Chattanooga, TN Area Used Cars Under $40,000

2025 Hyundai SANTA FE SEL

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This low mileage second hand 2025 Hyundai SANTA FE SEL FWD SUV below 0,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now below $40K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$39,400
Est. Payment:	$992.24 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Cleveland, TN
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$39,400.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,990.00
Avg. DMV Fee	35.00
Cash Sale Price	$43,925.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$42,591.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$992.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Toyota RAV4 Adventure

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This low mileage preowned 2024 Toyota RAV4 Adventure AWD SUV under 19,000 miles, a transmission, and 18 MPG, 2.5L gas engine is for sale right now under $37K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$36,995
Est. Payment:	$931.67 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,975
Location:	Cleveland, TN
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$39,991.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$931.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Honda Pilot Touring

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This low mileage used 2024 Honda Pilot Touring AWD SUV under 49,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now below $40K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$39,575
Est. Payment:	$996.64 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	48,636
Location:	Chattanooga, TN
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$39,575.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,007.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,117.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$42,780.58
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$996.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford F-350 Super Duty XLT

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This high mileage preowned 2021 Ford F-350 Super Duty XLT 4X4 pickup below 133,000 miles, a transmission, and 18 MPG, 6.7L diesel engine is for sale right now below $40K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$39,696
Est. Payment:	$1,805.00 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	133,445
Location:	Dalton, GA
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$39,696.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,019.60
Avg. DMV Fee	35.00
Cash Sale Price	$44,250.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$42,911.38
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$1,805.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,696.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Jeep Gladiator Mojave

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This below average mileage second hand 2022 Jeep Gladiator Mojave 4X4 pickup under 69,000 miles, transmission, and 18 MPG, 3.6L gas engine is for sale right now under $37K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$36,995
Est. Payment:	$1,034.33 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,505
Location:	Chatsworth, GA
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$39,991.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$1,034.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line AWD SUV under 31,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $37K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$36,925
Est. Payment:	$929.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	30,869
Location:	Chattanooga, TN
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$36,925.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,742.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,202.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$39,915.93
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$929.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Lincoln Corsair Premiere

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This low mileage second hand 2025 Lincoln Corsair Premiere AWD SUV below 15,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now below $40K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$39,995
Est. Payment:	$1,007.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15,311
Location:	Chatsworth, GA
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$43,234.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,007.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe High Country

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This high mileage used 2021 Chevrolet Tahoe High Country 4X2 SUV under 118,000 miles, a transmission, and 18 MPG, 6.2L gas engine is for sale right now under $37K at Marshal Mize Ford Inc in Hixson, TN. ...View More Details

Sales Price:	$36,382
Est. Payment:	$1,438.86 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	118,292
Location:	Hixson, TN
Estimated Cash Down:	$1,300

Item	Amount
Used Car Price⁽¹⁾	$36,382.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,688.20
Avg. DMV Fee	35.00
Cash Sale Price	$40,605.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,300.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,300.00
Total Loan Amount	$39,328.94
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$1,438.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,382.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Edge ST

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This low mileage used 2024 Ford Edge ST AWD SUV below 24,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now under $39K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$982.04 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,035
Location:	Chatsworth, GA
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,949.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,479.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$42,153.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$982.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 AT4

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This above average mileage second hand 2019 GMC Sierra 1500 AT4 4X4 pickup below 91,000 miles, a transmission, and 18 MPG, 5.3L gas engine is for sale right now under $39K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$38,400
Est. Payment:	$1,357.65 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	90,651
Location:	Chattanooga, TN
Estimated Cash Down:	$1,400

Item	Amount
Used Car Price⁽¹⁾	$38,400.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,890.00
Avg. DMV Fee	35.00
Cash Sale Price	$42,825.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,400.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,400.00
Total Loan Amount	$41,510.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Finance Payment	$1,357.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 42 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE SEL

2024 Toyota RAV4 Adventure

2024 Honda Pilot Touring

2021 Ford F-350 Super Duty XLT

2022 Jeep Gladiator Mojave

2025 Ford Explorer ST-Line

2025 Lincoln Corsair Premiere

2021 Chevrolet Tahoe High Country

2024 Ford Edge ST

2019 GMC Sierra 1500 AT4

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Poor Credit Auto Finance Estimate

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Poor Credit Auto Loan Estimate

2024 Honda Pilot Touring

Honda Pilot Touring

2024 Honda Pilot Touring Poor Credit Auto Loan Estimate

2021 Ford F-350 Super Duty XLT

Ford F-350 Super Duty XLT

2021 Ford F-350 Super Duty XLT Poor Credit Car Loan Estimate

2022 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2022 Jeep Gladiator Mojave Poor Credit Auto Finance Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Poor Credit Auto Finance Estimate

2025 Lincoln Corsair Premiere

Lincoln Corsair Premiere

2025 Lincoln Corsair Premiere Poor Credit Car Finance Estimate

2021 Chevrolet Tahoe High Country

Chevrolet Tahoe High Country

2021 Chevrolet Tahoe High Country Poor Credit Car Loan Estimate

2024 Ford Edge ST

Ford Edge ST

2024 Ford Edge ST Poor Credit Car Loan Estimate

2019 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2019 GMC Sierra 1500 AT4 Poor Credit Car Finance Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

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