Urbana, IL Used Cars Under $550 a Month

2025 Mazda CX-50 2.5 S Preferred

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This low mileage used 2025 Mazda CX-50 2.5 S Preferred AWD SUV under 28,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,595
Est. Payment:	$530.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,054.04
Avg. DMV Fee	196.00
Cash Sale Price	$31,014.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,014.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$530.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee L Limited

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This below average mileage preowned 2021 Jeep Grand Cherokee L Limited 4x4 SUV under 67,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,300
Est. Payment:	$565.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,801.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,466.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,466.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$565.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage second hand 2025 Volkswagen Atlas SE FWD SUV under 46,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,377
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Hybrid Limited

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This low mileage used 2024 Hyundai TUCSON Hybrid Limited AWD SUV below 38,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,754
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This below average mileage used 2023 Chrysler Pacifica Touring L FWD minivan under 69,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,225
Est. Payment:	$541.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,348
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,683.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,273.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,273.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$541.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Equinox LT

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This high mileage second hand 2019 Chevrolet Equinox LT FWD SUV under 131,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,725
Est. Payment:	$448.41 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,269
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,198.34
Avg. DMV Fee	196.00
Cash Sale Price	$12,288.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,288.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$448.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Tiguan SE

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This low mileage second hand 2026 Volkswagen Tiguan SE FWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,225
Est. Payment:	$561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,199
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,233.34
Avg. DMV Fee	196.00
Cash Sale Price	$32,823.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,823.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$561.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This below average mileage preowned 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 66,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,695
Est. Payment:	$552.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,735.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,795.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,795.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$552.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Limited

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This low mileage used 2023 Chrysler Pacifica Limited FWD minivan below 55,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$526.73 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,465
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$526.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volvo XC60 B6 Inscription

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This low mileage second hand 2022 Volvo XC60 B6 Inscription AWD SUV below 44,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,725
Est. Payment:	$571.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,868
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,288.34
Avg. DMV Fee	196.00
Cash Sale Price	$33,378.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,378.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$571.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2025 Mazda CX-50 2.5 S Preferred

2021 Jeep Grand Cherokee L Limited

2025 Volkswagen Atlas SE

2024 Hyundai TUCSON Hybrid Limited

2023 Chrysler Pacifica Touring L

2019 Chevrolet Equinox LT

2026 Volkswagen Tiguan SE

2023 Jeep Wrangler Willys 4xe

2023 Chrysler Pacifica Limited

2022 Volvo XC60 B6 Inscription

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2021 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2021 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2024 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2024 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2019 Chevrolet Equinox LT

Chevrolet Equinox LT

2019 Chevrolet Equinox LT Car Loan Estimate

2026 Volkswagen Tiguan SE

Volkswagen Tiguan SE

2026 Volkswagen Tiguan SE Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2023 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2023 Chrysler Pacifica Limited Car Loan Estimate

2022 Volvo XC60 B6 Inscription

Volvo XC60 B6 Inscription

2022 Volvo XC60 B6 Inscription Car Loan Estimate

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