New York, NY Area Used Cars Under $55,000

2026 BMW X3 30 xDrive

⇩ View Seller Description

This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 7,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,367
Est. Payment:	$978.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,511
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,656.85
Avg. DMV Fee	86.00
Cash Sale Price	$57,184.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,184.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$978.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage certified used 2024 BMW X5 xDrive40i AWD SUV below 32,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $55K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$54,947
Est. Payment:	$1026.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,894
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$54,947.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.95
Avg. DMV Fee	86.00
Cash Sale Price	$59,993.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,993.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1026.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus RX 350 Premium

⇩ View Seller Description

This low mileage second hand 2024 Lexus RX 350 Premium AWD SUV under 27,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$50,900
Est. Payment:	$951.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,230
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$50,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,526.58
Avg. DMV Fee	86.00
Cash Sale Price	$55,587.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,587.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$951.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage certified second hand 2023 BMW X5 xDrive40i AWD SUV under 40,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now below $51K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$50,521
Est. Payment:	$944.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,211
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$50,521.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,492.92
Avg. DMV Fee	86.00
Cash Sale Price	$55,174.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,174.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$944.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

⇩ View Seller Description

This low mileage preowned 2026 BMW X3 30 xDrive AWD SUV under 6,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,223
Est. Payment:	$957.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,555
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,223.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,555.26
Avg. DMV Fee	86.00
Cash Sale Price	$55,939.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,939.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$957.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

⇩ View Seller Description

This low mileage preowned 2026 BMW X3 30 xDrive AWD SUV below 1,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,979
Est. Payment:	$971.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	616
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,979.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,622.40
Avg. DMV Fee	86.00
Cash Sale Price	$56,762.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,762.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

⇩ View Seller Description

This low mileage certified second hand 2024 BMW X5 xDrive40i AWD SUV below 34,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,429
Est. Payment:	$979.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,266
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,429.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,662.36
Avg. DMV Fee	86.00
Cash Sale Price	$57,252.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,252.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$979.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,429.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Tahoe LT

⇩ View Seller Description

This low mileage preowned 2023 Chevrolet Tahoe LT 4x4 SUV below 40,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $55K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1027.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,180
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.57
Avg. DMV Fee	86.00
Cash Sale Price	$60,050.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,050.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1027.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

⇩ View Seller Description

This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 6,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,367
Est. Payment:	$959.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,152
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,568.05
Avg. DMV Fee	86.00
Cash Sale Price	$56,096.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,096.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$959.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LTZ

⇩ View Seller Description

This low mileage preowned 2025 Chevrolet Silverado 1500 LTZ 4x4 pickup below 19,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $52K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$51,999
Est. Payment:	$971.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,332
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$51,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.17
Avg. DMV Fee	86.00
Cash Sale Price	$56,784.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,784.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

2024 BMW X5 xDrive40i

2024 Lexus RX 350 Premium

2023 BMW X5 xDrive40i

2026 BMW X3 30 xDrive

2026 BMW X3 30 xDrive

2024 BMW X5 xDrive40i

2023 Chevrolet Tahoe LT

2026 BMW X3 30 xDrive

2025 Chevrolet Silverado 1500 LTZ

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2024 Lexus RX 350 Premium

Lexus RX 350 Premium

2024 Lexus RX 350 Premium Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2023 Chevrolet Tahoe LT

Chevrolet Tahoe LT

2023 Chevrolet Tahoe LT Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2025 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2025 Chevrolet Silverado 1500 LTZ Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Customize Payments

Find Financing

Customize Payments