Metro Rockford, IL Area Used Cars Under $650 a Month

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 23,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now below $35K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$34,246
Est. Payment:	$657.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,185
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$34,246.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,785.65
Avg. DMV Fee	196.00
Cash Sale Price	$38,396.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,396.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$657.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 1500 LT Z71

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This high mileage used 2018 Chevrolet Silverado 1500 LT Z71 4x4 pickup below 106,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now below $19K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$18,955
Est. Payment:	$662.77 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,208
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,955.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,103.64
Avg. DMV Fee	196.00
Cash Sale Price	$21,423.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,423.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$662.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

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This average mileage second hand 2024 Ford Maverick XLT FWD pickup under 73,000 miles, automatic transmission, and 23 MPG, 2.5L hybrid engine is for sale right now below $28K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$27,642
Est. Payment:	$674.21 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,571
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$27,642.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,059.21
Avg. DMV Fee	196.00
Cash Sale Price	$31,066.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,066.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$674.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,642.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator Willys

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This low mileage preowned 2025 Jeep Gladiator Willys 4x4 pickup under 1,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $35K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$34,977
Est. Payment:	$670.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,469
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$34,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,866.06
Avg. DMV Fee	196.00
Cash Sale Price	$39,208.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,208.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Laredo

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This low mileage preowned 2024 Jeep Grand Cherokee Laredo 4x4 SUV below 26,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $34K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$33,925
Est. Payment:	$650.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,824
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$33,925.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,750.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,040.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,040.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 1500 Laramie Longhorn

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This average mileage preowned 2017 Ram 1500 Laramie Longhorn 4x4 pickup below 89,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $25K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$24,977
Est. Payment:	$674.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,666
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$24,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,766.06
Avg. DMV Fee	196.00
Cash Sale Price	$28,108.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,108.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$674.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV below 23,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $33K at Bryden Ford in Durand, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,357
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$633.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Frontier S

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This low mileage preowned 2022 Nissan Frontier S 4x4 pickup below 34,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $33K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$32,957
Est. Payment:	$632.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,554
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$32,957.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,643.86
Avg. DMV Fee	196.00
Cash Sale Price	$36,965.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,965.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$632.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Tradesman

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This above average mileage second hand 2023 Ram 1500 Tradesman 4x4 pickup under 95,000 miles, automatic transmission, and 23 MPG, 3.6L hybrid engine is for sale right now under $21K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$20,962
Est. Payment:	$637.98 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,472
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$20,962.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,324.41
Avg. DMV Fee	196.00
Cash Sale Price	$23,651.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,651.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$637.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas Cross Sport SEL Premium R-Line 4Motion

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This low mileage second hand 2024 Volkswagen Atlas Cross Sport SEL Premium R-Line 4Motion AWD SUV under 41,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $34K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$33,490
Est. Payment:	$642.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,624
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$33,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,702.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,557.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,557.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$642.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles with Payments Under $650 / Month

2023 Ford Explorer XLT

2018 Chevrolet Silverado 1500 LT Z71

2024 Ford Maverick XLT

2025 Jeep Gladiator Willys

2024 Jeep Grand Cherokee Laredo

2017 Ram 1500 Laramie Longhorn

2024 Ford Edge SEL

2022 Nissan Frontier S

2023 Ram 1500 Tradesman

2024 Volkswagen Atlas Cross Sport SEL Premium R-Line 4Motion

Greater Rockford Area Cities with Used Cars for Sale Below $650 / Month

Metro Rockford Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles with Payments Under $650 / Month

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2018 Chevrolet Silverado 1500 LT Z71

Chevrolet Silverado 1500 LT Z71

2018 Chevrolet Silverado 1500 LT Z71 Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2025 Jeep Gladiator Willys

Jeep Gladiator Willys

2025 Jeep Gladiator Willys Car Loan Estimate

2024 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2024 Jeep Grand Cherokee Laredo Car Loan Estimate

2017 Ram 1500 Laramie Longhorn

Ram 1500 Laramie Longhorn

2017 Ram 1500 Laramie Longhorn Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2022 Nissan Frontier S

Nissan Frontier S

2022 Nissan Frontier S Car Loan Estimate

2023 Ram 1500 Tradesman

Ram 1500 Tradesman

2023 Ram 1500 Tradesman Car Loan Estimate

2024 Volkswagen Atlas Cross Sport SEL Premium R-Line 4Motion

Volkswagen Atlas Cross Sport SEL Premium R-Line 4Motion

2024 Volkswagen Atlas Cross Sport SEL Premium R-Line 4Motion Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $650 / Month

Metro Rockford Area Counties with Used Cars for Sale Below $650 / Month

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