Piatt County, IL Used Ford Vehicles for Sale |with Payments|

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4x4 pickup under 16,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $48K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$47,490
Est. Payment:	$908.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,864
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$47,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,242.49
Avg. DMV Fee	196.00
Cash Sale Price	$53,097.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,097.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$908.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $47,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

⇩ View Seller Description

This low mileage used 2023 Ford F-150 Lariat 4x4 pickup under 13,000 miles, automatic transmission, and 27 MPG, 2.7L gas engine is for sale right now under $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,693
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage used 2025 Ford Explorer ST-Line AWD SUV below 13,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,990
Est. Payment:	$823.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,380
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,747.49
Avg. DMV Fee	196.00
Cash Sale Price	$48,102.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,102.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$823.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-250 Super Duty XLT 4x4 pickup below 10,000 miles, automatic transmission, and 27 MPG, 6.7L diesel engine is for sale right now below $83K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$82,990
Est. Payment:	$1582.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,827
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$82,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,147.49
Avg. DMV Fee	196.00
Cash Sale Price	$92,502.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$92,502.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1582.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $82,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

⇩ View Seller Description

This low mileage preowned 2024 Ford Edge SEL AWD SUV under 16,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $30K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$29,790
Est. Payment:	$572.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,949
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,295.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,450.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$572.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Limited

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer Limited AWD SUV under 19,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now under $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,679
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT Premium

⇩ View Seller Description

This low mileage second hand 2025 Ford Mustang GT Premium RWD convertible under 3,000 miles, transmission, and 27 MPG, 5.0L gas engine is for sale right now under $55K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1051.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,941
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,067.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,422.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,422.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1051.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

⇩ View Seller Description

This low mileage used 2023 Ford F-150 XL 4x4 pickup below 22,000 miles, automatic transmission, and 27 MPG, 3.5L hybrid engine is for sale right now under $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,990
Est. Payment:	$804.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,008
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,637.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$804.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Expedition Platinum

⇩ View Seller Description

This low mileage preowned 2025 Ford Expedition Platinum 4x4 SUV under 14,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $70K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$69,990
Est. Payment:	$1335.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,988
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$69,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	7,717.49
Avg. DMV Fee	196.00
Cash Sale Price	$78,072.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$78,072.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1335.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $69,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line Elite

⇩ View Seller Description

This low mileage preowned 2023 Ford Escape ST-Line Elite AWD SUV below 12,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,490
Est. Payment:	$604.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,884
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,482.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,337.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,337.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$604.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Ford Used cars for Sale in Piatt County, IL

Piatt County Secondhand Used Ford Vehicles Inventory

2025 Ford F-150 XLT

2023 Ford F-150 Lariat

2025 Ford Explorer ST-Line

2025 Ford F-250 Super Duty XLT

2024 Ford Edge SEL

2023 Ford Explorer Limited

2025 Ford Mustang GT Premium

2023 Ford F-150 XL

2025 Ford Expedition Platinum

2023 Ford Escape ST-Line Elite

Piatt County Cities with Used Ford Cars for Sale

Ford Used cars for Sale in Piatt County, IL

Piatt County Secondhand Used Ford Vehicles Inventory

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2025 Ford F-250 Super Duty XLT Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Ford Explorer Limited

Ford Explorer Limited

2023 Ford Explorer Limited Car Loan Estimate

2025 Ford Mustang GT Premium

Ford Mustang GT Premium

2025 Ford Mustang GT Premium Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Expedition Platinum

Ford Expedition Platinum

2025 Ford Expedition Platinum Car Loan Estimate

2023 Ford Escape ST-Line Elite

Ford Escape ST-Line Elite

2023 Ford Escape ST-Line Elite Car Loan Estimate

Piatt County Cities with Used Ford Cars for Sale

Customize Payments

Find Financing

Customize Payments