Used Cars under $45,000 for Sale in Waterloo, IA

33 Preowned vehicles for sale in Waterloo Iowa and the Metro Cedar Rapids - Waterloo - Dubuque and Black Hawk County area priced below $45K. Search by payment, bodystyle, engine type, or drivetrain.

Your Location

Filters

Waterloo, IA Secondhand Used Vehicles Priced Below $45,000

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
IA
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2026 Genesis GV70 2.5T Standard for Sale
2026 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage used 2026 Genesis GV70 2.5T Standard AWD SUV below 7,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $43K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $42,264
Est. Payment: $783.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 7,196
Location: Waterloo, IA
Preowned 2020 Chevrolet Silverado 2500HD LTZ for Sale
2020 Chevrolet Silverado 2500HD LTZ

⇩ View Seller Description

This high mileage preowned 2020 Chevrolet Silverado 2500HD LTZ 4X4 pickup under 122,000 miles, a transmission, and 24 MPG, 6.6L gas engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $40,086
Est. Payment: $1585.52 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 122,386
Location: Waterloo, IA
Preowned 2026 Subaru Outback Touring for Sale
2026 Subaru Outback Touring

⇩ View Seller Description

This low mileage second hand 2026 Subaru Outback Touring AWD wagon below 0,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $41,582
Est. Payment: $770.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 10
Location: Waterloo, IA
Preowned 2026 Subaru Outback Wilderness for Sale
2026 Subaru Outback Wilderness

⇩ View Seller Description

This low mileage second hand 2026 Subaru Outback Wilderness AWD wagon below 0,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now under $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $43,048
Est. Payment: $797.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 9
Location: Waterloo, IA
Preowned 2026 Genesis G70 2.5T Standard for Sale
2026 Genesis G70 2.5T Standard

⇩ View Seller Description

This low mileage second hand 2026 Genesis G70 2.5T Standard AWD sedan below 7,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $40,220
Est. Payment: $745.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 7,318
Location: Waterloo, IA
Preowned 2023 Toyota Venza Limited for Sale
2023 Toyota Venza Limited

⇩ View Seller Description

This low mileage used 2023 Toyota Venza Limited AWD wagon under 49,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $40,140
Est. Payment: $744.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 48,734
Location: Waterloo, IA
Preowned 2026 Hyundai SANTA FE Hybrid Limited for Sale
2026 Hyundai SANTA FE Hybrid Limited

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE Hybrid Limited AWD SUV under 0,000 miles, a transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $45K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $44,942
Est. Payment: $832.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 12
Location: Waterloo, IA
Preowned 2026 Hyundai SONATA Hybrid Limited for Sale
2026 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, a transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $40,050
Est. Payment: $742.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 0
Location: Waterloo, IA
Preowned 2026 Hyundai SANTA FE Hybrid Limited for Sale
2026 Hyundai SANTA FE Hybrid Limited

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SANTA FE Hybrid Limited AWD SUV below 0,000 miles, a transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $45K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $44,359
Est. Payment: $821.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 55
Location: Waterloo, IA
Preowned 2026 Hyundai SANTA FE Limited for Sale
2026 Hyundai SANTA FE Limited

⇩ View Seller Description

This low mileage second hand 2026 Hyundai SANTA FE Limited AWD SUV below 0,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $43,148
Est. Payment: $799.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 10
Location: Waterloo, IA