Birmingham, AL Area Used Cars Under $40,000

2025 Toyota Tacoma SR5

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This low mileage second hand 2025 Toyota Tacoma SR5 RWD pickup under 4,000 miles, automatic transmission, and 25 MPG, 2.4L gas engine is for sale right now under $40K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$39,900
Est. Payment:	$769.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,069
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,423.32
Avg. DMV Fee	363.00
Cash Sale Price	$44,998.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,998.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Frontier S

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This low mileage used 2025 Nissan Frontier S RWD pickup below 28,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $36K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$35,889
Est. Payment:	$693.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,909
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$35,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,982.11
Avg. DMV Fee	363.00
Cash Sale Price	$40,546.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,546.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$693.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup below 59,000 miles, automatic transmission, and 25 MPG, 5.0L gas engine is for sale right now under $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,889
Est. Payment:	$764.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,730
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,092.11
Avg. DMV Fee	363.00
Cash Sale Price	$41,656.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,656.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$764.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid XSE

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This low mileage second hand 2023 Toyota RAV4 Hybrid XSE AWD SUV below 40,000 miles, cvt transmission, and 25 MPG, 2.5L hybrid engine is for sale right now below $36K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$35,412
Est. Payment:	$684.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,632
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$35,412.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,929.64
Avg. DMV Fee	363.00
Cash Sale Price	$40,016.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,016.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$684.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,412.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick Lariat

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This low mileage used 2026 Ford Maverick Lariat AWD pickup under 3,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,764
Est. Payment:	$710.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,251
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,764.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,078.36
Avg. DMV Fee	363.00
Cash Sale Price	$41,517.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,517.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,764.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LTZ

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This average mileage preowned 2022 Chevrolet Silverado 1500 Limited LTZ 4x4 pickup under 90,000 miles, automatic transmission, and 25 MPG, 6.2L gas engine is for sale right now below $38K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$37,543
Est. Payment:	$1017.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,963
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$37,543.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,164.05
Avg. DMV Fee	363.00
Cash Sale Price	$42,382.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,382.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1017.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line RWD SUV below 18,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $40K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$39,885
Est. Payment:	$769.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,522
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$39,885.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,421.67
Avg. DMV Fee	363.00
Cash Sale Price	$44,981.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,981.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 3.3 Turbo Preferred

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This low mileage second hand 2025 Mazda CX-90 3.3 Turbo Preferred AWD SUV under 15,000 miles, automatic transmission, and 25 MPG, 3.3L hybrid engine is for sale right now below $39K at Baugh Ford in Clanton, AL. ...View More Details

Sales Price:	$38,900
Est. Payment:	$750.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,478
Location:	Clanton, AL

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,313.32
Avg. DMV Fee	363.00
Cash Sale Price	$43,888.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,888.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$750.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This above average mileage preowned 2018 Ford F-150 Raptor 4x4 pickup under 94,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $40K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$39,980
Est. Payment:	$1216.18 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,108
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$39,980.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,432.12
Avg. DMV Fee	363.00
Cash Sale Price	$45,087.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,087.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1216.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage used 2026 Hyundai SANTA FE SEL FWD SUV below 12,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$36,572
Est. Payment:	$706.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,947
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$36,572.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,057.24
Avg. DMV Fee	363.00
Cash Sale Price	$41,304.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,304.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,572.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2025 Toyota Tacoma SR5

2025 Nissan Frontier S

2022 Ford F-150 Lariat

2023 Toyota RAV4 Hybrid XSE

2026 Ford Maverick Lariat

2022 Chevrolet Silverado 1500 Limited LTZ

2025 Ford Explorer ST-Line

2025 Mazda CX-90 3.3 Turbo Preferred

2018 Ford F-150 Raptor

2026 Hyundai SANTA FE SEL

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2025 Nissan Frontier S

Nissan Frontier S

2025 Nissan Frontier S Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 Toyota RAV4 Hybrid XSE

Toyota RAV4 Hybrid XSE

2023 Toyota RAV4 Hybrid XSE Car Loan Estimate

2026 Ford Maverick Lariat

Ford Maverick Lariat

2026 Ford Maverick Lariat Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited LTZ

Chevrolet Silverado 1500 Limited LTZ

2022 Chevrolet Silverado 1500 Limited LTZ Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Mazda CX-90 3.3 Turbo Preferred

Mazda CX-90 3.3 Turbo Preferred

2025 Mazda CX-90 3.3 Turbo Preferred Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

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