Tennessee Used Pickups Under $40,000 |with Payments|

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 44,000 miles, automatic transmission, and 19 MPG, 3.5L hybrid engine is for sale right now under $40K at Genesis OF South Nashville in Nashville, TN. ...View More Details

Sales Price:	$39,902
Est. Payment:	$761.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,725
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$39,902.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,040.20
Avg. DMV Fee	35.00
Cash Sale Price	$44,477.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,477.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$761.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup under 13,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now under $39K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$38,799
Est. Payment:	$740.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,826
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$38,799.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,929.90
Avg. DMV Fee	35.00
Cash Sale Price	$43,263.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,263.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$740.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup under 26,000 miles, automatic transmission, and 19 MPG, 3.6L hybrid engine is for sale right now under $37K at Genesis OF South Nashville in Nashville, TN. ...View More Details

Sales Price:	$36,626
Est. Payment:	$699.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,300
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,626.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,712.60
Avg. DMV Fee	35.00
Cash Sale Price	$40,873.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,873.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$699.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,626.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR V6

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This low mileage preowned 2023 Toyota Tacoma SR V6 4x4 pickup below 42,000 miles, manual transmission, and 19 MPG, 3.5L gas engine is for sale right now below $36K at Genesis OF South Nashville in Nashville, TN. ...View More Details

Sales Price:	$35,459
Est. Payment:	$677.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,950
Location:	Nashville, TN

Item	Amount
Used Car Price⁽¹⁾	$35,459.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,595.90
Avg. DMV Fee	35.00
Cash Sale Price	$39,589.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,589.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$677.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup under 4,000 miles, automatic transmission, and 19 MPG, 2.5L gas engine is for sale right now below $37K at Grayson Hyundai in Knoxville, TN. ...View More Details

Sales Price:	$36,999
Est. Payment:	$706.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,185
Location:	Knoxville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,749.90
Avg. DMV Fee	35.00
Cash Sale Price	$41,283.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,283.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Frontier S

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This low mileage second hand 2025 Nissan Frontier S RWD pickup under 15,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $40K at Oak Ridge Nissan in Oak Ridge, TN. ...View More Details

Sales Price:	$39,999
Est. Payment:	$762.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,190
Location:	Oak Ridge, TN

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.90
Avg. DMV Fee	35.00
Cash Sale Price	$44,583.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,583.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier PRO-4X

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This low mileage certified used 2024 Nissan Frontier PRO-4X 4x4 pickup under 38,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $37K at Mathews Nissan in Clarksville, TN. ...View More Details

Sales Price:	$36,950
Est. Payment:	$705.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,890
Location:	Clarksville, TN

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,745.00
Avg. DMV Fee	35.00
Cash Sale Price	$41,230.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,230.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Frontier S

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This low mileage used 2022 Nissan Frontier S 4x4 pickup below 51,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $40K at Oak Ridge Nissan in Oak Ridge, TN. ...View More Details

Sales Price:	$39,999
Est. Payment:	$818.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,444
Location:	Oak Ridge, TN

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	4,049.90
Avg. DMV Fee	35.00
Cash Sale Price	$44,583.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,583.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$818.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator Big Bear

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This low mileage used 2025 Jeep Gladiator Big Bear 4x4 pickup below 23,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $38K at Morristown Nissan in Morristown, TN. ...View More Details

Sales Price:	$37,495
Est. Payment:	$715.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,585
Location:	Morristown, TN

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,799.50
Avg. DMV Fee	35.00
Cash Sale Price	$41,829.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,829.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Frontier S

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This low mileage preowned 2026 Nissan Frontier S 4x4 pickup below 0,000 miles, automatic transmission, and 19 MPG, 3.8L gas engine is for sale right now under $38K at Morristown Nissan in Morristown, TN. ...View More Details

Sales Price:	$37,566
Est. Payment:	$717.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	237
Location:	Morristown, TN

Item	Amount
Used Car Price⁽¹⁾	$37,566.00
Avg. Dealer Doc Fee	500.00
TN Sales Tax (10%)	3,806.60
Avg. DMV Fee	35.00
Cash Sale Price	$41,907.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,907.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$717.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,566.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Pickups Priced Below $40,000

2024 Ford F-150 XLT

2025 Hyundai SANTA CRUZ Limited

2023 Ram 1500 Big Horn

2023 Toyota Tacoma SR V6

2025 Hyundai SANTA CRUZ XRT

2025 Nissan Frontier S

2024 Nissan Frontier PRO-4X

2022 Nissan Frontier S

2025 Jeep Gladiator Big Bear

2026 Nissan Frontier S

Tennessee Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Tennessee

Tennessee Secondhand Used Pickups Priced Below $40,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Toyota Tacoma SR V6

Toyota Tacoma SR V6

2023 Toyota Tacoma SR V6 Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Nissan Frontier S

Nissan Frontier S

2025 Nissan Frontier S Car Loan Estimate

2024 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2024 Nissan Frontier PRO-4X Car Loan Estimate

2022 Nissan Frontier S

Nissan Frontier S

2022 Nissan Frontier S Car Loan Estimate

2025 Jeep Gladiator Big Bear

Jeep Gladiator Big Bear

2025 Jeep Gladiator Big Bear Car Loan Estimate

2026 Nissan Frontier S

Nissan Frontier S

2026 Nissan Frontier S Car Loan Estimate

Tennessee Areas with Used Pickups for Sale Below $40,000

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