New York, NY Area Used Cars Under $55,000

2023 BMW X5 xDrive40i

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This low mileage certified second hand 2023 BMW X5 xDrive40i AWD SUV under 14,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now under $52K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$51,988
Est. Payment:	$971.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,873
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$51,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.19
Avg. DMV Fee	86.00
Cash Sale Price	$56,772.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,772.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$971.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage second hand 2024 BMW X5 xDrive40i AWD SUV under 23,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now below $52K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,236
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV below 6,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,223
Est. Payment:	$957.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,555
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,223.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,555.26
Avg. DMV Fee	86.00
Cash Sale Price	$55,939.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,939.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$957.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW M2 Base

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This low mileage used 2024 BMW M2 Base RWD coupe below 24,000 miles, transmission, and 31 MPG, 3.0L gas engine is for sale right now below $53K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$53,000
Est. Payment:	$990.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,712
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$53,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,713.06
Avg. DMV Fee	86.00
Cash Sale Price	$57,874.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,874.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$990.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram 1500 Big Horn

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This low mileage second hand 2026 Ram 1500 Big Horn 4x4 pickup below 1,000 miles, automatic transmission, and 31 MPG, 3.0L gas engine is for sale right now under $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$55,000
Est. Payment:	$1027.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,473
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$55,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.66
Avg. DMV Fee	86.00
Cash Sale Price	$60,051.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,051.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1027.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $55,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage second hand 2024 BMW X5 xDrive40i AWD SUV below 31,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,943
Est. Payment:	$970.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,000
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,619.20
Avg. DMV Fee	86.00
Cash Sale Price	$56,723.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,723.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$970.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage preowned 2026 BMW X3 30 xDrive AWD SUV under 0,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $55K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$54,798
Est. Payment:	$1023.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	158
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$54,798.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,872.72
Avg. DMV Fee	86.00
Cash Sale Price	$59,831.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,831.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1023.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage certified used 2023 BMW X5 xDrive40i AWD SUV below 37,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now below $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,398
Est. Payment:	$979.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,556
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,659.60
Avg. DMV Fee	86.00
Cash Sale Price	$57,218.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,218.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$979.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 M35i

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This low mileage used 2025 BMW X1 M35i AWD SUV under 2,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,732
Est. Payment:	$966.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,578
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,732.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,600.46
Avg. DMV Fee	86.00
Cash Sale Price	$56,493.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,493.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$966.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,732.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 5 Series 530i xDrive

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This low mileage second hand 2025 BMW 5 Series 530i xDrive AWD sedan under 4,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $55K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$54,967
Est. Payment:	$1026.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,176
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$54,967.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,887.73
Avg. DMV Fee	86.00
Cash Sale Price	$60,015.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,015.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1026.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2023 BMW X5 xDrive40i

2024 BMW X5 xDrive40i

2026 BMW X3 30 xDrive

2024 BMW M2 Base

2026 Ram 1500 Big Horn

2024 BMW X5 xDrive40i

2026 BMW X3 30 xDrive

2023 BMW X5 xDrive40i

2025 BMW X1 M35i

2025 BMW 5 Series 530i xDrive

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $55,000

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2024 BMW M2 Base

BMW M2 Base

2024 BMW M2 Base Car Loan Estimate

2026 Ram 1500 Big Horn

Ram 1500 Big Horn

2026 Ram 1500 Big Horn Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2025 BMW X1 M35i

BMW X1 M35i

2025 BMW X1 M35i Car Loan Estimate

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $55K

Metro New York Area Counties with Used Cars for Sale Below $55,000

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