New York, NY Area Used Cars Under $55,000

2026 Genesis GV70 2.5T Advanced

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This low mileage used 2026 Genesis GV70 2.5T Advanced AWD SUV under 3,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $54K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$53,735
Est. Payment:	$1004.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,999
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$53,735.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,778.33
Avg. DMV Fee	86.00
Cash Sale Price	$58,674.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,674.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1004.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i5 eDrive40

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This low mileage preowned 2024 BMW i5 eDrive40 RWD sedan below 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $51K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$50,995
Est. Payment:	$952.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,125
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.02
Avg. DMV Fee	86.00
Cash Sale Price	$55,691.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,691.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$952.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Advanced

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This low mileage certified second hand 2026 Genesis GV70 2.5T Advanced AWD SUV below 4,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $54K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$53,995
Est. Payment:	$1008.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,175
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.42
Avg. DMV Fee	86.00
Cash Sale Price	$58,957.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,957.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1008.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage used 2024 BMW X5 xDrive40i AWD SUV under 31,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,943
Est. Payment:	$970.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,000
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,619.20
Avg. DMV Fee	86.00
Cash Sale Price	$56,723.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,723.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$970.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus RX 350 Premium

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This low mileage preowned 2024 Lexus RX 350 Premium AWD SUV below 27,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now below $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$50,900
Est. Payment:	$951.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,230
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$50,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,526.58
Avg. DMV Fee	86.00
Cash Sale Price	$55,587.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,587.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$951.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 1,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,979
Est. Payment:	$971.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	616
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,979.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,622.40
Avg. DMV Fee	86.00
Cash Sale Price	$56,762.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,762.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 M40i

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This low mileage used 2023 BMW X3 M40i AWD SUV below 5,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now under $54K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$53,874
Est. Payment:	$1006.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,998
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$53,874.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,790.67
Avg. DMV Fee	86.00
Cash Sale Price	$58,825.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,825.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1006.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2025 BMW 5 Series 530i xDrive AWD sedan below 13,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $52K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,000
Est. Payment:	$971.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,530
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.26
Avg. DMV Fee	86.00
Cash Sale Price	$56,785.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,785.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LTZ

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This low mileage used 2025 Chevrolet Silverado 1500 LTZ 4x4 pickup under 19,000 miles, automatic transmission, and 30 MPG, 5.3L gas engine is for sale right now under $52K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$51,999
Est. Payment:	$971.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,332
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$51,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.17
Avg. DMV Fee	86.00
Cash Sale Price	$56,784.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,784.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 8,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$50,595
Est. Payment:	$945.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,709
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,595.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,499.50
Avg. DMV Fee	86.00
Cash Sale Price	$55,255.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,255.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$945.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 Genesis GV70 2.5T Advanced

2024 BMW i5 eDrive40

2026 Genesis GV70 2.5T Advanced

2024 BMW X5 xDrive40i

2024 Lexus RX 350 Premium

2026 BMW X3 30 xDrive

2023 BMW X3 M40i

2025 BMW 5 Series 530i xDrive

2025 Chevrolet Silverado 1500 LTZ

2025 BMW X3 30 xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 Genesis GV70 2.5T Advanced

Genesis GV70 2.5T Advanced

2026 Genesis GV70 2.5T Advanced Car Loan Estimate

2024 BMW i5 eDrive40

BMW i5 eDrive40

2024 BMW i5 eDrive40 Car Loan Estimate

2026 Genesis GV70 2.5T Advanced

Genesis GV70 2.5T Advanced

2026 Genesis GV70 2.5T Advanced Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2024 Lexus RX 350 Premium

Lexus RX 350 Premium

2024 Lexus RX 350 Premium Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2023 BMW X3 M40i

BMW X3 M40i

2023 BMW X3 M40i Car Loan Estimate

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2025 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2025 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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