Piatt County, IL Used Cars Under $700 a Month

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 26,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,136
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 12,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,365
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV below 21,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $37K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,876
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$709.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV under 16,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$728.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,494
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,552.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,552.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 FX4

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This high mileage used 2014 Ford F-150 FX4 4x4 pickup under 158,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $14K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$13,261
Est. Payment:	$551.14 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	157,795
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$13,261.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,477.30
Avg. DMV Fee	196.00
Cash Sale Price	$15,103.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,103.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$551.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,261.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 FX2

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This high mileage used 2014 Ford F-150 FX2 RWD pickup under 111,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,446
Est. Payment:	$713.97 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,821
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,446.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,267.65
Avg. DMV Fee	196.00
Cash Sale Price	$23,078.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,078.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$713.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 22,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,523
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2025 Ford Explorer Active

2014 Ford F-150 FX4

2014 Ford F-150 FX2

2023 Ford Explorer XLT

Piatt County Cities with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2014 Ford F-150 FX4

Ford F-150 FX4

2014 Ford F-150 FX4 Car Loan Estimate

2014 Ford F-150 FX2

Ford F-150 FX2

2014 Ford F-150 FX2 Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Piatt County Cities with Used Cars for Sale Below $700 / Month

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