Birmingham, AL Area Used Cars Under $40,000

2022 Ford F-150 Lariat

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This low mileage second hand 2022 Ford F-150 Lariat 4x4 pickup below 59,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,889
Est. Payment:	$764.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,730
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,092.11
Avg. DMV Fee	363.00
Cash Sale Price	$41,656.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,656.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$764.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lariat

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This low mileage preowned 2026 Ford Maverick Lariat AWD pickup under 3,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,764
Est. Payment:	$710.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,251
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,764.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,078.36
Avg. DMV Fee	363.00
Cash Sale Price	$41,517.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,517.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,764.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Frontier S

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This low mileage second hand 2025 Nissan Frontier S RWD pickup under 28,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $36K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$35,889
Est. Payment:	$693.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,909
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$35,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,982.11
Avg. DMV Fee	363.00
Cash Sale Price	$40,546.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,546.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado LT

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This low mileage second hand 2024 Chevrolet Colorado LT RWD pickup under 10,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $36K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$35,689
Est. Payment:	$690.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,098
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$35,689.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,960.11
Avg. DMV Fee	363.00
Cash Sale Price	$40,324.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,324.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage preowned 2025 Toyota Tacoma SR5 RWD pickup under 4,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now below $40K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$39,900
Est. Payment:	$769.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,069
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,423.32
Avg. DMV Fee	363.00
Cash Sale Price	$44,998.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,998.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid XSE

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This low mileage preowned 2023 Toyota RAV4 Hybrid XSE AWD SUV below 40,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $36K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$35,412
Est. Payment:	$684.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,632
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$35,412.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,929.64
Avg. DMV Fee	363.00
Cash Sale Price	$40,016.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,016.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,412.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LTZ

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This average mileage used 2022 Chevrolet Silverado 1500 Limited LTZ 4x4 pickup under 90,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now under $38K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$37,543
Est. Payment:	$1017.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,963
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$37,543.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,164.05
Avg. DMV Fee	363.00
Cash Sale Price	$42,382.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,382.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1017.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This average mileage second hand 2023 Ram 1500 Laramie 4x4 pickup below 74,000 miles, automatic transmission, and 20 MPG, 5.7L hybrid engine is for sale right now under $40K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$39,889
Est. Payment:	$976.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,402
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$39,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,422.11
Avg. DMV Fee	363.00
Cash Sale Price	$44,986.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,986.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$976.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 3.3 Turbo Preferred

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This low mileage second hand 2025 Mazda CX-90 3.3 Turbo Preferred AWD SUV below 15,000 miles, automatic transmission, and 20 MPG, 3.3L hybrid engine is for sale right now below $39K at Baugh Ford in Clanton, AL. ...View More Details

Sales Price:	$38,900
Est. Payment:	$750.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,478
Location:	Clanton, AL

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,313.32
Avg. DMV Fee	363.00
Cash Sale Price	$43,888.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,888.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Land Rover Defender 110 SE

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This average mileage second hand 2020 Land Rover Defender 110 SE AWD SUV below 78,000 miles, automatic transmission, and 20 MPG, 3.0L hybrid engine is for sale right now below $38K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$37,800
Est. Payment:	$925.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,667
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$37,800.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,192.32
Avg. DMV Fee	363.00
Cash Sale Price	$42,667.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,667.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$925.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Lariat

2026 Ford Maverick Lariat

2025 Nissan Frontier S

2024 Chevrolet Colorado LT

2025 Toyota Tacoma SR5

2023 Toyota RAV4 Hybrid XSE

2022 Chevrolet Silverado 1500 Limited LTZ

2023 Ram 1500 Laramie

2025 Mazda CX-90 3.3 Turbo Preferred

2020 Land Rover Defender 110 SE

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Car Loan Estimate

2025 Nissan Frontier S

Nissan Frontier S

2025 Nissan Frontier S Car Loan Estimate

2024 Chevrolet Colorado LT

Chevrolet Colorado LT

2024 Chevrolet Colorado LT Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2023 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2023 Toyota RAV4 Hybrid XSE Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited LTZ

Chevrolet Silverado 1500 Limited LTZ

2022 Chevrolet Silverado 1500 Limited LTZ Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2025 Mazda CX-90 3.3 Turbo Preferred

Mazda CX-90 3.3 Turbo Preferred

2025 Mazda CX-90 3.3 Turbo Preferred Car Loan Estimate

2020 Land Rover Defender 110 SE

Land Rover Defender 110 SE

2020 Land Rover Defender 110 SE Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

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