Rockford, IL Area Used Cars Under $40,000

2024 Jeep Grand Cherokee Laredo

⇩ View Seller Description

This low mileage second hand 2024 Jeep Grand Cherokee Laredo 4x4 SUV under 14,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,159
Est. Payment:	$693.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,816
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,159.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,996.08
Avg. DMV Fee	196.00
Cash Sale Price	$40,520.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,520.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$693.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,159.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 27,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $36K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$35,650
Est. Payment:	$683.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,866
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,940.09
Avg. DMV Fee	196.00
Cash Sale Price	$39,955.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,955.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 25,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $36K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$35,699
Est. Payment:	$684.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,310
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,699.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,945.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,009.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,009.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV under 31,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $37K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$36,910
Est. Payment:	$707.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,291
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,910.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,078.69
Avg. DMV Fee	196.00
Cash Sale Price	$41,353.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,353.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$707.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage second hand 2024 Jeep Grand Cherokee L Limited 4x4 SUV under 19,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $38K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$37,825
Est. Payment:	$725.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,202
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$37,825.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,179.34
Avg. DMV Fee	196.00
Cash Sale Price	$42,369.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,369.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,825.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

⇩ View Seller Description

This low mileage used 2025 Jeep Wrangler Backcountry 4xe 4x4 SUV below 10,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,275
Est. Payment:	$695.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,653
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,275.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,008.84
Avg. DMV Fee	196.00
Cash Sale Price	$40,648.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,648.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

⇩ View Seller Description

This low mileage preowned 2025 Ford Explorer Active AWD SUV under 0,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $40K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$39,539
Est. Payment:	$757.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	174
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$39,539.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,367.88
Avg. DMV Fee	196.00
Cash Sale Price	$44,271.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,271.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,539.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This below average mileage second hand 2024 Ford F-150 XLT 4x4 pickup under 64,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $37K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$36,477
Est. Payment:	$811.84 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,275
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,031.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,873.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,873.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$811.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon 4xe

⇩ View Seller Description

This low mileage preowned 2025 Jeep Wrangler Rubicon 4xe 4x4 SUV below 16,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $36K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$35,950
Est. Payment:	$689.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,774
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,973.09
Avg. DMV Fee	196.00
Cash Sale Price	$40,288.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,288.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Frontier S

⇩ View Seller Description

This low mileage preowned 2024 Nissan Frontier S 4x4 pickup below 33,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,675
Est. Payment:	$703.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,270
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,675.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,052.84
Avg. DMV Fee	196.00
Cash Sale Price	$41,092.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,092.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$703.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2024 Jeep Grand Cherokee Laredo

2024 Ford Explorer XLT

2024 Ford Explorer XLT

2025 Ford Explorer ST-Line

2024 Jeep Grand Cherokee L Limited

2025 Jeep Wrangler Backcountry 4xe

2025 Ford Explorer Active

2024 Ford F-150 XLT

2025 Jeep Wrangler Rubicon 4xe

2024 Nissan Frontier S

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2024 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2024 Jeep Grand Cherokee Laredo Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2024 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2024 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Jeep Wrangler Rubicon 4xe

Jeep Wrangler Rubicon 4xe

2025 Jeep Wrangler Rubicon 4xe Car Loan Estimate

2024 Nissan Frontier S

Nissan Frontier S

2024 Nissan Frontier S Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments