Urbana, IL Used Cars Under $550 a Month

2021 Volkswagen Atlas V6 SE 4Motion

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This average mileage second hand 2021 Volkswagen Atlas V6 SE 4Motion AWD SUV below 90,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,225
Est. Payment:	$548.15 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,984
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,243.34
Avg. DMV Fee	196.00
Cash Sale Price	$22,833.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,833.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$548.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified used 2025 Kia Niro EX FWD hatchback below 1,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	941
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$547.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage used 2023 Jeep Wrangler Sahara 4xe 4x4 SUV under 36,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,698
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Corsair Reserve

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This average mileage used 2020 Lincoln Corsair Reserve AWD SUV below 71,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,595
Est. Payment:	$528.54 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,654
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,394.04
Avg. DMV Fee	196.00
Cash Sale Price	$24,354.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,354.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$528.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This below average mileage preowned 2023 Jeep Wrangler Willys 4xe 4x4 SUV under 66,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,999
Est. Payment:	$558.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.48
Avg. DMV Fee	196.00
Cash Sale Price	$28,132.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,132.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$558.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage used 2025 Toyota Camry SE FWD sedan under 47,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,901
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$557.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Hybrid Limited

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This low mileage used 2024 Hyundai TUCSON Hybrid Limited AWD SUV under 38,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,500
Est. Payment:	$566.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,754
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,263.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,128.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,128.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$566.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee L Limited

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This below average mileage used 2021 Jeep Grand Cherokee L Limited 4x4 SUV below 67,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,300
Est. Payment:	$565.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,801.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,466.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,466.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$565.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

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This average mileage used 2024 Audi A3 Premium 40 TFSI FWD sedan under 70,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,125
Est. Payment:	$541.31 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,071
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,125.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,452.34
Avg. DMV Fee	196.00
Cash Sale Price	$24,942.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,942.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$541.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas SE 4Motion

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This low mileage second hand 2024 Volkswagen Atlas SE 4Motion AWD SUV below 49,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,500
Est. Payment:	$566.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,392
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,263.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,128.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,128.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$566.88

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2021 Volkswagen Atlas V6 SE 4Motion

2025 Kia Niro EX

2023 Jeep Wrangler Sahara 4xe

2020 Lincoln Corsair Reserve

2023 Jeep Wrangler Willys 4xe

2025 Toyota Camry SE

2024 Hyundai TUCSON Hybrid Limited

2021 Jeep Grand Cherokee L Limited

2024 Audi A3 Premium 40 TFSI

2024 Volkswagen Atlas SE 4Motion

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2021 Volkswagen Atlas V6 SE 4Motion

Volkswagen Atlas V6 SE 4Motion

2021 Volkswagen Atlas V6 SE 4Motion Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2020 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2020 Lincoln Corsair Reserve Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2024 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2024 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2021 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2021 Jeep Grand Cherokee L Limited Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2024 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2024 Volkswagen Atlas SE 4Motion Car Loan Estimate

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