Metro Rockford, IL Area Used Cars Under $700 a Month

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4X4 pickup under 56,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now below $35K at Freeport Ford, LLC in Freeport, IL. ...View More Details

Sales Price:	$34,337
Est. Payment:	$706.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,355
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$34,337.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,795.66
Avg. DMV Fee	196.00
Cash Sale Price	$38,497.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,497.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$706.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,337.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This low mileage second hand 2024 Ford Explorer Limited AWD SUV under 33,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $38K at Bryden Ford, Inc. in Durand, IL. ...View More Details

Sales Price:	$37,490
Est. Payment:	$718.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,331
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$37,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,142.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,997.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,997.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lobo

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This low mileage preowned 2025 Ford Maverick Lobo AWD pickup under 27,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $36K at Freeport Ford, LLC in Freeport, IL. ...View More Details

Sales Price:	$35,738
Est. Payment:	$685.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,758
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$35,738.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,949.77
Avg. DMV Fee	196.00
Cash Sale Price	$40,052.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,052.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$685.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,738.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Laredo

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This low mileage used 2024 Jeep Grand Cherokee Laredo 4X4 SUV below 14,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $36K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$35,875
Est. Payment:	$687.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,816
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,875.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,964.84
Avg. DMV Fee	196.00
Cash Sale Price	$40,204.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,204.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$687.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Pathfinder Platinum

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This average mileage preowned 2023 Nissan Pathfinder Platinum AWD SUV below 71,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now under $29K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$28,966
Est. Payment:	$706.11 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,826
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$28,966.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,204.85
Avg. DMV Fee	196.00
Cash Sale Price	$32,535.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,535.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$706.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,966.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This low mileage preowned 2022 BMW X5 xDrive40i AWD SUV below 41,000 miles, a transmission, and 24 MPG, 3.0L hybrid engine is for sale right now under $37K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$709.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,261
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.27
Avg. DMV Fee	196.00
Cash Sale Price	$41,440.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,440.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier PRO-4X

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This low mileage preowned 2024 Nissan Frontier PRO-4X 4X4 pickup under 33,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now under $37K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$36,298
Est. Payment:	$696.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,270
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,298.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,011.37
Avg. DMV Fee	196.00
Cash Sale Price	$40,674.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,674.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,298.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 31,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $36K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$35,967
Est. Payment:	$689.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,291
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,967.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,974.96
Avg. DMV Fee	196.00
Cash Sale Price	$40,306.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,306.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ram 1500 Sport

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This high mileage preowned 2016 Ram 1500 Sport 4X4 pickup below 111,000 miles, a transmission, and 24 MPG, 5.7L gas engine is for sale right now below $21K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$20,458
Est. Payment:	$714.39 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,403
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$20,458.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,268.97
Avg. DMV Fee	196.00
Cash Sale Price	$23,091.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,091.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$714.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,458.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV below 20,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now under $38K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$37,407
Est. Payment:	$717.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,231
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$37,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,133.36
Avg. DMV Fee	196.00
Cash Sale Price	$41,905.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,905.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$717.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles with Payments Under $700 / Month

2023 Ford F-150 XL

2024 Ford Explorer Limited

2025 Ford Maverick Lobo

2024 Jeep Grand Cherokee Laredo

2023 Nissan Pathfinder Platinum

2022 BMW X5 xDrive40i

2024 Nissan Frontier PRO-4X

2025 Ford Explorer ST-Line

2016 Ram 1500 Sport

2024 Ford Explorer XLT

Greater Rockford Area Cities with Used Cars for Sale Below $700 / Month

Metro Rockford Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles with Payments Under $700 / Month

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

2025 Ford Maverick Lobo

Ford Maverick Lobo

2025 Ford Maverick Lobo Car Loan Estimate

2024 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2024 Jeep Grand Cherokee Laredo Car Loan Estimate

2023 Nissan Pathfinder Platinum

Nissan Pathfinder Platinum

2023 Nissan Pathfinder Platinum Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2024 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2024 Nissan Frontier PRO-4X Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2016 Ram 1500 Sport

Ram 1500 Sport

2016 Ram 1500 Sport Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $700 / Month

Metro Rockford Area Counties with Used Cars for Sale Below $700 / Month

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