New York, NY Area Used Cars Under $40,000

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 29,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,943
Est. Payment:	$691.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,554
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,287.20
Avg. DMV Fee	86.00
Cash Sale Price	$40,391.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,391.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV under 13,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,352
Est. Payment:	$736.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,768
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,352.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,501.12
Avg. DMV Fee	86.00
Cash Sale Price	$43,014.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,014.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,352.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV under 26,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,943
Est. Payment:	$672.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,162
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,198.40
Avg. DMV Fee	86.00
Cash Sale Price	$39,302.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,302.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage used 2023 BMW 5 Series 530i xDrive AWD sedan below 34,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$36,897
Est. Payment:	$690.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,742
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,897.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,283.11
Avg. DMV Fee	86.00
Cash Sale Price	$40,341.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,341.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV below 18,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,497
Est. Payment:	$701.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,804
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,497.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.39
Avg. DMV Fee	86.00
Cash Sale Price	$40,994.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,994.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage certified used 2025 Genesis GV70 2.5T Standard AWD SUV under 34,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$36,777
Est. Payment:	$688.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,209
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$36,777.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,272.46
Avg. DMV Fee	86.00
Cash Sale Price	$40,210.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,210.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Audi Q8 quattro Premium Plus 55 TFSI

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This low mileage second hand 2021 Audi Q8 quattro Premium Plus 55 TFSI AWD SUV under 44,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now under $38K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$37,995
Est. Payment:	$710.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,099
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.62
Avg. DMV Fee	86.00
Cash Sale Price	$41,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2024 Hyundai SANTA FE Calligraphy AWD SUV below 10,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $38K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$37,500
Est. Payment:	$701.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,605
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.66
Avg. DMV Fee	86.00
Cash Sale Price	$40,997.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,997.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT5 Premium Luxury

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This low mileage second hand 2023 Cadillac CT5 Premium Luxury AWD sedan below 42,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now below $36K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$673.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,932
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,359.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 32,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,943
Est. Payment:	$747.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,992
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,553.60
Avg. DMV Fee	86.00
Cash Sale Price	$43,657.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,657.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2023 BMW 5 Series 530i xDrive

2023 BMW X3 xDrive30i

2025 Genesis GV70 2.5T Standard

2021 Audi Q8 quattro Premium Plus 55 TFSI

2024 Hyundai SANTA FE Calligraphy

2023 Cadillac CT5 Premium Luxury

2023 BMW X3 xDrive30i

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2021 Audi Q8 quattro Premium Plus 55 TFSI

Audi Q8 quattro Premium Plus 55 TFSI

2021 Audi Q8 quattro Premium Plus 55 TFSI Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Cadillac CT5 Premium Luxury

Cadillac CT5 Premium Luxury

2023 Cadillac CT5 Premium Luxury Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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