New York, NY Area Used Cars Under $40,000

2023 Chevrolet Traverse High Country

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This low mileage preowned 2023 Chevrolet Traverse High Country 4x4 SUV under 40,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $36K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,087
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 13,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,885
Est. Payment:	$745.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,118
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,885.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,548.45
Avg. DMV Fee	86.00
Cash Sale Price	$43,594.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,594.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage used 2023 Genesis GV70 2.5T Standard AWD SUV below 24,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$35,696
Est. Payment:	$667.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,464
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$35,696.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,176.46
Avg. DMV Fee	86.00
Cash Sale Price	$39,033.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,033.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$667.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,696.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV under 31,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,998
Est. Payment:	$710.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,488
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.88
Avg. DMV Fee	86.00
Cash Sale Price	$41,539.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,539.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 37,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$36,247
Est. Payment:	$678.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,415
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$36,247.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,225.39
Avg. DMV Fee	86.00
Cash Sale Price	$39,633.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,633.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$678.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage certified second hand 2023 Genesis GV70 2.5T Standard AWD SUV under 19,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $39K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$38,495
Est. Payment:	$720.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,359
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.02
Avg. DMV Fee	86.00
Cash Sale Price	$42,081.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,081.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV below 13,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$36,000
Est. Payment:	$673.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,661
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.46
Avg. DMV Fee	86.00
Cash Sale Price	$39,364.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,364.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse Premier

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This low mileage used 2023 Chevrolet Traverse Premier 4x4 SUV below 15,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $37K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$36,999
Est. Payment:	$692.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,259
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,452.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,452.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Liberty Hyundai in Mahwah, NJ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$692.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,221
Location:	Mahwah, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,291.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,447.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,447.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV below 50,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,497
Est. Payment:	$720.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,610
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.19
Avg. DMV Fee	86.00
Cash Sale Price	$42,083.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,083.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Traverse High Country

2024 BMW X3 xDrive30i

2023 Genesis GV70 2.5T Standard

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2023 Genesis GV70 2.5T Standard

2025 BMW X1 xDrive28i

2023 Chevrolet Traverse Premier

2026 Hyundai SANTA FE SEL

2023 BMW X3 xDrive30i

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2023 Chevrolet Traverse Premier Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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