New York, NY Area Used Cars Under $55,000

2025 BMW 2 Series M240i xDrive

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This low mileage used 2025 BMW 2 Series M240i xDrive AWD coupe under 4,000 miles, automatic transmission, and 96 MPG, 3.0L gas engine is for sale right now below $54K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$54,000
Est. Payment:	$1008.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,380
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$54,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.86
Avg. DMV Fee	86.00
Cash Sale Price	$58,962.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,962.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1008.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified second hand 2024 BMW X5 xDrive40i AWD SUV below 32,000 miles, automatic transmission, and 96 MPG, 3.0L hybrid engine is for sale right now below $55K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$54,947
Est. Payment:	$1026.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,894
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$54,947.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.95
Avg. DMV Fee	86.00
Cash Sale Price	$59,993.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,993.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1026.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified second hand 2024 BMW X5 xDrive40i AWD SUV below 34,000 miles, automatic transmission, and 96 MPG, 3.0L hybrid engine is for sale right now below $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,429
Est. Payment:	$979.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,266
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,429.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,662.36
Avg. DMV Fee	86.00
Cash Sale Price	$57,252.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,252.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$979.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,429.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 2 Series M240i xDrive

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This low mileage used 2023 BMW 2 Series M240i xDrive AWD coupe below 23,000 miles, automatic transmission, and 96 MPG, 3.0L gas engine is for sale right now under $53K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$52,497
Est. Payment:	$980.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,426
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,668.39
Avg. DMV Fee	86.00
Cash Sale Price	$57,326.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,326.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$980.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 5,000 miles, automatic transmission, and 96 MPG, 2.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,217
Est. Payment:	$938.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,786
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,217.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,465.93
Avg. DMV Fee	86.00
Cash Sale Price	$54,843.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,843.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$938.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,217.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series M440i xDrive Gran Coupe

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This low mileage certified preowned 2024 BMW 4 Series M440i xDrive Gran Coupe AWD sedan under 28,000 miles, automatic transmission, and 96 MPG, 3.0L hybrid engine is for sale right now below $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$51,000
Est. Payment:	$953.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,385
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$51,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.46
Avg. DMV Fee	86.00
Cash Sale Price	$55,696.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,696.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$953.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage certified preowned 2023 BMW 5 Series 540i xDrive AWD sedan under 10,000 miles, automatic transmission, and 96 MPG, 3.0L hybrid engine is for sale right now below $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,943
Est. Payment:	$951.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,141
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,530.40
Avg. DMV Fee	86.00
Cash Sale Price	$55,634.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,634.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$951.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Advanced

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This low mileage second hand 2026 Genesis GV70 2.5T Advanced AWD SUV under 5,000 miles, automatic transmission, and 96 MPG, 2.5L gas engine is for sale right now under $54K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$53,595
Est. Payment:	$1001.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,142
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,595.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,765.90
Avg. DMV Fee	86.00
Cash Sale Price	$58,521.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,521.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1001.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage used 2023 BMW X5 xDrive40i AWD SUV under 26,000 miles, automatic transmission, and 96 MPG, 3.0L hybrid engine is for sale right now under $53K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$52,999
Est. Payment:	$990.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,535
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,712.97
Avg. DMV Fee	86.00
Cash Sale Price	$57,872.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,872.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$990.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i4 M50 Gran Coupe

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This low mileage preowned 2024 BMW i4 M50 Gran Coupe AWD sedan below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,497
Est. Payment:	$943.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,155
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,490.79
Avg. DMV Fee	86.00
Cash Sale Price	$55,148.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,148.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$943.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 2 Series M240i xDrive

2024 BMW X5 xDrive40i

2024 BMW X5 xDrive40i

2023 BMW 2 Series M240i xDrive

2025 BMW X3 30 xDrive

2024 BMW 4 Series M440i xDrive Gran Coupe

2023 BMW 5 Series 540i xDrive

2026 Genesis GV70 2.5T Advanced

2023 BMW X5 xDrive40i

2024 BMW i4 M50 Gran Coupe

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW 2 Series M240i xDrive

BMW 2 Series M240i xDrive

2025 BMW 2 Series M240i xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2023 BMW 2 Series M240i xDrive

BMW 2 Series M240i xDrive

2023 BMW 2 Series M240i xDrive Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 BMW 4 Series M440i xDrive Gran Coupe

BMW 4 Series M440i xDrive Gran Coupe

2024 BMW 4 Series M440i xDrive Gran Coupe Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2026 Genesis GV70 2.5T Advanced

Genesis GV70 2.5T Advanced

2026 Genesis GV70 2.5T Advanced Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW i4 M50 Gran Coupe

BMW i4 M50 Gran Coupe

2024 BMW i4 M50 Gran Coupe Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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