New York, NY Area Used Cars Under $40,000

2020 Toyota Highlander Hybrid XLE

⇩ View Seller Description

This low mileage second hand 2020 Toyota Highlander Hybrid XLE AWD SUV below 38,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now under $38K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$37,500
Est. Payment:	$701.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,799
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.66
Avg. DMV Fee	86.00
Cash Sale Price	$40,997.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,997.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 MINI Countryman Cooper S ALL4

⇩ View Seller Description

This low mileage second hand 2025 MINI Countryman Cooper S ALL4 AWD hatchback below 3,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,025
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 44,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$729.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,636
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.77
Avg. DMV Fee	86.00
Cash Sale Price	$42,629.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage used 2023 Genesis GV70 2.5T Standard AWD SUV below 38,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$36,999
Est. Payment:	$692.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,966
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,452.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,452.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Pathfinder Platinum

⇩ View Seller Description

This low mileage used 2023 Nissan Pathfinder Platinum AWD SUV below 28,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $38K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,700
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 2 Series M235i xDrive Gran Coupe

⇩ View Seller Description

This low mileage certified second hand 2024 BMW 2 Series M235i xDrive Gran Coupe AWD sedan below 5,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,376
Est. Payment:	$736.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,465
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,376.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,503.25
Avg. DMV Fee	86.00
Cash Sale Price	$43,040.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,040.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$736.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,376.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 33,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $36K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$35,502
Est. Payment:	$664.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,005
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,502.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.24
Avg. DMV Fee	86.00
Cash Sale Price	$38,822.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,822.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,502.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 27,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,312
Est. Payment:	$698.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,308
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,312.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,319.97
Avg. DMV Fee	86.00
Cash Sale Price	$40,792.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,792.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$698.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,312.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

⇩ View Seller Description

This low mileage certified second hand 2023 BMW 3 Series 330i xDrive AWD sedan below 27,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,943
Est. Payment:	$728.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,222
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,464.80
Avg. DMV Fee	86.00
Cash Sale Price	$42,568.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,568.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX50 Sport

⇩ View Seller Description

This low mileage certified preowned 2023 INFINITI QX50 Sport AWD SUV under 15,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,869
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2020 Toyota Highlander Hybrid XLE

2025 MINI Countryman Cooper S ALL4

2023 BMW X3 xDrive30i

2023 Genesis GV70 2.5T Standard

2023 Nissan Pathfinder Platinum

2024 BMW 2 Series M235i xDrive Gran Coupe

2023 Hyundai PALISADE Calligraphy

2023 BMW X3 xDrive30i

2023 BMW 3 Series 330i xDrive

2023 INFINITI QX50 Sport

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2020 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2020 Toyota Highlander Hybrid XLE Car Loan Estimate

2025 MINI Countryman Cooper S ALL4

MINI Countryman Cooper S ALL4

2025 MINI Countryman Cooper S ALL4 Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2023 Nissan Pathfinder Platinum Car Loan Estimate

2024 BMW 2 Series M235i xDrive Gran Coupe

BMW 2 Series M235i xDrive Gran Coupe

2024 BMW 2 Series M235i xDrive Gran Coupe Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 INFINITI QX50 Sport

INFINITI QX50 Sport

2023 INFINITI QX50 Sport Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments