Urbana, IL Used Cars Under $700 a Month

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 7,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,725
Est. Payment:	$685.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,917
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,948.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,038.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,038.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry SE

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This high mileage preowned 2023 Toyota Camry SE FWD sedan under 119,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$681.49 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,184
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$681.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie 4x4 pickup below 59,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,999
Est. Payment:	$720.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,116
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.48
Avg. DMV Fee	196.00
Cash Sale Price	$39,232.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,232.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$720.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage preowned 2024 Ram 1500 Laramie 4x4 pickup under 50,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$720.35 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,038
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$720.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4x4 pickup under 46,000 miles, automatic transmission, and 21 MPG, 5.7L hybrid engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,225
Est. Payment:	$694.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,694
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,003.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,593.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,593.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$694.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota RAV4 XLE

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This high mileage second hand 2019 Toyota RAV4 XLE AWD SUV below 105,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,225
Est. Payment:	$706.39 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,466
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,243.34
Avg. DMV Fee	196.00
Cash Sale Price	$22,833.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,833.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$706.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 21,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,500
Est. Payment:	$680.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,996
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,923.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,788.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,788.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander LE

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This average mileage second hand 2023 Toyota Highlander LE AWD SUV under 73,000 miles, automatic transmission, and 21 MPG, 2.4L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,650
Est. Payment:	$722.58 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,025
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,280.09
Avg. DMV Fee	196.00
Cash Sale Price	$33,295.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,295.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$722.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage preowned 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 24,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,025
Est. Payment:	$690.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,747
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,025.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,981.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,371.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,371.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,025.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride SX

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This below average mileage preowned 2023 Kia Telluride SX AWD SUV below 62,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,725
Est. Payment:	$729.12 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,007
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,618.34
Avg. DMV Fee	196.00
Cash Sale Price	$36,708.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,708.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$729.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2026 Hyundai SANTA FE Hybrid SEL

2023 Toyota Camry SE

2022 Ram 1500 Laramie

2024 Ram 1500 Laramie

2023 Ram 1500 Big Horn

2019 Toyota RAV4 XLE

2025 Volkswagen Atlas SEL 4Motion

2023 Toyota Highlander LE

2025 Volkswagen Atlas SEL 4Motion

2023 Kia Telluride SX

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2023 Toyota Camry SE

Toyota Camry SE

2023 Toyota Camry SE Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2019 Toyota RAV4 XLE

Toyota RAV4 XLE

2019 Toyota RAV4 XLE Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2023 Toyota Highlander LE

Toyota Highlander LE

2023 Toyota Highlander LE Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2023 Kia Telluride SX

Kia Telluride SX

2023 Kia Telluride SX Car Loan Estimate

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