Chattanooga, TN Area Used Cars Under $55,000

2025 GMC Sierra 1500 SLT

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This low mileage used 2025 GMC Sierra 1500 SLT 4x4 pickup under 22,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $55K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$54,900
Est. Payment:	$1043.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,177
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$54,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,540.00
Avg. DMV Fee	35.00
Cash Sale Price	$60,975.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,975.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1043.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage second hand 2024 Ford F-150 Lariat 4x4 pickup under 29,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $53K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$53,000
Est. Payment:	$1007.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,100
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$53,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,350.00
Avg. DMV Fee	35.00
Cash Sale Price	$58,885.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,885.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1007.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Badlands

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This low mileage preowned 2025 Ford Bronco Badlands 4x4 SUV under 18,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $55K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1045.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,577
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,549.50
Avg. DMV Fee	35.00
Cash Sale Price	$61,079.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,079.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1045.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volvo XC90 B5 Plus Bright Theme 7P

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This low mileage second hand 2025 Volvo XC90 B5 Plus Bright Theme 7P AWD SUV under 28,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $53K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$52,153
Est. Payment:	$991.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,832
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$52,153.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,265.30
Avg. DMV Fee	35.00
Cash Sale Price	$57,953.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,953.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$991.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,153.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 2500 Big Horn

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This low mileage preowned 2025 Ram 2500 Big Horn 4x4 pickup below 42,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now below $53K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$52,984
Est. Payment:	$1007.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,781
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$52,984.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,348.40
Avg. DMV Fee	35.00
Cash Sale Price	$58,867.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,867.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1007.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage preowned 2025 Ford Explorer Platinum AWD SUV under 19,000 miles, automatic transmission, and 3.0L gas engine is for sale right now under $52K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$51,990
Est. Payment:	$988.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,355
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,249.00
Avg. DMV Fee	35.00
Cash Sale Price	$57,774.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,774.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$988.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage used 2025 Ford Explorer ST AWD SUV under 13,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $51K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$50,328
Est. Payment:	$957.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,653
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$50,328.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,082.80
Avg. DMV Fee	35.00
Cash Sale Price	$55,945.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,945.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$957.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,328.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ram 2500 Tradesman

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This low mileage used 2026 Ram 2500 Tradesman 4x4 pickup below 7,000 miles, automatic transmission, and 6.4L gas engine is for sale right now under $50K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$50,000
Est. Payment:	$951.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,110
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$55,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$951.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This low mileage used 2022 Ford F-150 King Ranch 4x4 pickup under 48,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $52K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$51,559
Est. Payment:	$980.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,082
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$51,559.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,205.90
Avg. DMV Fee	35.00
Cash Sale Price	$57,299.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,299.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$980.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,559.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 3500 Lone Star

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This low mileage used 2022 Ram 3500 Lone Star 4x4 pickup under 42,000 miles, transmission, and 6.7L diesel engine is for sale right now under $52K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$51,072
Est. Payment:	$971.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,645
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$51,072.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	5,157.20
Avg. DMV Fee	35.00
Cash Sale Price	$56,764.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,764.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,072.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $55,000

2025 GMC Sierra 1500 SLT

2024 Ford F-150 Lariat

2025 Ford Bronco Badlands

2025 Volvo XC90 B5 Plus Bright Theme 7P

2025 Ram 2500 Big Horn

2025 Ford Explorer Platinum

2025 Ford Explorer ST

2026 Ram 2500 Tradesman

2022 Ford F-150 King Ranch

2022 Ram 3500 Lone Star

Greater Chattanooga Area Cities with Used Cars for Sale Below $55K

Metro Chattanooga Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $55,000

2025 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2025 GMC Sierra 1500 SLT Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2025 Ford Bronco Badlands

Ford Bronco Badlands

2025 Ford Bronco Badlands Car Loan Estimate

2025 Volvo XC90 B5 Plus Bright Theme 7P

Volvo XC90 B5 Plus Bright Theme 7P

2025 Volvo XC90 B5 Plus Bright Theme 7P Car Loan Estimate

2025 Ram 2500 Big Horn

Ram 2500 Big Horn

2025 Ram 2500 Big Horn Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2026 Ram 2500 Tradesman

Ram 2500 Tradesman

2026 Ram 2500 Tradesman Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2022 Ram 3500 Lone Star

Ram 3500 Lone Star

2022 Ram 3500 Lone Star Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $55K

Metro Chattanooga Area Counties with Used Cars for Sale Below $55,000

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