Piatt County, IL Used Cars Under $35,000

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 30,000 miles, automatic transmission, and 49 MPG, 2.3L gas engine is for sale right now below $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,990
Est. Payment:	$652.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,132
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,757.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,112.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,112.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$652.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This below average mileage preowned 2023 Chevrolet Traverse RS 4x4 SUV under 68,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$734.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,302
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$734.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage used 2025 Hyundai SONATA Hybrid Limited FWD sedan below 29,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,717
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$633.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage used 2025 Toyota RAV4 XLE FWD SUV under 33,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$614.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,391
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,537.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$614.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage used 2023 Buick Envision Essence AWD SUV below 19,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,488
Est. Payment:	$604.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,776
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,482.27
Avg. DMV Fee	196.00
Cash Sale Price	$35,335.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,335.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$604.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Texas Trail

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This low mileage used 2022 Jeep Gladiator Texas Trail 4x4 pickup under 27,000 miles, transmission, and 49 MPG, 3.6L gas engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,365
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$633.17

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara 4xe

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This low mileage second hand 2025 Jeep Wrangler Sahara 4xe 4x4 SUV under 10,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,896
Est. Payment:	$650.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,121
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.15
Avg. DMV Fee	196.00
Cash Sale Price	$38,008.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,008.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$650.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge Titanium

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This low mileage preowned 2023 Ford Edge Titanium AWD SUV under 24,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,488
Est. Payment:	$623.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,111
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,592.27
Avg. DMV Fee	196.00
Cash Sale Price	$36,445.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,445.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$623.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage preowned 2024 Jeep Grand Cherokee L Laredo 4x4 SUV under 37,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now below $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,388
Est. Payment:	$659.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,044
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,801.27
Avg. DMV Fee	196.00
Cash Sale Price	$38,554.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,554.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

⇩ View Seller Description

This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV under 12,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $34K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$33,896
Est. Payment:	$650.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,492
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,896.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.15
Avg. DMV Fee	196.00
Cash Sale Price	$38,008.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,008.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$650.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles Priced Below $35,000

2023 Ford Explorer XLT

2023 Chevrolet Traverse RS

2025 Hyundai SONATA Hybrid Limited

2025 Toyota RAV4 XLE

2023 Buick Envision Essence

2022 Jeep Gladiator Texas Trail

2025 Jeep Wrangler Sahara 4xe

2023 Ford Edge Titanium

2024 Jeep Grand Cherokee L Laredo

2025 Jeep Wrangler Backcountry 4xe

Piatt County Cities with Used Cars for Sale Below $35K

Used Cars under $35,000 for Sale in Piatt County, IL

Piatt County, IL Secondhand Used Vehicles Priced Below $35,000

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2022 Jeep Gladiator Texas Trail

Jeep Gladiator Texas Trail

2022 Jeep Gladiator Texas Trail Car Loan Estimate

2025 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2025 Jeep Wrangler Sahara 4xe Car Loan Estimate

2023 Ford Edge Titanium

Ford Edge Titanium

2023 Ford Edge Titanium Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

Piatt County Cities with Used Cars for Sale Below $35K

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