Rockford, IL Area Used Cars Under $45,000

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 27,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $43K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$42,902
Est. Payment:	$821.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,773
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$42,902.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,737.81
Avg. DMV Fee	196.00
Cash Sale Price	$48,004.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,004.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$821.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,902.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage second hand 2024 Ford F-150 XLT 4x4 pickup below 48,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $41K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$40,655
Est. Payment:	$778.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,557
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$40,655.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,490.64
Avg. DMV Fee	196.00
Cash Sale Price	$45,510.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,510.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$778.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,655.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup under 21,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $43K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$42,922
Est. Payment:	$821.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,892
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$42,922.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,740.01
Avg. DMV Fee	196.00
Cash Sale Price	$48,027.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,027.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$821.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage second hand 2024 Ford Ranger Lariat 4x4 pickup below 15,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $42K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$41,998
Est. Payment:	$804.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,088
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$41,998.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,638.37
Avg. DMV Fee	196.00
Cash Sale Price	$47,001.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,001.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$804.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Cadillac Escalade ESV Premium Luxury

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This high mileage second hand 2021 Cadillac Escalade ESV Premium Luxury 4x4 SUV under 114,000 miles, automatic transmission, and 21 MPG, 6.2L gas engine is for sale right now below $45K at Dixon Ford in Dixon, IL. ...View More Details

Sales Price:	$44,988
Est. Payment:	$1556.74 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,646
Location:	Dixon, IL

Item	Amount
Used Car Price⁽¹⁾	$44,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.27
Avg. DMV Fee	196.00
Cash Sale Price	$50,320.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,320.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1556.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lincoln Corsair Grand Touring

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This low mileage used 2025 Lincoln Corsair Grand Touring AWD SUV under 22,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now under $44K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$43,036
Est. Payment:	$823.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,875
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$43,036.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,752.55
Avg. DMV Fee	196.00
Cash Sale Price	$48,153.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,153.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$823.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,036.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-350 Super Duty XL

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This below average mileage used 2022 Ford F-350 Super Duty XL 4x4 pickup under 62,000 miles, automatic transmission, and 21 MPG, 7.3L gas engine is for sale right now under $45K at Bryden Ford in Durand, IL. ...View More Details

Sales Price:	$44,990
Est. Payment:	$999.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,667
Location:	Durand, IL

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,967.49
Avg. DMV Fee	196.00
Cash Sale Price	$50,322.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,322.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$999.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup under 23,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $42K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$41,180
Est. Payment:	$788.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,088
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$41,180.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,548.39
Avg. DMV Fee	196.00
Cash Sale Price	$46,093.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,093.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$788.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,180.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup under 34,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $42K at Freeport Ford in Freeport, IL. ...View More Details

Sales Price:	$41,834
Est. Payment:	$801.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,119
Location:	Freeport, IL

Item	Amount
Used Car Price⁽¹⁾	$41,834.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,620.33
Avg. DMV Fee	196.00
Cash Sale Price	$46,819.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,819.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$801.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,834.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage used 2023 Ford Bronco Base Advanced 4x4 SUV under 23,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $44K at Prescott Brothers Ford in Rochelle, IL. ...View More Details

Sales Price:	$43,997
Est. Payment:	$842.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,376
Location:	Rochelle, IL

Item	Amount
Used Car Price⁽¹⁾	$43,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,858.26
Avg. DMV Fee	196.00
Cash Sale Price	$49,220.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,220.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$842.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ford F-150 Lariat

2024 Ford Ranger Lariat

2021 Cadillac Escalade ESV Premium Luxury

2025 Lincoln Corsair Grand Touring

2022 Ford F-350 Super Duty XL

2022 Ford F-150 Lariat

2023 Ford F-150 XL

2023 Ford Bronco Base Advanced

Greater Rockford Area Cities with Used Cars for Sale Below $45K

Metro Rockford Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Rockford Area

Metro Rockford Secondhand Used Vehicles Priced Below $45,000

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2021 Cadillac Escalade ESV Premium Luxury

Cadillac Escalade ESV Premium Luxury

2021 Cadillac Escalade ESV Premium Luxury Car Loan Estimate

2025 Lincoln Corsair Grand Touring

Lincoln Corsair Grand Touring

2025 Lincoln Corsair Grand Touring Car Loan Estimate

2022 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2022 Ford F-350 Super Duty XL Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

Greater Rockford Area Cities with Used Cars for Sale Below $45K

Metro Rockford Area Counties with Used Cars for Sale Below $45,000

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