Rockford, IL Area Used Cars Under $45,000

2023 Ford Bronco Outer Banks Advanced

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This low mileage second hand 2023 Ford Bronco Outer Banks Advanced 4X4 SUV below 23,000 miles, a transmission, and 2.3L gas engine is for sale right now below $44K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$43,997
Est. Payment:	$842.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,376
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$43,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.26
Avg. DMV Fee	196.00
Cash Sale Price	$49,220.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,220.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$842.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Cadillac Escalade ESV Premium Luxury

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This high mileage preowned 2021 Cadillac Escalade ESV Premium Luxury 4X4 SUV under 114,000 miles, a transmission, and 6.2L gas engine is for sale right now below $44K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$43,977
Est. Payment:	$1522.02 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,646
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$43,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,856.06
Avg. DMV Fee	196.00
Cash Sale Price	$49,198.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,198.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1522.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4X4 pickup under 27,000 miles, a transmission, and 3.5L gas engine is for sale right now below $43K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$42,902
Est. Payment:	$821.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,773
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$42,902.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,737.81
Avg. DMV Fee	196.00
Cash Sale Price	$48,004.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,004.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage second hand 2024 Ford F-150 Lariat 4X4 pickup below 36,000 miles, a transmission, and 3.5L hybrid engine is for sale right now below $45K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$44,977
Est. Payment:	$860.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,826
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$44,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,966.06
Avg. DMV Fee	196.00
Cash Sale Price	$50,308.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,308.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$860.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 34,000 miles, a transmission, and 2.7L gas engine is for sale right now below $42K at Freeport Ford, LLC in Freeport, IL. ...View More Details

Sales Price:	$41,085
Est. Payment:	$786.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,119
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$41,085.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,537.94
Avg. DMV Fee	196.00
Cash Sale Price	$45,987.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,987.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$786.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Corsair Grand Touring

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This low mileage second hand 2025 Lincoln Corsair Grand Touring AWD SUV under 22,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $43K at Freeport Ford, LLC in Freeport, IL. ...View More Details

Sales Price:	$42,477
Est. Payment:	$813.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,875
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$42,477.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,691.06
Avg. DMV Fee	196.00
Cash Sale Price	$47,533.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,533.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 48,000 miles, a transmission, and 3.5L gas engine is for sale right now under $41K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$40,655
Est. Payment:	$778.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,557
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$40,655.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,490.64
Avg. DMV Fee	196.00
Cash Sale Price	$45,510.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,510.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$778.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,655.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XLT

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This below average mileage used 2022 Ford F-350 Super Duty XLT 4X4 pickup below 62,000 miles, a transmission, and 7.3L gas engine is for sale right now below $45K at Bryden Ford, Inc. in Durand, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$999.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,667
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$999.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 25,000 miles, a transmission, and 3.5L gas engine is for sale right now under $44K at Prescott Brothers Ford, Inc. in Rochelle, IL. ...View More Details

Sales Price:	$43,700
Est. Payment:	$836.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,658
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$43,700.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,825.59
Avg. DMV Fee	196.00
Cash Sale Price	$48,890.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,890.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$836.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT

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This low mileage preowned 2024 Ford Mustang GT RWD coupe below 5,000 miles, transmission, and 5.0L gas engine is for sale right now below $44K at Freeport Ford, LLC in Freeport, IL. ...View More Details

Sales Price:	$43,905
Est. Payment:	$840.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,890
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$43,905.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,848.14
Avg. DMV Fee	196.00
Cash Sale Price	$49,118.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,118.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$840.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $45,000

2023 Ford Bronco Outer Banks Advanced

2021 Cadillac Escalade ESV Premium Luxury

2023 Ford F-150 XLT

2024 Ford F-150 Lariat

2023 Ford F-150 XLT

2025 Lincoln Corsair Grand Touring

2024 Ford F-150 XLT

2022 Ford F-350 Super Duty XLT

2023 Ford F-150 XLT

2024 Ford Mustang GT

Greater Rockford Area Cities with Used Cars for Sale Below $45K

Metro Rockford Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $45,000

2023 Ford Bronco Outer Banks Advanced

Ford Bronco Outer Banks Advanced

2023 Ford Bronco Outer Banks Advanced Car Loan Estimate

2021 Cadillac Escalade ESV Premium Luxury

Cadillac Escalade ESV Premium Luxury

2021 Cadillac Escalade ESV Premium Luxury Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Lincoln Corsair Grand Touring

Lincoln Corsair Grand Touring

2025 Lincoln Corsair Grand Touring Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford F-350 Super Duty XLT

Ford F-350 Super Duty XLT

2022 Ford F-350 Super Duty XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Mustang GT

Ford Mustang GT

2024 Ford Mustang GT Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $45K

Metro Rockford Area Counties with Used Cars for Sale Below $45,000

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