New York, NY Area Used Cars Under $55,000

2026 BMW X3 30 xDrive

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This low mileage preowned 2026 BMW X3 30 xDrive AWD SUV under 5,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,387
Est. Payment:	$978.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,607
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,387.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,658.63
Avg. DMV Fee	86.00
Cash Sale Price	$57,206.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,206.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$978.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,387.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jaguar F-PACE SVR

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This low mileage preowned 2022 Jaguar F-PACE SVR AWD SUV under 33,000 miles, automatic transmission, and 30 MPG, 5.0L gas engine is for sale right now under $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$51,000
Est. Payment:	$953.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,930
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$51,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.46
Avg. DMV Fee	86.00
Cash Sale Price	$55,696.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,696.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$953.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i4 M50 Gran Coupe

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This low mileage second hand 2024 BMW i4 M50 Gran Coupe AWD sedan below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,497
Est. Payment:	$943.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,155
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,490.79
Avg. DMV Fee	86.00
Cash Sale Price	$55,148.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,148.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$943.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage second hand 2024 BMW X5 xDrive40i AWD SUV below 31,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,943
Est. Payment:	$970.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,000
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,619.20
Avg. DMV Fee	86.00
Cash Sale Price	$56,723.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,723.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$970.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Denali

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This low mileage second hand 2023 GMC Sierra 1500 Denali 4x4 pickup under 35,000 miles, automatic transmission, and 30 MPG, 6.2L gas engine is for sale right now below $53K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$52,035
Est. Payment:	$972.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,506
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,035.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,627.37
Avg. DMV Fee	86.00
Cash Sale Price	$56,823.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,823.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$972.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,035.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV under 4,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,896
Est. Payment:	$951.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,022
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,896.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,526.22
Avg. DMV Fee	86.00
Cash Sale Price	$55,583.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,583.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$951.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G90 3.5T e-Supercharger

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This low mileage second hand 2023 Genesis G90 3.5T e-Supercharger AWD sedan below 37,000 miles, automatic transmission, and 30 MPG, 3.5L hybrid engine is for sale right now below $54K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$53,500
Est. Payment:	$999.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,975
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,757.46
Avg. DMV Fee	86.00
Cash Sale Price	$58,418.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,418.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$999.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage certified used 2023 BMW 5 Series 540i xDrive AWD sedan below 10,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,943
Est. Payment:	$951.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,141
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,530.40
Avg. DMV Fee	86.00
Cash Sale Price	$55,634.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,634.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$951.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW iX xDrive50

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This low mileage certified used 2024 BMW iX xDrive50 AWD SUV below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $55K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1027.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,455
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.57
Avg. DMV Fee	86.00
Cash Sale Price	$60,050.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,050.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage preowned 2025 BMW X3 30 xDrive AWD SUV under 5,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,300
Est. Payment:	$958.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,699
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,562.10
Avg. DMV Fee	86.00
Cash Sale Price	$56,023.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,023.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$958.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

2022 Jaguar F-PACE SVR

2024 BMW i4 M50 Gran Coupe

2024 BMW X5 xDrive40i

2023 GMC Sierra 1500 Denali

2025 BMW X3 30 xDrive

2023 Genesis G90 3.5T e-Supercharger

2023 BMW 5 Series 540i xDrive

2024 BMW iX xDrive50

2025 BMW X3 30 xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2022 Jaguar F-PACE SVR

Jaguar F-PACE SVR

2022 Jaguar F-PACE SVR Car Loan Estimate

2024 BMW i4 M50 Gran Coupe

BMW i4 M50 Gran Coupe

2024 BMW i4 M50 Gran Coupe Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2023 Genesis G90 3.5T e-Supercharger

Genesis G90 3.5T e-Supercharger

2023 Genesis G90 3.5T e-Supercharger Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2024 BMW iX xDrive50

BMW iX xDrive50

2024 BMW iX xDrive50 Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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