New York, NY Area Used Cars Under $55,000

2023 BMW X3 M40i

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This low mileage used 2023 BMW X3 M40i AWD SUV below 17,000 miles, automatic transmission, and 18 MPG, 3.0L hybrid engine is for sale right now under $52K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$51,023
Est. Payment:	$953.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,205
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$51,023.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,537.50
Avg. DMV Fee	86.00
Cash Sale Price	$55,721.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,721.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$953.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,023.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Advanced

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This low mileage certified preowned 2026 Genesis GV70 2.5T Advanced AWD SUV under 4,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $54K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$53,995
Est. Payment:	$1008.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,175
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.42
Avg. DMV Fee	86.00
Cash Sale Price	$58,957.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,957.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1008.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X4 M40i

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This low mileage certified second hand 2024 BMW X4 M40i AWD SUV below 24,000 miles, automatic transmission, and 18 MPG, 3.0L hybrid engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$54,500
Est. Payment:	$1018.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,309
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$54,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,846.26
Avg. DMV Fee	86.00
Cash Sale Price	$59,507.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,507.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1018.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 5 Series 530i xDrive

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This low mileage second hand 2025 BMW 5 Series 530i xDrive AWD sedan under 10,000 miles, automatic transmission, and 18 MPG, 2.0L hybrid engine is for sale right now below $54K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$53,677
Est. Payment:	$1002.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,642
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,677.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,773.18
Avg. DMV Fee	86.00
Cash Sale Price	$58,611.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,611.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1002.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified second hand 2024 BMW X5 xDrive40i AWD SUV under 15,000 miles, automatic transmission, and 18 MPG, 3.0L hybrid engine is for sale right now under $55K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$54,312
Est. Payment:	$1014.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,488
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$54,312.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,829.57
Avg. DMV Fee	86.00
Cash Sale Price	$59,302.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,302.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1014.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,312.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 7,000 miles, automatic transmission, and 18 MPG, 2.0L hybrid engine is for sale right now below $55K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$54,525
Est. Payment:	$1018.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,989
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$54,525.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,848.48
Avg. DMV Fee	86.00
Cash Sale Price	$59,534.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,534.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1018.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus RX 350 Premium

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This low mileage used 2024 Lexus RX 350 Premium AWD SUV below 27,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$50,900
Est. Payment:	$951.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,230
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$50,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,526.58
Avg. DMV Fee	86.00
Cash Sale Price	$55,587.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,587.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$951.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage preowned 2025 BMW 4 Series 430i xDrive AWD coupe below 4,000 miles, automatic transmission, and 18 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$51,477
Est. Payment:	$961.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,233
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,477.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,577.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,215.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,215.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$961.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 M40i

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This low mileage used 2024 BMW X3 M40i AWD SUV under 15,000 miles, automatic transmission, and 18 MPG, 3.0L hybrid engine is for sale right now below $53K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$52,545
Est. Payment:	$981.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,069
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,545.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,672.66
Avg. DMV Fee	86.00
Cash Sale Price	$57,378.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,378.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$981.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jaguar F-PACE SVR

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This low mileage preowned 2022 Jaguar F-PACE SVR AWD SUV under 33,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now under $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$51,000
Est. Payment:	$953.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,930
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$51,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.46
Avg. DMV Fee	86.00
Cash Sale Price	$55,696.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,696.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$953.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2023 BMW X3 M40i

2026 Genesis GV70 2.5T Advanced

2024 BMW X4 M40i

2025 BMW 5 Series 530i xDrive

2024 BMW X5 xDrive40i

2025 BMW X3 30 xDrive

2024 Lexus RX 350 Premium

2025 BMW 4 Series 430i xDrive

2024 BMW X3 M40i

2022 Jaguar F-PACE SVR

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2023 BMW X3 M40i

BMW X3 M40i

2023 BMW X3 M40i Car Loan Estimate

2026 Genesis GV70 2.5T Advanced

Genesis GV70 2.5T Advanced

2026 Genesis GV70 2.5T Advanced Car Loan Estimate

2024 BMW X4 M40i

BMW X4 M40i

2024 BMW X4 M40i Car Loan Estimate

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 Lexus RX 350 Premium

Lexus RX 350 Premium

2024 Lexus RX 350 Premium Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2024 BMW X3 M40i

BMW X3 M40i

2024 BMW X3 M40i Car Loan Estimate

2022 Jaguar F-PACE SVR

Jaguar F-PACE SVR

2022 Jaguar F-PACE SVR Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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