Phoenix, AZ Area Used Sedans Under $45,000

2022 Dodge Charger Scat Pack

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This below average mileage used 2022 Dodge Charger Scat Pack RWD sedan under 62,000 miles, a transmission, and 48 MPG, 6.4L gas engine is for sale right now below $44K at Rodeo Ford, Inc. in Goodyear, AZ. ...View More Details

Sales Price:	$43,900
Est. Payment:	$989.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,785
Location:	Goodyear, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,900.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,964.85
Avg. DMV Fee	532.00
Cash Sale Price	$49,825.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,825.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$989.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus IS 350 F SPORT

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This low mileage second hand 2021 Lexus IS 350 F SPORT RWD sedan below 53,000 miles, a transmission, and 48 MPG, 3.5L gas engine is for sale right now under $41K at Chapman Ford in Scottsdale, AZ. ...View More Details

Sales Price:	$40,473
Est. Payment:	$844.86 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,318
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,473.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,581.02
Avg. DMV Fee	532.00
Cash Sale Price	$46,015.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,015.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$844.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus IS 350 F SPORT

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This low mileage preowned 2022 Lexus IS 350 F SPORT RWD sedan below 48,000 miles, a transmission, and 48 MPG, 3.5L gas engine is for sale right now under $41K at San Tan Ford in Gilbert, AZ. ...View More Details

Sales Price:	$40,828
Est. Payment:	$794.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,511
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,828.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,620.78
Avg. DMV Fee	532.00
Cash Sale Price	$46,409.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,409.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,828.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Cadillac CT5 Sport

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This low mileage used 2025 Cadillac CT5 Sport RWD sedan under 16,000 miles, a transmission, and 48 MPG, 2.0L gas engine is for sale right now under $44K at Chapman Ford in Scottsdale, AZ. ...View More Details

Sales Price:	$43,291
Est. Payment:	$841.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,816
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$43,291.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,896.64
Avg. DMV Fee	532.00
Cash Sale Price	$49,148.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,148.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,291.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, a transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $41K at Earnhardt Hyundai San Tan in Gilbert, AZ. ...View More Details

Sales Price:	$40,605
Est. Payment:	$789.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,605.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,595.81
Avg. DMV Fee	532.00
Cash Sale Price	$46,161.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,161.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$789.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, a transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $41K at Hyundai of Cottonwood in Cottonwood, AZ. ...View More Details

Sales Price:	$40,160
Est. Payment:	$781.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Cottonwood, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,160.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,545.97
Avg. DMV Fee	532.00
Cash Sale Price	$45,666.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,666.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$781.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,160.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, a transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $41K at Earnhardt Hyundai San Tan in Gilbert, AZ. ...View More Details

Sales Price:	$40,605
Est. Payment:	$789.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Gilbert, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,605.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,595.81
Avg. DMV Fee	532.00
Cash Sale Price	$46,161.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,161.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$789.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, a transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $41K at High Desert Hyundai in Kingman, AZ. ...View More Details

Sales Price:	$40,103
Est. Payment:	$780.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Kingman, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,103.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,539.58
Avg. DMV Fee	532.00
Cash Sale Price	$45,603.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,603.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$780.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,103.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, a transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $41K at Ken Garff Hyundai Surprise in Surprise, AZ. ...View More Details

Sales Price:	$40,160
Est. Payment:	$781.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Surprise, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,160.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,545.97
Avg. DMV Fee	532.00
Cash Sale Price	$45,666.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,666.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$781.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,160.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, a transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $41K at Earnhardt Hyundai North Scottsdale in Scottsdale, AZ. ...View More Details

Sales Price:	$40,235
Est. Payment:	$782.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Scottsdale, AZ

Item	Amount
Used Car Price⁽¹⁾	$40,235.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,554.37
Avg. DMV Fee	532.00
Cash Sale Price	$45,750.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,750.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$782.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,235.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Sedans Priced Below $45,000

2022 Dodge Charger Scat Pack

2021 Lexus IS 350 F SPORT

2022 Lexus IS 350 F SPORT

2025 Cadillac CT5 Sport

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

Greater Phoenix Area Cities with Used Sedans for Sale Below $45K

Metro Phoenix Area Counties with Used Sedans for Sale Below $45,000

Used Sedans under $45,000 for Sale in the Greater Phoenix Area

Metro Phoenix Secondhand Used Sedans Priced Below $45,000

2022 Dodge Charger Scat Pack

Dodge Charger Scat Pack

2022 Dodge Charger Scat Pack Car Loan Estimate

2021 Lexus IS 350 F SPORT

Lexus IS 350 F SPORT

2021 Lexus IS 350 F SPORT Car Loan Estimate

2022 Lexus IS 350 F SPORT

Lexus IS 350 F SPORT

2022 Lexus IS 350 F SPORT Car Loan Estimate

2025 Cadillac CT5 Sport

Cadillac CT5 Sport

2025 Cadillac CT5 Sport Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

Greater Phoenix Area Cities with Used Sedans for Sale Below $45K

Metro Phoenix Area Counties with Used Sedans for Sale Below $45,000

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