New York, NY Area Used Cars Under $55,000

2026 BMW X3 30 xDrive

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This low mileage preowned 2026 BMW X3 30 xDrive AWD SUV under 6,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,347
Est. Payment:	$940.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,292
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,347.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,477.47
Avg. DMV Fee	86.00
Cash Sale Price	$54,985.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,985.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$940.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,347.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Tahoe LT

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This low mileage second hand 2023 Chevrolet Tahoe LT 4x4 SUV under 40,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now below $55K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1027.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,180
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.57
Avg. DMV Fee	86.00
Cash Sale Price	$60,050.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,050.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jaguar F-PACE SVR

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This low mileage used 2022 Jaguar F-PACE SVR AWD SUV under 33,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$51,000
Est. Payment:	$953.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,930
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$51,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.46
Avg. DMV Fee	86.00
Cash Sale Price	$55,696.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,696.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$953.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 5,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,387
Est. Payment:	$978.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,607
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,387.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,658.63
Avg. DMV Fee	86.00
Cash Sale Price	$57,206.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,206.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$978.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,387.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage preowned 2025 BMW 2 Series 230i xDrive AWD coupe under 5,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,220
Est. Payment:	$938.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,913
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,220.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,466.20
Avg. DMV Fee	86.00
Cash Sale Price	$54,847.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,847.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$938.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage used 2025 BMW 4 Series 430i xDrive AWD coupe under 12,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,387
Est. Payment:	$941.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,926
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,387.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,481.03
Avg. DMV Fee	86.00
Cash Sale Price	$55,029.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,029.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$941.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,387.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV under 0,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $55K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$54,798
Est. Payment:	$1023.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	158
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$54,798.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,872.72
Avg. DMV Fee	86.00
Cash Sale Price	$59,831.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,831.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1023.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series M240i xDrive

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This low mileage preowned 2025 BMW 2 Series M240i xDrive AWD coupe under 4,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now under $54K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$54,000
Est. Payment:	$1008.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,380
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$54,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.86
Avg. DMV Fee	86.00
Cash Sale Price	$58,962.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,962.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1008.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified used 2024 BMW X5 xDrive40i AWD SUV under 34,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $55K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$54,943
Est. Payment:	$1026.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,060
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$54,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.60
Avg. DMV Fee	86.00
Cash Sale Price	$59,989.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,989.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1026.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage preowned 2024 BMW X5 xDrive40i AWD SUV below 23,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now under $52K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,236
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

2023 Chevrolet Tahoe LT

2022 Jaguar F-PACE SVR

2026 BMW X3 30 xDrive

2025 BMW 2 Series 230i xDrive

2025 BMW 4 Series 430i xDrive

2026 BMW X3 30 xDrive

2025 BMW 2 Series M240i xDrive

2024 BMW X5 xDrive40i

2024 BMW X5 xDrive40i

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2023 Chevrolet Tahoe LT

Chevrolet Tahoe LT

2023 Chevrolet Tahoe LT Car Loan Estimate

2022 Jaguar F-PACE SVR

Jaguar F-PACE SVR

2022 Jaguar F-PACE SVR Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2025 BMW 2 Series M240i xDrive

BMW 2 Series M240i xDrive

2025 BMW 2 Series M240i xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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