Metro Birmingham, AL Area Used Cars Under $800 a Month

2020 Hyundai PALISADE Limited

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This above average mileage second hand 2020 Hyundai PALISADE Limited FWD SUV below 91,000 miles, a transmission, and 25 MPG, 3.8L gas engine is for sale right now below $26K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$25,917
Est. Payment:	$916.31 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	91,356
Location:	Birmingham, AL
Estimated Cash Down:	$1,500

Item	Amount
Used Car Price⁽¹⁾	$25,917.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,885.19
Avg. DMV Fee	363.00
Cash Sale Price	$29,477.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,500.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,500.00
Total Loan Amount	$28,016.28
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Loan Payment	$916.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,917.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 42 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage second hand 2025 Ford Explorer ST AWD SUV under 38,000 miles, a transmission, and 25 MPG, 3.0L gas engine is for sale right now under $44K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$43,468
Est. Payment:	$1,094.68 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	37,944
Location:	Birmingham, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$43,468.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,815.80
Avg. DMV Fee	363.00
Cash Sale Price	$48,958.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$46,988.91
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,094.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,468.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Ford F-150 STX

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This low mileage preowned 2026 Ford F-150 STX 4X2 pickup under 1,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now under $43K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$42,848
Est. Payment:	$1,079.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	501
Location:	Birmingham, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$42,848.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,747.60
Avg. DMV Fee	363.00
Cash Sale Price	$48,270.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$46,318.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,079.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Summit

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This low mileage used 2024 Jeep Grand Cherokee Summit 4X4 SUV below 22,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now under $43K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$42,994
Est. Payment:	$1,082.75 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,309
Location:	Birmingham, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$42,994.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,763.66
Avg. DMV Fee	363.00
Cash Sale Price	$48,432.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$46,476.51
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,082.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation

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This low mileage second hand 2023 GMC Sierra 1500 Elevation 4X4 pickup below 32,000 miles, a transmission, and 25 MPG, 3.0L diesel engine is for sale right now under $44K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$43,141
Est. Payment:	$1,086.45 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,135
Location:	Birmingham, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$43,141.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,779.83
Avg. DMV Fee	363.00
Cash Sale Price	$48,595.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$46,635.42
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,086.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,141.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This below average mileage second hand 2022 Ford F-150 XLT 4X4 pickup under 64,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $37K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$36,495
Est. Payment:	$1,020.35 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	63,649
Location:	Birmingham, AL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,048.77
Avg. DMV Fee	363.00
Cash Sale Price	$41,218.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$39,451.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$1,020.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage second hand 2024 Ram 1500 Laramie 4X4 pickup below 18,000 miles, a transmission, and 25 MPG, 5.7L hybrid engine is for sale right now under $44K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$43,800
Est. Payment:	$1,103.04 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,200
Location:	Anniston, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$43,800.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,852.32
Avg. DMV Fee	363.00
Cash Sale Price	$49,327.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$47,347.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,103.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 28,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now below $42K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$41,421
Est. Payment:	$1,043.13 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,287
Location:	Birmingham, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$41,421.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,590.63
Avg. DMV Fee	363.00
Cash Sale Price	$46,686.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$44,776.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,043.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,421.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage preowned 2025 Ford F-150 STX 4X4 pickup below 6,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now below $44K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$43,400
Est. Payment:	$1,092.97 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,628
Location:	Anniston, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$43,400.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,808.32
Avg. DMV Fee	363.00
Cash Sale Price	$48,883.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$46,915.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,092.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active RWD SUV under 13,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $42K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$41,683
Est. Payment:	$1,049.73 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	12,570
Location:	Anniston, AL
Estimated Cash Down:	$2,000

Item	Amount
Used Car Price⁽¹⁾	$41,683.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,619.45
Avg. DMV Fee	363.00
Cash Sale Price	$46,977.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	2,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$2,000.00
Total Loan Amount	$45,059.32
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,049.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles with Payments Under $800 / Month

2020 Hyundai PALISADE Limited

2025 Ford Explorer ST

2026 Ford F-150 STX

2024 Jeep Grand Cherokee Summit

2023 GMC Sierra 1500 Elevation

2022 Ford F-150 XLT

2024 Ram 1500 Laramie

2023 Ford F-150 XLT

2025 Ford F-150 STX

2025 Ford Explorer Active

Greater Birmingham Area Cities with Used Cars for Sale Below $800 / Month

Metro Birmingham Area Counties with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles with Payments Under $800 / Month

2020 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2020 Hyundai PALISADE Limited Poor Credit Auto Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Poor Credit Auto Finance Estimate

2026 Ford F-150 STX

Ford F-150 STX

2026 Ford F-150 STX Poor Credit Car Loan Estimate

2024 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2024 Jeep Grand Cherokee Summit Poor Credit Car Finance Estimate

2023 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2023 GMC Sierra 1500 Elevation Poor Credit Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Poor Credit Car Finance Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Poor Credit Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Auto Finance Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Poor Credit Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Poor Credit Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $800 / Month

Metro Birmingham Area Counties with Used Cars for Sale Below $800 / Month

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