Birmingham, AL Area Used Cars Under $40,000

2025 Kia Telluride EX X-Pro

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This low mileage used 2025 Kia Telluride EX X-Pro AWD SUV below 29,000 miles, a transmission, and 25 MPG, 3.8L gas engine is for sale right now below $40K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$39,951
Est. Payment:	$1,006.11 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,419
Location:	Birmingham, AL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$39,951.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,428.93
Avg. DMV Fee	363.00
Cash Sale Price	$45,054.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$43,187.03
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,006.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,951.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2015 Mercedes-Benz S-Class S 550 4MATIC

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This average mileage second hand 2015 Mercedes-Benz S-Class S 550 4MATIC AWD coupe under 70,000 miles, a transmission, and 25 MPG, 4.7L gas engine is for sale right now below $38K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$37,800
Est. Payment:	$1,128.28 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	70,039
Location:	Anniston, AL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,192.32
Avg. DMV Fee	363.00
Cash Sale Price	$42,667.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$40,861.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$1,128.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota Tundra SR

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This low mileage preowned 2023 Toyota Tundra SR 4X4 pickup under 20,000 miles, a transmission, and 25 MPG, 3.4L gas engine is for sale right now below $37K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$36,263
Est. Payment:	$913.24 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,805
Location:	Birmingham, AL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$36,263.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,023.25
Avg. DMV Fee	363.00
Cash Sale Price	$40,961.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$39,200.30
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$913.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,263.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup under 58,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $38K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$37,468
Est. Payment:	$990.43 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	57,775
Location:	Birmingham, AL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$37,468.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,155.80
Avg. DMV Fee	363.00
Cash Sale Price	$42,298.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$40,502.91
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Loan Payment	$990.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,468.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 66 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Chevrolet Colorado LT

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This low mileage second hand 2024 Chevrolet Colorado LT 4X2 pickup below 10,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now under $36K at Tony Serra Ford, Inc. in Sylacauga, AL. ...View More Details

Sales Price:	$35,689
Est. Payment:	$898.78 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10,098
Location:	Sylacauga, AL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$35,689.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,960.11
Avg. DMV Fee	363.00
Cash Sale Price	$40,324.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$38,579.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$898.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Toyota Tacoma TRD Sport

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This low mileage second hand 2025 Toyota Tacoma TRD Sport 4X2 pickup below 4,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now under $39K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$38,980
Est. Payment:	$981.66 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4,069
Location:	Anniston, AL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$38,980.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,322.12
Avg. DMV Fee	363.00
Cash Sale Price	$43,977.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$42,137.38
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$981.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 GMC Sierra 3500HD Denali

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This high mileage second hand 2018 GMC Sierra 3500HD Denali 4X4 pickup below 145,000 miles, a transmission, and 25 MPG, 6.6L diesel engine is for sale right now under $39K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$38,897
Est. Payment:	$1,768.67 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	144,574
Location:	Birmingham, AL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$38,897.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,312.99
Avg. DMV Fee	363.00
Cash Sale Price	$43,884.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$42,047.66
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$1,768.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ram 3500 Big Horn

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This high mileage preowned 2023 Ram 3500 Big Horn 4X4 pickup under 122,000 miles, transmission, and 25 MPG, 6.7L diesel engine is for sale right now under $40K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$39,800
Est. Payment:	$1,809.73 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	122,405
Location:	Anniston, AL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$39,800.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,412.32
Avg. DMV Fee	363.00
Cash Sale Price	$44,887.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$43,023.80
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$1,809.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage used 2025 Ford Explorer ST-Line RWD SUV below 3,000 miles, a transmission, and 25 MPG, 2.3L gas engine is for sale right now below $40K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$39,073
Est. Payment:	$984.00 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2,731
Location:	Birmingham, AL
Estimated Cash Down:	$1,900

Item	Amount
Used Car Price⁽¹⁾	$39,073.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,332.35
Avg. DMV Fee	363.00
Cash Sale Price	$44,080.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,900.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,900.00
Total Loan Amount	$42,237.91
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$984.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,073.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage second hand 2024 BMW X3 xDrive30i AWD SUV below 34,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$35,499
Est. Payment:	$893.99 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,135
Location:	Birmingham, AL
Estimated Cash Down:	$1,800

Item	Amount
Used Car Price⁽¹⁾	$35,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,939.21
Avg. DMV Fee	363.00
Cash Sale Price	$40,113.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,800.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,800.00
Total Loan Amount	$38,374.42
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$893.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride EX X-Pro

2015 Mercedes-Benz S-Class S 550 4MATIC

2023 Toyota Tundra SR

2023 Ford F-150 XLT

2024 Chevrolet Colorado LT

2025 Toyota Tacoma TRD Sport

2018 GMC Sierra 3500HD Denali

2023 Ram 3500 Big Horn

2025 Ford Explorer ST-Line

2024 BMW X3 xDrive30i

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2025 Kia Telluride EX X-Pro

Kia Telluride EX X-Pro

2025 Kia Telluride EX X-Pro Poor Credit Auto Loan Estimate

2015 Mercedes-Benz S-Class S 550 4MATIC

Mercedes-Benz S-Class S 550 4MATIC

2015 Mercedes-Benz S-Class S 550 4MATIC Poor Credit Car Finance Estimate

2023 Toyota Tundra SR

Toyota Tundra SR

2023 Toyota Tundra SR Poor Credit Auto Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Poor Credit Car Loan Estimate

2024 Chevrolet Colorado LT

Chevrolet Colorado LT

2024 Chevrolet Colorado LT Poor Credit Car Finance Estimate

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Poor Credit Car Finance Estimate

2018 GMC Sierra 3500HD Denali

GMC Sierra 3500HD Denali

2018 GMC Sierra 3500HD Denali Poor Credit Auto Finance Estimate

2023 Ram 3500 Big Horn

Ram 3500 Big Horn

2023 Ram 3500 Big Horn Poor Credit Auto Finance Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Poor Credit Auto Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Poor Credit Auto Finance Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

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