New York, NY Area Used Cars Under $55,000

2025 BMW X3 30 xDrive

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This low mileage preowned 2025 BMW X3 30 xDrive AWD SUV below 8,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,769
Est. Payment:	$967.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,992
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,769.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,603.75
Avg. DMV Fee	86.00
Cash Sale Price	$56,533.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,533.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$967.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,769.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV under 7,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now below $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,367
Est. Payment:	$978.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,511
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,656.85
Avg. DMV Fee	86.00
Cash Sale Price	$57,184.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,184.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$978.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage certified preowned 2023 BMW X5 xDrive40i AWD SUV below 37,000 miles, automatic transmission, and 27 MPG, 3.0L hybrid engine is for sale right now under $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,398
Est. Payment:	$979.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,556
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,659.60
Avg. DMV Fee	86.00
Cash Sale Price	$57,218.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,218.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$979.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 3.5T Sport

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This low mileage certified used 2025 Genesis GV70 3.5T Sport AWD SUV under 5,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $55K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$54,592
Est. Payment:	$1019.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,608
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$54,592.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,854.43
Avg. DMV Fee	86.00
Cash Sale Price	$59,607.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,607.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1019.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,592.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Denali

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This low mileage used 2024 GMC Sierra 1500 Denali 4x4 pickup under 35,000 miles, automatic transmission, and 27 MPG, 5.3L gas engine is for sale right now below $52K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$51,798
Est. Payment:	$967.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,332
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,798.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,606.32
Avg. DMV Fee	86.00
Cash Sale Price	$56,565.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,565.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$967.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series M440i xDrive Gran Coupe

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This low mileage certified preowned 2025 BMW 4 Series M440i xDrive Gran Coupe AWD sedan below 18,000 miles, automatic transmission, and 27 MPG, 3.0L hybrid engine is for sale right now under $53K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,800
Est. Payment:	$986.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,187
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,695.30
Avg. DMV Fee	86.00
Cash Sale Price	$57,656.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,656.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$986.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Limited

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This low mileage second hand 2026 Hyundai PALISADE Limited AWD SUV below 0,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $52K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$51,930
Est. Payment:	$970.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$51,930.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,618.04
Avg. DMV Fee	86.00
Cash Sale Price	$56,709.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,709.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$970.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,930.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV under 26,000 miles, automatic transmission, and 27 MPG, 3.0L hybrid engine is for sale right now below $53K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$52,999
Est. Payment:	$990.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,535
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,712.97
Avg. DMV Fee	86.00
Cash Sale Price	$57,872.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,872.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$990.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram 1500 Big Horn

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This low mileage used 2026 Ram 1500 Big Horn 4x4 pickup below 1,000 miles, automatic transmission, and 27 MPG, 3.0L gas engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$55,000
Est. Payment:	$1027.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,473
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$55,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.66
Avg. DMV Fee	86.00
Cash Sale Price	$60,051.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,051.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $55,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series M340i xDrive

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This low mileage second hand 2024 BMW 3 Series M340i xDrive AWD sedan below 29,000 miles, automatic transmission, and 27 MPG, 3.0L hybrid engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$55,000
Est. Payment:	$1027.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,022
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$55,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.66
Avg. DMV Fee	86.00
Cash Sale Price	$60,051.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,051.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1027.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $55,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

2026 BMW X3 30 xDrive

2023 BMW X5 xDrive40i

2025 Genesis GV70 3.5T Sport

2024 GMC Sierra 1500 Denali

2025 BMW 4 Series M440i xDrive Gran Coupe

2026 Hyundai PALISADE Limited

2023 BMW X5 xDrive40i

2026 Ram 1500 Big Horn

2024 BMW 3 Series M340i xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2025 BMW X3 30 xDrive

BMW X3 30 xDrive

2025 BMW X3 30 xDrive Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2025 Genesis GV70 3.5T Sport Car Loan Estimate

2024 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2024 GMC Sierra 1500 Denali Car Loan Estimate

2025 BMW 4 Series M440i xDrive Gran Coupe

BMW 4 Series M440i xDrive Gran Coupe

2025 BMW 4 Series M440i xDrive Gran Coupe Car Loan Estimate

2026 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2026 Hyundai PALISADE Limited Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2026 Ram 1500 Big Horn

Ram 1500 Big Horn

2026 Ram 1500 Big Horn Car Loan Estimate

2024 BMW 3 Series M340i xDrive

BMW 3 Series M340i xDrive

2024 BMW 3 Series M340i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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