Birmingham, AL Area Used Cars Under $40,000

2024 Chevrolet Colorado LT

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This low mileage used 2024 Chevrolet Colorado LT 4X2 pickup under 10,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $36K at Tony Serra Ford, Inc. in Sylacauga, AL. ...View More Details

Sales Price:	$35,689
Est. Payment:	$690.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,098
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$35,689.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,960.11
Avg. DMV Fee	363.00
Cash Sale Price	$40,324.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,324.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage used 2025 Toyota Tacoma TRD Sport 4X2 pickup below 4,000 miles, a transmission, and 20 MPG, 2.4L gas engine is for sale right now below $39K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$38,980
Est. Payment:	$752.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,069
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$38,980.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,322.12
Avg. DMV Fee	363.00
Cash Sale Price	$43,977.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,977.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV below 18,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Tony Serra Ford, Inc. in Sylacauga, AL. ...View More Details

Sales Price:	$39,885
Est. Payment:	$769.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,950
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$39,885.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,421.67
Avg. DMV Fee	363.00
Cash Sale Price	$44,981.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,981.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$769.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line RWD SUV below 3,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$39,073
Est. Payment:	$754.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,731
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$39,073.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,332.35
Avg. DMV Fee	363.00
Cash Sale Price	$44,080.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,080.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,073.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage second hand 2025 Ford Ranger XLT 4X4 pickup below 6,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$35,794
Est. Payment:	$692.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,864
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$35,794.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,971.66
Avg. DMV Fee	363.00
Cash Sale Price	$40,440.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,440.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,794.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX X-Pro

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This low mileage preowned 2025 Kia Telluride EX X-Pro AWD SUV below 29,000 miles, a transmission, and 20 MPG, 3.8L gas engine is for sale right now below $40K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$39,951
Est. Payment:	$770.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,419
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$39,951.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,428.93
Avg. DMV Fee	363.00
Cash Sale Price	$45,054.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,054.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$770.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,951.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Mustang GT Premium

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This low mileage preowned 2021 Ford Mustang GT Premium RWD coupe below 52,000 miles, transmission, and 20 MPG, 5.0L gas engine is for sale right now under $37K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$36,951
Est. Payment:	$766.09 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,756
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$36,951.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,098.93
Avg. DMV Fee	363.00
Cash Sale Price	$41,724.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,724.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$766.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,951.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4X2 pickup under 19,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$38,927
Est. Payment:	$751.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,661
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$38,927.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,316.29
Avg. DMV Fee	363.00
Cash Sale Price	$43,918.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,918.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,927.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage second hand 2021 Ford F-150 XLT 4X4 pickup below 49,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$38,800
Est. Payment:	$749.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,815
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$38,800.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,302.32
Avg. DMV Fee	363.00
Cash Sale Price	$43,777.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,777.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$749.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra SR

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This low mileage preowned 2023 Toyota Tundra SR 4X4 pickup below 20,000 miles, a transmission, and 20 MPG, 3.4L gas engine is for sale right now under $37K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$36,263
Est. Payment:	$700.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,805
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$36,263.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,023.25
Avg. DMV Fee	363.00
Cash Sale Price	$40,961.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,961.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$700.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Colorado LT

2025 Toyota Tacoma TRD Sport

2025 Ford Explorer ST-Line

2025 Ford Explorer ST-Line

2025 Ford Ranger XLT

2025 Kia Telluride EX X-Pro

2021 Ford Mustang GT Premium

2025 Ford F-150 STX

2021 Ford F-150 XLT

2023 Toyota Tundra SR

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2024 Chevrolet Colorado LT

Chevrolet Colorado LT

2024 Chevrolet Colorado LT Car Loan Estimate

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2025 Kia Telluride EX X-Pro

Kia Telluride EX X-Pro

2025 Kia Telluride EX X-Pro Car Loan Estimate

2021 Ford Mustang GT Premium

Ford Mustang GT Premium

2021 Ford Mustang GT Premium Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2023 Toyota Tundra SR

Toyota Tundra SR

2023 Toyota Tundra SR Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

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