Metro Chattanooga, TN Area Used Cars Under $400 a Month

2025 Nissan Kicks S

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This low mileage used 2025 Nissan Kicks S FWD hatchback under 16,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,904
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$22,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$386.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Subaru Crosstrek 2.0i Base

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This high mileage second hand 2017 Subaru Crosstrek 2.0i Base AWD SUV under 174,000 miles, manual transmission, and 28 MPG, 2.0L gas engine is for sale right now below $7K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$6,999
Est. Payment:	$302.29 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	174,406
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$6,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	749.90
Avg. DMV Fee	35.00
Cash Sale Price	$8,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$302.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $6,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Taos S

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This low mileage used 2023 Volkswagen Taos S FWD SUV below 19,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now under $20K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$19,992
Est. Payment:	$386.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,617
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$19,992.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,049.20
Avg. DMV Fee	35.00
Cash Sale Price	$22,576.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,576.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$386.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul S

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This low mileage second hand 2024 Kia Soul S FWD hatchback under 56,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$19,757
Est. Payment:	$409.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,202
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$19,757.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,025.70
Avg. DMV Fee	35.00
Cash Sale Price	$22,317.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,317.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$409.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,757.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Rogue S

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This above average mileage second hand 2019 Nissan Rogue S FWD SUV below 98,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $13K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$12,874
Est. Payment:	$397.77 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,545
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$12,874.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,337.40
Avg. DMV Fee	35.00
Cash Sale Price	$14,746.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,746.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$397.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Forte LXS

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This high mileage used 2019 Kia Forte LXS FWD sedan under 143,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $8K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$7,707
Est. Payment:	$330.71 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	143,081
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$7,707.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	820.70
Avg. DMV Fee	35.00
Cash Sale Price	$9,062.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,062.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$330.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,707.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Honda Odyssey LX

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This high mileage second hand 2012 Honda Odyssey LX FWD minivan below 190,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $8K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$7,797
Est. Payment:	$334.32 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	190,211
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$7,797.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	829.70
Avg. DMV Fee	35.00
Cash Sale Price	$9,161.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,161.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$334.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $7,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Nissan Altima 2.5 Platinum

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This low mileage preowned 2020 Nissan Altima 2.5 Platinum FWD sedan below 42,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $19K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$18,950
Est. Payment:	$366.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,586
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$18,950.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,945.00
Avg. DMV Fee	35.00
Cash Sale Price	$21,430.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,430.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$366.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Soul S

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This above average mileage second hand 2022 Kia Soul S FWD hatchback below 92,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $12K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$11,783
Est. Payment:	$365.40 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,495
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$11,783.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,228.30
Avg. DMV Fee	35.00
Cash Sale Price	$13,546.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,546.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$365.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,783.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford EcoSport SE

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This above average mileage used 2021 Ford EcoSport SE FWD wagon below 92,000 miles, automatic transmission, and 28 MPG, 1.0L gas engine is for sale right now under $12K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$11,848
Est. Payment:	$367.33 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,838
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$11,848.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,234.80
Avg. DMV Fee	35.00
Cash Sale Price	$13,617.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,617.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$367.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles with Payments Under $400 / Month

2025 Nissan Kicks S

2017 Subaru Crosstrek 2.0i Base

2023 Volkswagen Taos S

2024 Kia Soul S

2019 Nissan Rogue S

2019 Kia Forte LXS

2012 Honda Odyssey LX

2020 Nissan Altima 2.5 Platinum

2022 Kia Soul S

2021 Ford EcoSport SE

Greater Chattanooga Area Cities with Used Cars for Sale Below $400 / Month

Metro Chattanooga Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles with Payments Under $400 / Month

2025 Nissan Kicks S

Nissan Kicks S

2025 Nissan Kicks S Car Loan Estimate

2017 Subaru Crosstrek 2.0i Base

Subaru Crosstrek 2.0i Base

2017 Subaru Crosstrek 2.0i Base Car Loan Estimate

2023 Volkswagen Taos S

Volkswagen Taos S

2023 Volkswagen Taos S Car Loan Estimate

2024 Kia Soul S

Kia Soul S

2024 Kia Soul S Car Loan Estimate

2019 Nissan Rogue S

Nissan Rogue S

2019 Nissan Rogue S Car Loan Estimate

2019 Kia Forte LXS

Kia Forte LXS

2019 Kia Forte LXS Car Loan Estimate

2012 Honda Odyssey LX

Honda Odyssey LX

2012 Honda Odyssey LX Car Loan Estimate

2020 Nissan Altima 2.5 Platinum

Nissan Altima 2.5 Platinum

2020 Nissan Altima 2.5 Platinum Car Loan Estimate

2022 Kia Soul S

Kia Soul S

2022 Kia Soul S Car Loan Estimate

2021 Ford EcoSport SE

Ford EcoSport SE

2021 Ford EcoSport SE Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $400 / Month

Metro Chattanooga Area Counties with Used Cars for Sale Below $400 / Month

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