Urbana, IL Used Cars Under $550 a Month

2022 Jeep Gladiator Willys

⇩ View Seller Description

This low mileage second hand 2022 Jeep Gladiator Willys 4x4 pickup below 44,000 miles, transmission, and 28 MPG, 3.6L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,093
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$547.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage used 2024 Chrysler Pacifica Touring L FWD minivan below 56,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,999
Est. Payment:	$536.90 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,454
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,878.48
Avg. DMV Fee	196.00
Cash Sale Price	$29,242.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,242.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$536.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Sport S 4xe

⇩ View Seller Description

This low mileage used 2024 Jeep Wrangler Sport S 4xe 4x4 SUV under 18,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,595
Est. Payment:	$530.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,277
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,054.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$530.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry LE

⇩ View Seller Description

This low mileage certified used 2026 Toyota Camry LE FWD sedan below 3,000 miles, cvt transmission, and 28 MPG, 2.5L hybrid engine is for sale right now below $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,500
Est. Payment:	$566.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,804
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,263.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,128.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,128.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$566.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento S

⇩ View Seller Description

This low mileage used 2025 Kia Sorento S FWD SUV below 34,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,500
Est. Payment:	$528.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,043.59
Avg. DMV Fee	196.00
Cash Sale Price	$30,908.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,908.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$528.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

⇩ View Seller Description

This average mileage used 2021 Subaru Outback Base AWD SUV below 86,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,899
Est. Payment:	$539.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,321
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.48
Avg. DMV Fee	196.00
Cash Sale Price	$22,471.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,471.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$539.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Sorento EX Sport

⇩ View Seller Description

This high mileage preowned 2019 Kia Sorento EX Sport FWD SUV under 142,000 miles, automatic transmission, and 28 MPG, 3.3L gas engine is for sale right now under $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,950
Est. Payment:	$457.53 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	141,523
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,223.09
Avg. DMV Fee	196.00
Cash Sale Price	$12,538.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,538.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$457.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas Cross Sport SE 4Motion

⇩ View Seller Description

This low mileage preowned 2025 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV below 32,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,225
Est. Payment:	$561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,056
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,233.34
Avg. DMV Fee	196.00
Cash Sale Price	$32,823.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,823.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$561.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

⇩ View Seller Description

This low mileage used 2023 Jeep Wrangler Sahara 4xe 4x4 SUV under 25,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,225
Est. Payment:	$561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,281
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,233.34
Avg. DMV Fee	196.00
Cash Sale Price	$32,823.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,823.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$561.66

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Premium

⇩ View Seller Description

This low mileage used 2025 Mazda CX-50 2.5 S Premium AWD SUV below 23,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,885
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$547.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2022 Jeep Gladiator Willys

2024 Chrysler Pacifica Touring L

2024 Jeep Wrangler Sport S 4xe

2026 Toyota Camry LE

2025 Kia Sorento S

2021 Subaru Outback Base

2019 Kia Sorento EX Sport

2025 Volkswagen Atlas Cross Sport SE 4Motion

2023 Jeep Wrangler Sahara 4xe

2025 Mazda CX-50 2.5 S Premium

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2022 Jeep Gladiator Willys

Jeep Gladiator Willys

2022 Jeep Gladiator Willys Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Jeep Wrangler Sport S 4xe

Jeep Wrangler Sport S 4xe

2024 Jeep Wrangler Sport S 4xe Car Loan Estimate

2026 Toyota Camry LE

Toyota Camry LE

2026 Toyota Camry LE Car Loan Estimate

2025 Kia Sorento S

Kia Sorento S

2025 Kia Sorento S Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

2019 Kia Sorento EX Sport

Kia Sorento EX Sport

2019 Kia Sorento EX Sport Car Loan Estimate

2025 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2025 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2025 Mazda CX-50 2.5 S Premium

Mazda CX-50 2.5 S Premium

2025 Mazda CX-50 2.5 S Premium Car Loan Estimate

Customize Payments

Find Financing

Customize Payments