New York, NY Area Used Cars Under $40,000

2024 MINI Convertible Cooper S

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This low mileage preowned 2024 MINI Convertible Cooper S FWD convertible under 4,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $35K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$35,000
Est. Payment:	$654.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,919
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,114.66
Avg. DMV Fee	86.00
Cash Sale Price	$38,275.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,275.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$654.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse Premier

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This low mileage used 2023 Chevrolet Traverse Premier 4x4 SUV below 23,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $36K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,717
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage second hand 2024 BMW X3 xDrive30i AWD SUV below 13,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,277
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X1 xDrive28i

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This low mileage certified used 2023 BMW X1 xDrive28i AWD SUV below 28,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,223
Est. Payment:	$659.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,983
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,223.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,134.46
Avg. DMV Fee	86.00
Cash Sale Price	$38,518.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,518.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage second hand 2023 Chevrolet Traverse RS 4x4 SUV under 20,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $36K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$35,899
Est. Payment:	$671.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,725
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.49
Avg. DMV Fee	86.00
Cash Sale Price	$39,254.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Luxe

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This low mileage certified second hand 2023 INFINITI QX60 Luxe AWD SUV under 17,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $40K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$39,499
Est. Payment:	$738.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,294
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.17
Avg. DMV Fee	86.00
Cash Sale Price	$43,174.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,174.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$738.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 16,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$39,997
Est. Payment:	$748.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,326
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.39
Avg. DMV Fee	86.00
Cash Sale Price	$43,716.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,716.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$748.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 32,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,688
Est. Payment:	$742.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,742
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,688.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,530.95
Avg. DMV Fee	86.00
Cash Sale Price	$43,379.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,379.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$742.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X2 xDrive28i

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This low mileage certified used 2025 BMW X2 xDrive28i AWD SUV below 17,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$39,247
Est. Payment:	$734.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,039
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$39,247.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,491.79
Avg. DMV Fee	86.00
Cash Sale Price	$42,899.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,899.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$734.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX55 Sensory

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This low mileage certified second hand 2023 INFINITI QX55 Sensory AWD SUV below 27,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$36,899
Est. Payment:	$690.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,208
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,283.29
Avg. DMV Fee	86.00
Cash Sale Price	$40,343.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,343.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 MINI Convertible Cooper S

2023 Chevrolet Traverse Premier

2024 BMW X3 xDrive30i

2023 BMW X1 xDrive28i

2023 Chevrolet Traverse RS

2023 INFINITI QX60 Luxe

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2025 BMW X2 xDrive28i

2023 INFINITI QX55 Sensory

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 MINI Convertible Cooper S

MINI Convertible Cooper S

2024 MINI Convertible Cooper S Car Loan Estimate

2023 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2023 Chevrolet Traverse Premier Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2023 INFINITI QX60 Luxe

INFINITI QX60 Luxe

2023 INFINITI QX60 Luxe Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW X2 xDrive28i

BMW X2 xDrive28i

2025 BMW X2 xDrive28i Car Loan Estimate

2023 INFINITI QX55 Sensory

INFINITI QX55 Sensory

2023 INFINITI QX55 Sensory Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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