Urbana, IL Used Cars Under $700 a Month

2025 Volkswagen Atlas SEL 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 21,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,225
Est. Payment:	$694.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,996
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,003.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,593.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,593.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 46,000 miles, automatic transmission, and 35 MPG, 5.7L hybrid engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,775
Est. Payment:	$705.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,694
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,775.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,063.84
Avg. DMV Fee	196.00
Cash Sale Price	$41,203.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,203.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.06

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage used 2022 Ram 1500 Laramie 4x4 pickup below 59,000 miles, automatic transmission, and 35 MPG, 5.7L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$720.35 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,116
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$720.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This low mileage second hand 2019 Ram 1500 Limited 4x4 pickup under 42,000 miles, automatic transmission, and 35 MPG, 5.7L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,725
Est. Payment:	$685.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,106
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,948.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,038.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,038.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup under 30,000 miles, automatic transmission, and 35 MPG, 5.7L gas engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,999
Est. Payment:	$728.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,523
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.48
Avg. DMV Fee	196.00
Cash Sale Price	$42,562.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,562.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$728.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE Premium

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This low mileage used 2025 Toyota RAV4 XLE Premium AWD SUV under 9,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,225
Est. Payment:	$732.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,829
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,223.34
Avg. DMV Fee	196.00
Cash Sale Price	$42,813.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,813.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Fusion V6 Sport

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This high mileage second hand 2017 Ford Fusion V6 Sport AWD sedan under 123,000 miles, automatic transmission, and 35 MPG, 2.7L gas engine is for sale right now under $14K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$13,795
Est. Payment:	$572.76 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,644
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$13,795.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,536.04
Avg. DMV Fee	196.00
Cash Sale Price	$15,696.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,696.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$572.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S FWD SUV under 19,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,168
Est. Payment:	$693.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,077
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,168.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,997.07
Avg. DMV Fee	196.00
Cash Sale Price	$40,530.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,530.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,168.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Nissan Armada Platinum

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This high mileage preowned 2017 Nissan Armada Platinum 4x4 SUV below 144,000 miles, automatic transmission, and 35 MPG, 5.6L gas engine is for sale right now under $14K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$13,500
Est. Payment:	$560.82 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	143,629
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$13,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,503.59
Avg. DMV Fee	196.00
Cash Sale Price	$15,368.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,368.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$560.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 7,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,917
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2025 Volkswagen Atlas SEL 4Motion

2023 Ram 1500 Big Horn

2022 Ram 1500 Laramie

2019 Ram 1500 Limited

2022 Ram 1500 Laramie

2025 Toyota RAV4 XLE Premium

2017 Ford Fusion V6 Sport

2025 Kia Telluride S

2017 Nissan Armada Platinum

2026 Hyundai SANTA FE Hybrid SEL

Used Cars under $700 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $700 / Month

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2025 Toyota RAV4 XLE Premium

Toyota RAV4 XLE Premium

2025 Toyota RAV4 XLE Premium Car Loan Estimate

2017 Ford Fusion V6 Sport

Ford Fusion V6 Sport

2017 Ford Fusion V6 Sport Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2017 Nissan Armada Platinum

Nissan Armada Platinum

2017 Nissan Armada Platinum Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

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