Piatt County, IL Used Cars Under $500 a Month

2025 Kia K4 GT-Line

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This low mileage preowned 2025 Kia K4 GT-Line FWD sedan below 21,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now under $26K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$25,990
Est. Payment:	$500.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,318
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,877.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,232.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,232.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$500.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage second hand 2023 Ford Edge SEL AWD SUV below 34,000 miles, a transmission, and 33 MPG, 2.0L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,490
Est. Payment:	$509.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,279
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,932.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,787.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,787.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$509.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage used 2023 Ford Edge SEL AWD SUV under 20,000 miles, a transmission, and 33 MPG, 2.0L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,289
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mazda Mazda6 Grand Touring

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This above average mileage used 2017 Mazda Mazda6 Grand Touring FWD sedan below 95,000 miles, a transmission, and 33 MPG, 2.5L gas engine is for sale right now below $16K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$489.11 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,939
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,777.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,132.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$489.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Trailblazer RS

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This below average mileage used 2022 Chevrolet Trailblazer RS 4X4 SUV below 63,000 miles, a transmission, and 33 MPG, 1.3L gas engine is for sale right now below $22K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$21,600
Est. Payment:	$483.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,979
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,600.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,394.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,359.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,359.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$483.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage second hand 2023 Ford Edge SEL AWD SUV under 24,000 miles, a transmission, and 33 MPG, 2.0L gas engine is for sale right now below $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,790
Est. Payment:	$515.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,026
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,965.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,120.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,120.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$515.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia K5 GT-Line

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This low mileage second hand 2023 Kia K5 GT-Line FWD sedan under 26,000 miles, a transmission, and 33 MPG, 1.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,602
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.21

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Jeep Wrangler Unlimited Sport

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This high mileage second hand 2014 Jeep Wrangler Unlimited Sport 4X4 SUV under 107,000 miles, transmission, and 33 MPG, 3.6L gas engine is for sale right now under $14K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$13,790
Est. Payment:	$485.41 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,146
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$13,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,535.49
Avg. DMV Fee	196.00
Cash Sale Price	$15,690.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,690.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$485.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV below 25,000 miles, a transmission, and 33 MPG, 2.0L gas engine is for sale right now below $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,087
Est. Payment:	$521.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,227
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,998.16
Avg. DMV Fee	196.00
Cash Sale Price	$30,450.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,450.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$521.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Sentra SR

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This low mileage second hand 2026 Nissan Sentra SR FWD sedan under 5,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $25K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$24,990
Est. Payment:	$481.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,003
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,767.49
Avg. DMV Fee	196.00
Cash Sale Price	$28,122.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,122.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$481.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles with Payments Below $500 / Month

2025 Kia K4 GT-Line

2023 Ford Edge SEL

2023 Ford Edge SEL

2017 Mazda Mazda6 Grand Touring

2022 Chevrolet Trailblazer RS

2023 Ford Edge SEL

2023 Kia K5 GT-Line

2014 Jeep Wrangler Unlimited Sport

2024 Ford Edge SEL

2026 Nissan Sentra SR

Piatt County Cities with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles with Payments Below $500 / Month

2025 Kia K4 GT-Line

Kia K4 GT-Line

2025 Kia K4 GT-Line Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2017 Mazda Mazda6 Grand Touring

Mazda Mazda6 Grand Touring

2017 Mazda6 Grand Touring Car Loan Estimate

2022 Chevrolet Trailblazer RS

Chevrolet Trailblazer RS

2022 Chevrolet Trailblazer RS Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2023 Kia K5 GT-Line

Kia K5 GT-Line

2023 Kia K5 GT-Line Car Loan Estimate

2014 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2014 Jeep Wrangler Unlimited Sport Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2026 Nissan Sentra SR

Nissan Sentra SR

2026 Nissan Sentra SR Car Loan Estimate

Piatt County Cities with Used Cars for Sale Below $500 / Month

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