Metro Lexington, KY Area Used Cars Under $400 a Month

2023 Kia Soul LX

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This low mileage used 2023 Kia Soul LX FWD hatchback under 54,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,900
Est. Payment:	$357.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,620
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,101.00
Avg. DMV Fee	21.00
Cash Sale Price	$19,472.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,472.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$357.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Optima LX

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This high mileage preowned 2020 Kia Optima LX FWD sedan under 116,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $11K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$10,995
Est. Payment:	$375.96 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	116,196
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$10,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	686.70
Avg. DMV Fee	21.00
Cash Sale Price	$12,152.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,152.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$375.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This low mileage second hand 2024 Kia Soul LX FWD hatchback under 27,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $19K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$18,988
Est. Payment:	$352.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,182
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$18,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,166.28
Avg. DMV Fee	21.00
Cash Sale Price	$20,625.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,625.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$352.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan below 4,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$20,188
Est. Payment:	$374.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,394
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$20,188.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,238.28
Avg. DMV Fee	21.00
Cash Sale Price	$21,897.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,897.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,188.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage certified second hand 2025 Chevrolet Trax LT FWD SUV below 35,000 miles, automatic transmission, and 26 MPG, 1.2L gas engine is for sale right now below $22K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$21,486
Est. Payment:	$398.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,450
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$21,486.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,316.16
Avg. DMV Fee	21.00
Cash Sale Price	$23,273.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,273.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$398.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage second hand 2024 Hyundai ELANTRA SEL FWD sedan under 26,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,988
Est. Payment:	$389.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,862
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,286.28
Avg. DMV Fee	21.00
Cash Sale Price	$22,745.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,745.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$389.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This below average mileage used 2024 Kia Forte LXS FWD sedan under 65,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,995
Est. Payment:	$388.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,189
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,106.70
Avg. DMV Fee	21.00
Cash Sale Price	$19,572.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,572.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$388.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra SV

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This low mileage used 2024 Nissan Sentra SV FWD sedan under 16,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$20,900
Est. Payment:	$387.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,067
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,281.00
Avg. DMV Fee	21.00
Cash Sale Price	$22,652.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,652.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$387.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Soul LX

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This below average mileage used 2024 Kia Soul LX FWD hatchback below 60,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $18K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$17,995
Est. Payment:	$388.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,170
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,106.70
Avg. DMV Fee	21.00
Cash Sale Price	$19,572.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,572.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$388.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Value

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This average mileage second hand 2020 Hyundai TUCSON Value FWD SUV under 77,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $17K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$16,800
Est. Payment:	$397.28 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,621
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$16,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,035.00
Avg. DMV Fee	21.00
Cash Sale Price	$18,306.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,306.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$397.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Soul LX

2020 Kia Optima LX

2024 Kia Soul LX

2025 Hyundai ELANTRA SEL Sport

2025 Chevrolet Trax LT

2024 Hyundai ELANTRA SEL

2024 Kia Forte LXS

2024 Nissan Sentra SV

2024 Kia Soul LX

2020 Hyundai TUCSON Value

Greater Lexington Area Cities with Used Cars for Sale Below $400 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $400 / Month

2023 Kia Soul LX

Kia Soul LX

2023 Kia Soul LX Car Loan Estimate

2020 Kia Optima LX

Kia Optima LX

2020 Kia Optima LX Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2024 Nissan Sentra SV

Nissan Sentra SV

2024 Nissan Sentra SV Car Loan Estimate

2024 Kia Soul LX

Kia Soul LX

2024 Kia Soul LX Car Loan Estimate

2020 Hyundai TUCSON Value

Hyundai TUCSON Value

2020 Hyundai TUCSON Value Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $400 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $400 / Month

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