Urbana, IL Used Cars Under $650 a Month

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S FWD SUV below 38,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,397
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$633.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage used 2024 Ford Maverick Lariat AWD pickup below 14,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,500
Est. Payment:	$642.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,750
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,568.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,568.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$642.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Acadia Denali

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This above average mileage second hand 2019 GMC Acadia Denali FWD SUV below 92,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$624.14 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,851
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$624.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

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This high mileage preowned 2021 Toyota Camry SE FWD sedan under 107,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,899
Est. Payment:	$626.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,251.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,251.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$626.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage used 2025 Volkswagen Atlas SE FWD SUV below 13,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,198
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage used 2025 Volkswagen Atlas SE FWD SUV below 15,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,725
Est. Payment:	$647.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,632
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,728.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,818.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,818.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge Titanium

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This high mileage second hand 2022 Ford Edge Titanium AWD SUV under 102,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,777
Est. Payment:	$622.32 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,090
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,974.06
Avg. DMV Fee	196.00
Cash Sale Price	$20,116.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,116.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$622.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango GT

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This low mileage preowned 2023 Dodge Durango GT AWD SUV under 32,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,725
Est. Payment:	$647.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,534
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,728.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,818.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,818.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.13

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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Sales Price:	$34,725
Est. Payment:	$666.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,895
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,838.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,928.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,928.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$666.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV below 35,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$661.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,466
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,678.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,678.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Telluride S

2024 Ford Maverick Lariat

2019 GMC Acadia Denali

2021 Toyota Camry SE

2025 Volkswagen Atlas SE

2025 Volkswagen Atlas SE

2022 Ford Edge Titanium

2023 Dodge Durango GT

2025 Volkswagen Atlas SE

2025 Kia Telluride S

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2019 GMC Acadia Denali

GMC Acadia Denali

2019 GMC Acadia Denali Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2022 Ford Edge Titanium

Ford Edge Titanium

2022 Ford Edge Titanium Car Loan Estimate

2023 Dodge Durango GT

Dodge Durango GT

2023 Dodge Durango GT Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

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