Chattanooga, TN Area Used Cars Under $40,000

2024 Toyota RAV4 Adventure

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This low mileage second hand 2024 Toyota RAV4 Adventure AWD SUV below 19,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $37K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$36,995
Est. Payment:	$706.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,975
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,279.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner SR5

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This low mileage preowned 2023 Toyota 4Runner SR5 4x4 SUV below 59,000 miles, automatic transmission, and 18 MPG, 4.0L gas engine is for sale right now under $37K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$36,541
Est. Payment:	$748.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,541
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$36,541.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,704.10
Avg. DMV Fee	35.00
Cash Sale Price	$40,780.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,780.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$748.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,541.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage preowned 2025 Hyundai PALISADE XRT AWD SUV below 31,000 miles, automatic transmission, and 18 MPG, 3.8L gas engine is for sale right now below $40K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$39,109
Est. Payment:	$746.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,522
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$39,109.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,960.90
Avg. DMV Fee	35.00
Cash Sale Price	$43,604.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,604.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,109.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Base

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This low mileage preowned 2025 Ford Bronco Base 4x4 SUV under 20,000 miles, transmission, and 18 MPG, 2.3L gas engine is for sale right now under $37K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$706.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,036
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,279.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL RWD pickup below 53,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now below $35K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$35,000
Est. Payment:	$717.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,001
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,550.00
Avg. DMV Fee	35.00
Cash Sale Price	$39,085.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,085.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$717.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This average mileage second hand 2022 Ford F-350 Super Duty XL RWD pickup below 74,000 miles, automatic transmission, and 18 MPG, 6.2L gas engine is for sale right now below $40K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$39,291
Est. Payment:	$950.68 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,644
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$39,291.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,979.10
Avg. DMV Fee	35.00
Cash Sale Price	$43,805.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,805.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$950.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Lincoln Nautilus Black Label

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This low mileage second hand 2019 Lincoln Nautilus Black Label FWD SUV below 0,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $40K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$762.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	221
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 41,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $40K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$39,025
Est. Payment:	$744.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,493
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$39,025.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,952.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,512.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,512.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,025.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage used 2024 Toyota Tacoma SR5 RWD pickup below 33,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $39K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$38,898
Est. Payment:	$742.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,676
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$38,898.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,939.80
Avg. DMV Fee	35.00
Cash Sale Price	$43,372.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,372.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 AT4

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This above average mileage used 2019 GMC Sierra 1500 AT4 4x4 pickup below 95,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $37K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$1110.66 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,190
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,740.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,175.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,175.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1110.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

2023 Toyota 4Runner SR5

2025 Hyundai PALISADE XRT

2025 Ford Bronco Base

2023 Ford F-150 XL

2022 Ford F-350 Super Duty XL

2019 Lincoln Nautilus Black Label

2023 Ford F-150 XL

2024 Toyota Tacoma SR5

2019 GMC Sierra 1500 AT4

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

2023 Toyota 4Runner SR5

Toyota 4Runner SR5

2023 Toyota 4Runner SR5 Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2025 Ford Bronco Base

Ford Bronco Base

2025 Ford Bronco Base Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2019 Lincoln Nautilus Black Label

Lincoln Nautilus Black Label

2019 Lincoln Nautilus Black Label Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2019 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2019 GMC Sierra 1500 AT4 Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

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