New York, NY Area Used Cars Under $40,000

2024 BMW X3 xDrive30i

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This low mileage used 2024 BMW X3 xDrive30i AWD SUV under 15,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $38K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$37,855
Est. Payment:	$708.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,330
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,855.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,368.18
Avg. DMV Fee	86.00
Cash Sale Price	$41,384.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,384.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot EX-L w/Rear Captain's Chairs

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This low mileage second hand 2024 Honda Pilot EX-L w/Rear Captain's Chairs AWD SUV below 29,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $39K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$38,488
Est. Payment:	$719.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,289
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$38,488.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,424.39
Avg. DMV Fee	86.00
Cash Sale Price	$42,073.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,073.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$719.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage second hand 2023 Chevrolet Traverse RS 4x4 SUV under 23,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $36K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$35,777
Est. Payment:	$669.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,078
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$35,777.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,183.66
Avg. DMV Fee	86.00
Cash Sale Price	$39,121.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,121.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$669.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 24,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $40K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$39,547
Est. Payment:	$739.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,515
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$39,547.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,518.43
Avg. DMV Fee	86.00
Cash Sale Price	$43,226.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,226.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,547.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 26,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,498
Est. Payment:	$720.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,640
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.28
Avg. DMV Fee	86.00
Cash Sale Price	$42,084.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,084.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X4 xDrive30i

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This low mileage used 2022 BMW X4 xDrive30i AWD SUV below 26,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,223
Est. Payment:	$715.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,080
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,223.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,400.86
Avg. DMV Fee	86.00
Cash Sale Price	$41,784.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,784.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV below 26,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,495
Est. Payment:	$738.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,151
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,513.82
Avg. DMV Fee	86.00
Cash Sale Price	$43,169.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,169.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified used 2023 BMW 5 Series 530i xDrive AWD sedan below 28,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,000
Est. Payment:	$710.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,611
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,381.06
Avg. DMV Fee	86.00
Cash Sale Price	$41,542.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,542.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified second hand 2023 BMW 3 Series 330i xDrive AWD sedan under 12,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,943
Est. Payment:	$709.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,399
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,376.00
Avg. DMV Fee	86.00
Cash Sale Price	$41,480.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,480.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage second hand 2024 Hyundai PALISADE Limited AWD SUV below 28,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$36,790
Est. Payment:	$688.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,178
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,273.61
Avg. DMV Fee	86.00
Cash Sale Price	$40,224.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,224.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$688.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 BMW X3 xDrive30i

2024 Honda Pilot EX-L w/Rear Captain's Chairs

2023 Chevrolet Traverse RS

2023 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

2022 BMW X4 xDrive30i

2023 BMW X3 xDrive30i

2023 BMW 5 Series 530i xDrive

2023 BMW 3 Series 330i xDrive

2024 Hyundai PALISADE Limited

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Honda Pilot EX-L w/Rear Captain's Chairs

Honda Pilot EX-L w/Rear Captain's Chairs

2024 Honda Pilot EX-L w/Rear Captain's Chairs Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2022 BMW X4 xDrive30i

BMW X4 xDrive30i

2022 BMW X4 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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