Urbana, IL Used Cars Under $650 a Month

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S FWD SUV under 38,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,397
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage second hand 2025 Volkswagen Atlas SE FWD SUV below 15,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,725
Est. Payment:	$647.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,632
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,728.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,818.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,818.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Highlander Limited Platinum

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This below average mileage second hand 2018 Toyota Highlander Limited Platinum AWD SUV under 63,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$30,000
Est. Payment:	$669.04 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,989
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$30,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,318.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,683.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,683.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$669.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage preowned 2025 Volkswagen Atlas SE FWD SUV under 19,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,295
Est. Payment:	$657.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,631
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,791.04
Avg. DMV Fee	196.00
Cash Sale Price	$38,451.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,451.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$657.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Rubicon

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This low mileage preowned 2022 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 41,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,227
Est. Payment:	$656.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,890
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,227.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,783.56
Avg. DMV Fee	196.00
Cash Sale Price	$38,375.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,375.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$656.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This low mileage used 2023 Jeep Grand Cherokee L Limited 4x4 SUV below 32,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,695
Est. Payment:	$665.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,625
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,835.04
Avg. DMV Fee	196.00
Cash Sale Price	$38,895.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,895.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This below average mileage preowned 2023 Jeep Grand Cherokee L Limited 4x4 SUV under 66,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $31K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$30,225
Est. Payment:	$674.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,319
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$30,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,343.34
Avg. DMV Fee	196.00
Cash Sale Price	$33,933.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,933.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$674.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

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This high mileage second hand 2021 Toyota Camry SE FWD sedan under 107,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,899
Est. Payment:	$626.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,251.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,251.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$626.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

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This low mileage used 2023 GMC Acadia Denali 4x4 SUV below 43,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,225
Est. Payment:	$656.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,819
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,783.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,373.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,373.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$656.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage used 2025 Volkswagen Atlas SE FWD SUV below 13,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,725
Est. Payment:	$666.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,895
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,838.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,928.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,928.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Telluride S

2025 Volkswagen Atlas SE

2018 Toyota Highlander Limited Platinum

2025 Volkswagen Atlas SE

2022 Jeep Wrangler Unlimited Rubicon

2023 Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited

2021 Toyota Camry SE

2023 GMC Acadia Denali

2025 Volkswagen Atlas SE

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2018 Toyota Highlander Limited Platinum

Toyota Highlander Limited Platinum

2018 Toyota Highlander Limited Platinum Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2022 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2022 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

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