Urbana, IL Used Cars Under $650 a Month

2024 Toyota RAV4 Adventure

⇩ View Seller Description

This low mileage used 2024 Toyota RAV4 Adventure AWD SUV under 46,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,799
Est. Payment:	$629.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,107
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,626.48
Avg. DMV Fee	196.00
Cash Sale Price	$36,790.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,790.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$629.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

⇩ View Seller Description

This low mileage used 2025 Volkswagen Atlas SE FWD SUV below 13,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,198
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

⇩ View Seller Description

This high mileage second hand 2021 Toyota Camry SE FWD sedan under 107,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,899
Est. Payment:	$626.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,251.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,251.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$626.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge Titanium

⇩ View Seller Description

This high mileage used 2022 Ford Edge Titanium AWD SUV under 102,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,777
Est. Payment:	$622.32 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,090
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,974.06
Avg. DMV Fee	196.00
Cash Sale Price	$20,116.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,116.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$622.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

⇩ View Seller Description

This low mileage second hand 2024 Ford Maverick Lariat AWD pickup under 14,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,500
Est. Payment:	$642.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,750
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,568.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,568.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$642.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage second hand 2023 Jeep Grand Cherokee L Limited 4x4 SUV below 36,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,500
Est. Payment:	$642.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,114
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,703.59
Avg. DMV Fee	196.00
Cash Sale Price	$37,568.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,568.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$642.85

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

⇩ View Seller Description

This low mileage second hand 2025 Kia Telluride S FWD SUV below 38,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $33K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,397
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia Denali

⇩ View Seller Description

This low mileage second hand 2023 GMC Acadia Denali 4x4 SUV under 43,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,225
Est. Payment:	$656.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,819
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,783.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,373.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,373.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$656.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer Platinum

⇩ View Seller Description

This low mileage used 2021 Ford Explorer Platinum AWD SUV below 43,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.35

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Telluride EX

⇩ View Seller Description

This average mileage preowned 2021 Kia Telluride EX AWD SUV under 87,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,725
Est. Payment:	$668.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,002
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,738.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,828.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,828.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$668.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2024 Toyota RAV4 Adventure

2025 Volkswagen Atlas SE

2021 Toyota Camry SE

2022 Ford Edge Titanium

2024 Ford Maverick Lariat

2023 Jeep Grand Cherokee L Limited

2025 Kia Telluride S

2023 GMC Acadia Denali

2021 Ford Explorer Platinum

2021 Kia Telluride EX

Used Cars under $650 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $650 / Month

2024 Toyota RAV4 Adventure

Toyota RAV4 Adventure

2024 Toyota RAV4 Adventure Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2022 Ford Edge Titanium

Ford Edge Titanium

2022 Ford Edge Titanium Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2023 GMC Acadia Denali

GMC Acadia Denali

2023 GMC Acadia Denali Car Loan Estimate

2021 Ford Explorer Platinum

Ford Explorer Platinum

2021 Ford Explorer Platinum Car Loan Estimate

2021 Kia Telluride EX

Kia Telluride EX

2021 Kia Telluride EX Car Loan Estimate

Customize Payments

Find Financing

Customize Payments