Rockford, IL Area Used Cars Under $40,000

2021 Buick Enclave Essence

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This low mileage second hand 2021 Buick Enclave Essence 4x4 SUV under 34,000 miles, automatic transmission, and 21 MPG, 3.60L gas engine is for sale right now under $36K at Bocker Auto Group in Freeport, IL. ...View More Details

Sales Price:	$35,900
Est. Payment:	$694.26 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	33,841
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,967.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,232.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,232.59
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 Elevation

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This low mileage preowned 2021 GMC Sierra 1500 Elevation 4x4 pickup under 41,000 miles, automatic transmission, and 21 MPG, 5.30L gas engine is for sale right now below $38K at Bocker Auto Group in Freeport, IL. ...View More Details

Sales Price:	$37,756
Est. Payment:	$729.81 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	40,506
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$37,756.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,171.75
Avg. DMV Fee	196.00
Cash Sale Price	$42,292.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,292.75
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$729.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,756.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Venza LE

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This low mileage used 2023 Toyota Venza LE AWD SUV under 16,000 miles, cvt transmission, and 21 MPG, 2.50L hybrid engine is for sale right now under $37K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$36,574
Est. Payment:	$707.17 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	16,413
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$36,574.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,041.73
Avg. DMV Fee	196.00
Cash Sale Price	$40,980.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,980.73
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$707.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,574.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Atlas Cross Sport V6 SEL Premium R-Line 4Motion

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This low mileage used 2023 Volkswagen Atlas Cross Sport V6 SEL Premium R-Line 4Motion AWD SUV below 17,000 miles, automatic transmission, and 21 MPG, 3.60L gas engine is for sale right now under $40K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$39,991
Est. Payment:	$772.62 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	16,988
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,417.60
Avg. DMV Fee	196.00
Cash Sale Price	$44,773.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,773.60
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$772.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage used 2022 Ford Explorer XLT AWD SUV under 22,000 miles, automatic transmission, and 21 MPG, 2.30L gas engine is for sale right now under $36K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$35,988
Est. Payment:	$695.95 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	22,442
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.27
Avg. DMV Fee	196.00
Cash Sale Price	$40,330.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,330.27
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$695.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Telluride EX

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This low mileage preowned 2022 Kia Telluride EX AWD SUV below 40,000 miles, automatic transmission, and 21 MPG, 3.80L gas engine is for sale right now under $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,950
Est. Payment:	$714.38 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	40,047
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,083.09
Avg. DMV Fee	196.00
Cash Sale Price	$41,398.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,398.09
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$714.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage second hand 2022 Ford Explorer XLT AWD SUV below 11,000 miles, automatic transmission, and 21 MPG, 2.30L gas engine is for sale right now below $38K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$37,550
Est. Payment:	$725.87 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	10,684
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$37,550.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,149.09
Avg. DMV Fee	196.00
Cash Sale Price	$42,064.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,064.09
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Challenger R/T

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This low mileage preowned 2022 Dodge Challenger R/T RWD coupe below 11,000 miles, automatic transmission, and 21 MPG, 5.70L gas engine is for sale right now below $39K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$38,665
Est. Payment:	$747.23 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	11,204
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$38,665.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,271.74
Avg. DMV Fee	196.00
Cash Sale Price	$43,301.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,301.74
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger XLT

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This low mileage second hand 2021 Ford Ranger XLT 4x4 pickup under 34,000 miles, automatic transmission, and 21 MPG, 2.30L gas engine is for sale right now under $37K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$36,421
Est. Payment:	$704.24 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	34,018
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$36,421.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,024.90
Avg. DMV Fee	196.00
Cash Sale Price	$40,810.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,810.90
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,421.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F 150 XLT

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This low mileage used 2021 Ford F 150 XLT 4x4 pickup under 42,000 miles, automatic transmission, and 21 MPG, 2.70L gas engine is for sale right now under $37K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$36,488
Est. Payment:	$705.53 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	42,224
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,032.27
Avg. DMV Fee	196.00
Cash Sale Price	$40,885.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,885.27
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$705.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2021 Buick Enclave Essence

2021 GMC Sierra 1500 Elevation

2023 Toyota Venza LE

2023 Volkswagen Atlas Cross Sport V6 SEL Premium R-Line 4Motion

2022 Ford Explorer XLT

2022 Kia Telluride EX

2022 Ford Explorer XLT

2022 Dodge Challenger R/T

2021 Ford Ranger XLT

2021 Ford F 150 XLT

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2021 Buick Enclave Essence

Buick Enclave Essence

2021 Buick Enclave Essence Car Loan Estimate

2021 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2021 GMC Sierra 1500 Elevation Car Loan Estimate

2023 Toyota Venza LE

Toyota Venza LE

2023 Toyota Venza LE Car Loan Estimate

2023 Volkswagen Atlas Cross Sport V6 SEL Premium R-Line 4Motion

Volkswagen Atlas Cross Sport V6 SEL Premium R-Line 4Motion

2023 Volkswagen Atlas Cross Sport V6 SEL Premium R-Line 4Motion Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2022 Kia Telluride EX

Kia Telluride EX

2022 Kia Telluride EX Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2022 Dodge Challenger R/T

Dodge Challenger R/T

2022 Dodge Challenger R/T Car Loan Estimate

2021 Ford Ranger XLT

Ford Ranger XLT

2021 Ford Ranger XLT Car Loan Estimate

2021 Ford F 150 XLT

Ford F 150 XLT

2021 Ford F 150 XLT Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

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