New York, NY Area Used Cars Under $55,000

2025 BMW 5 Series 530i xDrive

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This low mileage certified used 2025 BMW 5 Series 530i xDrive AWD sedan under 13,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $52K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,000
Est. Payment:	$971.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,615
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.26
Avg. DMV Fee	86.00
Cash Sale Price	$56,785.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,785.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage used 2025 BMW 3 Series 330i xDrive AWD sedan below 4,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $54K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$53,290
Est. Payment:	$995.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,823
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,290.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,738.81
Avg. DMV Fee	86.00
Cash Sale Price	$58,189.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,189.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$995.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i4 eDrive35 Gran Coupe

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This low mileage preowned 2024 BMW i4 eDrive35 Gran Coupe RWD sedan under 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $54K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$53,495
Est. Payment:	$999.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,352
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,757.02
Avg. DMV Fee	86.00
Cash Sale Price	$58,413.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,413.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$999.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified preowned 2024 BMW X5 xDrive40i AWD SUV below 32,000 miles, automatic transmission, and 28 MPG, 3.0L hybrid engine is for sale right now under $55K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$54,947
Est. Payment:	$1026.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,894
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$54,947.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.95
Avg. DMV Fee	86.00
Cash Sale Price	$59,993.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,993.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1026.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage used 2024 BMW X5 xDrive40i AWD SUV under 23,000 miles, automatic transmission, and 28 MPG, 3.0L hybrid engine is for sale right now below $52K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,236
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X4 M40i

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This low mileage certified used 2024 BMW X4 M40i AWD SUV under 24,000 miles, automatic transmission, and 28 MPG, 3.0L hybrid engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$54,500
Est. Payment:	$1018.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,309
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$54,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,846.26
Avg. DMV Fee	86.00
Cash Sale Price	$59,507.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,507.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1018.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 3.3T Sport Prestige

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This low mileage second hand 2026 Genesis G70 3.3T Sport Prestige AWD sedan under 3,000 miles, automatic transmission, and 28 MPG, 3.3L gas engine is for sale right now under $51K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$50,350
Est. Payment:	$940.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,335
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,350.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,477.74
Avg. DMV Fee	86.00
Cash Sale Price	$54,988.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,988.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$940.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 6,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,367
Est. Payment:	$959.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,152
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,568.05
Avg. DMV Fee	86.00
Cash Sale Price	$56,096.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,096.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$959.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Suburban Z71

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This low mileage preowned 2023 Chevrolet Suburban Z71 4x4 SUV under 56,000 miles, automatic transmission, and 28 MPG, 5.3L gas engine is for sale right now below $55K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$54,800
Est. Payment:	$1098.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,386
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$54,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,872.90
Avg. DMV Fee	86.00
Cash Sale Price	$59,833.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,833.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$1098.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 2 Series M240i xDrive

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This low mileage used 2023 BMW 2 Series M240i xDrive AWD coupe below 23,000 miles, automatic transmission, and 28 MPG, 3.0L gas engine is for sale right now below $53K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$52,497
Est. Payment:	$980.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,426
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,668.39
Avg. DMV Fee	86.00
Cash Sale Price	$57,326.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,326.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$980.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 5 Series 530i xDrive

2025 BMW 3 Series 330i xDrive

2024 BMW i4 eDrive35 Gran Coupe

2024 BMW X5 xDrive40i

2024 BMW X5 xDrive40i

2024 BMW X4 M40i

2026 Genesis G70 3.3T Sport Prestige

2026 BMW X3 30 xDrive

2023 Chevrolet Suburban Z71

2023 BMW 2 Series M240i xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2024 BMW i4 eDrive35 Gran Coupe

BMW i4 eDrive35 Gran Coupe

2024 BMW i4 eDrive35 Gran Coupe Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X4 M40i

BMW X4 M40i

2024 BMW X4 M40i Car Loan Estimate

2026 Genesis G70 3.3T Sport Prestige

Genesis G70 3.3T Sport Prestige

2026 Genesis G70 3.3T Sport Prestige Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2023 Chevrolet Suburban Z71

Chevrolet Suburban Z71

2023 Chevrolet Suburban Z71 Car Loan Estimate

2023 BMW 2 Series M240i xDrive

BMW 2 Series M240i xDrive

2023 BMW 2 Series M240i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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