New York, NY Area Used Cars Under $40,000

2022 Lexus RX 350 Base

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This low mileage preowned 2022 Lexus RX 350 Base AWD SUV under 44,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $40K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$39,495
Est. Payment:	$738.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,034
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,513.82
Avg. DMV Fee	86.00
Cash Sale Price	$43,169.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,169.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage used 2026 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 3,000 miles, transmission, and 2.0L gas engine is for sale right now under $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,436
Est. Payment:	$737.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,898
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,436.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,508.58
Avg. DMV Fee	86.00
Cash Sale Price	$43,105.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,105.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$737.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,436.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV below 34,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$673.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,852
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.28
Avg. DMV Fee	86.00
Cash Sale Price	$39,362.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,362.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X1 xDrive28i

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This low mileage certified used 2023 BMW X1 xDrive28i AWD SUV under 30,000 miles, transmission, and 2.0L gas engine is for sale right now under $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,943
Est. Payment:	$672.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,692
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,198.40
Avg. DMV Fee	86.00
Cash Sale Price	$39,302.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,302.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX55 Sensory

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This low mileage certified used 2023 INFINITI QX55 Sensory AWD SUV below 27,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $37K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$36,899
Est. Payment:	$690.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,208
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,283.29
Avg. DMV Fee	86.00
Cash Sale Price	$40,343.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,343.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage certified preowned 2025 Hyundai PALISADE XRT AWD SUV under 5,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $37K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$36,888
Est. Payment:	$690.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,727
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$36,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,282.31
Avg. DMV Fee	86.00
Cash Sale Price	$40,331.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,331.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage certified used 2024 Hyundai PALISADE Limited AWD SUV below 33,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $37K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$36,296
Est. Payment:	$679.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,737
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$36,296.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,229.74
Avg. DMV Fee	86.00
Cash Sale Price	$39,686.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,686.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV below 33,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $36K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$35,502
Est. Payment:	$664.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,005
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,502.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.24
Avg. DMV Fee	86.00
Cash Sale Price	$38,822.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,822.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,502.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified used 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 8,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now below $36K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$673.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,634
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.28
Avg. DMV Fee	86.00
Cash Sale Price	$39,362.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,362.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 MINI Hardtop 4 Door Cooper S

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This low mileage used 2025 MINI Hardtop 4 Door Cooper S FWD hatchback under 2,000 miles, transmission, and 2.0L gas engine is for sale right now under $36K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$36,000
Est. Payment:	$673.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,338
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.46
Avg. DMV Fee	86.00
Cash Sale Price	$39,364.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,364.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2022 Lexus RX 350 Base

2026 BMW 2 Series 228 xDrive Gran Coupe

2023 BMW X3 xDrive30i

2023 BMW X1 xDrive28i

2023 INFINITI QX55 Sensory

2025 Hyundai PALISADE XRT

2024 Hyundai PALISADE Limited

2023 Hyundai PALISADE Calligraphy

2025 Hyundai TUCSON Hybrid Limited

2025 MINI Hardtop 4 Door Cooper S

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2022 Lexus RX 350 Base

Lexus RX 350 Base

2022 Lexus RX 350 Base Car Loan Estimate

2026 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2026 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

2023 INFINITI QX55 Sensory

INFINITI QX55 Sensory

2023 INFINITI QX55 Sensory Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2025 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2025 MINI Hardtop 4 Door Cooper S Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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