Metro Lexington, KY Area Used Cars Under $550 a Month

2023 Kia Sportage X-Line

⇩ View Seller Description

This low mileage preowned 2023 Kia Sportage X-Line AWD SUV below 30,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now below $28K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$27,900
Est. Payment:	$514.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,760
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$27,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,701.00
Avg. DMV Fee	21.00
Cash Sale Price	$30,072.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,072.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$514.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sportage EX

⇩ View Seller Description

This low mileage preowned 2024 Kia Sportage EX FWD SUV below 9,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now under $29K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$28,888
Est. Payment:	$532.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,242
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$28,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,760.28
Avg. DMV Fee	21.00
Cash Sale Price	$31,119.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,119.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$532.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Tradesman

⇩ View Seller Description

This average mileage second hand 2019 Ram 1500 Classic Tradesman 4X4 pickup below 71,000 miles, a transmission, and 29 MPG, 3.6L flexible engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,488
Est. Payment:	$528.13 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,842
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,376.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,335.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,335.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$528.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia K5 LXS

⇩ View Seller Description

This low mileage used 2026 Kia K5 LXS FWD sedan below 8,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now under $29K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$28,495
Est. Payment:	$525.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,027
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$28,495.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,736.70
Avg. DMV Fee	21.00
Cash Sale Price	$30,702.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,702.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$525.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This average mileage second hand 2023 Hyundai SANTA CRUZ SEL AWD pickup below 79,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now below $23K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$22,995
Est. Payment:	$539.80 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,053
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$22,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.70
Avg. DMV Fee	21.00
Cash Sale Price	$24,872.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,872.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$539.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Grand Cherokee Limited

⇩ View Seller Description

This high mileage preowned 2018 Jeep Grand Cherokee Limited 4X4 SUV below 101,000 miles, a transmission, and 29 MPG, 3.6L gas engine is for sale right now under $16K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$15,800
Est. Payment:	$533.53 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,355
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$15,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	975.00
Avg. DMV Fee	21.00
Cash Sale Price	$17,246.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,246.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$533.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sportage EX

⇩ View Seller Description

This low mileage preowned 2025 Kia Sportage EX FWD SUV under 19,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now under $29K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$28,888
Est. Payment:	$532.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,177
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$28,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,760.28
Avg. DMV Fee	21.00
Cash Sale Price	$31,119.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,119.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$532.50

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 GMC Acadia SLE-2

⇩ View Seller Description

This high mileage preowned 2017 GMC Acadia SLE-2 FWD SUV below 146,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now below $11K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$10,487
Est. Payment:	$423.82 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	145,671
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$10,487.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	656.22
Avg. DMV Fee	21.00
Cash Sale Price	$11,614.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,614.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$423.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Classic Tradesman

⇩ View Seller Description

This below average mileage second hand 2021 Ram 1500 Classic Tradesman 4X4 pickup below 66,000 miles, a transmission, and 29 MPG, 3.6L gas engine is for sale right now under $25K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$24,893
Est. Payment:	$534.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,589
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$24,893.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,520.58
Avg. DMV Fee	21.00
Cash Sale Price	$26,884.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,884.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$534.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SEL Premium

⇩ View Seller Description

This low mileage preowned 2026 Hyundai KONA SEL Premium FWD SUV below 5,000 miles, a transmission, and 29 MPG, 1.6L gas engine is for sale right now below $28K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$27,988
Est. Payment:	$516.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,378
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$27,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,706.28
Avg. DMV Fee	21.00
Cash Sale Price	$30,165.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,165.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$516.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $550 / Month

2023 Kia Sportage X-Line

2024 Kia Sportage EX

2019 Ram 1500 Classic Tradesman

2026 Kia K5 LXS

2023 Hyundai SANTA CRUZ SEL

2018 Jeep Grand Cherokee Limited

2025 Kia Sportage EX

2017 GMC Acadia SLE-2

2021 Ram 1500 Classic Tradesman

2026 Hyundai KONA SEL Premium

Greater Lexington Area Cities with Used Cars for Sale Below $550 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $550 / Month

2023 Kia Sportage X-Line

Kia Sportage X-Line

2023 Kia Sportage X-Line Car Loan Estimate

2024 Kia Sportage EX

Kia Sportage EX

2024 Kia Sportage EX Car Loan Estimate

2019 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2019 Ram 1500 Classic Tradesman Car Loan Estimate

2026 Kia K5 LXS

Kia K5 LXS

2026 Kia K5 LXS Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA CRUZ SEL Car Loan Estimate

2018 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2018 Jeep Grand Cherokee Limited Car Loan Estimate

2025 Kia Sportage EX

Kia Sportage EX

2025 Kia Sportage EX Car Loan Estimate

2017 GMC Acadia SLE-2

GMC Acadia SLE-2

2017 GMC Acadia SLE-2 Car Loan Estimate

2021 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2021 Ram 1500 Classic Tradesman Car Loan Estimate

2026 Hyundai KONA SEL Premium

Hyundai KONA SEL Premium

2026 Hyundai KONA SEL Premium Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $550 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $550 / Month

Customize Payments

Find Financing

Customize Payments