Rockford, IL Area Used Cars Under $40,000

2025 Ford Bronco Big Bend

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This low mileage preowned 2025 Ford Bronco Big Bend 4x4 SUV under 25,000 miles, transmission, and 20 MPG, 2.3L gas engine is for sale right now under $40K at Bryden Ford in Durand, IL. ...View More Details

Sales Price:	$39,990
Est. Payment:	$766.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,877
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.49
Avg. DMV Fee	196.00
Cash Sale Price	$44,772.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,772.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage used 2024 Ford Explorer XLT AWD SUV under 27,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $36K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$35,650
Est. Payment:	$683.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,866
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,940.09
Avg. DMV Fee	196.00
Cash Sale Price	$39,955.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,955.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Laredo

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This low mileage second hand 2024 Jeep Grand Cherokee Laredo 4x4 SUV below 14,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,159
Est. Payment:	$693.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,816
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,159.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,996.08
Avg. DMV Fee	196.00
Cash Sale Price	$40,520.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,520.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,159.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active AWD SUV under 0,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $40K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$39,539
Est. Payment:	$757.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	174
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$39,539.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,367.88
Avg. DMV Fee	196.00
Cash Sale Price	$44,271.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,271.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,539.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV under 10,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,275
Est. Payment:	$695.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,653
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,275.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,008.84
Avg. DMV Fee	196.00
Cash Sale Price	$40,648.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,648.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon 4xe

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This low mileage preowned 2025 Jeep Wrangler Rubicon 4xe 4x4 SUV under 16,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $36K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$35,950
Est. Payment:	$689.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,774
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,973.09
Avg. DMV Fee	196.00
Cash Sale Price	$40,288.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,288.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

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This low mileage preowned 2024 Nissan Frontier S 4x4 pickup below 33,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now below $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,675
Est. Payment:	$703.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,270
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,675.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,052.84
Avg. DMV Fee	196.00
Cash Sale Price	$41,092.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,092.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This low mileage used 2022 BMW X5 xDrive40i AWD SUV under 41,000 miles, automatic transmission, and 20 MPG, 3.0L hybrid engine is for sale right now below $37K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$709.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,260
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.27
Avg. DMV Fee	196.00
Cash Sale Price	$41,440.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,440.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This below average mileage used 2023 Ford F-150 Lariat 4x4 pickup under 65,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$36,983
Est. Payment:	$823.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,487
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,983.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,086.72
Avg. DMV Fee	196.00
Cash Sale Price	$41,434.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,434.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$823.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 King Ranch

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This average mileage second hand 2022 Ford F-150 King Ranch 4x4 pickup under 74,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $38K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$37,490
Est. Payment:	$911.45 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,783
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$37,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,142.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,997.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,997.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$911.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2025 Ford Bronco Big Bend

2024 Ford Explorer XLT

2024 Jeep Grand Cherokee Laredo

2025 Ford Explorer Active

2025 Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Rubicon 4xe

2024 Nissan Frontier S

2022 BMW X5 xDrive40i

2023 Ford F-150 Lariat

2022 Ford F-150 King Ranch

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2025 Ford Bronco Big Bend

Ford Bronco Big Bend

2025 Ford Bronco Big Bend Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2024 Jeep Grand Cherokee Laredo Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Jeep Wrangler Rubicon 4xe

Jeep Wrangler Rubicon 4xe

2025 Jeep Wrangler Rubicon 4xe Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 Ford F-150 King Ranch

Ford F-150 King Ranch

2022 Ford F-150 King Ranch Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

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