New York, NY Area Used Cars Under $55,000

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV below 5,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,217
Est. Payment:	$938.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,786
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,217.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,465.93
Avg. DMV Fee	86.00
Cash Sale Price	$54,843.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,843.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$938.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,217.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 3.5T Sport

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This low mileage certified used 2025 Genesis GV70 3.5T Sport AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $55K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$54,592
Est. Payment:	$1019.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,608
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$54,592.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,854.43
Avg. DMV Fee	86.00
Cash Sale Price	$59,607.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,607.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1019.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,592.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV below 5,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,300
Est. Payment:	$958.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,699
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,562.10
Avg. DMV Fee	86.00
Cash Sale Price	$56,023.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,023.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$958.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified second hand 2024 BMW X5 xDrive40i AWD SUV under 32,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $55K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$54,947
Est. Payment:	$1026.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,894
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$54,947.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.95
Avg. DMV Fee	86.00
Cash Sale Price	$59,993.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,993.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1026.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 6,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,347
Est. Payment:	$940.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,292
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,347.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,477.47
Avg. DMV Fee	86.00
Cash Sale Price	$54,985.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,985.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$940.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,347.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage certified used 2023 BMW X5 xDrive40i AWD SUV under 37,000 miles, automatic transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,398
Est. Payment:	$979.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,556
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,659.60
Avg. DMV Fee	86.00
Cash Sale Price	$57,218.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,218.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$979.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV80 3.5T

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This low mileage certified preowned 2024 Genesis GV80 3.5T AWD SUV under 26,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $52K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,067
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$971.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 3.3T Sport Prestige

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This low mileage preowned 2026 Genesis G70 3.3T Sport Prestige AWD sedan under 3,000 miles, automatic transmission, and 23 MPG, 3.3L gas engine is for sale right now under $51K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$50,350
Est. Payment:	$940.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,335
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,350.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,477.74
Avg. DMV Fee	86.00
Cash Sale Price	$54,988.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,988.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$940.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV under 5,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,387
Est. Payment:	$978.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,607
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,387.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,658.63
Avg. DMV Fee	86.00
Cash Sale Price	$57,206.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,206.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$978.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,387.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Advanced

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This low mileage second hand 2026 Genesis GV70 2.5T Advanced AWD SUV under 3,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $54K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$53,735
Est. Payment:	$1004.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,999
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$53,735.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,778.33
Avg. DMV Fee	86.00
Cash Sale Price	$58,674.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,674.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1004.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

2025 Genesis GV70 3.5T Sport

2025 BMW X3 30 xDrive

2024 BMW X5 xDrive40i

2026 BMW X3 30 xDrive

2023 BMW X5 xDrive40i

2024 Genesis GV80 3.5T

2026 Genesis G70 3.3T Sport Prestige

2026 BMW X3 30 xDrive

2026 Genesis GV70 2.5T Advanced

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2025 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2025 Genesis GV70 3.5T Sport Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 Genesis GV80 3.5T

Genesis GV80 3.5T

2024 Genesis GV80 3.5T Car Loan Estimate

2026 Genesis G70 3.3T Sport Prestige

Genesis G70 3.3T Sport Prestige

2026 Genesis G70 3.3T Sport Prestige Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2026 Genesis GV70 2.5T Advanced

Genesis GV70 2.5T Advanced

2026 Genesis GV70 2.5T Advanced Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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