Urbana, IL Used Cars Under $550 a Month

2020 Lincoln Corsair Reserve

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This average mileage preowned 2020 Lincoln Corsair Reserve AWD SUV below 71,000 miles, automatic transmission, and 34 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,595
Est. Payment:	$528.54 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,654
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,394.04
Avg. DMV Fee	196.00
Cash Sale Price	$24,354.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,354.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$528.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee L Limited

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This below average mileage used 2021 Jeep Grand Cherokee L Limited 4x4 SUV below 67,000 miles, automatic transmission, and 34 MPG, 3.6L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,300
Est. Payment:	$565.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,801.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,466.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,466.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$565.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This below average mileage preowned 2023 Chrysler Pacifica Touring L FWD minivan below 69,000 miles, automatic transmission, and 34 MPG, 3.6L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,725
Est. Payment:	$552.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,341
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,738.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,828.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,828.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$552.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Willys 4xe

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This low mileage second hand 2024 Jeep Wrangler Willys 4xe 4x4 SUV below 35,000 miles, automatic transmission, and 34 MPG, 2.0L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,073
Est. Payment:	$539.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,678
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,073.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,106.62
Avg. DMV Fee	196.00
Cash Sale Price	$31,544.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,544.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$539.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,073.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

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This average mileage preowned 2024 Audi A3 Premium 40 TFSI FWD sedan under 70,000 miles, automatic transmission, and 34 MPG, 2.0L hybrid engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,125
Est. Payment:	$541.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,071
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,125.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,452.34
Avg. DMV Fee	196.00
Cash Sale Price	$24,942.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,942.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$541.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON XRT

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This low mileage certified second hand 2025 Hyundai TUCSON XRT AWD SUV under 13,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,550
Est. Payment:	$548.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,913
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,159.09
Avg. DMV Fee	196.00
Cash Sale Price	$32,074.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,074.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$548.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volkswagen Atlas V6 SE 4Motion

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This average mileage preowned 2021 Volkswagen Atlas V6 SE 4Motion AWD SUV under 90,000 miles, automatic transmission, and 34 MPG, 3.6L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,225
Est. Payment:	$548.15 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,984
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,243.34
Avg. DMV Fee	196.00
Cash Sale Price	$22,833.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,833.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$548.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This below average mileage used 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 66,000 miles, automatic transmission, and 34 MPG, 2.0L hybrid engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,999
Est. Payment:	$558.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.48
Avg. DMV Fee	196.00
Cash Sale Price	$28,132.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,132.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$558.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage used 2023 Jeep Wrangler Sahara 4xe 4x4 SUV below 36,000 miles, automatic transmission, and 34 MPG, 2.0L hybrid engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,698
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$557.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry SE

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This low mileage second hand 2024 Toyota Camry SE FWD sedan below 54,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,890
Est. Payment:	$534.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,887
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,866.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,121.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,121.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$534.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2020 Lincoln Corsair Reserve

2021 Jeep Grand Cherokee L Limited

2023 Chrysler Pacifica Touring L

2024 Jeep Wrangler Willys 4xe

2024 Audi A3 Premium 40 TFSI

2025 Hyundai TUCSON XRT

2021 Volkswagen Atlas V6 SE 4Motion

2023 Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Sahara 4xe

2024 Toyota Camry SE

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2020 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2020 Lincoln Corsair Reserve Car Loan Estimate

2021 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2021 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2024 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2024 Jeep Wrangler Willys 4xe Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2025 Hyundai TUCSON XRT

Hyundai TUCSON XRT

2025 Hyundai TUCSON XRT Car Loan Estimate

2021 Volkswagen Atlas V6 SE 4Motion

Volkswagen Atlas V6 SE 4Motion

2021 Volkswagen Atlas V6 SE 4Motion Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2024 Toyota Camry SE

Toyota Camry SE

2024 Toyota Camry SE Car Loan Estimate

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