Metro Birmingham, AL Area Used Cars Under $400 a Month

2023 Hyundai KONA SEL

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This low mileage certified used 2023 Hyundai KONA SEL FWD SUV below 29,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now under $21K at Tameron Hyundai in Birmingham, AL. ...View More Details

Sales Price:	$20,549
Est. Payment:	$402.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,150
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$20,549.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,294.71
Avg. DMV Fee	363.00
Cash Sale Price	$23,518.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,518.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$402.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox LT

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This high mileage used 2020 Chevrolet Equinox LT FWD SUV below 117,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now below $11K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$11,000
Est. Payment:	$399.68 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,751
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$11,000.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,244.32
Avg. DMV Fee	363.00
Cash Sale Price	$12,919.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,919.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$399.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ford Mustang V6

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This high mileage preowned 2012 Ford Mustang V6 RWD coupe below 126,000 miles, transmission, and 22 MPG, 3.7L gas engine is for sale right now below $7K at Honda of Jasper in Jasper, AL. ...View More Details

Sales Price:	$7,000
Est. Payment:	$309.42 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,336
Location:	Jasper, AL

Item	Amount
Used Car Price⁽¹⁾	$7,000.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	804.32
Avg. DMV Fee	363.00
Cash Sale Price	$8,479.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,479.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$309.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Equinox LT

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This low mileage second hand 2023 Chevrolet Equinox LT FWD SUV under 49,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $20K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$391.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,429
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,233.22
Avg. DMV Fee	363.00
Cash Sale Price	$22,898.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,898.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$391.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Escape Hybrid SE Sport

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This low mileage preowned 2020 Ford Escape Hybrid SE Sport FWD SUV below 56,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now below $20K at C. A. Russell Ford in Anniston, AL. ...View More Details

Sales Price:	$19,900
Est. Payment:	$418.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,297
Location:	Anniston, AL

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,223.32
Avg. DMV Fee	363.00
Cash Sale Price	$22,798.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,798.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$418.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Equinox LS

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This low mileage preowned 2024 Chevrolet Equinox LS FWD SUV under 22,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $22K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$21,494
Est. Payment:	$420.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,854
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$21,494.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,398.66
Avg. DMV Fee	363.00
Cash Sale Price	$24,567.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,567.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$420.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage used 2025 Ford Escape Active FWD SUV under 14,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $21K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$20,419
Est. Payment:	$399.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,705
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$20,419.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,280.41
Avg. DMV Fee	363.00
Cash Sale Price	$23,374.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,374.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$399.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,419.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 SV

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This below average mileage preowned 2023 Nissan Altima 2.5 SV FWD sedan below 65,000 miles, cvt transmission, and 22 MPG, 2.5L gas engine is for sale right now below $18K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$17,602
Est. Payment:	$402.17 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,235
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$17,602.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,970.54
Avg. DMV Fee	363.00
Cash Sale Price	$20,247.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,247.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$402.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,602.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mazda Mazda3 Touring

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This average mileage used 2018 Mazda Mazda3 Touring FWD sedan below 86,000 miles, manual transmission, and 22 MPG, 2.5L gas engine is for sale right now under $14K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$13,499
Est. Payment:	$376.74 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,969
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$13,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,519.21
Avg. DMV Fee	363.00
Cash Sale Price	$15,693.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,693.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$376.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2010 Ford Edge SE

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This high mileage preowned 2010 Ford Edge SE FWD SUV below 202,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $7K at Tony Serra Ford in Sylacauga, AL. ...View More Details

Sales Price:	$6,950
Est. Payment:	$307.39 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	202,000
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$6,950.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	798.82
Avg. DMV Fee	363.00
Cash Sale Price	$8,423.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,423.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$307.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles with Payments Under $400 / Month

2023 Hyundai KONA SEL

2020 Chevrolet Equinox LT

2012 Ford Mustang V6

2023 Chevrolet Equinox LT

2020 Ford Escape Hybrid SE Sport

2024 Chevrolet Equinox LS

2025 Ford Escape Active

2023 Nissan Altima 2.5 SV

2018 Mazda Mazda3 Touring

2010 Ford Edge SE

Greater Birmingham Area Cities with Used Cars for Sale Below $400 / Month

Metro Birmingham Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles with Payments Under $400 / Month

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2020 Chevrolet Equinox LT

Chevrolet Equinox LT

2020 Chevrolet Equinox LT Car Loan Estimate

2012 Ford Mustang V6

Ford Mustang V6

2012 Ford Mustang V6 Car Loan Estimate

2023 Chevrolet Equinox LT

Chevrolet Equinox LT

2023 Chevrolet Equinox LT Car Loan Estimate

2020 Ford Escape Hybrid SE Sport

Ford Escape Hybrid SE Sport

2020 Ford Escape Hybrid SE Sport Car Loan Estimate

2024 Chevrolet Equinox LS

Chevrolet Equinox LS

2024 Chevrolet Equinox LS Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2023 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2023 Nissan Altima 2.5 SV Car Loan Estimate

2018 Mazda Mazda3 Touring

Mazda Mazda3 Touring

2018 Mazda3 Touring Car Loan Estimate

2010 Ford Edge SE

Ford Edge SE

2010 Ford Edge SE Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $400 / Month

Metro Birmingham Area Counties with Used Cars for Sale Below $400 / Month

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