Chattanooga, TN Area Used Cars Under $40,000

2024 Toyota RAV4 Adventure

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This low mileage second hand 2024 Toyota RAV4 Adventure AWD SUV below 19,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $37K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$36,995
Est. Payment:	$706.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,975
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,279.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage preowned 2025 Hyundai SANTA FE SEL FWD SUV under 0,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $40K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$39,400
Est. Payment:	$751.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$39,400.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,990.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,925.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,925.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$751.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Off-Road

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This below average mileage second hand 2023 Toyota Tacoma TRD Off-Road 4X2 pickup under 65,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $36K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$35,898
Est. Payment:	$795.95 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,451
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$35,898.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,639.80
Avg. DMV Fee	35.00
Cash Sale Price	$40,072.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,072.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$795.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage used 2023 Jeep Gladiator Rubicon 4X4 pickup under 32,000 miles, transmission, and 21 MPG, 3.6L gas engine is for sale right now below $40K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$40,000
Est. Payment:	$762.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,145
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$44,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe High Country

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This high mileage used 2021 Chevrolet Tahoe High Country 4X2 SUV below 118,000 miles, a transmission, and 21 MPG, 6.2L gas engine is for sale right now under $37K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$36,382
Est. Payment:	$1256.19 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,292
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$36,382.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,688.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,605.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,605.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1256.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,382.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4X2 pickup under 43,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $39K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$744.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,198
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,949.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,479.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,479.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 Pro

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This low mileage preowned 2025 GMC Sierra 1500 Pro 4X4 pickup under 24,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $38K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$37,494
Est. Payment:	$715.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,565
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$37,494.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,799.40
Avg. DMV Fee	35.00
Cash Sale Price	$41,828.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,828.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Challenger R/T

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This low mileage second hand 2023 Dodge Challenger R/T RWD coupe under 14,000 miles, transmission, and 21 MPG, 5.7L gas engine is for sale right now below $37K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$706.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,849
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,750.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,285.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,285.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition XLT

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This high mileage used 2024 Ford Expedition XLT 4X4 SUV below 103,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $37K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$36,252
Est. Payment:	$1251.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,661
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$36,252.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,675.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,462.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,462.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1251.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,252.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Enclave Avenir

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This low mileage second hand 2023 Buick Enclave Avenir 4X4 SUV below 52,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $38K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$37,767
Est. Payment:	$773.50 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,343
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$37,767.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,826.70
Avg. DMV Fee	35.00
Cash Sale Price	$42,128.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,128.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$773.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,767.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

2025 Hyundai SANTA FE SEL

2023 Toyota Tacoma TRD Off-Road

2023 Jeep Gladiator Rubicon

2021 Chevrolet Tahoe High Country

2023 Ford F-150 XL

2025 GMC Sierra 1500 Pro

2023 Dodge Challenger R/T

2024 Ford Expedition XLT

2023 Buick Enclave Avenir

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2023 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2023 Toyota Tacoma TRD Off-Road Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2021 Chevrolet Tahoe High Country

Chevrolet Tahoe High Country

2021 Chevrolet Tahoe High Country Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2025 GMC Sierra 1500 Pro Car Loan Estimate

2023 Dodge Challenger R/T

Dodge Challenger R/T

2023 Dodge Challenger R/T Car Loan Estimate

2024 Ford Expedition XLT

Ford Expedition XLT

2024 Ford Expedition XLT Car Loan Estimate

2023 Buick Enclave Avenir

Buick Enclave Avenir

2023 Buick Enclave Avenir Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

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