Chattanooga, TN Area Used Cars Under $45,000

2020 Lexus GX 460 Base

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This below average mileage used 2020 Lexus GX 460 Base AWD SUV under 67,000 miles, automatic transmission, and 17 MPG, 4.6L gas engine is for sale right now under $42K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$41,900
Est. Payment:	$927.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,124
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,240.00
Avg. DMV Fee	35.00
Cash Sale Price	$46,675.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,675.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$927.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage used 2023 Chevrolet Traverse High Country 4x4 SUV below 20,000 miles, automatic transmission, and 17 MPG, 3.6L gas engine is for sale right now below $44K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$43,995
Est. Payment:	$838.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,259
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$48,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$838.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus GX 460 Base

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This high mileage used 2022 Lexus GX 460 Base AWD SUV below 105,000 miles, automatic transmission, and 17 MPG, 4.6L gas engine is for sale right now below $43K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$42,550
Est. Payment:	$1466.08 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,695
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$42,550.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,305.00
Avg. DMV Fee	35.00
Cash Sale Price	$47,390.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,390.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1466.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 35,000 miles, automatic transmission, and 17 MPG, 5.0L gas engine is for sale right now below $44K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$43,788
Est. Payment:	$834.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,022
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$43,788.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,428.80
Avg. DMV Fee	35.00
Cash Sale Price	$48,751.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,751.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$834.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 46,000 miles, automatic transmission, and 17 MPG, 5.0L gas engine is for sale right now below $43K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$42,500
Est. Payment:	$809.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,424
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,300.00
Avg. DMV Fee	35.00
Cash Sale Price	$47,335.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,335.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$809.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 31,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $45K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$44,995
Est. Payment:	$856.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,374
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,549.50
Avg. DMV Fee	35.00
Cash Sale Price	$50,079.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,079.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$856.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage second hand 2024 Toyota Tacoma SR5 4x4 pickup below 21,000 miles, automatic transmission, and 17 MPG, 2.4L gas engine is for sale right now under $42K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$41,995
Est. Payment:	$800.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,373
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,249.50
Avg. DMV Fee	35.00
Cash Sale Price	$46,779.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,779.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$800.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 26,000 miles, automatic transmission, and 17 MPG, 3.5L hybrid engine is for sale right now below $44K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$43,995
Est. Payment:	$838.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,267
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$48,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$838.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 11,000 miles, automatic transmission, and 17 MPG, 2.3L gas engine is for sale right now under $44K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$43,995
Est. Payment:	$838.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,352
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,449.50
Avg. DMV Fee	35.00
Cash Sale Price	$48,979.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,979.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$838.11

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Raptor

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This high mileage preowned 2020 Ford F-150 Raptor 4x4 pickup below 133,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now below $42K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$41,816
Est. Payment:	$1699.85 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	133,250
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$41,816.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,231.60
Avg. DMV Fee	35.00
Cash Sale Price	$46,582.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,582.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1699.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,816.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $45,000

2020 Lexus GX 460 Base

2023 Chevrolet Traverse High Country

2022 Lexus GX 460 Base

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 Lariat

2024 Toyota Tacoma SR5

2023 Ford F-150 Platinum

2025 Ford Explorer ST-Line

2020 Ford F-150 Raptor

Greater Chattanooga Area Cities with Used Cars for Sale Below $45K

Metro Chattanooga Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $45,000

2020 Lexus GX 460 Base

Lexus GX 460 Base

2020 Lexus GX 460 Base Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

2022 Lexus GX 460 Base

Lexus GX 460 Base

2022 Lexus GX 460 Base Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2020 Ford F-150 Raptor

Ford F-150 Raptor

2020 Ford F-150 Raptor Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $45K

Metro Chattanooga Area Counties with Used Cars for Sale Below $45,000

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