Urbana, IL Used Cars Under $650 a Month

2021 Ford Explorer Platinum

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This low mileage used 2021 Ford Explorer Platinum AWD SUV under 43,000 miles, automatic transmission, and 30 MPG, 3.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage used 2025 Volkswagen Atlas SE FWD SUV under 17,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,890
Est. Payment:	$650.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,509
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,746.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,001.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,001.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$650.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This low mileage second hand 2023 Jeep Grand Cherokee L Limited 4x4 SUV below 32,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,695
Est. Payment:	$665.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,625
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,835.04
Avg. DMV Fee	196.00
Cash Sale Price	$38,895.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,895.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$665.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

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This low mileage used 2023 GMC Acadia Denali 4x4 SUV below 43,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,225
Est. Payment:	$656.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,819
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,783.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,373.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,373.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This below average mileage second hand 2023 Jeep Grand Cherokee L Limited 4x4 SUV under 66,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now under $31K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$30,225
Est. Payment:	$674.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,319
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$30,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,343.34
Avg. DMV Fee	196.00
Cash Sale Price	$33,933.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,933.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$674.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Acadia Denali

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This above average mileage second hand 2019 GMC Acadia Denali FWD SUV under 92,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$624.14 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,851
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$624.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage second hand 2025 Volkswagen Atlas SE FWD SUV below 15,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,725
Est. Payment:	$647.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,632
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,728.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,818.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,818.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$647.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Highlander Limited Platinum

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This below average mileage preowned 2018 Toyota Highlander Limited Platinum AWD SUV below 63,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$30,000
Est. Payment:	$669.04 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,989
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$30,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,318.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,683.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,683.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$669.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV under 30,000 miles, automatic transmission, and 30 MPG, 3.8L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,147
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Adventure

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This low mileage preowned 2024 Toyota RAV4 Adventure AWD SUV below 46,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,799
Est. Payment:	$629.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,107
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,626.48
Avg. DMV Fee	196.00
Cash Sale Price	$36,790.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,790.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$629.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2021 Ford Explorer Platinum

2025 Volkswagen Atlas SE

2023 Jeep Grand Cherokee L Limited

2023 GMC Acadia Denali

2023 Jeep Grand Cherokee L Limited

2019 GMC Acadia Denali

2025 Volkswagen Atlas SE

2018 Toyota Highlander Limited Platinum

2025 Kia Telluride S

2024 Toyota RAV4 Adventure

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2021 Ford Explorer Platinum

Ford Explorer Platinum

2021 Ford Explorer Platinum Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2019 GMC Acadia Denali

GMC Acadia Denali

2019 GMC Acadia Denali Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2018 Toyota Highlander Limited Platinum

Toyota Highlander Limited Platinum

2018 Toyota Highlander Limited Platinum Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

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