New York, NY Area Used Cars Under $40,000

2022 BMW X4 xDrive30i

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This low mileage second hand 2022 BMW X4 xDrive30i AWD SUV under 41,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$36,100
Est. Payment:	$675.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,563
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$36,100.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,212.34
Avg. DMV Fee	86.00
Cash Sale Price	$39,473.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,473.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$675.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV under 11,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,500
Est. Payment:	$738.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,638
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.26
Avg. DMV Fee	86.00
Cash Sale Price	$43,175.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,175.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage used 2023 Chevrolet Traverse RS 4x4 SUV below 28,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $36K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,811
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 26,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,487
Est. Payment:	$701.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,633
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,487.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,335.51
Avg. DMV Fee	86.00
Cash Sale Price	$40,983.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,983.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV under 10,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $38K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$37,500
Est. Payment:	$701.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,605
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.66
Avg. DMV Fee	86.00
Cash Sale Price	$40,997.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,997.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$701.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV under 41,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,583
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage second hand 2025 BMW 2 Series 230i xDrive AWD coupe below 1,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$671.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	583
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.58
Avg. DMV Fee	86.00
Cash Sale Price	$39,255.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,255.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT5 Premium Luxury

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This low mileage preowned 2023 Cadillac CT5 Premium Luxury AWD sedan below 42,000 miles, automatic transmission, and 25 MPG, 3.0L gas engine is for sale right now below $36K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$673.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,932
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,359.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Tradesman

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This low mileage second hand 2022 Ram 2500 Tradesman 4x4 pickup below 32,000 miles, automatic transmission, and 25 MPG, 6.4L gas engine is for sale right now below $37K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$36,300
Est. Payment:	$679.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,866
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$36,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,230.10
Avg. DMV Fee	86.00
Cash Sale Price	$39,691.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,691.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV under 44,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$729.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,636
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.77
Avg. DMV Fee	86.00
Cash Sale Price	$42,629.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,629.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2022 BMW X4 xDrive30i

2024 BMW X3 xDrive30i

2023 Chevrolet Traverse RS

2024 BMW X3 xDrive30i

2024 Hyundai SANTA FE Calligraphy

2023 BMW X3 xDrive30i

2025 BMW 2 Series 230i xDrive

2023 Cadillac CT5 Premium Luxury

2022 Ram 2500 Tradesman

2023 BMW X3 xDrive30i

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater New York Area

Metro New York Secondhand Used Vehicles Priced Below $40,000

2022 BMW X4 xDrive30i

BMW X4 xDrive30i

2022 BMW X4 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

2023 Cadillac CT5 Premium Luxury

Cadillac CT5 Premium Luxury

2023 Cadillac CT5 Premium Luxury Car Loan Estimate

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

Greater New York Area Cities with Used Cars for Sale Below $40K

Metro New York Area Counties with Used Cars for Sale Below $40,000

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