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,181
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,598.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,658.16
Avg. DMV Fee	86.00
Cash Sale Price	$20,417.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,417.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$349.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 22,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $19K at Plaza Hyundai in Brooklyn, NY. ...View More Details

Sales Price:	$18,300
Est. Payment:	$343.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,652
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$18,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,631.70
Avg. DMV Fee	86.00
Cash Sale Price	$20,092.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,092.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$343.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Buick Encore GX Preferred

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This low mileage used 2021 Buick Encore GX Preferred FWD SUV under 44,000 miles, cvt transmission, and 24 MPG, 1.2L gas engine is for sale right now under $18K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$17,487
Est. Payment:	$328.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,246
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$17,487.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,559.51
Avg. DMV Fee	86.00
Cash Sale Price	$19,207.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,207.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$328.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai ELANTRA SEL

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This low mileage certified used 2022 Hyundai ELANTRA SEL FWD sedan under 33,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $18K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$17,150
Est. Payment:	$322.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,779
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$17,150.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,529.58
Avg. DMV Fee	86.00
Cash Sale Price	$18,840.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,840.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$322.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage preowned 2023 Hyundai ELANTRA SEL FWD sedan under 18,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $19K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$18,999
Est. Payment:	$356.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,850
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.77
Avg. DMV Fee	86.00
Cash Sale Price	$20,853.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,853.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage used 2023 Hyundai ELANTRA SE FWD sedan under 28,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $18K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$17,900
Est. Payment:	$336.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,773
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,596.18
Avg. DMV Fee	86.00
Cash Sale Price	$19,657.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,657.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$336.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage second hand 2024 Chevrolet Malibu LT FWD sedan under 45,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now under $20K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$19,994
Est. Payment:	$375.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,430
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$19,994.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.13
Avg. DMV Fee	86.00
Cash Sale Price	$21,937.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,937.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SANTA FE SEL

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This low mileage certified preowned 2021 Hyundai SANTA FE SEL AWD SUV under 41,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $20K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$19,984
Est. Payment:	$375.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,446
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$19,984.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.24
Avg. DMV Fee	86.00
Cash Sale Price	$21,926.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,926.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai SANTA FE SEL

2023 Mitsubishi Outlander Sport S

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai ELANTRA SEL

2021 Buick Encore GX Preferred

2022 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SE

2024 Chevrolet Malibu LT

2021 Hyundai SANTA FE SEL

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2023 Mitsubishi Outlander Sport S

Mitsubishi Outlander Sport S

2023 Mitsubishi Outlander Sport S Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2021 Buick Encore GX Preferred

Buick Encore GX Preferred

2021 Buick Encore GX Preferred Car Loan Estimate

2022 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2022 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2021 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2021 Hyundai SANTA FE SEL Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $20K

Metro New York Area Counties with Used Cars for Sale Below $20,000

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