New York, NY Area Used Cars Under $55,000

2023 BMW 5 Series 540i xDrive

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This low mileage certified used 2023 BMW 5 Series 540i xDrive AWD sedan under 10,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,943
Est. Payment:	$951.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,141
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,530.40
Avg. DMV Fee	86.00
Cash Sale Price	$55,634.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,634.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$951.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW i4 eDrive40 Gran Coupe

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This low mileage preowned 2025 BMW i4 eDrive40 Gran Coupe RWD sedan below 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,997
Est. Payment:	$952.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,679
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.19
Avg. DMV Fee	86.00
Cash Sale Price	$55,693.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,693.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$952.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 5,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,300
Est. Payment:	$958.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,699
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,562.10
Avg. DMV Fee	86.00
Cash Sale Price	$56,023.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,023.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$958.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified used 2024 BMW X5 xDrive40i AWD SUV under 15,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $55K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$54,312
Est. Payment:	$1014.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,488
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$54,312.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,829.57
Avg. DMV Fee	86.00
Cash Sale Price	$59,302.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,302.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1014.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,312.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV80 3.5T

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This low mileage certified used 2024 Genesis GV80 3.5T AWD SUV under 26,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $52K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,067
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage preowned 2025 BMW X3 30 xDrive AWD SUV below 8,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,769
Est. Payment:	$967.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,992
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,769.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,603.75
Avg. DMV Fee	86.00
Cash Sale Price	$56,533.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,533.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$967.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,769.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage preowned 2025 BMW X3 30 xDrive AWD SUV under 5,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,367
Est. Payment:	$941.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,388
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,479.25
Avg. DMV Fee	86.00
Cash Sale Price	$55,007.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,007.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$941.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage second hand 2025 BMW 2 Series 230i xDrive AWD coupe under 5,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,220
Est. Payment:	$938.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,913
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,220.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,466.20
Avg. DMV Fee	86.00
Cash Sale Price	$54,847.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,847.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$938.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series M440i xDrive Gran Coupe

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This low mileage certified second hand 2025 BMW 4 Series M440i xDrive Gran Coupe AWD sedan under 18,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $53K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,800
Est. Payment:	$986.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,187
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,695.30
Avg. DMV Fee	86.00
Cash Sale Price	$57,656.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,656.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$986.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV below 1,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,979
Est. Payment:	$971.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	616
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,979.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,622.40
Avg. DMV Fee	86.00
Cash Sale Price	$56,762.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,762.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$971.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2023 BMW 5 Series 540i xDrive

2025 BMW i4 eDrive40 Gran Coupe

2025 BMW X3 30 xDrive

2024 BMW X5 xDrive40i

2024 Genesis GV80 3.5T

2025 BMW X3 30 xDrive

2025 BMW X3 30 xDrive

2025 BMW 2 Series 230i xDrive

2025 BMW 4 Series M440i xDrive Gran Coupe

2026 BMW X3 30 xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2025 BMW i4 eDrive40 Gran Coupe

BMW i4 eDrive40 Gran Coupe

2025 BMW i4 eDrive40 Gran Coupe Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2024 Genesis GV80 3.5T

Genesis GV80 3.5T

2024 Genesis GV80 3.5T Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

2025 BMW 4 Series M440i xDrive Gran Coupe

BMW 4 Series M440i xDrive Gran Coupe

2025 BMW 4 Series M440i xDrive Gran Coupe Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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