New York, NY Area Used Cars Under $40,000

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 25,000 miles, automatic transmission, and 28 MPG, 2.7L gas engine is for sale right now below $40K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,030
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Limited

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This low mileage certified used 2025 Hyundai SANTA FE Hybrid Limited FWD SUV below 23,000 miles, automatic transmission, and 28 MPG, 1.6L hybrid engine is for sale right now below $37K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$36,020
Est. Payment:	$673.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,274
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$36,020.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,205.24
Avg. DMV Fee	86.00
Cash Sale Price	$39,386.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,386.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,020.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified preowned 2023 BMW 3 Series 330i xDrive AWD sedan below 12,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,943
Est. Payment:	$709.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,399
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,376.00
Avg. DMV Fee	86.00
Cash Sale Price	$41,480.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,480.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Pathfinder Platinum

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This low mileage preowned 2023 Nissan Pathfinder Platinum AWD SUV under 28,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $38K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,700
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Durango R/T

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This low mileage preowned 2022 Dodge Durango R/T AWD SUV below 23,000 miles, automatic transmission, and 28 MPG, 5.7L gas engine is for sale right now below $37K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$36,300
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,116
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$36,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,230.10
Avg. DMV Fee	86.00
Cash Sale Price	$39,691.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,691.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$679.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G70 3.3T Standard

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This low mileage second hand 2023 Genesis G70 3.3T Standard RWD sedan below 14,000 miles, automatic transmission, and 28 MPG, 3.3L gas engine is for sale right now under $40K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$39,995
Est. Payment:	$748.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,705
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.22
Avg. DMV Fee	86.00
Cash Sale Price	$43,714.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,714.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage used 2025 Nissan Pathfinder SL AWD SUV under 4,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $38K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$37,492
Est. Payment:	$701.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,315
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$37,492.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,335.95
Avg. DMV Fee	86.00
Cash Sale Price	$40,988.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,988.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON Limited

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This low mileage second hand 2022 Hyundai TUCSON Limited AWD SUV under 43,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $39K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$38,585
Est. Payment:	$721.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,132
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$38,585.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,433.01
Avg. DMV Fee	86.00
Cash Sale Price	$42,179.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,179.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,585.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV under 26,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,487
Est. Payment:	$701.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,633
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,487.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,335.51
Avg. DMV Fee	86.00
Cash Sale Price	$40,983.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,983.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive

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This low mileage certified preowned 2023 BMW 4 Series 430i xDrive AWD coupe under 27,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,943
Est. Payment:	$709.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,721
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,376.00
Avg. DMV Fee	86.00
Cash Sale Price	$41,480.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,480.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.78

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Silverado 1500 LT

2025 Hyundai SANTA FE Hybrid Limited

2023 BMW 3 Series 330i xDrive

2023 Nissan Pathfinder Platinum

2022 Dodge Durango R/T

2023 Genesis G70 3.3T Standard

2025 Nissan Pathfinder SL

2022 Hyundai TUCSON Limited

2024 BMW X3 xDrive30i

2023 BMW 4 Series 430i xDrive

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2025 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2023 Nissan Pathfinder Platinum Car Loan Estimate

2022 Dodge Durango R/T

Dodge Durango R/T

2022 Dodge Durango R/T Car Loan Estimate

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2022 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2022 Hyundai TUCSON Limited Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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