Urbana, IL Used Cars Under $700 a Month

2024 Ram 1500 Laramie

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This low mileage second hand 2024 Ram 1500 Laramie 4x4 pickup below 50,000 miles, automatic transmission, and 22 MPG, 5.7L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,225
Est. Payment:	$724.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,038
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,893.34
Avg. DMV Fee	196.00
Cash Sale Price	$39,483.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,483.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$724.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry SE

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This high mileage second hand 2023 Toyota Camry SE FWD sedan below 119,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,595
Est. Payment:	$684.75 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,184
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,174.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,134.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,134.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$684.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Venza XLE

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This low mileage second hand 2023 Toyota Venza XLE AWD SUV below 18,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,997
Est. Payment:	$690.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,095
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.26
Avg. DMV Fee	196.00
Cash Sale Price	$40,340.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,340.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE Premium

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This low mileage preowned 2025 Toyota RAV4 XLE Premium AWD SUV under 9,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,225
Est. Payment:	$732.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,829
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,223.34
Avg. DMV Fee	196.00
Cash Sale Price	$42,813.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,813.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-70 3.3 Turbo S Premium

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This low mileage preowned 2025 Mazda CX-70 3.3 Turbo S Premium AWD SUV below 29,000 miles, automatic transmission, and 22 MPG, 3.3L hybrid engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,616
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage second hand 2021 Ford F-150 XLT 4x4 pickup below 58,000 miles, automatic transmission, and 22 MPG, 5.0L gas engine is for sale right now under $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,500
Est. Payment:	$689.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,953
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,568.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,568.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$689.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This low mileage preowned 2019 Ram 1500 Limited 4x4 pickup under 42,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,725
Est. Payment:	$685.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,106
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,948.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,038.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,038.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$685.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage used 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 21,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,225
Est. Payment:	$694.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,996
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,003.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,593.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,593.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 7,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,917
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage used 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 25,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,725
Est. Payment:	$685.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,474
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,948.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,038.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,038.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$685.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2024 Ram 1500 Laramie

2023 Toyota Camry SE

2023 Toyota Venza XLE

2025 Toyota RAV4 XLE Premium

2025 Mazda CX-70 3.3 Turbo S Premium

2021 Ford F-150 XLT

2019 Ram 1500 Limited

2025 Volkswagen Atlas SEL 4Motion

2026 Hyundai SANTA FE Hybrid SEL

2025 Volkswagen Atlas SEL 4Motion

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2023 Toyota Camry SE

Toyota Camry SE

2023 Toyota Camry SE Car Loan Estimate

2023 Toyota Venza XLE

Toyota Venza XLE

2023 Toyota Venza XLE Car Loan Estimate

2025 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2025 Toyota RAV4 XLE Premium Car Loan Estimate

2025 Mazda CX-70 3.3 Turbo S Premium

Mazda CX-70 3.3 Turbo S Premium

2025 Mazda CX-70 3.3 Turbo S Premium Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

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