Urbana, IL Used Cars Under $700 a Month

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 46,000 miles, automatic transmission, and 23 MPG, 5.7L hybrid engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,775
Est. Payment:	$705.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,694
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,775.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,063.84
Avg. DMV Fee	196.00
Cash Sale Price	$41,203.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,203.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-70 3.3 Turbo S Premium

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This low mileage preowned 2025 Mazda CX-70 3.3 Turbo S Premium AWD SUV below 29,000 miles, automatic transmission, and 23 MPG, 3.3L hybrid engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,616
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Nissan Armada Platinum

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This high mileage second hand 2017 Nissan Armada Platinum 4x4 SUV below 144,000 miles, automatic transmission, and 23 MPG, 5.6L gas engine is for sale right now under $14K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$13,500
Est. Payment:	$560.82 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	143,629
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$13,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,503.59
Avg. DMV Fee	196.00
Cash Sale Price	$15,368.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,368.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$560.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Fusion V6 Sport

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This high mileage preowned 2017 Ford Fusion V6 Sport AWD sedan below 123,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $14K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$13,795
Est. Payment:	$572.76 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,644
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$13,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,536.04
Avg. DMV Fee	196.00
Cash Sale Price	$15,696.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,696.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$572.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry SE

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This high mileage second hand 2023 Toyota Camry SE FWD sedan below 119,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,595
Est. Payment:	$684.75 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,184
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,174.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,134.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,134.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$684.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage used 2021 Ford F-150 XLT 4x4 pickup below 58,000 miles, automatic transmission, and 23 MPG, 5.0L gas engine is for sale right now under $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,500
Est. Payment:	$689.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,953
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,568.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,568.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$689.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 21,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,225
Est. Payment:	$694.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,996
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,003.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,593.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,593.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$694.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage used 2022 Ram 1500 Laramie 4x4 pickup below 30,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,999
Est. Payment:	$728.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,523
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.48
Avg. DMV Fee	196.00
Cash Sale Price	$42,562.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,562.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S FWD SUV below 19,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,168
Est. Payment:	$693.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,077
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,168.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,997.07
Avg. DMV Fee	196.00
Cash Sale Price	$40,530.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,530.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$693.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,168.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus IS 300 Base

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This average mileage second hand 2021 Lexus IS 300 Base AWD sedan under 74,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,500
Est. Payment:	$718.97 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,184
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,263.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,128.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,128.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$718.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ram 1500 Big Horn

2025 Mazda CX-70 3.3 Turbo S Premium

2017 Nissan Armada Platinum

2017 Ford Fusion V6 Sport

2023 Toyota Camry SE

2021 Ford F-150 XLT

2025 Volkswagen Atlas SEL 4Motion

2022 Ram 1500 Laramie

2025 Kia Telluride S

2021 Lexus IS 300 Base

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Mazda CX-70 3.3 Turbo S Premium

Mazda CX-70 3.3 Turbo S Premium

2025 Mazda CX-70 3.3 Turbo S Premium Car Loan Estimate

2017 Nissan Armada Platinum

Nissan Armada Platinum

2017 Nissan Armada Platinum Car Loan Estimate

2017 Ford Fusion V6 Sport

Ford Fusion V6 Sport

2017 Ford Fusion V6 Sport Car Loan Estimate

2023 Toyota Camry SE

Toyota Camry SE

2023 Toyota Camry SE Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2021 Lexus IS 300 Base

Lexus IS 300 Base

2021 Lexus IS 300 Base Car Loan Estimate

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