Rockford, IL Area Used Cars Under $45,000

2023 Ford F-150 Limited

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This low mileage preowned 2023 Ford F-150 Limited 4x4 pickup under 30,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $43K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$42,170
Est. Payment:	$807.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,845
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$42,170.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,657.29
Avg. DMV Fee	196.00
Cash Sale Price	$47,192.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,192.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$807.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,170.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4x4 pickup below 27,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$43,275
Est. Payment:	$828.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,773
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$43,275.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,778.84
Avg. DMV Fee	196.00
Cash Sale Price	$48,418.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,418.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$828.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage second hand 2024 Ford Ranger Lariat 4x4 pickup under 15,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $43K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$42,179
Est. Payment:	$807.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,088
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$42,179.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,658.28
Avg. DMV Fee	196.00
Cash Sale Price	$47,202.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,202.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$807.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,179.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage second hand 2023 Ford F-150 Platinum 4x4 pickup under 25,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $44K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$43,975
Est. Payment:	$841.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,658
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$43,975.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,855.84
Avg. DMV Fee	196.00
Cash Sale Price	$49,195.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,195.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 2500HD Denali

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This high mileage preowned 2021 GMC Sierra 2500HD Denali 4x4 pickup below 110,000 miles, automatic transmission, and 20 MPG, 6.6L diesel engine is for sale right now below $45K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$44,985
Est. Payment:	$1556.63 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,411
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$44,985.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,966.94
Avg. DMV Fee	196.00
Cash Sale Price	$50,316.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,316.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1556.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage second hand 2025 Ford Explorer Platinum AWD SUV under 18,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now under $43K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$42,988
Est. Payment:	$823.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,211
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$42,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,747.27
Avg. DMV Fee	196.00
Cash Sale Price	$48,100.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,100.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$823.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This below average mileage second hand 2022 Ford F-350 Super Duty XL 4x4 pickup under 62,000 miles, automatic transmission, and 20 MPG, 7.3L gas engine is for sale right now below $45K at Bryden Ford in Durand, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$999.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,523
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$999.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 48,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $41K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$40,890
Est. Payment:	$783.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,557
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$40,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,516.49
Avg. DMV Fee	196.00
Cash Sale Price	$45,771.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,771.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$783.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 21,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $44K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$43,422
Est. Payment:	$831.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,892
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$43,422.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,795.01
Avg. DMV Fee	196.00
Cash Sale Price	$48,582.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,582.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$831.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4x4 pickup under 23,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$41,180
Est. Payment:	$788.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,088
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$41,180.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,548.39
Avg. DMV Fee	196.00
Cash Sale Price	$46,093.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,093.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$788.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 Limited

2023 Ford F-150 Platinum

2024 Ford Ranger Lariat

2023 Ford F-150 Platinum

2021 GMC Sierra 2500HD Denali

2025 Ford Explorer Platinum

2022 Ford F-350 Super Duty XL

2024 Ford F-150 XLT

2023 Ford F-150 XLT

2022 Ford F-150 XL

Greater Rockford Area Cities with Used Cars for Sale Below $45K

Metro Rockford Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2021 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2021 GMC Sierra 2500HD Denali Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $45K

Metro Rockford Area Counties with Used Cars for Sale Below $45,000

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