New York, NY Area Used Cars Under $40,000

2023 Genesis G70 3.3T Standard

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This low mileage certified preowned 2023 Genesis G70 3.3T Standard RWD sedan under 36,000 miles, automatic transmission, and 25 MPG, 3.3L gas engine is for sale right now under $38K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$37,829
Est. Payment:	$707.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,027
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$37,829.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,365.88
Avg. DMV Fee	86.00
Cash Sale Price	$41,355.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,355.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$707.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,829.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Traverse Z71

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This low mileage used 2024 Chevrolet Traverse Z71 4x4 SUV under 29,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $40K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,204
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage preowned 2025 BMW 2 Series 230i xDrive AWD coupe under 8,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,757
Est. Payment:	$724.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,103
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,757.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,448.28
Avg. DMV Fee	86.00
Cash Sale Price	$42,366.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,366.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,757.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage preowned 2024 BMW X3 xDrive30i AWD SUV under 19,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$39,495
Est. Payment:	$738.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,939
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,513.82
Avg. DMV Fee	86.00
Cash Sale Price	$43,169.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,169.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 31,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $36K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$35,311
Est. Payment:	$660.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,977
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,311.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,142.28
Avg. DMV Fee	86.00
Cash Sale Price	$38,614.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,614.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,311.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2024 Genesis GV70 2.5T Standard AWD SUV below 20,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $40K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$39,180
Est. Payment:	$732.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,452
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$39,180.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,485.84
Avg. DMV Fee	86.00
Cash Sale Price	$42,826.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,826.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Land Rover Range Rover Sport Supercharged Dynamic

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This below average mileage preowned 2019 Land Rover Range Rover Sport Supercharged Dynamic AWD SUV below 70,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $40K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$39,960
Est. Payment:	$867.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,774
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,960.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,555.11
Avg. DMV Fee	86.00
Cash Sale Price	$43,676.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,676.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$867.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus RX 350 Base

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This low mileage used 2021 Lexus RX 350 Base AWD SUV under 32,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $40K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$39,108
Est. Payment:	$731.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,270
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$39,108.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,479.45
Avg. DMV Fee	86.00
Cash Sale Price	$42,748.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,748.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$731.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,108.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV under 31,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,997
Est. Payment:	$710.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,189
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.79
Avg. DMV Fee	86.00
Cash Sale Price	$41,538.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,538.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 30,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,000
Est. Payment:	$729.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,657
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.86
Avg. DMV Fee	86.00
Cash Sale Price	$42,630.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,630.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 Genesis G70 3.3T Standard

2024 Chevrolet Traverse Z71

2025 BMW 2 Series 230i xDrive

2024 BMW X3 xDrive30i

2023 Hyundai PALISADE Calligraphy

2024 Genesis GV70 2.5T Standard

2019 Land Rover Range Rover Sport Supercharged Dynamic

2021 Lexus RX 350 Base

2023 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2024 Chevrolet Traverse Z71

Chevrolet Traverse Z71

2024 Chevrolet Traverse Z71 Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2019 Land Rover Range Rover Sport Supercharged Dynamic

Land Rover Range Rover Sport Supercharged Dynamic

2019 Land Rover Range Rover Sport Supercharged Dynamic Car Loan Estimate

2021 Lexus RX 350 Base

Lexus RX 350 Base

2021 Lexus RX 350 Base Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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