New York, NY Area Used Cars Under $55,000

2025 BMW 5 Series 530i xDrive

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This low mileage certified preowned 2025 BMW 5 Series 530i xDrive AWD sedan below 13,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $52K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,000
Est. Payment:	$971.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,530
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.26
Avg. DMV Fee	86.00
Cash Sale Price	$56,785.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,785.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV80 3.5T

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This low mileage second hand 2024 Genesis GV80 3.5T AWD SUV below 20,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now below $54K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$53,980
Est. Payment:	$1008.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,115
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,980.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,800.08
Avg. DMV Fee	86.00
Cash Sale Price	$58,941.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,941.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1008.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage second hand 2025 BMW 2 Series 230i xDrive AWD coupe below 5,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,220
Est. Payment:	$938.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,913
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,220.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,466.20
Avg. DMV Fee	86.00
Cash Sale Price	$54,847.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,847.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$938.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series M440i xDrive

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This low mileage used 2024 BMW 4 Series M440i xDrive AWD coupe under 14,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $52K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,709
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$971.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage preowned 2025 BMW 4 Series 430i xDrive AWD coupe below 4,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $52K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$51,477
Est. Payment:	$961.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,233
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,477.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,577.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,215.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,215.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$961.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage certified used 2023 BMW X5 xDrive40i AWD SUV under 37,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now under $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,398
Est. Payment:	$979.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,556
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,659.60
Avg. DMV Fee	86.00
Cash Sale Price	$57,218.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,218.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$979.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i4 M50 Gran Coupe

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This low mileage second hand 2024 BMW i4 M50 Gran Coupe AWD sedan below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,497
Est. Payment:	$943.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,155
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,490.79
Avg. DMV Fee	86.00
Cash Sale Price	$55,148.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,148.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$943.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV below 5,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,367
Est. Payment:	$941.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,388
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,479.25
Avg. DMV Fee	86.00
Cash Sale Price	$55,007.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,007.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$941.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV under 7,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,367
Est. Payment:	$978.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,511
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,656.85
Avg. DMV Fee	86.00
Cash Sale Price	$57,184.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,184.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$978.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage preowned 2025 BMW 3 Series 330i xDrive AWD sedan under 4,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $54K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$53,290
Est. Payment:	$995.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,823
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,290.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,738.81
Avg. DMV Fee	86.00
Cash Sale Price	$58,189.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,189.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$995.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 5 Series 530i xDrive

2024 Genesis GV80 3.5T

2025 BMW 2 Series 230i xDrive

2024 BMW 4 Series M440i xDrive

2025 BMW 4 Series 430i xDrive

2023 BMW X5 xDrive40i

2024 BMW i4 M50 Gran Coupe

2025 BMW X3 30 xDrive

2026 BMW X3 30 xDrive

2025 BMW 3 Series 330i xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2024 Genesis GV80 3.5T

Genesis GV80 3.5T

2024 Genesis GV80 3.5T Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

2024 BMW 4 Series M440i xDrive

BMW 4 Series M440i xDrive

2024 BMW 4 Series M440i xDrive Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW i4 M50 Gran Coupe

BMW i4 M50 Gran Coupe

2024 BMW i4 M50 Gran Coupe Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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