Urbana, IL Used Cars Under $550 a Month

2024 Audi A3 Premium 40 TFSI

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This average mileage second hand 2024 Audi A3 Premium 40 TFSI FWD sedan under 70,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,890
Est. Payment:	$535.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,071
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,426.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,681.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,681.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$535.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage used 2023 Jeep Wrangler Sahara 4xe 4x4 SUV below 36,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,698
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Equinox LT

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This high mileage used 2019 Chevrolet Equinox LT FWD SUV below 131,000 miles, automatic transmission, and 49 MPG, 1.5L gas engine is for sale right now below $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,725
Est. Payment:	$448.41 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,269
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,198.34
Avg. DMV Fee	196.00
Cash Sale Price	$12,288.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,288.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$448.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This low mileage preowned 2023 Jeep Wrangler Willys 4xe 4x4 SUV under 22,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,712
Est. Payment:	$570.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,903
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,712.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,286.91
Avg. DMV Fee	196.00
Cash Sale Price	$33,363.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,363.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$570.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,712.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Preferred

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This low mileage preowned 2025 Mazda CX-50 2.5 S Preferred AWD SUV under 28,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,595
Est. Payment:	$530.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,054.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$530.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage second hand 2025 Toyota Camry SE FWD sedan under 47,000 miles, cvt transmission, and 49 MPG, 2.5L hybrid engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,595
Est. Payment:	$549.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,139
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,164.04
Avg. DMV Fee	196.00
Cash Sale Price	$32,124.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,124.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$549.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volvo XC60 B6 Inscription

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This low mileage preowned 2022 Volvo XC60 B6 Inscription AWD SUV below 44,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,725
Est. Payment:	$571.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,868
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,288.34
Avg. DMV Fee	196.00
Cash Sale Price	$33,378.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,378.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$571.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry SE

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This low mileage used 2024 Toyota Camry SE FWD sedan below 54,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,595
Est. Payment:	$528.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,397
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,834.04
Avg. DMV Fee	196.00
Cash Sale Price	$28,794.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,794.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$528.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Alfa Romeo Giulia Sprint

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This low mileage preowned 2024 Alfa Romeo Giulia Sprint AWD sedan under 18,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,399
Est. Payment:	$545.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,479
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,399.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,142.48
Avg. DMV Fee	196.00
Cash Sale Price	$31,906.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,906.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$545.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified preowned 2025 Kia Niro EX FWD hatchback under 1,000 miles, automatic transmission, and 49 MPG, 1.6L hybrid engine is for sale right now below $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,595
Est. Payment:	$530.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	948
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,054.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$530.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2024 Audi A3 Premium 40 TFSI

2023 Jeep Wrangler Sahara 4xe

2019 Chevrolet Equinox LT

2023 Jeep Wrangler Willys 4xe

2025 Mazda CX-50 2.5 S Preferred

2025 Toyota Camry SE

2022 Volvo XC60 B6 Inscription

2024 Toyota Camry SE

2024 Alfa Romeo Giulia Sprint

2025 Kia Niro EX

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2019 Chevrolet Equinox LT

Chevrolet Equinox LT

2019 Chevrolet Equinox LT Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2022 Volvo XC60 B6 Inscription

Volvo XC60 B6 Inscription

2022 Volvo XC60 B6 Inscription Car Loan Estimate

2024 Toyota Camry SE

Toyota Camry SE

2024 Toyota Camry SE Car Loan Estimate

2024 Alfa Romeo Giulia Sprint

Alfa Romeo Giulia Sprint

2024 Alfa Romeo Giulia Sprint Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

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