Chattanooga, TN Area Used Cars Under $55,000

2025 GMC Sierra 1500 SLT

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This low mileage preowned 2025 GMC Sierra 1500 SLT 4X4 pickup below 22,000 miles, a transmission, and 5.3L gas engine is for sale right now under $55K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$54,900
Est. Payment:	$1043.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,177
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$54,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,540.00
Avg. DMV Fee	35.00
Cash Sale Price	$60,975.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,975.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1043.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage second hand 2024 Ford F-150 Lariat 4X4 pickup under 28,000 miles, a transmission, and 3.5L hybrid engine is for sale right now under $55K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$54,715
Est. Payment:	$1039.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,651
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$54,715.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,521.50
Avg. DMV Fee	35.00
Cash Sale Price	$60,771.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,771.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1039.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,715.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4X4 pickup below 47,000 miles, a transmission, and 3.5L hybrid engine is for sale right now under $51K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$50,999
Est. Payment:	$969.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,155
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$50,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,149.90
Avg. DMV Fee	35.00
Cash Sale Price	$56,683.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,683.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$969.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage second hand 2025 Ford Explorer Platinum AWD SUV below 10,000 miles, a transmission, and 2.3L gas engine is for sale right now under $51K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$50,995
Est. Payment:	$969.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,261
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,149.50
Avg. DMV Fee	35.00
Cash Sale Price	$56,679.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,679.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$969.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage preowned 2025 Ford Explorer Platinum AWD SUV under 19,000 miles, a transmission, and 3.0L gas engine is for sale right now below $52K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$51,990
Est. Payment:	$988.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,355
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,249.00
Avg. DMV Fee	35.00
Cash Sale Price	$57,774.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,774.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$988.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition MAX XLT

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This low mileage second hand 2024 Ford Expedition MAX XLT 4X4 SUV below 19,000 miles, a transmission, and 3.5L gas engine is for sale right now under $55K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$54,996
Est. Payment:	$1045.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,051
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$54,996.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,549.60
Avg. DMV Fee	35.00
Cash Sale Price	$61,080.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,080.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1045.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 2500 Big Horn

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This low mileage preowned 2025 Ram 2500 Big Horn 4X4 pickup below 42,000 miles, a transmission, and 6.7L diesel engine is for sale right now under $53K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$52,484
Est. Payment:	$997.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,781
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$52,484.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,298.40
Avg. DMV Fee	35.00
Cash Sale Price	$58,317.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,317.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$997.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,484.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-250 Super Duty XL

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This low mileage used 2024 Ford F-250 Super Duty XL 4X4 pickup below 9,000 miles, a transmission, and 6.8L flexible engine is for sale right now under $50K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$50,000
Est. Payment:	$951.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,821
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$55,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$951.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 9,000 miles, a transmission, and 5.0L flexible engine is for sale right now below $51K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$50,800
Est. Payment:	$966.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,491
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$50,800.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,130.00
Avg. DMV Fee	35.00
Cash Sale Price	$56,465.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,465.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$966.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage second hand 2025 Ford Mustang GT Premium RWD coupe below 19,000 miles, transmission, and 5.0L gas engine is for sale right now under $50K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$50,000
Est. Payment:	$951.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,778
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$55,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$951.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $55,000

2025 GMC Sierra 1500 SLT

2024 Ford F-150 Lariat

2023 Ford F-150 Lariat

2025 Ford Explorer Platinum

2025 Ford Explorer Platinum

2024 Ford Expedition MAX XLT

2025 Ram 2500 Big Horn

2024 Ford F-250 Super Duty XL

2023 Ford F-150 XLT

2025 Ford Mustang GT Premium

Greater Chattanooga Area Cities with Used Cars for Sale Below $55K

Metro Chattanooga Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $55,000

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2024 Ford Expedition MAX XLT

Ford Expedition MAX XLT

2024 Ford Expedition MAX XLT Car Loan Estimate

2025 Ram 2500 Big Horn

Ram 2500 Big Horn

2025 Ram 2500 Big Horn Car Loan Estimate

2024 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2024 Ford F-250 Super Duty XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $55K

Metro Chattanooga Area Counties with Used Cars for Sale Below $55,000

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