New York, NY Area Used Cars Under $55,000

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 4,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,961
Est. Payment:	$970.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,365
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,961.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,620.80
Avg. DMV Fee	86.00
Cash Sale Price	$56,742.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,742.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$970.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,961.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G90 3.5T e-Supercharger

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This low mileage used 2023 Genesis G90 3.5T e-Supercharger AWD sedan under 37,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $54K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$53,500
Est. Payment:	$999.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,975
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$53,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,757.46
Avg. DMV Fee	86.00
Cash Sale Price	$58,418.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,418.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$999.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 8,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,769
Est. Payment:	$967.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,992
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,769.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,603.75
Avg. DMV Fee	86.00
Cash Sale Price	$56,533.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,533.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$967.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,769.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 4 Series 430i xDrive

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This low mileage preowned 2026 BMW 4 Series 430i xDrive AWD coupe under 5,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $55K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1027.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,080
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.22
Avg. DMV Fee	86.00
Cash Sale Price	$60,046.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,046.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jaguar F-PACE SVR

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This low mileage preowned 2022 Jaguar F-PACE SVR AWD SUV under 33,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$51,000
Est. Payment:	$953.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,930
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$51,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.46
Avg. DMV Fee	86.00
Cash Sale Price	$55,696.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,696.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$953.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW i4 eDrive40 Gran Coupe

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This low mileage second hand 2025 BMW i4 eDrive40 Gran Coupe RWD sedan below 6,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $51K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$50,997
Est. Payment:	$952.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,679
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$50,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.19
Avg. DMV Fee	86.00
Cash Sale Price	$55,693.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,693.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$952.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV80 3.5T

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This low mileage certified second hand 2024 Genesis GV80 3.5T AWD SUV below 26,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $52K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,067
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV under 5,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,300
Est. Payment:	$958.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,699
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,562.10
Avg. DMV Fee	86.00
Cash Sale Price	$56,023.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,023.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$958.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X3 30 xDrive

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This low mileage used 2025 BMW X3 30 xDrive AWD SUV below 5,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,367
Est. Payment:	$941.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,388
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,479.25
Avg. DMV Fee	86.00
Cash Sale Price	$55,007.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,007.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$941.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X4 M40i

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This low mileage certified preowned 2024 BMW X4 M40i AWD SUV under 24,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$54,500
Est. Payment:	$1018.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,309
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$54,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,846.26
Avg. DMV Fee	86.00
Cash Sale Price	$59,507.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,507.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1018.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

2023 Genesis G90 3.5T e-Supercharger

2025 BMW X3 30 xDrive

2026 BMW 4 Series 430i xDrive

2022 Jaguar F-PACE SVR

2025 BMW i4 eDrive40 Gran Coupe

2024 Genesis GV80 3.5T

2025 BMW X3 30 xDrive

2025 BMW X3 30 xDrive

2024 BMW X4 M40i

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2023 Genesis G90 3.5T e-Supercharger

Genesis G90 3.5T e-Supercharger

2023 Genesis G90 3.5T e-Supercharger Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2026 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2026 BMW 4 Series 430i xDrive Car Loan Estimate

2022 Jaguar F-PACE SVR

Jaguar F-PACE SVR

2022 Jaguar F-PACE SVR Car Loan Estimate

2025 BMW i4 eDrive40 Gran Coupe

BMW i4 eDrive40 Gran Coupe

2025 BMW i4 eDrive40 Gran Coupe Car Loan Estimate

2024 Genesis GV80 3.5T

Genesis GV80 3.5T

2024 Genesis GV80 3.5T Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X4 M40i

BMW X4 M40i

2024 BMW X4 M40i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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