New York, NY Area Used Cars Under $40,000

2024 Honda Pilot EX-L w/Rear Captain's Chairs

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This low mileage second hand 2024 Honda Pilot EX-L w/Rear Captain's Chairs AWD SUV below 29,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $39K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$38,488
Est. Payment:	$719.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,289
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$38,488.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,424.39
Avg. DMV Fee	86.00
Cash Sale Price	$42,073.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,073.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV under 31,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,943
Est. Payment:	$728.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,488
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,464.80
Avg. DMV Fee	86.00
Cash Sale Price	$42,568.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,568.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$728.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV below 32,000 miles, automatic transmission, and 28 MPG, 3.8L gas engine is for sale right now under $37K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$36,364
Est. Payment:	$680.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,090
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,364.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,235.78
Avg. DMV Fee	86.00
Cash Sale Price	$39,760.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,760.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,364.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander XLE

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This low mileage preowned 2023 Toyota Highlander XLE AWD SUV under 32,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now under $38K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$37,688
Est. Payment:	$705.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,902
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$37,688.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,353.35
Avg. DMV Fee	86.00
Cash Sale Price	$41,202.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,202.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda CX-90 3.3 Turbo S Premium Plus

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This low mileage second hand 2024 Mazda CX-90 3.3 Turbo S Premium Plus AWD SUV under 17,000 miles, automatic transmission, and 28 MPG, 3.3L hybrid engine is for sale right now below $40K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,767
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage certified used 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 4,000 miles, transmission, and 28 MPG, 2.0L gas engine is for sale right now under $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,423
Est. Payment:	$700.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,504
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,423.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,329.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,913.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,913.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 SLT

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This average mileage preowned 2020 GMC Sierra 1500 SLT 4x4 pickup under 72,000 miles, automatic transmission, and 28 MPG, 5.3L gas engine is for sale right now under $37K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$36,900
Est. Payment:	$875.57 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,241
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,283.38
Avg. DMV Fee	86.00
Cash Sale Price	$40,344.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,344.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$875.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive Gran Coupe

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This low mileage certified second hand 2023 BMW 4 Series 430i xDrive Gran Coupe AWD sedan under 24,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $40K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,943
Est. Payment:	$747.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,716
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,553.60
Avg. DMV Fee	86.00
Cash Sale Price	$43,657.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,657.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Prime SE

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This low mileage preowned 2024 Toyota RAV4 Prime SE AWD SUV below 11,000 miles, cvt transmission, and 28 MPG, 2.5L hybrid engine is for sale right now under $38K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$37,988
Est. Payment:	$710.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,792
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,379.99
Avg. DMV Fee	86.00
Cash Sale Price	$41,528.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,528.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified used 2023 BMW 5 Series 530i xDrive AWD sedan under 14,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,300
Est. Payment:	$716.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,511
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.70
Avg. DMV Fee	86.00
Cash Sale Price	$41,868.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,868.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area