Chattanooga, TN Area Used Cars Under $40,000

2024 Toyota RAV4 Adventure

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This low mileage used 2024 Toyota RAV4 Adventure AWD SUV below 19,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now below $37K at Gray Epperson Hyundai in Cleveland, TN. ...View More Details

Sales Price:	$36,995
Est. Payment:	$706.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,975
Location:	Cleveland, TN

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,279.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,279.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 30,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $37K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$36,155
Est. Payment:	$690.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,045
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$36,155.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,665.50
Avg. DMV Fee	35.00
Cash Sale Price	$40,355.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,355.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,155.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Crown XLE

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This low mileage used 2023 Toyota Crown XLE AWD sedan under 30,000 miles, cvt transmission, and 18 MPG, 2.5L hybrid engine is for sale right now below $36K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$35,748
Est. Payment:	$682.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,319
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$35,748.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,624.80
Avg. DMV Fee	35.00
Cash Sale Price	$39,907.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,907.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,748.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 AT4

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This above average mileage second hand 2019 GMC Sierra 1500 AT4 4x4 pickup under 95,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $37K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$36,900
Est. Payment:	$1110.66 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,190
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,740.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,175.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,175.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1110.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Odyssey EX-L

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This low mileage used 2022 Honda Odyssey EX-L FWD minivan below 40,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $36K at Dayton Ford in Dayton, TN. ...View More Details

Sales Price:	$35,246
Est. Payment:	$673.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,782
Location:	Dayton, TN

Item	Amount
Used Car Price⁽¹⁾	$35,246.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,574.60
Avg. DMV Fee	35.00
Cash Sale Price	$39,355.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,355.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Off-Road

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This below average mileage second hand 2023 Toyota Tacoma TRD Off-Road RWD pickup below 65,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $36K at Ford of Dalton in Dalton, GA. ...View More Details

Sales Price:	$35,999
Est. Payment:	$798.16 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,451
Location:	Dalton, GA

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$798.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot Touring

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This low mileage preowned 2024 Honda Pilot Touring AWD SUV below 49,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $40K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$39,596
Est. Payment:	$755.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,636
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$39,596.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,009.60
Avg. DMV Fee	35.00
Cash Sale Price	$44,140.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,140.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$755.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,596.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series II Carbide

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This below average mileage used 2022 Jeep Wagoneer Series II Carbide 4x4 SUV below 69,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $39K at Mtn. View Ford in Chattanooga, TN. ...View More Details

Sales Price:	$38,415
Est. Payment:	$850.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,116
Location:	Chattanooga, TN

Item	Amount
Used Car Price⁽¹⁾	$38,415.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,891.50
Avg. DMV Fee	35.00
Cash Sale Price	$42,841.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,841.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$850.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,415.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus GX 460 Base

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This high mileage used 2022 Lexus GX 460 Base AWD SUV under 105,000 miles, automatic transmission, and 18 MPG, 4.6L gas engine is for sale right now under $40K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$39,526
Est. Payment:	$1363.18 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,695
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$39,526.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,002.60
Avg. DMV Fee	35.00
Cash Sale Price	$44,063.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,063.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1363.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,526.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This average mileage preowned 2023 Ram 1500 Laramie 4x4 pickup under 74,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $38K at Marshal Mize Ford in Hixson, TN. ...View More Details

Sales Price:	$37,128
Est. Payment:	$899.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,729
Location:	Hixson, TN

Item	Amount
Used Car Price⁽¹⁾	$37,128.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,762.80
Avg. DMV Fee	35.00
Cash Sale Price	$41,425.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,425.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$899.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,128.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

2023 Ford F-150 XL

2023 Toyota Crown XLE

2019 GMC Sierra 1500 AT4

2022 Honda Odyssey EX-L

2023 Toyota Tacoma TRD Off-Road

2024 Honda Pilot Touring

2022 Jeep Wagoneer Series II Carbide

2022 Lexus GX 460 Base

2023 Ram 1500 Laramie

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Chattanooga Area

Metro Chattanooga Secondhand Used Vehicles Priced Below $40,000

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Toyota Crown XLE

Toyota Crown XLE

2023 Toyota Crown XLE Car Loan Estimate

2019 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2019 GMC Sierra 1500 AT4 Car Loan Estimate

2022 Honda Odyssey EX-L

Honda Odyssey EX-L

2022 Honda Odyssey EX-L Car Loan Estimate

2023 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2023 Toyota Tacoma TRD Off-Road Car Loan Estimate

2024 Honda Pilot Touring

Honda Pilot Touring

2024 Honda Pilot Touring Car Loan Estimate

2022 Jeep Wagoneer Series II Carbide

Jeep Wagoneer Series II Carbide

2022 Jeep Wagoneer Series II Carbide Car Loan Estimate

2022 Lexus GX 460 Base

Lexus GX 460 Base

2022 Lexus GX 460 Base Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

Greater Chattanooga Area Cities with Used Cars for Sale Below $40K

Metro Chattanooga Area Counties with Used Cars for Sale Below $40,000

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