New York, NY Area Used Cars Under $55,000

2024 BMW 4 Series M440i xDrive

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This low mileage used 2024 BMW 4 Series M440i xDrive AWD coupe below 14,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now under $52K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,709
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$971.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV under 4,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$51,416
Est. Payment:	$960.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,805
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$51,416.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,572.40
Avg. DMV Fee	86.00
Cash Sale Price	$56,149.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,149.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$960.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,416.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage preowned 2024 BMW X5 xDrive40i AWD SUV under 31,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,943
Est. Payment:	$970.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,000
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,619.20
Avg. DMV Fee	86.00
Cash Sale Price	$56,723.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,723.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$970.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 3.3T Sport Prestige

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This low mileage used 2026 Genesis G70 3.3T Sport Prestige AWD sedan under 3,000 miles, automatic transmission, and 31 MPG, 3.3L gas engine is for sale right now below $51K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$50,350
Est. Payment:	$940.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,335
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,350.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,477.74
Avg. DMV Fee	86.00
Cash Sale Price	$54,988.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,988.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$940.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X6 xDrive40i

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This low mileage preowned 2024 BMW X6 xDrive40i AWD SUV below 58,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$54,500
Est. Payment:	$1092.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,200
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$54,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,846.26
Avg. DMV Fee	86.00
Cash Sale Price	$59,507.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,507.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$1092.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i5 eDrive40

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This low mileage used 2024 BMW i5 eDrive40 RWD sedan under 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $51K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$50,995
Est. Payment:	$952.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,125
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.02
Avg. DMV Fee	86.00
Cash Sale Price	$55,691.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,691.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$952.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage second hand 2025 BMW 3 Series 330i xDrive AWD sedan under 2,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $53K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$52,475
Est. Payment:	$980.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,004
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,475.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,666.44
Avg. DMV Fee	86.00
Cash Sale Price	$57,302.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,302.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$980.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram 1500 Big Horn

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This low mileage preowned 2026 Ram 1500 Big Horn 4x4 pickup under 1,000 miles, automatic transmission, and 31 MPG, 3.0L gas engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$55,000
Est. Payment:	$1027.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,473
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$55,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.66
Avg. DMV Fee	86.00
Cash Sale Price	$60,051.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,051.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $55,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus TX 350 Base

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This low mileage preowned 2024 Lexus TX 350 Base AWD SUV under 13,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now below $53K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$52,900
Est. Payment:	$988.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,985
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$52,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,704.18
Avg. DMV Fee	86.00
Cash Sale Price	$57,765.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,765.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$988.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage second hand 2025 BMW 4 Series 430i xDrive AWD coupe below 4,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $52K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$51,477
Est. Payment:	$961.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,233
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,477.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,577.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,215.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,215.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$961.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2024 BMW 4 Series M440i xDrive

2026 BMW X3 30 xDrive

2024 BMW X5 xDrive40i

2026 Genesis G70 3.3T Sport Prestige

2024 BMW X6 xDrive40i

2024 BMW i5 eDrive40

2025 BMW 3 Series 330i xDrive

2026 Ram 1500 Big Horn

2024 Lexus TX 350 Base

2025 BMW 4 Series 430i xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2024 BMW 4 Series M440i xDrive

BMW 4 Series M440i xDrive

2024 BMW 4 Series M440i xDrive Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2026 Genesis G70 3.3T Sport Prestige

Genesis G70 3.3T Sport Prestige

2026 Genesis G70 3.3T Sport Prestige Car Loan Estimate

2024 BMW X6 xDrive40i

BMW X6 xDrive40i

2024 BMW X6 xDrive40i Car Loan Estimate

2024 BMW i5 eDrive40

BMW i5 eDrive40

2024 BMW i5 eDrive40 Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2026 Ram 1500 Big Horn

Ram 1500 Big Horn

2026 Ram 1500 Big Horn Car Loan Estimate

2024 Lexus TX 350 Base

Lexus TX 350 Base

2024 Lexus TX 350 Base Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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