Used Cars under $550 per month for Sale in Urbana, IL

29 Preowned vehicles for sale in Urbana Illinois and the Metro Champaign - Springfield - Decatur and Champaign County area with monthly payments below $550. Search by payment, bodystyle, engine type, or drivetrain.

Your Location

Filters

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
IL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2021 Jeep Grand Cherokee L Limited for Sale
2021 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This below average mileage preowned 2021 Jeep Grand Cherokee L Limited 4x4 SUV below 67,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $25,300
Est. Payment: $565.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 66,545
Location: Urbana, IL
Preowned 2021 Volkswagen Atlas V6 SE 4Motion for Sale
2021 Volkswagen Atlas V6 SE 4Motion

⇩ View Seller Description

This average mileage preowned 2021 Volkswagen Atlas V6 SE 4Motion AWD SUV under 90,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,000
Est. Payment: $542.16 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 89,987
Location: Urbana, IL
Preowned 2026 Volkswagen Tiguan SE for Sale
2026 Volkswagen Tiguan SE

⇩ View Seller Description

This low mileage second hand 2026 Volkswagen Tiguan SE FWD SUV under 23,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $29,225
Est. Payment: $561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 23,199
Location: Urbana, IL
Preowned 2025 Mazda CX-50 2.5 S Preferred for Sale
2025 Mazda CX-50 2.5 S Preferred

⇩ View Seller Description

This low mileage second hand 2025 Mazda CX-50 2.5 S Preferred AWD SUV under 28,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $27,595
Est. Payment: $530.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 28,300
Location: Urbana, IL
Preowned 2023 Chrysler Pacifica Touring L for Sale
2023 Chrysler Pacifica Touring L

⇩ View Seller Description

This below average mileage preowned 2023 Chrysler Pacifica Touring L FWD minivan below 69,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $24,225
Est. Payment: $541.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 69,348
Location: Urbana, IL
Preowned 2023 Jeep Wrangler Sahara 4xe for Sale
2023 Jeep Wrangler Sahara 4xe

⇩ View Seller Description

This low mileage second hand 2023 Jeep Wrangler Sahara 4xe 4x4 SUV below 55,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $26,990
Est. Payment: $557.10 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 54,541
Location: Urbana, IL
Preowned 2024 Hyundai TUCSON Hybrid Limited for Sale
2024 Hyundai TUCSON Hybrid Limited

⇩ View Seller Description

This low mileage second hand 2024 Hyundai TUCSON Hybrid Limited AWD SUV under 38,000 miles, automatic transmission, and 28 MPG, 1.6L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $28,990
Est. Payment: $557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 37,754
Location: Urbana, IL
Preowned 2023 Jeep Wrangler Willys 4xe for Sale
2023 Jeep Wrangler Willys 4xe

⇩ View Seller Description

This below average mileage second hand 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 66,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $24,695
Est. Payment: $552.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 66,300
Location: Urbana, IL
Preowned 2024 Volkswagen Atlas SE 4Motion for Sale
2024 Volkswagen Atlas SE 4Motion

⇩ View Seller Description

This low mileage preowned 2024 Volkswagen Atlas SE 4Motion AWD SUV under 49,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $28,990
Est. Payment: $557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 49,392
Location: Urbana, IL
Preowned 2013 Ford Focus ST for Sale
2013 Ford Focus ST

⇩ View Seller Description

This high mileage preowned 2013 Ford Focus ST FWD hatchback below 131,000 miles, manual transmission, and 28 MPG, 2.0L gas engine is for sale right now below $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $10,725
Est. Payment: $448.41 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage: 130,652
Location: Urbana, IL