Urbana, IL Used Cars Under $550 a Month

2023 Jeep Wrangler Willys 4xe

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This below average mileage second hand 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 66,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,695
Est. Payment:	$552.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,735.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,795.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,795.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$552.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage second hand 2025 Toyota Camry SE FWD sedan below 47,000 miles, cvt transmission, and 49 MPG, 2.5L hybrid engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,595
Est. Payment:	$549.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,139
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,164.04
Avg. DMV Fee	196.00
Cash Sale Price	$32,124.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,124.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$549.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON XRT

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This low mileage certified preowned 2025 Hyundai TUCSON XRT AWD SUV under 9,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,210
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$547.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas SE 4Motion

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This low mileage used 2024 Volkswagen Atlas SE 4Motion AWD SUV below 49,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,392
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$557.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage certified second hand 2025 Kia K5 GT-Line FWD sedan below 3,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,395
Est. Payment:	$545.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,386
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,142.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,902.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,902.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$545.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford Focus ST

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This high mileage preowned 2013 Ford Focus ST FWD hatchback under 131,000 miles, manual transmission, and 49 MPG, 2.0L gas engine is for sale right now under $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,725
Est. Payment:	$448.41 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	130,652
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,198.34
Avg. DMV Fee	196.00
Cash Sale Price	$12,288.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,288.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$448.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Alfa Romeo Giulia Sprint

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This low mileage used 2024 Alfa Romeo Giulia Sprint AWD sedan below 18,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,399
Est. Payment:	$545.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,479
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,399.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,142.48
Avg. DMV Fee	196.00
Cash Sale Price	$31,906.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,906.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$545.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan SE 4Motion

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This high mileage second hand 2022 Volkswagen Tiguan SE 4Motion AWD SUV under 102,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,999
Est. Payment:	$561.27 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,615
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,778.48
Avg. DMV Fee	196.00
Cash Sale Price	$18,142.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,142.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$561.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Sahara

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This below average mileage preowned 2021 Jeep Wrangler Unlimited Sahara 4x4 SUV under 63,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,695
Est. Payment:	$552.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,959
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,735.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,795.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,795.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$552.08

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

⇩ View Seller Description

This low mileage preowned 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 22,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,712
Est. Payment:	$570.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,903
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,712.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,286.91
Avg. DMV Fee	196.00
Cash Sale Price	$33,363.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,363.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$570.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,712.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2023 Jeep Wrangler Willys 4xe

2025 Toyota Camry SE

2025 Hyundai TUCSON XRT

2024 Volkswagen Atlas SE 4Motion

2025 Kia K5 GT-Line

2013 Ford Focus ST

2024 Alfa Romeo Giulia Sprint

2022 Volkswagen Tiguan SE 4Motion

2021 Jeep Wrangler Unlimited Sahara

2023 Jeep Wrangler Willys 4xe

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2025 Hyundai TUCSON XRT

Hyundai TUCSON XRT

2025 Hyundai TUCSON XRT Car Loan Estimate

2024 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2024 Volkswagen Atlas SE 4Motion Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2013 Ford Focus ST

Ford Focus ST

2013 Ford Focus ST Car Loan Estimate

2024 Alfa Romeo Giulia Sprint

Alfa Romeo Giulia Sprint

2024 Alfa Romeo Giulia Sprint Car Loan Estimate

2022 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2022 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2021 Jeep Wrangler Unlimited Sahara

Jeep Wrangler Unlimited Sahara

2021 Jeep Wrangler Unlimited Sahara Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

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