Rockford, IL Area Used Cars Under $40,000

2024 Jeep Grand Cherokee L Limited

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This low mileage second hand 2024 Jeep Grand Cherokee L Limited 4X4 SUV below 19,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $38K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$37,825
Est. Payment:	$725.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,202
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$37,825.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,179.34
Avg. DMV Fee	196.00
Cash Sale Price	$42,369.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,369.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,825.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

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This low mileage second hand 2024 Ford Explorer XLT AWD SUV below 20,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $38K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$37,407
Est. Payment:	$717.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,231
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$37,407.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,133.36
Avg. DMV Fee	196.00
Cash Sale Price	$41,905.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,905.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$717.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,407.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Rubicon 4xe

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This low mileage second hand 2025 Jeep Wrangler Rubicon 4xe 4X4 SUV below 16,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $36K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$35,398
Est. Payment:	$678.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,774
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,398.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,912.37
Avg. DMV Fee	196.00
Cash Sale Price	$39,675.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,675.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4X4 pickup under 42,000 miles, a transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $37K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$36,977
Est. Payment:	$708.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,632
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$36,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,086.06
Avg. DMV Fee	196.00
Cash Sale Price	$41,428.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,428.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 21,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $36K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$35,976
Est. Payment:	$689.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,970
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,976.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,975.95
Avg. DMV Fee	196.00
Cash Sale Price	$40,316.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,316.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee Laredo

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This low mileage second hand 2024 Jeep Grand Cherokee Laredo 4X4 SUV under 14,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $36K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$35,875
Est. Payment:	$687.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,816
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$35,875.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,964.84
Avg. DMV Fee	196.00
Cash Sale Price	$40,204.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,204.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$687.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty Lariat

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This high mileage second hand 2020 Ford F-250 Super Duty Lariat 4X4 pickup under 123,000 miles, a transmission, and 21 MPG, 6.7L diesel engine is for sale right now below $40K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$39,947
Est. Payment:	$1632.05 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,726
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$39,947.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,412.76
Avg. DMV Fee	196.00
Cash Sale Price	$44,724.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,724.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$1632.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4X4 pickup below 41,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$39,566
Est. Payment:	$758.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,067
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$39,566.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,370.85
Avg. DMV Fee	196.00
Cash Sale Price	$44,301.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,301.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$758.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,566.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer Limited

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This low mileage second hand 2024 Ford Explorer Limited AWD SUV below 33,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $38K at Bryden Ford, Inc. in Durand, IL. ...View More Details

Sales Price:	$37,490
Est. Payment:	$718.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,331
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$37,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,142.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,997.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,997.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 38,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now below $36K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$35,462
Est. Payment:	$680.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,622
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,462.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,919.41
Avg. DMV Fee	196.00
Cash Sale Price	$39,746.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,746.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2024 Jeep Grand Cherokee L Limited

2024 Ford Explorer XLT

2025 Jeep Wrangler Rubicon 4xe

2022 Ford F-150 Lariat

2023 Ford Explorer XLT

2024 Jeep Grand Cherokee Laredo

2020 Ford F-250 Super Duty Lariat

2023 Ford F-150 Lariat

2024 Ford Explorer Limited

2024 Ford F-150 XLT

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $40,000

2024 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2024 Jeep Grand Cherokee L Limited Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2025 Jeep Wrangler Rubicon 4xe

Jeep Wrangler Rubicon 4xe

2025 Jeep Wrangler Rubicon 4xe Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Jeep Grand Cherokee Laredo

Jeep Grand Cherokee Laredo

2024 Jeep Grand Cherokee Laredo Car Loan Estimate

2020 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2020 Ford F-250 Super Duty Lariat Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford Explorer Limited

Ford Explorer Limited

2024 Ford Explorer Limited Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $40K

Metro Rockford Area Counties with Used Cars for Sale Below $40,000

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