Metro Lexington, KY Area Used Cars Under $450 a Month

2026 Hyundai ELANTRA SE

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This low mileage preowned 2026 Hyundai ELANTRA SE FWD sedan below 8,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $23K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$22,988
Est. Payment:	$425.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,895
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$22,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,865.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,865.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$425.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 EX

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This low mileage used 2025 Kia K4 EX FWD sedan under 10,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $24K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$23,888
Est. Payment:	$441.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,193
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,460.28
Avg. DMV Fee	21.00
Cash Sale Price	$25,819.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,819.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$441.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Seltos S

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This low mileage second hand 2024 Kia Seltos S AWD SUV below 46,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,995
Est. Payment:	$407.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,497
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,346.70
Avg. DMV Fee	21.00
Cash Sale Price	$23,812.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,812.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$407.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 GMC Terrain SLE

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This above average mileage second hand 2018 GMC Terrain SLE 4x4 SUV below 97,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $14K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$13,676
Est. Payment:	$404.46 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,529
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$13,676.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	847.56
Avg. DMV Fee	21.00
Cash Sale Price	$14,994.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,994.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$404.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,676.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SEL Plus

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This low mileage certified preowned 2022 Hyundai SONATA SEL Plus FWD sedan under 35,000 miles, automatic transmission, and 1.6L gas engine is for sale right now under $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,983
Est. Payment:	$407.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,882
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,983.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,345.98
Avg. DMV Fee	21.00
Cash Sale Price	$23,799.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,799.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$407.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,983.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Jeep Grand Cherokee Limited

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This high mileage used 2015 Jeep Grand Cherokee Limited 4x4 SUV below 104,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $13K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$12,995
Est. Payment:	$441.55 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,633
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	806.70
Avg. DMV Fee	21.00
Cash Sale Price	$14,272.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,272.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$441.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Nissan Rogue S

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This average mileage used 2020 Nissan Rogue S AWD SUV under 83,000 miles, cvt transmission, and 2.5L gas engine is for sale right now below $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,800
Est. Payment:	$414.02 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,241
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	975.00
Avg. DMV Fee	21.00
Cash Sale Price	$17,246.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,246.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$414.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ram ProMaster 1500 136 WB

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This low mileage preowned 2018 Ram ProMaster 1500 136 WB FWD van under 26,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,988
Est. Payment:	$425.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,638
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,865.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,865.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$425.48

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ram 1500 Tradesman

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This below average mileage preowned 2015 Ram 1500 Tradesman 4x4 pickup below 63,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $21K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$20,488
Est. Payment:	$441.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,182
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$20,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,256.28
Avg. DMV Fee	21.00
Cash Sale Price	$22,215.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,215.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$441.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan below 5,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$21,998
Est. Payment:	$407.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,273
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$21,998.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,346.88
Avg. DMV Fee	21.00
Cash Sale Price	$23,815.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,815.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$407.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $450 / Month

2026 Hyundai ELANTRA SE

2025 Kia K4 EX

2024 Kia Seltos S

2018 GMC Terrain SLE

2022 Hyundai SONATA SEL Plus

2015 Jeep Grand Cherokee Limited

2020 Nissan Rogue S

2018 Ram ProMaster 1500 136 WB

2015 Ram 1500 Tradesman

2025 Hyundai ELANTRA SEL Sport

Greater Lexington Area Cities with Used Cars for Sale Below $450 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $450 / Month

2026 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2026 Hyundai ELANTRA SE Car Loan Estimate

2025 Kia K4 EX

Kia K4 EX

2025 Kia K4 EX Car Loan Estimate

2024 Kia Seltos S

Kia Seltos S

2024 Kia Seltos S Car Loan Estimate

2018 GMC Terrain SLE

GMC Terrain SLE

2018 GMC Terrain SLE Car Loan Estimate

2022 Hyundai SONATA SEL Plus

Hyundai SONATA SEL Plus

2022 Hyundai SONATA SEL Plus Car Loan Estimate

2015 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2015 Jeep Grand Cherokee Limited Car Loan Estimate

2020 Nissan Rogue S

Nissan Rogue S

2020 Nissan Rogue S Car Loan Estimate

2018 Ram ProMaster 1500 136 WB

Ram ProMaster 1500 136 WB

2018 Ram ProMaster 1500 136 WB Car Loan Estimate

2015 Ram 1500 Tradesman

Ram 1500 Tradesman

2015 Ram 1500 Tradesman Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $450 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $450 / Month

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