Birmingham, AL Area Used Cars Under $55,000

2024 Ford F-250 Super Duty XLT

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This average mileage preowned 2024 Ford F-250 Super Duty XLT 4X4 pickup below 71,000 miles, a transmission, and 21 MPG, 6.7L diesel engine is for sale right now below $53K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$52,637
Est. Payment:	$1283.40 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,296
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$52,637.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,824.39
Avg. DMV Fee	363.00
Cash Sale Price	$59,136.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,136.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1283.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,637.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 Raptor

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This low mileage second hand 2020 Ford F-150 Raptor 4X4 pickup below 33,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $52K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$51,508
Est. Payment:	$990.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,419
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$51,508.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,700.20
Avg. DMV Fee	363.00
Cash Sale Price	$57,883.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,883.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$990.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,508.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 2500 Big Horn

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This average mileage preowned 2024 Ram 2500 Big Horn 4X4 pickup under 70,000 miles, a transmission, and 21 MPG, 6.7L diesel engine is for sale right now below $55K at Baugh Ford, LLC in Clanton, AL. ...View More Details

Sales Price:	$54,900
Est. Payment:	$1337.92 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,029
Location:	Clanton, AL

Item	Amount
Used Car Price⁽¹⁾	$54,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	6,073.32
Avg. DMV Fee	363.00
Cash Sale Price	$61,648.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,648.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$1337.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Tremor

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This low mileage preowned 2023 Ford F-150 Tremor 4X4 pickup below 35,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now under $51K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$50,746
Est. Payment:	$976.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,778
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$50,746.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,616.38
Avg. DMV Fee	363.00
Cash Sale Price	$57,037.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,037.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$976.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Suburban High Country

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This below average mileage used 2023 Chevrolet Suburban High Country 4X4 SUV under 65,000 miles, a transmission, and 21 MPG, 6.2L gas engine is for sale right now below $53K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$52,499
Est. Payment:	$1171.56 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,599
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$52,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,809.21
Avg. DMV Fee	363.00
Cash Sale Price	$58,983.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,983.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$1171.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

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This low mileage preowned 2025 Ford Mustang GT Premium RWD coupe below 5,000 miles, transmission, and 21 MPG, 5.0L gas engine is for sale right now under $55K at Tony Serra Ford, Inc. in Sylacauga, AL. ...View More Details

Sales Price:	$54,489
Est. Payment:	$1047.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,597
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$54,489.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	6,028.11
Avg. DMV Fee	363.00
Cash Sale Price	$61,192.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,192.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1047.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,489.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition MAX Active

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This low mileage second hand 2025 Ford Expedition MAX Active 4X4 SUV below 33,000 miles, a transmission, and 21 MPG, 3.5L gas engine is for sale right now below $54K at Hull Dobbs Ford in Birmingham, AL. ...View More Details

Sales Price:	$53,288
Est. Payment:	$1024.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,493
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$53,288.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,896.00
Avg. DMV Fee	363.00
Cash Sale Price	$59,859.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,859.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1024.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup below 46,000 miles, a transmission, and 21 MPG, 5.0L flexible engine is for sale right now below $54K at Tony Serra Ford, Inc. in Sylacauga, AL. ...View More Details

Sales Price:	$53,889
Est. Payment:	$1035.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,572
Location:	Sylacauga, AL

Item	Amount
Used Car Price⁽¹⁾	$53,889.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,962.11
Avg. DMV Fee	363.00
Cash Sale Price	$60,526.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,526.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1035.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 2500HD AT4

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This average mileage second hand 2022 GMC Sierra 2500HD AT4 4X4 pickup under 88,000 miles, a transmission, and 21 MPG, 6.6L diesel engine is for sale right now under $52K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$51,894
Est. Payment:	$1399.86 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,664
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$51,894.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	5,742.66
Avg. DMV Fee	363.00
Cash Sale Price	$58,311.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,311.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1399.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 ZR2

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This low mileage second hand 2024 Chevrolet Silverado 1500 ZR2 4X4 pickup below 30,000 miles, a transmission, and 21 MPG, 3.0L diesel engine is for sale right now below $55K at Stivers Ford of Birmingham in Birmingham, AL. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1056.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,794
Location:	Birmingham, AL

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	6,083.77
Avg. DMV Fee	363.00
Cash Sale Price	$61,753.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,753.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1056.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $55,000

2024 Ford F-250 Super Duty XLT

2020 Ford F-150 Raptor

2024 Ram 2500 Big Horn

2023 Ford F-150 Tremor

2023 Chevrolet Suburban High Country

2025 Ford Mustang GT Premium

2025 Ford Expedition MAX Active

2023 Ford F-150 XLT

2022 GMC Sierra 2500HD AT4

2024 Chevrolet Silverado 1500 ZR2

Greater Birmingham Area Cities with Used Cars for Sale Below $55K

Metro Birmingham Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Birmingham Area

Metro Birmingham Secondhand Used Vehicles Priced Below $55,000

2024 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2024 Ford F-250 Super Duty XLT Car Loan Estimate

2020 Ford F-150 Raptor

Ford F-150 Raptor

2020 Ford F-150 Raptor Car Loan Estimate

2024 Ram 2500 Big Horn

Ram 2500 Big Horn

2024 Ram 2500 Big Horn Car Loan Estimate

2023 Ford F-150 Tremor

Ford F-150 Tremor

2023 Ford F-150 Tremor Car Loan Estimate

2023 Chevrolet Suburban High Country

Chevrolet Suburban High Country

2023 Chevrolet Suburban High Country Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2025 Ford Expedition MAX Active

Ford Expedition MAX Active

2025 Ford Expedition MAX Active Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 GMC Sierra 2500HD AT4

GMC Sierra 2500HD AT4

2022 GMC Sierra 2500HD AT4 Car Loan Estimate

2024 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2024 Chevrolet Silverado 1500 ZR2 Car Loan Estimate

Greater Birmingham Area Cities with Used Cars for Sale Below $55K

Metro Birmingham Area Counties with Used Cars for Sale Below $55,000

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