Rockford, IL Area Used Cars Under $55,000

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup below 7,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $54K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$53,990
Est. Payment:	$1032.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,622
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$53,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,957.49
Avg. DMV Fee	196.00
Cash Sale Price	$60,312.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,312.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1032.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2025 Ford F-150 XLT 4x4 pickup under 10,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $53K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$52,975
Est. Payment:	$1012.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,453
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$52,975.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,845.84
Avg. DMV Fee	196.00
Cash Sale Price	$59,185.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,185.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1012.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lariat

⇩ View Seller Description

This low mileage used 2025 Ford F-150 Lariat 4x4 pickup below 11,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $52K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$51,922
Est. Payment:	$992.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,443
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$51,922.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,730.01
Avg. DMV Fee	196.00
Cash Sale Price	$58,017.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,017.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$992.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford F-250 Super Duty XLT 4x4 pickup below 39,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $55K at Bryden Ford in Durand, IL. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1051.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,875
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,067.49
Avg. DMV Fee	196.00
Cash Sale Price	$61,422.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$61,422.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1051.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE XRT Pro AWD SUV under 0,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $51K at Hyundai On Perryville in Rockford, IL. ...View More Details

Sales Price:	$50,185
Est. Payment:	$959.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13
Location:	Rockford, IL

Item	Amount
Used Car Price⁽¹⁾	$50,185.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,538.94
Avg. DMV Fee	196.00
Cash Sale Price	$56,088.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,088.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$959.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,185.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Limited

⇩ View Seller Description

This low mileage preowned 2026 Hyundai PALISADE Limited AWD SUV below 0,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $53K at Hyundai On Perryville in Rockford, IL. ...View More Details

Sales Price:	$52,635
Est. Payment:	$1006.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Rockford, IL

Item	Amount
Used Car Price⁽¹⁾	$52,635.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,808.44
Avg. DMV Fee	196.00
Cash Sale Price	$58,808.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,808.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1006.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,635.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid SEL Premium

⇩ View Seller Description

This low mileage used 2026 Hyundai PALISADE Hybrid SEL Premium AWD SUV below 0,000 miles, automatic transmission, and 2.5L hybrid engine is for sale right now under $53K at Hyundai On Perryville in Rockford, IL. ...View More Details

Sales Price:	$52,435
Est. Payment:	$1002.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Rockford, IL

Item	Amount
Used Car Price⁽¹⁾	$52,435.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,786.44
Avg. DMV Fee	196.00
Cash Sale Price	$58,586.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,586.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1002.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,435.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid SEL Premium

⇩ View Seller Description

This low mileage second hand 2026 Hyundai PALISADE Hybrid SEL Premium AWD SUV under 0,000 miles, automatic transmission, and 2.5L hybrid engine is for sale right now under $53K at Hyundai On Perryville in Rockford, IL. ...View More Details

Sales Price:	$52,025
Est. Payment:	$994.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Rockford, IL

Item	Amount
Used Car Price⁽¹⁾	$52,025.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,741.34
Avg. DMV Fee	196.00
Cash Sale Price	$58,131.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,131.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$994.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,025.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $55,000

2025 Ford F-150 XLT

2025 Ford F-150 XLT

2025 Ford F-150 Lariat

2023 Ford F-250 Super Duty XLT

2026 Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE Limited

2026 Hyundai PALISADE Hybrid SEL Premium

2026 Hyundai PALISADE Hybrid SEL Premium

Greater Rockford Area Cities with Used Cars for Sale Below $55K

Metro Rockford Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $55,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2023 Ford F-250 Super Duty XLT Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2026 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2026 Hyundai PALISADE Limited Car Loan Estimate

2026 Hyundai PALISADE Hybrid SEL Premium

Hyundai PALISADE Hybrid SEL Premium

2026 Hyundai PALISADE Hybrid SEL Premium Car Loan Estimate

2026 Hyundai PALISADE Hybrid SEL Premium

Hyundai PALISADE Hybrid SEL Premium

2026 Hyundai PALISADE Hybrid SEL Premium Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $55K

Metro Rockford Area Counties with Used Cars for Sale Below $55,000

Customize Payments

Find Financing

Customize Payments