Lexington, KY Area Used Cars Under $40,000

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 23,000 miles, automatic transmission, and 29 MPG, 1.6L hybrid engine is for sale right now under $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,908
Est. Payment:	$732.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,494
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,908.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,421.48
Avg. DMV Fee	21.00
Cash Sale Price	$42,800.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,800.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$732.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Highlander LE

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This low mileage used 2025 Toyota Highlander LE FWD SUV below 37,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,988
Est. Payment:	$661.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,322
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.28
Avg. DMV Fee	21.00
Cash Sale Price	$38,645.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,645.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage second hand 2023 Chevrolet Silverado 1500 LT 4x4 pickup under 28,000 miles, automatic transmission, and 29 MPG, 2.7L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,890
Est. Payment:	$659.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,801
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,890.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,180.40
Avg. DMV Fee	21.00
Cash Sale Price	$38,541.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,541.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival LXS

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This low mileage used 2025 Kia Carnival LXS FWD minivan under 27,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now under $38K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$37,870
Est. Payment:	$695.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,313
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$37,870.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,299.20
Avg. DMV Fee	21.00
Cash Sale Price	$40,640.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,640.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Yukon XL SLE

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This above average mileage preowned 2022 GMC Yukon XL SLE 4x4 SUV below 93,000 miles, automatic transmission, and 29 MPG, 5.3L gas engine is for sale right now under $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,800
Est. Payment:	$1065.64 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,190
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,235.00
Avg. DMV Fee	21.00
Cash Sale Price	$39,506.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,506.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1065.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento EX

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This low mileage used 2025 Kia Sorento EX FWD SUV under 5,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,098
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.70
Avg. DMV Fee	21.00
Cash Sale Price	$38,652.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,652.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival SX

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This low mileage used 2024 Kia Carnival SX FWD minivan under 14,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now under $40K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$39,988
Est. Payment:	$733.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,108
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,426.28
Avg. DMV Fee	21.00
Cash Sale Price	$42,885.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,885.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Silverado 2500HD Work Truck

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This average mileage second hand 2016 Chevrolet Silverado 2500HD Work Truck 4x4 pickup under 71,000 miles, automatic transmission, and 29 MPG, 6.6L diesel engine is for sale right now under $36K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$35,985
Est. Payment:	$838.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,233
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$35,985.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,186.10
Avg. DMV Fee	21.00
Cash Sale Price	$38,642.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,642.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$838.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage preowned 2024 Hyundai PALISADE SEL AWD SUV under 31,000 miles, automatic transmission, and 29 MPG, 3.8L gas engine is for sale right now below $36K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$35,840
Est. Payment:	$658.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,534
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$35,840.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,177.40
Avg. DMV Fee	21.00
Cash Sale Price	$38,488.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,488.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$658.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,840.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Limited FWD SUV under 8,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $37K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$36,065
Est. Payment:	$662.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,917
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$36,065.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,190.90
Avg. DMV Fee	21.00
Cash Sale Price	$38,726.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,726.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,065.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 Toyota Highlander LE

2023 Chevrolet Silverado 1500 LT

2025 Kia Carnival LXS

2022 GMC Yukon XL SLE

2025 Kia Sorento EX

2024 Kia Carnival SX

2016 Chevrolet Silverado 2500HD Work Truck

2024 Hyundai PALISADE SEL

2025 Hyundai TUCSON Limited

Greater Lexington Area Cities with Used Cars for Sale Below $40K

Metro Lexington Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $40,000

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2025 Toyota Highlander LE

Toyota Highlander LE

2025 Toyota Highlander LE Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Kia Carnival LXS

Kia Carnival LXS

2025 Kia Carnival LXS Car Loan Estimate

2022 GMC Yukon XL SLE

GMC Yukon XL SLE

2022 GMC Yukon XL SLE Car Loan Estimate

2025 Kia Sorento EX

Kia Sorento EX

2025 Kia Sorento EX Car Loan Estimate

2024 Kia Carnival SX

Kia Carnival SX

2024 Kia Carnival SX Car Loan Estimate

2016 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2016 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $40K

Metro Lexington Area Counties with Used Cars for Sale Below $40,000

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