New York, NY Area Used Cars Under $55,000

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV below 8,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,769
Est. Payment:	$967.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,992
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,769.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,603.75
Avg. DMV Fee	86.00
Cash Sale Price	$56,533.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,533.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$967.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,769.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage certified second hand 2023 BMW X5 xDrive40i AWD SUV below 32,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now below $51K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$50,451
Est. Payment:	$942.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,910
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$50,451.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,486.71
Avg. DMV Fee	86.00
Cash Sale Price	$55,098.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,098.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$942.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,451.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified used 2024 BMW X5 xDrive40i AWD SUV below 34,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now below $55K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$54,943
Est. Payment:	$1026.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,060
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$54,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.60
Avg. DMV Fee	86.00
Cash Sale Price	$59,989.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,989.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1026.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 5 Series 530i xDrive

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This low mileage certified used 2025 BMW 5 Series 530i xDrive AWD sedan below 12,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $52K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,000
Est. Payment:	$971.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,965
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.26
Avg. DMV Fee	86.00
Cash Sale Price	$56,785.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,785.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 5 Series 530i xDrive

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This low mileage preowned 2025 BMW 5 Series 530i xDrive AWD sedan below 10,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $54K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$53,677
Est. Payment:	$1002.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,642
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,677.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,773.18
Avg. DMV Fee	86.00
Cash Sale Price	$58,611.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,611.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1002.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,677.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage certified second hand 2023 BMW X5 xDrive40i AWD SUV under 40,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now under $51K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$50,521
Est. Payment:	$944.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,211
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$50,521.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,492.92
Avg. DMV Fee	86.00
Cash Sale Price	$55,174.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,174.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$944.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV below 4,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,961
Est. Payment:	$970.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,365
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,961.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,620.80
Avg. DMV Fee	86.00
Cash Sale Price	$56,742.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,742.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$970.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified used 2024 BMW X5 xDrive40i AWD SUV under 32,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now below $55K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$54,947
Est. Payment:	$1026.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,894
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$54,947.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.95
Avg. DMV Fee	86.00
Cash Sale Price	$59,993.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,993.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1026.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage preowned 2026 BMW X3 30 xDrive AWD SUV below 6,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,997
Est. Payment:	$952.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,147
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.19
Avg. DMV Fee	86.00
Cash Sale Price	$55,693.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,693.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$952.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage preowned 2025 BMW 4 Series 430i xDrive AWD coupe under 12,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,387
Est. Payment:	$941.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,926
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,387.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,481.03
Avg. DMV Fee	86.00
Cash Sale Price	$55,029.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,029.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$941.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,387.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

2023 BMW X5 xDrive40i

2024 BMW X5 xDrive40i

2025 BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive

2023 BMW X5 xDrive40i

2025 BMW X3 30 xDrive

2024 BMW X5 xDrive40i

2026 BMW X3 30 xDrive

2025 BMW 4 Series 430i xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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