New York, NY Area Used Cars Under $40,000

2024 Hyundai PALISADE XRT

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This low mileage second hand 2024 Hyundai PALISADE XRT AWD SUV under 19,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $37K at Danbury Hyundai in Danbury, CT. ...View More Details

Sales Price:	$36,984
Est. Payment:	$691.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,017
Location:	Danbury, CT

Item	Amount
Used Car Price⁽¹⁾	$36,984.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,290.84
Avg. DMV Fee	86.00
Cash Sale Price	$40,435.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,435.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/A-SPEC

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This low mileage used 2023 Acura MDX SH-AWD w/A-SPEC AWD SUV below 23,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $40K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$39,145
Est. Payment:	$732.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,609
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,145.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,482.74
Avg. DMV Fee	86.00
Cash Sale Price	$42,788.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,788.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,145.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage used 2023 Chevrolet Traverse High Country 4x4 SUV below 40,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $36K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,087
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage preowned 2026 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 3,000 miles, transmission, and 2.0L gas engine is for sale right now below $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,436
Est. Payment:	$737.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,898
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,436.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,508.58
Avg. DMV Fee	86.00
Cash Sale Price	$43,105.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,105.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$737.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,436.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage preowned 2023 Genesis GV70 2.5T Standard AWD SUV below 17,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $40K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,670
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Durango R/T

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This low mileage preowned 2022 Dodge Durango R/T AWD SUV below 23,000 miles, automatic transmission, and 5.7L gas engine is for sale right now under $37K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$36,300
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,116
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$36,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,230.10
Avg. DMV Fee	86.00
Cash Sale Price	$39,691.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,691.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV below 30,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,798
Est. Payment:	$725.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,534
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,798.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,451.92
Avg. DMV Fee	86.00
Cash Sale Price	$42,410.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,410.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV below 22,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,497
Est. Payment:	$701.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,634
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.39
Avg. DMV Fee	86.00
Cash Sale Price	$40,994.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,994.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified used 2023 BMW 3 Series 330i xDrive AWD sedan below 41,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $37K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$36,141
Est. Payment:	$676.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,196
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$36,141.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,215.98
Avg. DMV Fee	86.00
Cash Sale Price	$39,517.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,517.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,141.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X1 xDrive28i

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This low mileage certified second hand 2023 BMW X1 xDrive28i AWD SUV below 30,000 miles, transmission, and 2.0L gas engine is for sale right now below $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,943
Est. Payment:	$672.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,692
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,198.40
Avg. DMV Fee	86.00
Cash Sale Price	$39,302.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,302.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE XRT

2023 Acura MDX SH-AWD w/A-SPEC

2023 Chevrolet Traverse High Country

2026 BMW 2 Series 228 xDrive Gran Coupe

2023 Genesis GV70 2.5T Standard

2022 Dodge Durango R/T

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2023 BMW 3 Series 330i xDrive

2023 BMW X1 xDrive28i

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2023 Acura MDX SH-AWD w/A-SPEC

Acura MDX SH-AWD w/A-SPEC

2023 Acura MDX SH-AWD w/A-SPEC Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2026 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2026 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2022 Dodge Durango R/T

Dodge Durango R/T

2022 Dodge Durango R/T Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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