New York, NY Area Used Cars Under $40,000

2023 Genesis G70 3.3T Standard

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This low mileage preowned 2023 Genesis G70 3.3T Standard RWD sedan below 14,000 miles, automatic transmission, and 22 MPG, 3.3L gas engine is for sale right now below $40K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$39,995
Est. Payment:	$748.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,705
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.22
Avg. DMV Fee	86.00
Cash Sale Price	$43,714.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,714.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 5 Series M550i xDrive

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This below average mileage certified second hand 2022 BMW 5 Series M550i xDrive AWD sedan under 66,000 miles, automatic transmission, and 22 MPG, 4.4L gas engine is for sale right now under $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,000
Est. Payment:	$846.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,620
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.86
Avg. DMV Fee	86.00
Cash Sale Price	$42,630.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,630.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$846.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus RX 350 Base

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This low mileage used 2022 Lexus RX 350 Base AWD SUV under 44,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$39,495
Est. Payment:	$738.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,034
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,513.82
Avg. DMV Fee	86.00
Cash Sale Price	$43,169.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,169.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation Standard

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This low mileage second hand 2023 GMC Sierra 1500 Elevation Standard 4x4 pickup under 26,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $40K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$39,890
Est. Payment:	$746.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,249
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,890.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,548.89
Avg. DMV Fee	86.00
Cash Sale Price	$43,599.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,599.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$746.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Luxe

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This low mileage certified preowned 2023 INFINITI QX60 Luxe AWD SUV under 21,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $39K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$729.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,579
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.77
Avg. DMV Fee	86.00
Cash Sale Price	$42,629.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage second hand 2023 Hyundai PALISADE Limited AWD SUV under 25,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$35,950
Est. Payment:	$672.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,547
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,199.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,310.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,310.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage second hand 2025 Hyundai PALISADE XRT AWD SUV below 7,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $40K at Danbury Hyundai in Danbury, CT. ...View More Details

Sales Price:	$39,908
Est. Payment:	$746.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,312
Location:	Danbury, CT

Item	Amount
Used Car Price⁽¹⁾	$39,908.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,550.49
Avg. DMV Fee	86.00
Cash Sale Price	$43,619.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,619.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis G90 3.3T Premium

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This low mileage preowned 2021 Genesis G90 3.3T Premium RWD sedan below 26,000 miles, automatic transmission, and 22 MPG, 3.3L gas engine is for sale right now below $40K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,463
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV under 13,000 miles, transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$36,000
Est. Payment:	$673.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,661
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.46
Avg. DMV Fee	86.00
Cash Sale Price	$39,364.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,364.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Porsche Macan Base

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This low mileage second hand 2022 Porsche Macan Base AWD SUV under 42,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$35,654
Est. Payment:	$667.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,160
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,654.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,172.74
Avg. DMV Fee	86.00
Cash Sale Price	$38,987.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,987.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,654.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 Genesis G70 3.3T Standard

2022 BMW 5 Series M550i xDrive

2022 Lexus RX 350 Base

2023 GMC Sierra 1500 Elevation Standard

2023 INFINITI QX60 Luxe

2023 Hyundai PALISADE Limited

2025 Hyundai PALISADE XRT

2021 Genesis G90 3.3T Premium

2025 BMW X1 xDrive28i

2022 Porsche Macan Base

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2022 BMW 5 Series M550i xDrive

BMW 5 Series M550i xDrive

2022 BMW 5 Series M550i xDrive Car Loan Estimate

2022 Lexus RX 350 Base

Lexus RX 350 Base

2022 Lexus RX 350 Base Car Loan Estimate

2023 GMC Sierra 1500 Elevation Standard

GMC Sierra 1500 Elevation Standard

2023 GMC Sierra 1500 Elevation Standard Car Loan Estimate

2023 INFINITI QX60 Luxe

INFINITI QX60 Luxe

2023 INFINITI QX60 Luxe Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2021 Genesis G90 3.3T Premium

Genesis G90 3.3T Premium

2021 Genesis G90 3.3T Premium Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2022 Porsche Macan Base

Porsche Macan Base

2022 Porsche Macan Base Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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