Birmingham, AL Area Used Cars Under $40,000

2024 Nissan Armada SV

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This low mileage preowned 2024 Nissan Armada SV 4x4 SUV under 40,000 miles, automatic transmission, and 26 MPG, 5.6L gas engine is for sale right now under $39K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$38,991
Est. Payment:	$752.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,942
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,323.33
Avg. DMV Fee	363.00
Cash Sale Price	$43,989.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,989.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$752.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage preowned 2024 Chevrolet Colorado Z71 4x4 pickup below 23,000 miles, automatic transmission, and 26 MPG, 2.7L gas engine is for sale right now under $40K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$39,991
Est. Payment:	$771.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,697
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,433.33
Avg. DMV Fee	363.00
Cash Sale Price	$45,099.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,099.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$771.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Tacoma SR5

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This low mileage used 2026 Toyota Tacoma SR5 4x4 pickup below 4,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $40K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$39,991
Est. Payment:	$771.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,978
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,433.33
Avg. DMV Fee	363.00
Cash Sale Price	$45,099.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,099.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$771.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This below average mileage preowned 2022 Ram 1500 Big Horn 4x4 pickup below 63,000 miles, automatic transmission, and 26 MPG, 5.7L gas engine is for sale right now below $39K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$873.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,390
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,323.22
Avg. DMV Fee	363.00
Cash Sale Price	$43,988.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,988.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$873.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 59,000 miles, automatic transmission, and 26 MPG, 5.0L gas engine is for sale right now under $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,889
Est. Payment:	$764.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,730
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,092.11
Avg. DMV Fee	363.00
Cash Sale Price	$41,656.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,656.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$764.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage used 2025 Tesla Model 3 Long Range RWD sedan under 45,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$35,790
Est. Payment:	$691.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,448
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$35,790.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,971.22
Avg. DMV Fee	363.00
Cash Sale Price	$40,436.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,436.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lariat

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This low mileage second hand 2026 Ford Maverick Lariat AWD pickup below 3,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,764
Est. Payment:	$710.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,251
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,764.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,078.36
Avg. DMV Fee	363.00
Cash Sale Price	$41,517.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,517.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,764.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang EcoBoost

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This low mileage used 2024 Ford Mustang EcoBoost RWD coupe below 1,000 miles, automatic transmission, and 26 MPG, 2.3L gas engine is for sale right now below $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,756
Est. Payment:	$710.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	623
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,756.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,077.48
Avg. DMV Fee	363.00
Cash Sale Price	$41,508.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,508.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,756.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 Base

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This low mileage preowned 2023 Lexus ES 350 Base FWD sedan below 46,000 miles, automatic transmission, and 26 MPG, 3.5L gas engine is for sale right now under $38K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$37,813
Est. Payment:	$730.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,064
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$37,813.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,193.75
Avg. DMV Fee	363.00
Cash Sale Price	$42,681.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,681.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$730.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,813.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 3.3 Turbo Preferred

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This low mileage preowned 2025 Mazda CX-90 3.3 Turbo Preferred AWD SUV under 15,000 miles, automatic transmission, and 26 MPG, 3.3L hybrid engine is for sale right now under $39K at Baugh Ford in Clanton, AL. ...View More Details

Sales Price:	$38,900
Est. Payment:	$750.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,478
Location:	Clanton, AL

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,313.32
Avg. DMV Fee	363.00
Cash Sale Price	$43,888.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,888.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Armada SV

2024 Chevrolet Colorado Z71

2026 Toyota Tacoma SR5

2022 Ram 1500 Big Horn

2022 Ford F-150 XL

2025 Tesla Model 3 Long Range

2026 Ford Maverick Lariat

2024 Ford Mustang EcoBoost

2023 Lexus ES 350 Base

2025 Mazda CX-90 3.3 Turbo Preferred

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Armada SV

Nissan Armada SV

2024 Nissan Armada SV Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2026 Toyota Tacoma SR5

Toyota Tacoma SR5

2026 Toyota Tacoma SR5 Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Car Loan Estimate

2024 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2024 Ford Mustang EcoBoost Car Loan Estimate

2023 Lexus ES 350 Base

Lexus ES 350 Base

2023 Lexus ES 350 Base Car Loan Estimate

2025 Mazda CX-90 3.3 Turbo Preferred

Mazda CX-90 3.3 Turbo Preferred

2025 Mazda CX-90 3.3 Turbo Preferred Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

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