Rockford, IL Area Used Cars Under $20,000

2019 Nissan Altima 2.5 Platinum

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This average mileage used 2019 Nissan Altima 2.5 Platinum AWD sedan under 82,000 miles, cvt transmission, and 18 MPG, 2.5L gas engine is for sale right now below $16K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$15,933
Est. Payment:	$433.78 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,539
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$15,933.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,771.22
Avg. DMV Fee	196.00
Cash Sale Price	$18,069.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,069.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$433.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,933.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Active

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This low mileage second hand 2025 Ford Escape Active FWD SUV under 39,000 miles, automatic transmission, and 18 MPG, 1.5L gas engine is for sale right now below $20K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$19,452
Est. Payment:	$376.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,962
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$19,452.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,158.31
Avg. DMV Fee	196.00
Cash Sale Price	$21,975.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,975.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$376.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Ford F-350 Super Duty XL

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This high mileage preowned 2012 Ford F-350 Super Duty XL 4x4 pickup under 180,000 miles, automatic transmission, and 18 MPG, 6.7L diesel engine is for sale right now under $20K at Bryden Ford in Durand, IL. ...View More Details

Sales Price:	$19,990
Est. Payment:	$823.69 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	180,175
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,217.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,572.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,572.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$823.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 GMC Sierra 1500 SLT

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This high mileage preowned 2014 GMC Sierra 1500 SLT 4x4 pickup under 145,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $19K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$18,988
Est. Payment:	$783.11 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	145,018
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$18,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,107.27
Avg. DMV Fee	196.00
Cash Sale Price	$21,460.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,460.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$783.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Silverado 1500 LT Z71

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This high mileage used 2018 Chevrolet Silverado 1500 LT Z71 4x4 pickup under 106,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now under $19K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$18,955
Est. Payment:	$662.77 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,208
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,955.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,103.64
Avg. DMV Fee	196.00
Cash Sale Price	$21,423.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,423.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$662.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Work Truck

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This average mileage preowned 2023 Chevrolet Silverado 1500 Work Truck RWD pickup below 72,000 miles, automatic transmission, and 18 MPG, 2.7L gas engine is for sale right now below $18K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$17,958
Est. Payment:	$440.93 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,587
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$17,958.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,993.97
Avg. DMV Fee	196.00
Cash Sale Price	$20,316.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,316.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$440.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Fusion SE

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This high mileage used 2020 Ford Fusion SE AWD sedan below 103,000 miles, automatic transmission, and 18 MPG, 2.0L gas engine is for sale right now under $17K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$16,988
Est. Payment:	$595.23 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,830
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$16,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.27
Avg. DMV Fee	196.00
Cash Sale Price	$19,240.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,240.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$595.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This high mileage used 2019 Ford F-150 XL 4x4 pickup below 117,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now under $20K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$19,977
Est. Payment:	$697.87 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,871
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$19,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,216.06
Avg. DMV Fee	196.00
Cash Sale Price	$22,558.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,558.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$697.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 FX4

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This high mileage used 2014 Ford F-150 FX4 4x4 pickup under 106,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now below $16K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$15,316
Est. Payment:	$537.81 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,158
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$15,316.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,703.35
Avg. DMV Fee	196.00
Cash Sale Price	$17,384.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,384.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$537.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,316.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ram 1500 Express

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This average mileage preowned 2018 Ram 1500 Express 4x4 pickup below 76,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $20K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$19,977
Est. Payment:	$489.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,073
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$19,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,216.06
Avg. DMV Fee	196.00
Cash Sale Price	$22,558.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,558.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$489.56

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $20,000

2019 Nissan Altima 2.5 Platinum

2025 Ford Escape Active

2012 Ford F-350 Super Duty XL

2014 GMC Sierra 1500 SLT

2018 Chevrolet Silverado 1500 LT Z71

2023 Chevrolet Silverado 1500 Work Truck

2020 Ford Fusion SE

2019 Ford F-150 XL

2014 Ford F-150 FX4

2018 Ram 1500 Express

Greater Rockford Area Cities with Used Cars for Sale Below $20K

Metro Rockford Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $20,000

2019 Nissan Altima 2.5 Platinum

Nissan Altima 2.5 Platinum

2019 Nissan Altima 2.5 Platinum Car Loan Estimate

2025 Ford Escape Active

Ford Escape Active

2025 Ford Escape Active Car Loan Estimate

2012 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2012 Ford F-350 Super Duty XL Car Loan Estimate

2014 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2014 GMC Sierra 1500 SLT Car Loan Estimate

2018 Chevrolet Silverado 1500 LT Z71

Chevrolet Silverado 1500 LT Z71

2018 Chevrolet Silverado 1500 LT Z71 Car Loan Estimate

2023 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2023 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2020 Ford Fusion SE

Ford Fusion SE

2020 Ford Fusion SE Car Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Car Loan Estimate

2014 Ford F-150 FX4

Ford F-150 FX4

2014 Ford F-150 FX4 Car Loan Estimate

2018 Ram 1500 Express

Ram 1500 Express

2018 Ram 1500 Express Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $20K

Metro Rockford Area Counties with Used Cars for Sale Below $20,000

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