Urbana, IL Used Cars Under $550 a Month

2023 Jeep Wrangler Willys 4xe

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This below average mileage used 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 66,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,999
Est. Payment:	$558.78 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.48
Avg. DMV Fee	196.00
Cash Sale Price	$28,132.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,132.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$558.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage second hand 2023 Jeep Wrangler Sahara 4xe 4x4 SUV below 55,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,500
Est. Payment:	$567.49 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,541
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,043.59
Avg. DMV Fee	196.00
Cash Sale Price	$30,908.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,908.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$567.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry SE

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This low mileage used 2024 Toyota Camry SE FWD sedan below 54,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,890
Est. Payment:	$534.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,887
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,866.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,121.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,121.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$534.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Willys 4xe

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This low mileage used 2024 Jeep Wrangler Willys 4xe 4x4 SUV under 35,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,073
Est. Payment:	$539.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,678
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,073.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,106.62
Avg. DMV Fee	196.00
Cash Sale Price	$31,544.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,544.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$539.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,073.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage certified used 2025 Kia K5 GT-Line FWD sedan below 3,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,675
Est. Payment:	$570.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,386
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,675.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,282.84
Avg. DMV Fee	196.00
Cash Sale Price	$33,322.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,322.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$570.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler Pacifica Touring-L

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This high mileage preowned 2017 Chrysler Pacifica Touring-L FWD minivan below 139,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now below $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,090
Est. Payment:	$422.69 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,989
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,090.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,128.49
Avg. DMV Fee	196.00
Cash Sale Price	$11,583.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,583.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$422.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,090.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage preowned 2025 Toyota Camry SE FWD sedan under 47,000 miles, cvt transmission, and 49 MPG, 2.5L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,901
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas SE 4Motion

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This low mileage used 2024 Volkswagen Atlas SE 4Motion AWD SUV below 49,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now below $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,500
Est. Payment:	$566.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,392
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,263.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,128.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,128.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$566.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Preferred

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This low mileage used 2025 Mazda CX-50 2.5 S Preferred AWD SUV below 28,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,990
Est. Payment:	$538.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,097.49
Avg. DMV Fee	196.00
Cash Sale Price	$31,452.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,452.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$538.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified used 2025 Kia Niro EX FWD hatchback below 1,000 miles, automatic transmission, and 49 MPG, 1.6L hybrid engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	941
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$547.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2023 Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Sahara 4xe

2024 Toyota Camry SE

2024 Jeep Wrangler Willys 4xe

2025 Kia K5 GT-Line

2017 Chrysler Pacifica Touring-L

2025 Toyota Camry SE

2024 Volkswagen Atlas SE 4Motion

2025 Mazda CX-50 2.5 S Preferred

2025 Kia Niro EX

Used Cars under $550 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $550 / Month

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2024 Toyota Camry SE

Toyota Camry SE

2024 Toyota Camry SE Car Loan Estimate

2024 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2024 Jeep Wrangler Willys 4xe Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2017 Chrysler Pacifica Touring-L

Chrysler Pacifica Touring-L

2017 Chrysler Pacifica Touring-L Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2024 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2024 Volkswagen Atlas SE 4Motion Car Loan Estimate

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

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