New York, NY Area Used Cars Under $55,000

2025 BMW 4 Series 430i xDrive

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This low mileage second hand 2025 BMW 4 Series 430i xDrive AWD coupe below 4,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$51,477
Est. Payment:	$961.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,233
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,477.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,577.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,215.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,215.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$961.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 M35i

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This low mileage used 2025 BMW X1 M35i AWD SUV below 2,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,732
Est. Payment:	$966.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,578
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,732.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,600.46
Avg. DMV Fee	86.00
Cash Sale Price	$56,493.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,493.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$966.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,732.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz E-Class E 350 4MATIC

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This low mileage second hand 2025 Mercedes-Benz E-Class E 350 4MATIC AWD sedan below 20,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $54K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$53,021
Est. Payment:	$990.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,858
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,021.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,714.92
Avg. DMV Fee	86.00
Cash Sale Price	$57,896.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,896.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$990.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,021.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Advanced

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This low mileage certified second hand 2026 Genesis GV70 2.5T Advanced AWD SUV under 4,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $54K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$53,995
Est. Payment:	$1008.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,175
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.42
Avg. DMV Fee	86.00
Cash Sale Price	$58,957.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,957.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1008.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW i4 eDrive40 Gran Coupe

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This low mileage used 2025 BMW i4 eDrive40 Gran Coupe RWD sedan under 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,997
Est. Payment:	$952.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,679
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.19
Avg. DMV Fee	86.00
Cash Sale Price	$55,693.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,693.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$952.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage second hand 2025 BMW X3 30 xDrive AWD SUV below 5,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,964
Est. Payment:	$971.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,622
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,964.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,621.06
Avg. DMV Fee	86.00
Cash Sale Price	$56,746.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,746.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,964.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage preowned 2025 BMW X3 30 xDrive AWD SUV under 4,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,896
Est. Payment:	$951.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,022
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,896.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,526.22
Avg. DMV Fee	86.00
Cash Sale Price	$55,583.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,583.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$951.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 M40i

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This low mileage preowned 2024 BMW X3 M40i AWD SUV below 15,000 miles, automatic transmission, and 24 MPG, 3.0L hybrid engine is for sale right now below $53K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$52,545
Est. Payment:	$981.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,069
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,545.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,672.66
Avg. DMV Fee	86.00
Cash Sale Price	$57,378.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,378.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$981.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW iX xDrive50

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This low mileage certified preowned 2024 BMW iX xDrive50 AWD SUV under 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $55K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1027.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,455
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.57
Avg. DMV Fee	86.00
Cash Sale Price	$60,050.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,050.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 M40i

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This low mileage used 2023 BMW X3 M40i AWD SUV under 5,000 miles, automatic transmission, and 24 MPG, 3.0L hybrid engine is for sale right now under $54K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$53,874
Est. Payment:	$1006.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,998
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$53,874.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,790.67
Avg. DMV Fee	86.00
Cash Sale Price	$58,825.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,825.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1006.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 4 Series 430i xDrive

2025 BMW X1 M35i

2025 Mercedes-Benz E-Class E 350 4MATIC

2026 Genesis GV70 2.5T Advanced

2025 BMW i4 eDrive40 Gran Coupe

2025 BMW X3 30 xDrive

2025 BMW X3 30 xDrive

2024 BMW X3 M40i

2024 BMW iX xDrive50

2023 BMW X3 M40i

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2025 BMW X1 M35i

BMW X1 M35i

2025 BMW X1 M35i Car Loan Estimate

2025 Mercedes-Benz E-Class E 350 4MATIC

Mercedes-Benz E-Class E 350 4MATIC

2025 Mercedes-Benz E-Class E 350 4MATIC Car Loan Estimate

2026 Genesis GV70 2.5T Advanced

Genesis GV70 2.5T Advanced

2026 Genesis GV70 2.5T Advanced Car Loan Estimate

2025 BMW i4 eDrive40 Gran Coupe

BMW i4 eDrive40 Gran Coupe

2025 BMW i4 eDrive40 Gran Coupe Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X3 M40i

BMW X3 M40i

2024 BMW X3 M40i Car Loan Estimate

2024 BMW iX xDrive50

BMW iX xDrive50

2024 BMW iX xDrive50 Car Loan Estimate

2023 BMW X3 M40i

BMW X3 M40i

2023 BMW X3 M40i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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