Urbana, IL Used Cars Under $700 a Month

2016 Ford F-150 XLT

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This high mileage used 2016 Ford F-150 XLT 4x4 pickup below 100,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$698.66 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,462
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$698.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage preowned 2023 Jeep Gladiator Rubicon 4x4 pickup below 55,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,225
Est. Payment:	$684.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,546
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,673.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,263.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,263.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$684.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Sahara

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This low mileage used 2022 Jeep Wrangler Unlimited Sahara 4x4 SUV under 24,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,595
Est. Payment:	$682.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,364
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,934.04
Avg. DMV Fee	196.00
Cash Sale Price	$39,894.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,894.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Sport-L

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This low mileage used 2025 Honda Odyssey Sport-L FWD minivan under 24,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,580
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Limited

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This low mileage second hand 2024 Jeep Grand Cherokee L Limited 4x4 SUV under 22,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,590
Est. Payment:	$701.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,178
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,043.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,998.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,998.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$701.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage used 2025 Hyundai SANTA FE Limited AWD SUV below 7,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,205
Est. Payment:	$713.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,679
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,111.14
Avg. DMV Fee	196.00
Cash Sale Price	$41,681.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,681.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry XSE V6

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This low mileage used 2023 Toyota Camry XSE V6 FWD sedan under 28,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,629
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 30,000 miles, automatic transmission, and 22 MPG, 3.6L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,507
Est. Payment:	$680.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,248
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,507.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,924.36
Avg. DMV Fee	196.00
Cash Sale Price	$39,796.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,796.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,507.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage used 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 21,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,225
Est. Payment:	$713.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,992
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,113.34
Avg. DMV Fee	196.00
Cash Sale Price	$41,703.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,703.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage used 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 25,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,225
Est. Payment:	$713.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,460
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,113.34
Avg. DMV Fee	196.00
Cash Sale Price	$41,703.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,703.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2016 Ford F-150 XLT

2023 Jeep Gladiator Rubicon

2022 Jeep Wrangler Unlimited Sahara

2025 Honda Odyssey Sport-L

2024 Jeep Grand Cherokee L Limited

2025 Hyundai SANTA FE Limited

2023 Toyota Camry XSE V6

2023 Ram 1500 Big Horn

2025 Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2016 Ford F-150 XLT

Ford F-150 XLT

2016 Ford F-150 XLT Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2022 Jeep Wrangler Unlimited Sahara

Jeep Wrangler Unlimited Sahara

2022 Jeep Wrangler Unlimited Sahara Car Loan Estimate

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

2024 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2024 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2023 Toyota Camry XSE V6

Toyota Camry XSE V6

2023 Toyota Camry XSE V6 Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

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