Tennessee Used Pickups Under $40,000 |with Payments|

2021 Toyota Tacoma TRD Sport

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This low mileage second hand 2021 Toyota Tacoma TRD Sport 4X4 pickup under 59,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$35,920
Est. Payment:	$736.20 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,746
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,920.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,642.00
Avg. DMV Fee	35.00
Cash Sale Price	$40,097.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,097.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$736.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tacoma TRD Pro

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This low mileage preowned 2022 Toyota Tacoma TRD Pro 4X4 pickup under 39,000 miles, m transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at LANDERS CHRYSLER DODGE JEEP RAM NORTH in Covington, TN. ...View More Details

Sales Price:	$39,995
Est. Payment:	$762.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,812
Location:	Covington, TN

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$762.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 SLT

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This average mileage used 2021 GMC Sierra 1500 SLT 4X4 pickup below 80,000 miles, transmission, and 20 MPG, 5.3L gas engine is for sale right now below $36K at Friendship Hyundai of Kingsport in Kingsport, TN. ...View More Details

Sales Price:	$35,492
Est. Payment:	$951.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,161
Location:	Kingsport, TN

Item	Amount
Used Car Price⁽¹⁾	$35,492.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,599.20
Avg. DMV Fee	35.00
Cash Sale Price	$39,626.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,626.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$951.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4X4 pickup below 40,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $36K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$35,493
Est. Payment:	$678.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,039
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$35,493.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,599.30
Avg. DMV Fee	35.00
Cash Sale Price	$39,627.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,627.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$678.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup under 13,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 4,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$687.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.90
Avg. DMV Fee	35.00
Cash Sale Price	$40,183.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie 4X4 pickup under 0,000 miles, a transmission, and 20 MPG, 3.0L diesel engine is for sale right now under $36K at LANDERS CHRYSLER DODGE JEEP RAM NORTH in Covington, TN. ...View More Details

Sales Price:	$35,995
Est. Payment:	$687.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Covington, TN

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,649.50
Avg. DMV Fee	35.00
Cash Sale Price	$40,179.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,179.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup below 28,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $39K at Friendship Hyundai of Johnson City in Johnson City, TN. ...View More Details

Sales Price:	$38,263
Est. Payment:	$730.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,313
Location:	Johnson City, TN

Item	Amount
Used Car Price⁽¹⁾	$38,263.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,876.30
Avg. DMV Fee	35.00
Cash Sale Price	$42,674.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,674.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$730.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage used 2022 Ram 1500 Laramie 4X4 pickup below 42,000 miles, a transmission, and 20 MPG, 5.7L gas engine is for sale right now under $40K at Al White Motors, Inc. in Manchester, TN. ...View More Details

Sales Price:	$39,995
Est. Payment:	$762.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,310
Location:	Manchester, TN

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.50
Avg. DMV Fee	35.00
Cash Sale Price	$44,579.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,579.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage preowned 2021 Ford F-150 XLT 4X4 pickup below 27,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at East Tennessee Ford in Crossville, TN. ...View More Details

Sales Price:	$37,386
Est. Payment:	$713.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,497
Location:	Crossville, TN

Item	Amount
Used Car Price⁽¹⁾	$37,386.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,788.60
Avg. DMV Fee	35.00
Cash Sale Price	$41,709.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,709.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Pickups Priced Below $40,000

2021 Toyota Tacoma TRD Sport

2022 Toyota Tacoma TRD Pro

2021 GMC Sierra 1500 SLT

2025 Ram 1500 Big Horn

2025 Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ XRT

2022 Ram 1500 Laramie

2023 Ford F-150 XL

2022 Ram 1500 Laramie

2021 Ford F-150 XLT

Tennessee Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Pickups Priced Below $40,000

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2022 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2022 Toyota Tacoma TRD Pro Car Loan Estimate

2021 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2021 GMC Sierra 1500 SLT Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

Tennessee Areas with Used Pickups for Sale Below $40,000

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