Urbana, IL Used Cars Under $650 a Month

2021 Ford Explorer Platinum

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This low mileage used 2021 Ford Explorer Platinum AWD SUV under 43,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This low mileage preowned 2023 Jeep Grand Cherokee L Limited 4x4 SUV below 36,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,500
Est. Payment:	$642.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,114
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,568.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,568.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$642.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage second hand 2025 Volkswagen Atlas SE FWD SUV below 13,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,725
Est. Payment:	$666.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,895
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,838.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,928.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,928.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Acadia Denali

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This above average mileage preowned 2019 GMC Acadia Denali FWD SUV under 92,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$624.14 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,851
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$624.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE 4Motion

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This low mileage used 2025 Volkswagen Atlas SE 4Motion AWD SUV under 13,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,790
Est. Payment:	$667.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,127
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,845.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,000.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,000.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Adventure

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This low mileage second hand 2024 Toyota RAV4 Adventure AWD SUV below 46,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,799
Est. Payment:	$629.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,107
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,626.48
Avg. DMV Fee	196.00
Cash Sale Price	$36,790.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,790.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$629.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Rubicon

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This low mileage preowned 2022 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 41,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,227
Est. Payment:	$656.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,890
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,227.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,783.56
Avg. DMV Fee	196.00
Cash Sale Price	$38,375.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,375.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

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This high mileage second hand 2021 Toyota Camry SE FWD sedan under 107,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,899
Est. Payment:	$626.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,251.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,251.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$626.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage second hand 2025 Volkswagen Atlas SE FWD SUV under 17,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$661.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,233
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,678.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,678.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S FWD SUV below 38,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,397
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2021 Ford Explorer Platinum

2023 Jeep Grand Cherokee L Limited

2025 Volkswagen Atlas SE

2019 GMC Acadia Denali

2025 Volkswagen Atlas SE 4Motion

2024 Toyota RAV4 Adventure

2022 Jeep Wrangler Unlimited Rubicon

2021 Toyota Camry SE

2025 Volkswagen Atlas SE

2025 Kia Telluride S

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2021 Ford Explorer Platinum

Ford Explorer Platinum

2021 Ford Explorer Platinum Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2019 GMC Acadia Denali

GMC Acadia Denali

2019 GMC Acadia Denali Car Loan Estimate

2025 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2025 Volkswagen Atlas SE 4Motion Car Loan Estimate

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

2022 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2022 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

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