Chattanooga, TN Area Used Cars Under $40,000

2024 Toyota RAV4 Adventure

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This low mileage used 2024 Toyota RAV4 Adventure AWD SUV under 19,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $37K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$36,995
Est. Payment:	$706.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,975
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,279.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$706.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lariat

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This low mileage second hand 2025 Ford Maverick Lariat AWD pickup under 14,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $36K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$35,776
Est. Payment:	$683.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,850
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$35,776.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,627.60
Avg. DMV Fee	35.00
Cash Sale Price	$39,938.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,938.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$683.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Gladiator Mojave

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This low mileage second hand 2021 Jeep Gladiator Mojave 4x4 pickup below 23,000 miles, transmission, and 3.6L gas engine is for sale right now under $39K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$38,999
Est. Payment:	$744.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,001
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,949.90
Avg. DMV Fee	35.00
Cash Sale Price	$43,483.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,483.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge ST

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This low mileage second hand 2024 Ford Edge ST AWD SUV below 24,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $39K at Chatsworth Ford in Chatsworth, GA. ...View More Details

Sales Price:	$38,995
Est. Payment:	$744.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,035
Location:	Chatsworth, GA

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,949.50
Avg. DMV Fee	35.00
Cash Sale Price	$43,479.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,479.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Tradesman

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This high mileage second hand 2020 Ram 2500 Tradesman 4x4 pickup below 103,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $38K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$37,050
Est. Payment:	$1278.92 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,005
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$37,050.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,755.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,340.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,340.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1278.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,050.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT 4x4 pickup under 23,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $36K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$35,371
Est. Payment:	$675.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,118
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$35,371.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,587.10
Avg. DMV Fee	35.00
Cash Sale Price	$39,493.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,493.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$675.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,371.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This average mileage preowned 2021 Ford F-150 Lariat 4x4 pickup below 89,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $35K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$35,000
Est. Payment:	$938.30 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,082
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,550.00
Avg. DMV Fee	35.00
Cash Sale Price	$39,085.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,085.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$938.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 31,000 miles, automatic transmission, and 2.3L gas engine is for sale right now below $40K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$39,592
Est. Payment:	$755.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,050
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$39,592.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,009.20
Avg. DMV Fee	35.00
Cash Sale Price	$44,136.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,136.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$755.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,592.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 High Country

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This average mileage second hand 2021 Chevrolet Silverado 1500 High Country 4x4 pickup under 75,000 miles, automatic transmission, and 3.0L diesel engine is for sale right now under $37K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$36,500
Est. Payment:	$884.05 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,515
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,700.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,735.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,735.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$884.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage used 2023 Jeep Gladiator Rubicon 4x4 pickup under 32,000 miles, transmission, and 3.6L gas engine is for sale right now under $40K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$40,000
Est. Payment:	$762.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,145
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,050.00
Avg. DMV Fee	35.00
Cash Sale Price	$44,585.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,585.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

2025 Ford Maverick Lariat

2021 Jeep Gladiator Mojave

2024 Ford Edge ST

2020 Ram 2500 Tradesman

2024 Ford Ranger XLT

2021 Ford F-150 Lariat

2025 Ford Explorer ST-Line

2021 Chevrolet Silverado 1500 High Country

2023 Jeep Gladiator Rubicon

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

2025 Ford Maverick Lariat

Ford Maverick Lariat

2025 Ford Maverick Lariat Car Loan Estimate

2021 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2021 Jeep Gladiator Mojave Car Loan Estimate

2024 Ford Edge ST

Ford Edge ST

2024 Ford Edge ST Car Loan Estimate

2020 Ram 2500 Tradesman

Ram 2500 Tradesman

2020 Ram 2500 Tradesman Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2021 Chevrolet Silverado 1500 High Country

Chevrolet Silverado 1500 High Country

2021 Chevrolet Silverado 1500 High Country Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

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