Piatt County, IL Used Cars Under $450 a Month

2025 Kia K4 EX

⇩ View Seller Description

This low mileage second hand 2025 Kia K4 EX FWD sedan under 16,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$462.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,739
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$462.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

⇩ View Seller Description

This low mileage second hand 2023 Ford Escape Active AWD SUV below 27,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,288
Est. Payment:	$448.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,476
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,288.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,580.27
Avg. DMV Fee	196.00
Cash Sale Price	$26,233.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,233.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$448.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue S

⇩ View Seller Description

This below average mileage used 2024 Nissan Rogue S AWD wagon below 61,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now under $21K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$20,287
Est. Payment:	$454.90 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,009
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,287.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,250.16
Avg. DMV Fee	196.00
Cash Sale Price	$22,902.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,902.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$454.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

⇩ View Seller Description

This low mileage used 2025 Hyundai KONA SEL AWD SUV below 26,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,250
Est. Payment:	$448.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,249
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,576.09
Avg. DMV Fee	196.00
Cash Sale Price	$26,191.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,191.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$448.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

⇩ View Seller Description

This low mileage preowned 2023 Ford Escape Active FWD SUV below 23,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now under $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,490
Est. Payment:	$452.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,655
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,602.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,457.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,457.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$452.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 BMW 4 Series 428i xDrive

⇩ View Seller Description

This above average mileage preowned 2015 BMW 4 Series 428i xDrive AWD coupe under 91,000 miles, a transmission, and 31 MPG, 2.0L gas engine is for sale right now under $14K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$13,790
Est. Payment:	$423.24 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,689
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$13,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,535.49
Avg. DMV Fee	196.00
Cash Sale Price	$15,690.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,690.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$423.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

⇩ View Seller Description

This low mileage used 2024 Ford Escape Active AWD SUV under 13,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now under $25K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$24,290
Est. Payment:	$467.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,977
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,690.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,345.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,345.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$467.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

⇩ View Seller Description

This low mileage second hand 2025 Kia K4 LXS FWD sedan below 25,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $22K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$21,990
Est. Payment:	$424.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,969
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,437.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,792.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,792.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$424.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Rogue SV

⇩ View Seller Description

This low mileage preowned 2023 Nissan Rogue SV AWD wagon under 31,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,490
Est. Payment:	$452.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,429
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,602.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,457.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,457.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$452.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai SONATA SE

⇩ View Seller Description

This high mileage preowned 2018 Hyundai SONATA SE FWD sedan below 162,000 miles, a transmission, and 31 MPG, 2.4L gas engine is for sale right now under $8K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$7,990
Est. Payment:	$337.63 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	161,521
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$7,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	897.49
Avg. DMV Fee	196.00
Cash Sale Price	$9,252.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,252.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$337.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles with Payments Below $450 / Month

2025 Kia K4 EX

2023 Ford Escape Active

2024 Nissan Rogue S

2025 Hyundai KONA SEL

2023 Ford Escape Active

2015 BMW 4 Series 428i xDrive

2024 Ford Escape Active

2025 Kia K4 LXS

2023 Nissan Rogue SV

2018 Hyundai SONATA SE

Piatt County Cities with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles with Payments Below $450 / Month

2025 Kia K4 EX

Kia K4 EX

2025 Kia K4 EX Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Car Loan Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2015 BMW 4 Series 428i xDrive

BMW 4 Series 428i xDrive

2015 BMW 4 Series 428i xDrive Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2023 Nissan Rogue SV

Nissan Rogue SV

2023 Nissan Rogue SV Car Loan Estimate

2018 Hyundai SONATA SE

Hyundai SONATA SE

2018 Hyundai SONATA SE Car Loan Estimate

Piatt County Cities with Used Cars for Sale Below $450 / Month

Customize Payments

Find Financing

Customize Payments