New York, NY Area Used Cars Under $40,000

2025 Hyundai PALISADE SEL Premium

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This low mileage certified second hand 2025 Hyundai PALISADE SEL Premium AWD SUV below 8,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $40K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$39,059
Est. Payment:	$730.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,917
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,059.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,475.10
Avg. DMV Fee	86.00
Cash Sale Price	$42,695.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,695.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$730.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,059.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i4 eDrive35 Gran Coupe

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This low mileage preowned 2024 BMW i4 eDrive35 Gran Coupe RWD sedan below 24,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$729.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,822
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.77
Avg. DMV Fee	86.00
Cash Sale Price	$42,629.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 2 Series M235i xDrive Gran Coupe

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This low mileage certified preowned 2024 BMW 2 Series M235i xDrive Gran Coupe AWD sedan below 5,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,376
Est. Payment:	$736.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,465
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,376.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,503.25
Avg. DMV Fee	86.00
Cash Sale Price	$43,040.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,040.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,376.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 56,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $36K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$35,700
Est. Payment:	$716.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,065
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$35,700.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,176.82
Avg. DMV Fee	86.00
Cash Sale Price	$39,037.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,037.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$716.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV under 28,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$35,179
Est. Payment:	$658.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,977
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$35,179.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,130.56
Avg. DMV Fee	86.00
Cash Sale Price	$38,470.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,470.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$658.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,179.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV below 33,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $36K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$35,247
Est. Payment:	$659.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,926
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$35,247.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.59
Avg. DMV Fee	86.00
Cash Sale Price	$38,544.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,544.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,247.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Prime SE

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This low mileage used 2024 Toyota RAV4 Prime SE AWD SUV under 11,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now below $38K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$37,450
Est. Payment:	$700.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,792
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$37,450.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,332.22
Avg. DMV Fee	86.00
Cash Sale Price	$40,943.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,943.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV below 38,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,943
Est. Payment:	$672.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,718
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,198.40
Avg. DMV Fee	86.00
Cash Sale Price	$39,302.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,302.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus RX 350 Base

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This low mileage preowned 2021 Lexus RX 350 Base AWD SUV under 32,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $40K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$39,108
Est. Payment:	$731.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,270
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$39,108.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,479.45
Avg. DMV Fee	86.00
Cash Sale Price	$42,748.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,748.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$731.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,108.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage second hand 2024 Hyundai PALISADE SEL AWD SUV under 34,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $36K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$35,990
Est. Payment:	$673.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,890
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,353.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL Premium

2024 BMW i4 eDrive35 Gran Coupe

2024 BMW 2 Series M235i xDrive Gran Coupe

2024 Chevrolet Silverado 1500 LT

2023 Hyundai PALISADE Calligraphy

2023 BMW X3 xDrive30i

2024 Toyota RAV4 Prime SE

2023 BMW X3 xDrive30i

2021 Lexus RX 350 Base

2024 Hyundai PALISADE SEL

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2024 BMW i4 eDrive35 Gran Coupe

BMW i4 eDrive35 Gran Coupe

2024 BMW i4 eDrive35 Gran Coupe Car Loan Estimate

2024 BMW 2 Series M235i xDrive Gran Coupe

BMW 2 Series M235i xDrive Gran Coupe

2024 BMW 2 Series M235i xDrive Gran Coupe Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 Toyota RAV4 Prime SE

Toyota RAV4 Prime SE

2024 Toyota RAV4 Prime SE Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2021 Lexus RX 350 Base

Lexus RX 350 Base

2021 Lexus RX 350 Base Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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