Chattanooga, TN Area Used Cars Under $45,000

2020 Lexus GX 460 Base

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This below average mileage used 2020 Lexus GX 460 Base AWD SUV under 67,000 miles, a transmission, and 22 MPG, 4.6L gas engine is for sale right now below $42K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$41,900
Est. Payment:	$927.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,124
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,240.00
Avg. DMV Fee	35.00
Cash Sale Price	$46,675.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,675.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$927.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage second hand 2023 Chevrolet Traverse High Country 4X4 SUV below 20,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now below $44K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$43,995
Est. Payment:	$838.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,259
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$48,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$838.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 35,000 miles, a transmission, and 22 MPG, 5.0L flexible engine is for sale right now under $43K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$42,637
Est. Payment:	$812.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,022
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$42,637.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,313.70
Avg. DMV Fee	35.00
Cash Sale Price	$47,485.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,485.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$812.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,637.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Big Bend

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This low mileage used 2025 Ford Bronco Big Bend 4X4 SUV below 16,000 miles, transmission, and 22 MPG, 2.3L gas engine is for sale right now below $42K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$41,795
Est. Payment:	$796.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,195
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$41,795.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,229.50
Avg. DMV Fee	35.00
Cash Sale Price	$46,559.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,559.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$796.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4X4 pickup under 41,000 miles, a transmission, and 22 MPG, 3.5L hybrid engine is for sale right now below $45K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$44,296
Est. Payment:	$843.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,736
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$44,296.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,479.60
Avg. DMV Fee	35.00
Cash Sale Price	$49,310.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,310.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$843.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage second hand 2025 Ford Transit 250 RWD full-size under 31,000 miles, a transmission, and 22 MPG, 3.5L flexible engine is for sale right now under $44K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$43,072
Est. Payment:	$820.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,506
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$43,072.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,357.20
Avg. DMV Fee	35.00
Cash Sale Price	$47,964.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,964.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$820.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,072.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram ProMaster 2500 159 WB

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This below average mileage second hand 2020 Ram ProMaster 2500 159 WB FWD full-size under 68,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now below $40K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$40,000
Est. Payment:	$885.57 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,262
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$44,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$885.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5 Premium

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This low mileage preowned 2023 Toyota 4Runner SR5 Premium 4X4 SUV below 57,000 miles, a transmission, and 22 MPG, 4.0L gas engine is for sale right now below $44K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$43,600
Est. Payment:	$891.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,749
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$43,600.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,410.00
Avg. DMV Fee	35.00
Cash Sale Price	$48,545.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,545.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$891.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tundra SR5

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This low mileage used 2024 Toyota Tundra SR5 4X4 pickup under 36,000 miles, a transmission, and 22 MPG, 3.4L gas engine is for sale right now below $42K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$41,997
Est. Payment:	$800.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,980
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$41,997.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,249.70
Avg. DMV Fee	35.00
Cash Sale Price	$46,781.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,781.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$800.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Acadia AT4

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This low mileage used 2024 GMC Acadia AT4 4X4 SUV below 29,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $41K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$41,000
Est. Payment:	$781.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,968
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,150.00
Avg. DMV Fee	35.00
Cash Sale Price	$45,685.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,685.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$781.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $45,000

2020 Lexus GX 460 Base

2023 Chevrolet Traverse High Country

2023 Ford F-150 XLT

2025 Ford Bronco Big Bend

2025 Ford F-150 XLT

2025 Ford Transit 250

2020 Ram ProMaster 2500 159 WB

2023 Toyota 4Runner SR5 Premium

2024 Toyota Tundra SR5

2024 GMC Acadia AT4

Greater Chattanooga Area Cities with Used Cars for Sale Below $45K

Metro Chattanooga Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $45,000

2020 Lexus GX 460 Base

Lexus GX 460 Base

2020 Lexus GX 460 Base Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2020 Ram ProMaster 2500 159 WB

Ram ProMaster 2500 159 WB

2020 Ram ProMaster 2500 159 WB Car Loan Estimate

2023 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2023 Toyota 4Runner SR5 Premium Car Loan Estimate

2024 Toyota Tundra SR5

Toyota Tundra SR5

2024 Toyota Tundra SR5 Car Loan Estimate

2024 GMC Acadia AT4

GMC Acadia AT4

2024 GMC Acadia AT4 Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $45K

Metro Chattanooga Area Counties with Used Cars for Sale Below $45,000

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