New York, NY Area Used Cars Under $40,000

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 26,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,498
Est. Payment:	$720.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,640
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.28
Avg. DMV Fee	86.00
Cash Sale Price	$42,084.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,084.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 30,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,798
Est. Payment:	$725.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,534
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,798.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,451.92
Avg. DMV Fee	86.00
Cash Sale Price	$42,410.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,410.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot Touring

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This low mileage used 2024 Honda Pilot Touring AWD SUV under 57,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now below $39K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$38,634
Est. Payment:	$775.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,110
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,634.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,437.36
Avg. DMV Fee	86.00
Cash Sale Price	$42,232.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,232.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$775.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,634.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus

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This low mileage used 2023 Audi SQ5 Sportback 3.0T quattro Premium Plus AWD SUV under 55,000 miles, automatic transmission, and 29 MPG, 3.0L gas engine is for sale right now below $40K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$39,386
Est. Payment:	$790.44 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,083
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,386.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,504.14
Avg. DMV Fee	86.00
Cash Sale Price	$43,051.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,051.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$790.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage second hand 2024 BMW X3 xDrive30i AWD SUV under 13,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $40K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,277
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV below 37,000 miles, automatic transmission, and 29 MPG, 3.8L gas engine is for sale right now below $38K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$37,813
Est. Payment:	$707.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,733
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$37,813.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,364.45
Avg. DMV Fee	86.00
Cash Sale Price	$41,338.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,338.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,813.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV60 Advanced

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This low mileage certified used 2023 Genesis GV60 Advanced AWD SUV under 21,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $38K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$37,770
Est. Payment:	$706.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,974
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$37,770.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,360.64
Avg. DMV Fee	86.00
Cash Sale Price	$41,291.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,291.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage second hand 2024 Hyundai PALISADE XRT AWD SUV under 19,000 miles, automatic transmission, and 29 MPG, 3.8L gas engine is for sale right now under $37K at Danbury Hyundai in Danbury, CT. ...View More Details

Sales Price:	$36,984
Est. Payment:	$691.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,017
Location:	Danbury, CT

Item	Amount
Used Car Price⁽¹⁾	$36,984.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,290.84
Avg. DMV Fee	86.00
Cash Sale Price	$40,435.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,435.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Luxe

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This low mileage certified second hand 2023 INFINITI QX60 Luxe AWD SUV below 13,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now under $40K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,449
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage used 2025 BMW 2 Series 230i xDrive AWD coupe below 1,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$671.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	583
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.58
Avg. DMV Fee	86.00
Cash Sale Price	$39,255.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,255.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

2024 Honda Pilot Touring

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus

2024 BMW X3 xDrive30i

2024 Hyundai PALISADE Calligraphy

2023 Genesis GV60 Advanced

2024 Hyundai PALISADE XRT

2023 INFINITI QX60 Luxe

2025 BMW 2 Series 230i xDrive

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Honda Pilot Touring

Honda Pilot Touring

2024 Honda Pilot Touring Car Loan Estimate

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus

Audi SQ5 Sportback 3.0T quattro Premium Plus

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Genesis GV60 Advanced

Genesis GV60 Advanced

2023 Genesis GV60 Advanced Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2023 INFINITI QX60 Luxe

INFINITI QX60 Luxe

2023 INFINITI QX60 Luxe Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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