Metro Birmingham, AL Area Used Cars Under $650 a Month

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 22,000 miles, a transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $33K at Tameron Hyundai in Birmingham, AL. ...View More Details

Sales Price:	$33,000
Est. Payment:	$638.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,361
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$33,000.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,664.32
Avg. DMV Fee	363.00
Cash Sale Price	$37,339.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,339.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$638.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This average mileage second hand 2023 Chrysler Pacifica Touring L FWD mini-van below 80,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now below $24K at Tony Serra Ford, Inc. in Sylacauga, AL. ...View More Details

Sales Price:	$23,489
Est. Payment:	$642.95 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,347
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$23,489.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,618.11
Avg. DMV Fee	363.00
Cash Sale Price	$26,782.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,782.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$642.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota RAV4 Adventure

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This average mileage used 2021 Toyota RAV4 Adventure AWD SUV under 74,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $28K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$677.62 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,649
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,058.22
Avg. DMV Fee	363.00
Cash Sale Price	$31,223.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,223.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$677.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Camaro SS

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This below average mileage preowned 2017 Chevrolet Camaro SS RWD coupe under 67,000 miles, a transmission, and 22 MPG, 6.2L gas engine is for sale right now under $30K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$29,995
Est. Payment:	$675.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,102
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$29,995.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,333.77
Avg. DMV Fee	363.00
Cash Sale Price	$34,003.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,003.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$675.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger XLT

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This below average mileage preowned 2021 Ford Ranger XLT 4X4 pickup under 64,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now under $29K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$28,141
Est. Payment:	$634.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,530
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$28,141.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,129.83
Avg. DMV Fee	363.00
Cash Sale Price	$31,945.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,945.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$634.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,141.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda Civic EX-L

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This high mileage used 2017 Honda Civic EX-L FWD sedan under 157,000 miles, cvt transmission, and 22 MPG, 1.5L gas engine is for sale right now under $13K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$12,990
Est. Payment:	$552.04 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	157,244
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,463.22
Avg. DMV Fee	363.00
Cash Sale Price	$15,128.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,128.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$552.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Big Bend

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This low mileage preowned 2023 Ford Bronco Big Bend 4X4 SUV under 49,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $35K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$667.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,384
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,829.32
Avg. DMV Fee	363.00
Cash Sale Price	$39,004.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,004.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Seltos S

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This high mileage used 2023 Kia Seltos S FWD SUV below 103,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now below $19K at Tony Serra Ford, Inc. in Sylacauga, AL. ...View More Details

Sales Price:	$18,289
Est. Payment:	$649.98 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,022
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$18,289.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,046.11
Avg. DMV Fee	363.00
Cash Sale Price	$21,010.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,010.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$649.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,289.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas Peak Edition SE 4Motion

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This low mileage used 2024 Volkswagen Atlas Peak Edition SE 4Motion AWD SUV below 48,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now under $34K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$33,990
Est. Payment:	$657.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,444
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,773.22
Avg. DMV Fee	363.00
Cash Sale Price	$38,438.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,438.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$657.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Passport EX-L

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This low mileage used 2023 Honda Passport EX-L AWD SUV under 28,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now under $33K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$32,988
Est. Payment:	$638.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,021
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$32,988.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,663.00
Avg. DMV Fee	363.00
Cash Sale Price	$37,326.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,326.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$638.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE Hybrid SEL

2023 Chrysler Pacifica Touring L

2021 Toyota RAV4 Adventure

2017 Chevrolet Camaro SS

2021 Ford Ranger XLT

2017 Honda Civic EX-L

2023 Ford Bronco Big Bend

2023 Kia Seltos S

2024 Volkswagen Atlas Peak Edition SE 4Motion

2023 Honda Passport EX-L

Greater Birmingham Area Cities with Used Cars for Sale Below $650 / Month

Metro Birmingham Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2021 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2021 Toyota RAV4 Adventure Car Loan Estimate

2017 Chevrolet Camaro SS

Chevrolet Camaro SS

2017 Chevrolet Camaro SS Car Loan Estimate

2021 Ford Ranger XLT

Ford Ranger XLT

2021 Ford Ranger XLT Car Loan Estimate

2017 Honda Civic EX-L

Honda Civic EX-L

2017 Honda Civic EX-L Car Loan Estimate

2023 Ford Bronco Big Bend

Ford Bronco Big Bend

2023 Ford Bronco Big Bend Car Loan Estimate

2023 Kia Seltos S

Kia Seltos S

2023 Kia Seltos S Car Loan Estimate

2024 Volkswagen Atlas Peak Edition SE 4Motion

Volkswagen Atlas Peak Edition SE 4Motion

2024 Volkswagen Atlas Peak Edition SE 4Motion Car Loan Estimate

2023 Honda Passport EX-L

Honda Passport EX-L

2023 Honda Passport EX-L Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $650 / Month

Metro Birmingham Area Counties with Used Cars for Sale Below $650 / Month

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