Lexington, KY Area Used Cars Under $40,000

2022 Jeep Wrangler Unlimited Rubicon

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This low mileage certified used 2022 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 42,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$659.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,283
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,181.00
Avg. DMV Fee	21.00
Cash Sale Price	$38,552.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,552.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 BMW X7 xDrive50i

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This low mileage second hand 2019 BMW X7 xDrive50i AWD SUV below 52,000 miles, automatic transmission, and 29 MPG, 4.4L gas engine is for sale right now under $37K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$36,759
Est. Payment:	$724.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,150
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$36,759.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,232.54
Avg. DMV Fee	21.00
Cash Sale Price	$39,462.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,462.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$724.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model Y Long Range

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This low mileage preowned 2025 Tesla Model Y Long Range RWD SUV below 13,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,888
Est. Payment:	$713.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,895
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,360.28
Avg. DMV Fee	21.00
Cash Sale Price	$41,719.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,719.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage preowned 2025 Nissan Pathfinder SL AWD SUV below 6,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now under $37K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$36,894
Est. Payment:	$677.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,989
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$36,894.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,240.64
Avg. DMV Fee	21.00
Cash Sale Price	$39,605.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,605.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage preowned 2025 Chevrolet Traverse LT FWD SUV under 21,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,900
Est. Payment:	$695.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,324
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,301.00
Avg. DMV Fee	21.00
Cash Sale Price	$40,672.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,672.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Yukon XL SLE

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This above average mileage preowned 2022 GMC Yukon XL SLE 4x4 SUV below 93,000 miles, automatic transmission, and 29 MPG, 5.3L gas engine is for sale right now below $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,800
Est. Payment:	$1065.64 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,190
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,235.00
Avg. DMV Fee	21.00
Cash Sale Price	$39,506.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,506.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1065.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage preowned 2023 Chevrolet Traverse RS 4x4 SUV under 30,000 miles, automatic transmission, and 29 MPG, 3.6L gas engine is for sale right now under $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,800
Est. Payment:	$712.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,920
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,355.00
Avg. DMV Fee	21.00
Cash Sale Price	$41,626.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,626.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$712.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV below 34,000 miles, automatic transmission, and 29 MPG, 3.8L gas engine is for sale right now under $39K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$38,975
Est. Payment:	$715.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,775
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$38,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,365.50
Avg. DMV Fee	21.00
Cash Sale Price	$41,811.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,811.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 23,000 miles, automatic transmission, and 29 MPG, 1.6L hybrid engine is for sale right now under $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,908
Est. Payment:	$732.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,494
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,908.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,421.48
Avg. DMV Fee	21.00
Cash Sale Price	$42,800.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,800.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Limited

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This low mileage used 2025 Subaru Outback Limited AWD SUV under 20,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now under $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,888
Est. Payment:	$659.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,134
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,539.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,539.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Wrangler Unlimited Rubicon

2019 BMW X7 xDrive50i

2025 Tesla Model Y Long Range

2025 Nissan Pathfinder SL

2025 Chevrolet Traverse LT

2022 GMC Yukon XL SLE

2023 Chevrolet Traverse RS

2023 Hyundai PALISADE Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 Subaru Outback Limited

Greater Lexington Area Cities with Used Cars for Sale Below $40K

Metro Lexington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $40,000

2022 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2022 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

2019 BMW X7 xDrive50i

BMW X7 xDrive50i

2019 BMW X7 xDrive50i Car Loan Estimate

2025 Tesla Model Y Long Range

Tesla Model Y Long Range

2025 Tesla Model Y Long Range Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2022 GMC Yukon XL SLE

GMC Yukon XL SLE

2022 GMC Yukon XL SLE Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2025 Subaru Outback Limited

Subaru Outback Limited

2025 Subaru Outback Limited Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $40K

Metro Lexington Area Counties with Used Cars for Sale Below $40,000

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