Metro Chattanooga, TN Area Used Cars Under $650 a Month

2026 Chevrolet Equinox LT

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This low mileage used 2026 Chevrolet Equinox LT 4X4 SUV under 5,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $34K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$33,995
Est. Payment:	$649.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,906
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$37,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$649.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Prius Limited

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This low mileage used 2024 Toyota Prius Limited AWD hatchback below 12,000 miles, cvt transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $35K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$34,995
Est. Payment:	$668.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,690
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,549.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,079.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,079.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$668.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA Hybrid SEL

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This low mileage second hand 2024 Hyundai SONATA Hybrid SEL FWD sedan below 5,000 miles, a transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $33K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$32,995
Est. Payment:	$631.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,803
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,349.50
Avg. DMV Fee	35.00
Cash Sale Price	$36,879.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,879.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$631.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X3 xDrive30i

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This low mileage second hand 2022 BMW X3 xDrive30i AWD SUV below 37,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $34K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$33,995
Est. Payment:	$649.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,550
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$37,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$649.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA Hybrid SEL

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This low mileage second hand 2024 Hyundai SONATA Hybrid SEL FWD sedan below 5,000 miles, a transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $33K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$32,995
Est. Payment:	$631.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,836
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,349.50
Avg. DMV Fee	35.00
Cash Sale Price	$36,879.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,879.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$631.06

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV under 18,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $33K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$32,995
Est. Payment:	$631.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,452
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$32,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,349.50
Avg. DMV Fee	35.00
Cash Sale Price	$36,879.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,879.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$631.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Blazer RS

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This low mileage second hand 2022 Chevrolet Blazer RS FWD SUV under 17,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now under $35K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$34,995
Est. Payment:	$668.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,761
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$34,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,549.50
Avg. DMV Fee	35.00
Cash Sale Price	$39,079.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,079.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Telluride EX

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This average mileage second hand 2021 Kia Telluride EX FWD SUV under 83,000 miles, a transmission, and 25 MPG, 3.8L gas engine is for sale right now below $25K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$24,408
Est. Payment:	$658.59 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,488
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$24,408.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	2,490.80
Avg. DMV Fee	35.00
Cash Sale Price	$27,433.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,433.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$658.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,408.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Hybrid Active

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This high mileage preowned 2023 Ford Escape Hybrid Active AWD SUV below 111,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now below $19K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$18,999
Est. Payment:	$664.64 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,477
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	1,949.90
Avg. DMV Fee	35.00
Cash Sale Price	$21,483.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,483.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$664.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

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This low mileage used 2023 Ford Explorer Limited RWD SUV below 42,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now under $34K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$33,999
Est. Payment:	$649.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,216
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,449.90
Avg. DMV Fee	35.00
Cash Sale Price	$37,983.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,983.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$649.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles with Payments Under $650 / Month

2026 Chevrolet Equinox LT

2024 Toyota Prius Limited

2024 Hyundai SONATA Hybrid SEL

2022 BMW X3 xDrive30i

2024 Hyundai SONATA Hybrid SEL

2024 Ford Edge SEL

2022 Chevrolet Blazer RS

2021 Kia Telluride EX

2023 Ford Escape Hybrid Active

2023 Ford Explorer Limited

Greater Chattanooga Area Cities with Used Cars for Sale Below $650 / Month

Metro Chattanooga Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles with Payments Under $650 / Month

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2024 Toyota Prius Limited

Toyota Prius Limited

2024 Toyota Prius Limited Car Loan Estimate

2024 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2024 Hyundai SONATA Hybrid SEL Car Loan Estimate

2022 BMW X3 xDrive30i

BMW X3 xDrive30i

2022 BMW X3 xDrive30i Car Loan Estimate

2024 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2024 Hyundai SONATA Hybrid SEL Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2022 Chevrolet Blazer RS

Chevrolet Blazer RS

2022 Chevrolet Blazer RS Car Loan Estimate

2021 Kia Telluride EX

Kia Telluride EX

2021 Kia Telluride EX Car Loan Estimate

2023 Ford Escape Hybrid Active

Ford Escape Hybrid Active

2023 Ford Escape Hybrid Active Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $650 / Month

Metro Chattanooga Area Counties with Used Cars for Sale Below $650 / Month

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