Metro Rockford, IL Area Used Cars Under $650 a Month

2018 GMC Terrain SLT

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This high mileage preowned 2018 GMC Terrain SLT FWD SUV below 122,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now below $13K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$12,988
Est. Payment:	$540.08 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,432
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$12,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,447.27
Avg. DMV Fee	196.00
Cash Sale Price	$14,800.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,800.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$540.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage used 2022 Ford Explorer XLT AWD SUV under 33,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $33K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$32,988
Est. Payment:	$633.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,683
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$32,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.27
Avg. DMV Fee	196.00
Cash Sale Price	$37,000.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,000.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$633.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line Select

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This low mileage second hand 2024 Ford Escape ST-Line Select AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$33,588
Est. Payment:	$644.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$33,588.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,713.27
Avg. DMV Fee	196.00
Cash Sale Price	$37,666.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,666.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$644.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,588.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Tradesman

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This above average mileage second hand 2023 Ram 1500 Tradesman 4x4 pickup below 95,000 miles, automatic transmission, and 24 MPG, 3.6L hybrid engine is for sale right now under $22K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$21,977
Est. Payment:	$668.37 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,472
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$21,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,436.06
Avg. DMV Fee	196.00
Cash Sale Price	$24,778.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,778.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$668.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sahara 4xe

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This low mileage used 2025 Jeep Wrangler Sahara 4xe 4x4 SUV under 14,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $34K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$33,986
Est. Payment:	$652.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,910
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$33,986.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,757.05
Avg. DMV Fee	196.00
Cash Sale Price	$38,108.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,108.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$652.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Edge Titanium

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This high mileage preowned 2017 Ford Edge Titanium AWD SUV below 127,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $13K at Bryden Ford in Durand, IL. ...View More Details

Sales Price:	$12,990
Est. Payment:	$540.16 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	127,096
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$12,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,447.49
Avg. DMV Fee	196.00
Cash Sale Price	$14,802.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,802.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$540.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $35K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$34,625
Est. Payment:	$664.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,185
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$34,625.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,827.34
Avg. DMV Fee	196.00
Cash Sale Price	$38,817.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,817.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line Select

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This low mileage used 2024 Ford Escape ST-Line Select AWD SUV below 5,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$33,990
Est. Payment:	$652.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,067
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,757.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,112.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,112.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride SX

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This low mileage used 2022 Kia Telluride SX AWD SUV below 54,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $31K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$30,944
Est. Payment:	$637.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,102
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$30,944.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,422.43
Avg. DMV Fee	196.00
Cash Sale Price	$34,731.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,731.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$637.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,944.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage second hand 2025 Ford Bronco Sport Badlands AWD SUV below 20,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $34K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$33,895
Est. Payment:	$650.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,606
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$33,895.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,747.04
Avg. DMV Fee	196.00
Cash Sale Price	$38,007.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,007.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$650.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles with Payments Under $650 / Month

2018 GMC Terrain SLT

2022 Ford Explorer XLT

2024 Ford Escape ST-Line Select

2023 Ram 1500 Tradesman

2025 Jeep Wrangler Sahara 4xe

2017 Ford Edge Titanium

2023 Ford Explorer XLT

2024 Ford Escape ST-Line Select

2022 Kia Telluride SX

2025 Ford Bronco Sport Badlands

Greater Rockford Area Cities with Used Cars for Sale Below $650 / Month

Metro Rockford Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles with Payments Under $650 / Month

2018 GMC Terrain SLT

GMC Terrain SLT

2018 GMC Terrain SLT Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2024 Ford Escape ST-Line Select

Ford Escape ST-Line Select

2024 Ford Escape ST-Line Select Car Loan Estimate

2023 Ram 1500 Tradesman

Ram 1500 Tradesman

2023 Ram 1500 Tradesman Car Loan Estimate

2025 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2025 Jeep Wrangler Sahara 4xe Car Loan Estimate

2017 Ford Edge Titanium

Ford Edge Titanium

2017 Ford Edge Titanium Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Ford Escape ST-Line Select

Ford Escape ST-Line Select

2024 Ford Escape ST-Line Select Car Loan Estimate

2022 Kia Telluride SX

Kia Telluride SX

2022 Kia Telluride SX Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $650 / Month

Metro Rockford Area Counties with Used Cars for Sale Below $650 / Month

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