Birmingham, AL Area Used Cars Under $45,000

2022 Ford F-150 XL

⇩ View Seller Description

This low mileage certified preowned 2022 Ford F-150 XL 4x4 pickup under 52,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $43K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$42,499
Est. Payment:	$879.16 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,329
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,709.21
Avg. DMV Fee	363.00
Cash Sale Price	$47,883.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,883.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$879.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

⇩ View Seller Description

This average mileage preowned 2022 Ford F-150 King Ranch 4x4 pickup below 72,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $41K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$40,489
Est. Payment:	$990.76 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,411
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$40,489.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,488.11
Avg. DMV Fee	363.00
Cash Sale Price	$45,652.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,652.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$990.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-350 Super Duty XL

⇩ View Seller Description

This below average mileage used 2019 Ford F-350 Super Duty XL 4x4 pickup under 64,000 miles, automatic transmission, and 25 MPG, 6.7L diesel engine is for sale right now under $45K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$44,700
Est. Payment:	$999.61 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,354
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$44,700.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,951.32
Avg. DMV Fee	363.00
Cash Sale Price	$50,326.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,326.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$999.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Big Bend

⇩ View Seller Description

This low mileage certified used 2024 Ford Bronco Big Bend 4x4 SUV below 15,000 miles, transmission, and 25 MPG, 2.3L gas engine is for sale right now below $41K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$40,450
Est. Payment:	$780.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,389
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$40,450.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,483.82
Avg. DMV Fee	363.00
Cash Sale Price	$45,608.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,608.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$780.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 17,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now below $41K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$40,611
Est. Payment:	$783.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,000
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$40,611.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,501.53
Avg. DMV Fee	363.00
Cash Sale Price	$45,787.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,787.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$783.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,611.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Canyon AT4

⇩ View Seller Description

This low mileage used 2024 GMC Canyon AT4 4x4 pickup under 20,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $41K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$40,499
Est. Payment:	$781.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,919
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$40,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,489.21
Avg. DMV Fee	363.00
Cash Sale Price	$45,663.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,663.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage certified preowned 2023 Ford F-150 XL 4x4 pickup under 31,000 miles, automatic transmission, and 25 MPG, 3.5L hybrid engine is for sale right now under $42K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$41,996
Est. Payment:	$809.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,559
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$41,996.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,653.88
Avg. DMV Fee	363.00
Cash Sale Price	$47,324.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,324.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$809.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 AT4

⇩ View Seller Description

This average mileage second hand 2022 GMC Sierra 1500 AT4 4x4 pickup under 83,000 miles, automatic transmission, and 25 MPG, 6.2L gas engine is for sale right now under $44K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$43,523
Est. Payment:	$1176.80 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,811
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$43,523.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,821.85
Avg. DMV Fee	363.00
Cash Sale Price	$49,019.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,019.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$1176.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,523.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Titan XD PRO-4X

⇩ View Seller Description

This low mileage used 2024 Nissan Titan XD PRO-4X 4x4 pickup under 18,000 miles, automatic transmission, and 25 MPG, 5.6L gas engine is for sale right now under $41K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$40,990
Est. Payment:	$790.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,499
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,543.22
Avg. DMV Fee	363.00
Cash Sale Price	$46,208.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,208.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$790.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer Active RWD SUV under 13,000 miles, automatic transmission, and 25 MPG, 2.3L gas engine is for sale right now under $42K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$41,683
Est. Payment:	$803.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,570
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$41,683.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,619.45
Avg. DMV Fee	363.00
Cash Sale Price	$46,977.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,977.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,683.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-150 XL

2022 Ford F-150 King Ranch

2019 Ford F-350 Super Duty XL

2024 Ford Bronco Big Bend

2025 Ford Explorer ST-Line

2024 GMC Canyon AT4

2023 Ford F-150 XL

2022 GMC Sierra 1500 AT4

2024 Nissan Titan XD PRO-4X

2025 Ford Explorer Active

Greater Birmingham Area Cities with Used Cars for Sale Below $45K

Metro Birmingham Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

2019 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2019 Ford F-350 Super Duty XL Car Loan Estimate

2024 Ford Bronco Big Bend

Ford Bronco Big Bend

2024 Ford Bronco Big Bend Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 GMC Canyon AT4

GMC Canyon AT4

2024 GMC Canyon AT4 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2022 GMC Sierra 1500 AT4 Car Loan Estimate

2024 Nissan Titan XD PRO-4X

Nissan Titan XD PRO-4X

2024 Nissan Titan XD PRO-4X Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $45K

Metro Birmingham Area Counties with Used Cars for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments