Metro Chattanooga, TN Area Used Cars Under $650 a Month

2022 BMW X3 xDrive30i

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This low mileage preowned 2022 BMW X3 xDrive30i AWD SUV under 37,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $34K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$33,995
Est. Payment:	$649.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,550
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$37,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$649.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage second hand 2026 Chevrolet Equinox LT 4x4 SUV under 5,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now below $34K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$33,995
Est. Payment:	$649.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,906
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$37,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$649.89

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA Hybrid SEL

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This low mileage certified used 2024 Hyundai SONATA Hybrid SEL FWD sedan under 5,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $33K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$32,995
Est. Payment:	$631.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,803
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,349.50
Avg. DMV Fee	35.00
Cash Sale Price	$36,879.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,879.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$631.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Prius Limited

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This low mileage preowned 2024 Toyota Prius Limited AWD hatchback below 12,000 miles, cvt transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $35K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$34,995
Est. Payment:	$668.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,690
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,549.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,079.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,079.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA Hybrid SEL

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This low mileage certified second hand 2024 Hyundai SONATA Hybrid SEL FWD sedan under 5,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $33K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$32,995
Est. Payment:	$631.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,836
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,349.50
Avg. DMV Fee	35.00
Cash Sale Price	$36,879.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,879.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$631.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas Cross Sport SE 4Motion

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This low mileage used 2025 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV under 27,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $35K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$34,999
Est. Payment:	$668.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,994
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$34,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,549.90
Avg. DMV Fee	35.00
Cash Sale Price	$39,083.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,083.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$668.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Maverick XL

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This high mileage preowned 2022 Ford Maverick XL FWD pickup under 115,000 miles, automatic transmission, and 28 MPG, 2.5L hybrid engine is for sale right now under $19K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$18,815
Est. Payment:	$658.38 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,798
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$18,815.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,931.50
Avg. DMV Fee	35.00
Cash Sale Price	$21,281.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,281.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$658.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,815.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival LX

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This below average mileage preowned 2024 Kia Carnival LX FWD minivan under 65,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $30K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$30,000
Est. Payment:	$667.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,608
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$30,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$33,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$667.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup under 23,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now below $36K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$35,371
Est. Payment:	$675.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,118
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$35,371.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,587.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,493.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,493.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage preowned 2025 Ford Bronco Sport Outer Banks AWD SUV under 2,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now below $35K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$34,600
Est. Payment:	$661.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,210
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$34,600.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,510.00
Avg. DMV Fee	35.00
Cash Sale Price	$38,645.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,645.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles with Payments Under $650 / Month

2022 BMW X3 xDrive30i

2026 Chevrolet Equinox LT

2024 Hyundai SONATA Hybrid SEL

2024 Toyota Prius Limited

2024 Hyundai SONATA Hybrid SEL

2025 Volkswagen Atlas Cross Sport SE 4Motion

2022 Ford Maverick XL

2024 Kia Carnival LX

2024 Ford Ranger XLT

2025 Ford Bronco Sport Outer Banks

Greater Chattanooga Area Cities with Used Cars for Sale Below $650 / Month

Metro Chattanooga Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles with Payments Under $650 / Month

2022 BMW X3 xDrive30i

BMW X3 xDrive30i

2022 BMW X3 xDrive30i Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2024 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2024 Hyundai SONATA Hybrid SEL Car Loan Estimate

2024 Toyota Prius Limited

Toyota Prius Limited

2024 Toyota Prius Limited Car Loan Estimate

2024 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2024 Hyundai SONATA Hybrid SEL Car Loan Estimate

2025 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2025 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2022 Ford Maverick XL

Ford Maverick XL

2022 Ford Maverick XL Car Loan Estimate

2024 Kia Carnival LX

Kia Carnival LX

2024 Kia Carnival LX Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $650 / Month

Metro Chattanooga Area Counties with Used Cars for Sale Below $650 / Month

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