Urbana, IL Used Cars Under $550 a Month

2019 GMC Acadia Denali

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This above average mileage used 2019 GMC Acadia Denali FWD SUV under 92,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,500
Est. Payment:	$564.26 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,851
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,053.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,918.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,918.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$564.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified preowned 2025 Kia Niro EX FWD hatchback under 1,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,595
Est. Payment:	$530.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	948
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,054.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$530.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volvo XC60 B6 Inscription

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This low mileage preowned 2022 Volvo XC60 B6 Inscription AWD SUV below 44,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,725
Est. Payment:	$571.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,868
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,288.34
Avg. DMV Fee	196.00
Cash Sale Price	$33,378.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,378.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$571.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage certified used 2025 Kia K5 GT-Line FWD sedan below 3,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,395
Est. Payment:	$545.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,386
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,142.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,902.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,902.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$545.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage second hand 2025 Volkswagen Atlas SE FWD SUV under 46,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,377
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$557.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

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This average mileage used 2024 Audi A3 Premium 40 TFSI FWD sedan under 70,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,890
Est. Payment:	$535.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,071
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,426.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,681.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,681.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$535.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan SE 4Motion

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This high mileage preowned 2022 Volkswagen Tiguan SE 4Motion AWD SUV under 102,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,999
Est. Payment:	$561.27 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,615
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,778.48
Avg. DMV Fee	196.00
Cash Sale Price	$18,142.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,142.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$561.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Equinox LT

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This high mileage preowned 2019 Chevrolet Equinox LT FWD SUV below 131,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,725
Est. Payment:	$448.41 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,269
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,198.34
Avg. DMV Fee	196.00
Cash Sale Price	$12,288.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,288.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$448.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This low mileage second hand 2023 Jeep Wrangler Willys 4xe 4x4 SUV under 22,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,712
Est. Payment:	$570.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,903
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,712.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,286.91
Avg. DMV Fee	196.00
Cash Sale Price	$33,363.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,363.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$570.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,712.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee L Limited

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This below average mileage second hand 2021 Jeep Grand Cherokee L Limited 4x4 SUV below 67,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,300
Est. Payment:	$565.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,801.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,466.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,466.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$565.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2019 GMC Acadia Denali

2025 Kia Niro EX

2022 Volvo XC60 B6 Inscription

2025 Kia K5 GT-Line

2025 Volkswagen Atlas SE

2024 Audi A3 Premium 40 TFSI

2022 Volkswagen Tiguan SE 4Motion

2019 Chevrolet Equinox LT

2023 Jeep Wrangler Willys 4xe

2021 Jeep Grand Cherokee L Limited

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2019 GMC Acadia Denali

GMC Acadia Denali

2019 GMC Acadia Denali Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2022 Volvo XC60 B6 Inscription

Volvo XC60 B6 Inscription

2022 Volvo XC60 B6 Inscription Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2022 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2022 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2019 Chevrolet Equinox LT

Chevrolet Equinox LT

2019 Chevrolet Equinox LT Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2021 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2021 Jeep Grand Cherokee L Limited Car Loan Estimate

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