Birmingham, AL Area Used Cars Under $40,000

2024 Nissan Armada SV

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This low mileage second hand 2024 Nissan Armada SV 4x4 SUV below 40,000 miles, automatic transmission, and 18 MPG, 5.6L gas engine is for sale right now below $39K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$38,991
Est. Payment:	$752.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,942
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,323.33
Avg. DMV Fee	363.00
Cash Sale Price	$43,989.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,989.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$752.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage second hand 2024 Chevrolet Colorado Z71 4x4 pickup under 23,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $40K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$39,991
Est. Payment:	$771.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,697
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,433.33
Avg. DMV Fee	363.00
Cash Sale Price	$45,099.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,099.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$771.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Tacoma SR5

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This low mileage preowned 2026 Toyota Tacoma SR5 4x4 pickup below 4,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now under $40K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$39,991
Est. Payment:	$771.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,978
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,433.33
Avg. DMV Fee	363.00
Cash Sale Price	$45,099.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,099.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$771.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This low mileage used 2022 Chevrolet Silverado 1500 LT 4x4 pickup under 42,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $37K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$36,590
Est. Payment:	$707.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,253
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$36,590.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,059.22
Avg. DMV Fee	363.00
Cash Sale Price	$41,324.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,324.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Z71

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This low mileage second hand 2023 Chevrolet Colorado Z71 4x4 pickup below 48,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $36K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$35,609
Est. Payment:	$688.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,762
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$35,609.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,951.31
Avg. DMV Fee	363.00
Cash Sale Price	$40,235.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,235.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,609.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 Base

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This low mileage second hand 2023 Lexus ES 350 Base FWD sedan below 46,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $38K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$37,813
Est. Payment:	$730.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,064
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$37,813.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,193.75
Avg. DMV Fee	363.00
Cash Sale Price	$42,681.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,681.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$730.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,813.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This average mileage certified preowned 2024 Ford F-150 XLT 4x4 pickup below 71,000 miles, automatic transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $37K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$36,898
Est. Payment:	$904.26 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,144
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,093.10
Avg. DMV Fee	363.00
Cash Sale Price	$41,666.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,666.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$904.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This average mileage used 2023 Ram 1500 Laramie 4x4 pickup under 74,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $40K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$39,889
Est. Payment:	$976.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,402
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$39,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,422.11
Avg. DMV Fee	363.00
Cash Sale Price	$44,986.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,986.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$976.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base

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This low mileage preowned 2023 Ford Bronco Base 4x4 SUV below 42,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now under $39K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$38,590
Est. Payment:	$745.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,992
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$38,590.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,279.22
Avg. DMV Fee	363.00
Cash Sale Price	$43,544.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,544.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Cadillac Escalade ESV Luxury

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This average mileage second hand 2020 Cadillac Escalade ESV Luxury 4x4 SUV below 84,000 miles, automatic transmission, and 18 MPG, 6.2L gas engine is for sale right now under $36K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$35,940
Est. Payment:	$974.73 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,768
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$35,940.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,987.72
Avg. DMV Fee	363.00
Cash Sale Price	$40,602.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,602.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$974.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Armada SV

2024 Chevrolet Colorado Z71

2026 Toyota Tacoma SR5

2022 Chevrolet Silverado 1500 LT

2023 Chevrolet Colorado Z71

2023 Lexus ES 350 Base

2024 Ford F-150 XLT

2023 Ram 1500 Laramie

2023 Ford Bronco Base

2020 Cadillac Escalade ESV Luxury

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $40,000

2024 Nissan Armada SV

Nissan Armada SV

2024 Nissan Armada SV Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2026 Toyota Tacoma SR5

Toyota Tacoma SR5

2026 Toyota Tacoma SR5 Car Loan Estimate

2022 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2023 Chevrolet Colorado Z71 Car Loan Estimate

2023 Lexus ES 350 Base

Lexus ES 350 Base

2023 Lexus ES 350 Base Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2023 Ford Bronco Base

Ford Bronco Base

2023 Ford Bronco Base Car Loan Estimate

2020 Cadillac Escalade ESV Luxury

Cadillac Escalade ESV Luxury

2020 Cadillac Escalade ESV Luxury Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $40K

Metro Birmingham Area Counties with Used Cars for Sale Below $40,000

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