New York, NY Area Used Cars Under $40,000

2025 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage preowned 2025 Hyundai PALISADE XRT AWD SUV below 7,000 miles, automatic transmission, and 63 MPG, 3.8L gas engine is for sale right now under $40K at Danbury Hyundai in Danbury, CT. ...View More Details

Sales Price:	$39,908
Est. Payment:	$746.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,312
Location:	Danbury, CT

Item	Amount
Used Car Price⁽¹⁾	$39,908.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,550.49
Avg. DMV Fee	86.00
Cash Sale Price	$43,619.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,619.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$746.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 INFINITI Q50 Red Sport 400

⇩ View Seller Description

This low mileage used 2022 INFINITI Q50 Red Sport 400 AWD sedan below 17,000 miles, automatic transmission, and 63 MPG, 3.0L gas engine is for sale right now under $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,500
Est. Payment:	$738.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,235
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.26
Avg. DMV Fee	86.00
Cash Sale Price	$43,175.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,175.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

⇩ View Seller Description

This low mileage preowned 2023 Acura RDX SH-AWD w/Advance w/A-SPEC AWD SUV under 29,000 miles, automatic transmission, and 63 MPG, 2.0L gas engine is for sale right now under $39K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$38,748
Est. Payment:	$724.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,637
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$38,748.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,447.48
Avg. DMV Fee	86.00
Cash Sale Price	$42,356.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,356.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

⇩ View Seller Description

This low mileage certified used 2026 Hyundai TUCSON SEL Premium AWD SUV below 4,000 miles, automatic transmission, and 63 MPG, 2.5L gas engine is for sale right now below $36K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,491
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive45e

⇩ View Seller Description

This low mileage used 2022 BMW X5 xDrive45e AWD SUV under 48,000 miles, automatic transmission, and 63 MPG, 3.0L hybrid engine is for sale right now under $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,498
Est. Payment:	$720.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,570
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.28
Avg. DMV Fee	86.00
Cash Sale Price	$42,084.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,084.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT5 Premium Luxury

⇩ View Seller Description

This low mileage preowned 2023 Cadillac XT5 Premium Luxury 4x4 SUV below 10,000 miles, automatic transmission, and 63 MPG, 3.6L gas engine is for sale right now below $36K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$35,099
Est. Payment:	$656.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,689
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,099.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,123.45
Avg. DMV Fee	86.00
Cash Sale Price	$38,383.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,383.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,099.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

⇩ View Seller Description

This low mileage used 2024 Hyundai PALISADE Limited AWD SUV below 33,000 miles, automatic transmission, and 63 MPG, 3.8L gas engine is for sale right now under $39K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$38,290
Est. Payment:	$716.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,725
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,290.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,406.81
Avg. DMV Fee	86.00
Cash Sale Price	$41,857.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,857.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 33,000 miles, automatic transmission, and 63 MPG, 2.0L gas engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,398
Est. Payment:	$681.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,510
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,238.80
Avg. DMV Fee	86.00
Cash Sale Price	$39,797.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,797.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$681.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 27,000 miles, automatic transmission, and 63 MPG, 2.0L gas engine is for sale right now below $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,498
Est. Payment:	$682.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,889
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,247.68
Avg. DMV Fee	86.00
Cash Sale Price	$39,906.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,906.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530e xDrive

⇩ View Seller Description

This low mileage used 2023 BMW 5 Series 530e xDrive AWD sedan below 45,000 miles, automatic transmission, and 63 MPG, 2.0L hybrid engine is for sale right now under $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,691
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE XRT

2022 INFINITI Q50 Red Sport 400

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

2026 Hyundai TUCSON SEL Premium

2022 BMW X5 xDrive45e

2023 Cadillac XT5 Premium Luxury

2024 Hyundai PALISADE Limited

2023 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2023 BMW 5 Series 530e xDrive

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2022 INFINITI Q50 Red Sport 400

INFINITI Q50 Red Sport 400

2022 INFINITI Q50 Red Sport 400 Car Loan Estimate

2023 Acura RDX SH-AWD w/Advance w/A-SPEC

Acura RDX SH-AWD w/Advance w/A-SPEC

2023 Acura RDX SH-AWD w/Advance w/A-SPEC Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

2022 BMW X5 xDrive45e

BMW X5 xDrive45e

2022 BMW X5 xDrive45e Car Loan Estimate

2023 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2023 Cadillac XT5 Premium Luxury Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 5 Series 530e xDrive

BMW 5 Series 530e xDrive

2023 BMW 5 Series 530e xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments