Waterloo, IA Used Cars Under $45,000 |with Payments|

2026 Genesis GV70 2.5T Standard

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This low mileage used 2026 Genesis GV70 2.5T Standard AWD SUV below 7,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now below $43K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$42,264
Est. Payment:	$783.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,196
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$42,264.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,971.08
Avg. DMV Fee	365.00
Cash Sale Price	$45,780.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,780.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$783.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,264.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD LTZ

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This high mileage preowned 2020 Chevrolet Silverado 2500HD LTZ 4X4 pickup under 122,000 miles, a transmission, and 24 MPG, 6.6L gas engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$40,086
Est. Payment:	$1585.52 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,386
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$40,086.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,818.62
Avg. DMV Fee	365.00
Cash Sale Price	$43,449.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,449.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1585.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,086.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Touring

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This low mileage second hand 2026 Subaru Outback Touring AWD wagon below 0,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,582
Est. Payment:	$770.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,582.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,923.34
Avg. DMV Fee	365.00
Cash Sale Price	$45,050.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,050.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$770.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Wilderness

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This low mileage second hand 2026 Subaru Outback Wilderness AWD wagon below 0,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now under $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$43,048
Est. Payment:	$797.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$43,048.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,025.96
Avg. DMV Fee	365.00
Cash Sale Price	$46,618.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,618.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$797.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,048.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Standard

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This low mileage second hand 2026 Genesis G70 2.5T Standard AWD sedan below 7,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$40,220
Est. Payment:	$745.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,318
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$40,220.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,828.00
Avg. DMV Fee	365.00
Cash Sale Price	$43,593.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,593.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Venza Limited

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This low mileage used 2023 Toyota Venza Limited AWD wagon under 49,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$40,140
Est. Payment:	$744.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,734
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$40,140.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,822.40
Avg. DMV Fee	365.00
Cash Sale Price	$43,507.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$744.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,140.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Limited

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid Limited AWD SUV under 0,000 miles, a transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $45K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$44,942
Est. Payment:	$832.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$44,942.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,158.54
Avg. DMV Fee	365.00
Cash Sale Price	$48,645.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,645.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$832.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,942.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, a transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$40,050
Est. Payment:	$742.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$40,050.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,816.10
Avg. DMV Fee	365.00
Cash Sale Price	$43,411.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,411.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,050.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Limited

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid Limited AWD SUV below 0,000 miles, a transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $45K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$44,359
Est. Payment:	$821.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$44,359.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,117.73
Avg. DMV Fee	365.00
Cash Sale Price	$48,021.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,021.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$821.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,359.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage second hand 2026 Hyundai SANTA FE Limited AWD SUV below 0,000 miles, a transmission, and 24 MPG, 2.5L gas engine is for sale right now under $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$43,148
Est. Payment:	$799.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$43,148.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,032.96
Avg. DMV Fee	365.00
Cash Sale Price	$46,725.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,725.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$799.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,148.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $45,000

2026 Genesis GV70 2.5T Standard

2020 Chevrolet Silverado 2500HD LTZ

2026 Subaru Outback Touring

2026 Subaru Outback Wilderness

2026 Genesis G70 2.5T Standard

2023 Toyota Venza Limited

2026 Hyundai SANTA FE Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Limited

Used Cars under $45,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $45,000

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2020 Chevrolet Silverado 2500HD LTZ

Chevrolet Silverado 2500HD LTZ

2020 Chevrolet Silverado 2500HD LTZ Car Loan Estimate

2026 Subaru Outback Touring

Subaru Outback Touring

2026 Subaru Outback Touring Car Loan Estimate

2026 Subaru Outback Wilderness

Subaru Outback Wilderness

2026 Subaru Outback Wilderness Car Loan Estimate

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2023 Toyota Venza Limited

Toyota Venza Limited

2023 Toyota Venza Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2026 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

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